Some Aussies may love to work, while others may want to spend more time with loved ones, travelling or whatever else they want to do.

There are a variety of appealing reasons why reaching $75,000 of annual passive income could be compelling.

Let's look at how we can unlock those targeted goals.

The power of compounding

Every investor who wants to retire early should view compounding as one of their closest financial friends.

Albert Einstein once supposedly said:

Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it.

Compounding can help us benefit from investments that are growing on their own, over multiple years. When interest earns interest, investors can see their dollars grow into a much larger figure. Those investments are growing all by themselves, rather than requiring additional funding from our own finances.

To show how positively compounding can help Australians grow wealthier, I'm going to run through two potential examples.

Imagine someone who is 20 years old right now and manages to set aside $1,000 each month to invest in ASX shares. That implies an annual investment total of $12,000. Assuming the portfolio returns an average of 10% per year – which the share market has done over the long-term – it would grow into a value of $1.18 million after 25 years.

Turning to another example, let's think about someone who starts five years later at 25. Hopefully that person would be able to earn more and save more. Let's say they can invest $1,500 per month. If the portfolio also returned an average of 10% per year, it would grow to $1.03 million after 20 years.

Which ASX shares Aussies could buy for passive income to retire

If I use the two example portfolios above, a $1.18 million portfolio would require a dividend yield of 6.3% to make $75,000 of annual passive income. Meanwhile, a $1.03 million portfolio would require a dividend yield of 7.3%.

Those are certainly high dividend yields to target for income. It may be wise to consider building up the portfolio a bit further (for even just a year or two) before retiring, as that would allow investors to target a wider variety of investments.

If I were targeting dividend yields of more than 6%, or even above 7%, I would want to acknowledge that higher yields can come with a higher risk of being reduced.

But, there are a few names I'd include.

For portfolio average dividend yield that's in the 6.3% or so range, I'd look at names like Medibank Private Ltd (ASX: MPL), PM Capital Global Opportunities Fund Ltd (ASX: PGF), Dexus Industria REIT (ASX: DXI) and MFF Capital Investments Ltd (ASX: MFF).

Some of the names I'd consider thinking of that yield at least 7% or better include Future Generation Australia Ltd (ASX: FGX), Future Generation Global Ltd (ASX: FGG), Hearts and Minds Investments Ltd (ASX: HM1), WCM Global Growth Ltd (ASX: WQG) and Charter Hall Long WALE REIT (ASX: CLW).

I believe investors seeking to retire with $75,000 in annual passive income would be well served by the above stocks, as well as other ASX shares that could deliver strong growth.

The post How much do I need to retire on $75,000 a year at 45? appeared first on The Motley Fool Australia.

That is $52,000 a year arriving without having to go to work for it.

But how much superannuation would I actually need?

It depends on the income your portfolio produces

The answer comes down to the income yield you expect from your investments.

If the goal is to generate $52,000 a year without regularly selling down the portfolio, I am going to need a substantial superannuation balance.

For example, with a 4% dividend yield across the portfolio, I would require a balance of approximately $1.30 million. 

However, with a 5% dividend yield, the balance would fall to around $1.04 million, while a 6% yield would reduce the figure to about $867,000. 

All examples are before considering any potential benefit from franking credits.

Why I wouldn't simply chase a big yield

It would be tempting to decide that $867,000 is all I need and just aim for a 6% dividend yield in retirement.

But I would be careful with that.

A very high dividend yield can sometimes be a warning sign. A company may be struggling, its dividend may be unsustainable, or the share price may have fallen because investors expect earnings to deteriorate.

For retirement income, I would prefer a portfolio built around businesses and funds capable of supporting their payments over many years.

That could include infrastructure shares such as APA Group (ASX: APA) and Transurban Group (ASX: TCL), property investments such as Charter Hall Long WALE REIT (ASX: CLW), and established companies such as Coles Group Ltd (ASX: COL) and Woolworths Group Ltd (ASX: WOW).

Dividend-focused ASX exchange traded funds (ETFs) could also help spread the income across a larger collection of businesses.

Growth still has a role

Even in retirement, I would not necessarily turn the entire superannuation balance into income investments.

Inflation does not stop when you retire. If the portfolio can continue growing over time, that can help the income stream grow as well.

A mix of ASX dividend shares, quality growth companies, ETFs, and defensive assets could therefore make more sense than simply trying to maximise the starting yield.

Foolish takeaway

I think targeting around $1.04 million would be a sensible starting target for someone hoping to generate $1,000 per week from a portfolio yielding approximately 5%.

The important part is building an income stream that has a good chance of still being there many years into retirement.

The post How much do I need in superannuation to receive $1,000 passive income per week? appeared first on The Motley Fool Australia.

Commercial property typically offers a much higher rental yield than residential property, allowing it to provide investors with attractive passive income.

Real estate investment trusts (REITs) are the structure that allows investors to invest in commercial property on the ASX.

For me, Charter Hall Long WALE REIT is one of the leading picks for retirees for a number of reasons.

Diversification

The business can offer investors significant diversification because it's invested across a number of key defensive tenant industries that are supposedly resilient to economic shocks.

It's invested in areas that have tenants across government areas (like Geosciences Australia), hotels, grocery and distribution, telecommunications exchanges, data centres, service stations, banking and professional services, food manufacturing, healthcare, Bunnings properties, and more.

To be able to make one investment and get exposure to all of those sectors sounds appealing to me.

In terms of the quality of tenants, the organisations that account for at least 5% of revenue include government entities, Endeavour Group Ltd (ASX: EDV), Telstra Group Ltd (ASX: TLS), BP, Coles Group Ltd (ASX: COL) and Metcash Ltd (ASX: MTS).

The tenants are signed on for long-term contracts, giving investors long-term income security. Charter Hall Long WALE REIT currently has a weighted average lease expiry (WALE) of around nine years, which is a comforting length of time for retirees.

Ongoing rental growth

A REIT is not a term deposit; it's capable of delivering growth for investors.

The business has rental growth built into its contracts, which is a good tailwind for both rising property values and increasing the distribution over time.

Some of the properties have rental income growth linked to inflation, while the rest have fixed annual increases. This combination helped the business achieve average annual net property income growth of 3.1% in FY26.

I think rising rental income is a key factor that helped the business report a 2.6% year-over-year improvement in net tangible assets (NTA) during FY26.

Strong passive income yield

The business has a very generous distribution payout ratio of 100% of its rental earnings, giving investors a large yield.

It's also trading at a large discount to its underlying value – the NTA was $4.71 as of 30 June 2026. That means it's trading at a 28% discount, which is enormous for a high-quality REIT, in my view.

The ASX share expects to pay an annual distribution of 25.5 cents per security in FY27, which translates into a distribution yield of 7.5%. I think that's very appealing, and I'd happily buy some units if I were a retiree.

The post Why this ASX share is a retiree's dream for FY27 appeared first on The Motley Fool Australia.

Once you have built a large enough portfolio, money can arrive in your account without having to work another hour for it.

That could eventually mean extra holidays, fewer days at work, help with household bills, or simply more freedom.

Yet I think many people underestimate what they could build by starting with relatively modest amounts.

Let's look at what could happen with $500 a month.

Getting started

Investing $500 does not feel life-changing in itself.

Even after a year, you would have contributed just $6,000.

But the real value of those early investments is the amount of time they have to compound.

If $500 were invested every month and the portfolio generated an average return of 10% per annum, the balance could grow to approximately $100,000 after 10 years.

After 15 years, it could be worth around $200,000.

And after 20 years, the portfolio could reach approximately $360,000.

These figures assume returns are reinvested and are only illustrations. A 10% annual return is possible to achieve, but certainly not guaranteed.

Overall, I think this demonstrates how seemingly small decisions made today can have major consequences decades later.

I wouldn't chase dividends straight away

If I were starting this portfolio from scratch, income would not be my main priority.

I would want to grow the capital first. That could mean investing in high-quality ASX growth shares such as Xero Ltd (ASX: XRO), Goodman Group (ASX: GMG), and ResMed Inc (ASX: RMD).

Blue chips such as Wesfarmers Ltd (ASX: WES) could also have a role.

And ASX exchange traded funds (ETFs) such as the iShares S&P 500 ETF (ASX: IVV) or Vanguard MSCI Index International Shares ETF (ASX: VGS) could provide exposure to hundreds of global companies.

The aim during these years would be simple. It would be to keep investing, reinvest anything the portfolio pays out, and give compounding as much time as possible.

Turning growth into income

To generate $26,000 of passive income, I would target a portfolio valued at approximately $520,000 and a 5% dividend yield across it.

At our assumed 10% return, investing $500 every month could take the portfolio to this level in roughly 23 years.

Once there, this is when I would start thinking much more seriously about income.

Some of the growth investments could remain, while more money could gradually move toward dividend shares such as APA Group (ASX: APA), Transurban Group (ASX: TCL), HomeCo Daily Needs REIT (ASX: HDN), and Charter Hall Long WALE REIT (ASX: CLW).

A $520,000 portfolio yielding 5% would then produce $26,000 a year.

And all of it could have started with the decision to put aside $500 each month.

The post How to make $26,000 of passive income from ASX shares appeared first on The Motley Fool Australia.

Investing for passive income through superannuation makes sense to me for various reasons. I believe the low tax rate is a key benefit.

Remember that the net income we can use for spending is what we receive from our investments after tax. A full-time working Australian may lose a third (or more) of the received passive income to tax – it depends on what tax bracket they're in.

Due to the above, Australians can benefit from superannuation because of the lower tax rate.

Super has a lower tax rate in the accumulation phase compared to normal individual tax rates for a full-time earner. In retirement, the income tax rate could be as low as 0%.

Each Australian's household tax position is different, so we'll just look at targeting a certain passive income level, without talking about tax for the rest of the article.

How much is needed in superannuation for $6,500 of monthly passive income?

Receiving $6,500 per month in dividends translates into $78,000 annually. I'd bet most Australians would love to receive that level of dividends each year without having to do any further work for the money.

One of the main questions Aussies need to think about is what sort of investments they want to own and what dividend yield comes with that investment.

For example, a portfolio with a dividend yield of 6.5% can be half the size of a portfolio with a dividend yield of 3.25% when targeting $78,000 of yearly income (or any other income goal).

This means that for a 6.5% yield, the portfolio would need to be $1.2 million, whereas it would need to be $2.4 million at a 3.25% yield.

Using a middle value, a 5% dividend yield would require a $1.56 million portfolio to generate an average of $6,500 in monthly passive income.

The final dividend yield I'll note is 4%. It would take a $1.95 million portfolio value to unlock $78,000 of annual dividends.

The types of ASX dividend shares I'd look at

There are plenty of ASX dividend shares that superannuation investors can use to invest in superannuation, in their personal name, or through other structures.

Some of the stocks with lower yields that I'd look at are Washington H. Soul Pattinson and Co. Ltd (ASX: SOL), L1 Long Short Fund Ltd (ASX: LSF), Lovisa Holdings Ltd (ASX: LOV), Wesfarmers Ltd (ASX: WES) and APA Group (ASX: APA).

Turning to investment options with higher dividend yields, I'd consider names like Future Generation Australia Ltd (ASX: FGX), Telstra Group Ltd (ASX: TLS), WCM Quality Global Growth Fund (ASX: WCMQ), Centuria Industrial REIT (ASX: CIP), Rural Funds Group (ASX: RFF), Charter Hall Long WALE REIT (ASX: CLW), Dexus Industria REIT (ASX: DXI), PM Capital Global Opportunities Fund Ltd (ASX: PGF) and Hearts and Minds Investments Ltd (ASX: HM1).

The post How much is needed in superannuation to target a $6,500 monthly passive income? appeared first on The Motley Fool Australia.

By investing today, you can benefit from low tax rates, compounding, and eventually a tax-free passive income once you transition to the pension phase.

But how much do you actually need in your super to generate the passive income you want when you retire?

Let's break it down, using $5,500 per month as an example.

How much superannuation do I need to earn $5,500 of monthly passive income?

The math is simple.

First, calculate what $5,500 in passive income per month totals over the year. 

So, $5,500 x 12 = $66,000.

Then divide your annual passive income by your overall portfolio's dividend yield.

But the tricky part is that the answer varies widely depending on your portfolio's dividend yield.

For example, a portfolio with a dividend yield of around 6% only needs to be half the size of one with a dividend yield of around 3% to generate the same level of passive income. 

Let's break it down further

If your overall portfolio has a dividend yield of around 3%, you'll need a balance of around $2.2 million to earn $66,000 in passive income each year.

A $2 million-plus portfolio isn't achievable for many Australian investors, but the good news is that, as the dividend yield of your portfolio increases, the superannuation balance you need to earn the same passive income goes down.

For example, if your portfolio yields closer to 4%, you would need around $1.65 million in your superannuation to earn $5,500 in passive income each month.

Then, if your portfolio yields around 5%, your balance would need to be closer to $1.3 million to generate the same dividend income.

Increase that to a 6% or 7% dividend yield, and you're looking at closer to $1.1 million or $943,000. You'd still earn $66,000 per year in passive income with these portfolio sizes.

Note that the higher the yield, generally the higher the risk associated with that ASX stock.

Ok, so what ASX shares can I buy with dividend yields between 3% and 7%?

A wide range of shares yield 3% to 7%, but here are a few of my top picks.

ASX dividend-paying shares, such as large-cap companies like Commonwealth Bank of Australia (ASX: CBA) or mining giant BHP Group Ltd (ASX: BHP), pay their shareholders a 3-4% dividend yield. 

Defensive shares like Telstra Group Ltd (ASX: TLS), Origin Energy Ltd (ASX: ORG) or Amcor PLC (ASX: AMC) are a solid choice for income-seeking investors. These all yield around the 5% to 6% level (at the time of writing).

For a higher 7% dividend yield, or even above, I'd look at dividend-payers like Shaver Shop Group Ltd (ASX: SSG), IPH Ltd (ASX: IPH), or even a real estate investment trust like Charter Hall Long Wale REIT (ASX: CLW).

The post How much superannuation is needed to target $5,500 per month in passive income? appeared first on The Motley Fool Australia.

Pleasingly, superannuation has a lower tax rate than many companies, trusts and individuals. The way superannuation works also means it's very easy to invest for the long term.

In my view, receiving passive income is one of the top benefits of owning shares. It's really rewarding to receive passive income from owning ASX shares.

Getting paid money each year for no ongoing effort seems like a compelling arrangement to me.

One of the best benefits about superannuation is that Australians lose less of their passive income return to tax. I think it's important to remember that it's the after-tax passive income that investors can use.

If an Australian working full-time receives passive income in their name, they could lose a third (or more) of that dividend income to income tax, which makes the passive income return less appealing.

Following proposed taxation changes earlier this year, superannuation could be the best place to invest for passive income because of the lower tax rate in the accumulation phase of wealth building, compared to an individual owning income-paying assets as a full-time earner.

In retirement, an Australian's superannuation tax rate could be as low as 0%. We can't get a lower tax rate than that!

Of course, every household's taxation situation may be different, so I'll just look at targeting a particular dividend goal and ignore tax rates for the rest of the article.

How much is needed in superannuation for $70,000 of annual passive income?

Receiving $70,000 of annual passive income sounds great to me. I'd like to get there one day, though I'm a long way off the goal.

Australian superannuation investors should think about what sort of investments they want to own and the scale of the dividend yield of that asset.

In my opinion, ASX shares are the best choice for passive income, partly because of the great franking credits that are attached to dividends.

Based on all of the above, we can see that the required superannuation balance to earn $70,000 each year depends on the dividend yield of the portfolio.

For example, if a portfolio has a 5% dividend yield, it'd require $1.4 million, a 4% dividend yield would require $1.75 million and a 7% dividend yield would require a $1 million portfolio.

It depends on which ASX shares investors choose.

The types of ASX dividend shares I'd buy

There are lots of appealing ideas on the ASX that can deliver good dividend yields.

For example, we can choose wonderful operating companies, fantastic listed investment companies (LICs) and impressive yet discounted real estate investment trusts (REITs).

Some of the names I'd consider with low-to-medium dividend yields but with good growth and/or payout stability include L1 Long Short Fund Ltd (ASX: LSF), Washington H. Soul Pattinson and Co. Ltd (ASX: SOL), Wesfarmers Ltd (ASX: WES), Lovisa Holdings Ltd (ASX: LOV) and APA Group (ASX: APA).

Some of the businesses with larger dividend yields include Future Generation Australia Ltd (ASX: FGX), Hearts and Minds Investments Ltd (ASX: HM1), Dexus Industria REIT (ASX: DXI), Telstra Group Ltd (ASX: TLS), Charter Hall Long WALE REIT (ASX: CLW), Rural Funds Group (ASX: RFF), Centuria Industrial REIT (ASX: CIP), MFF Capital Investments Ltd (ASX: MFF) and WCM Global Growth Ltd (ASX: WQG).

The post How much is needed in superannuation to target a $70,000 annual passive income? appeared first on The Motley Fool Australia.

But there are more blue-chips available to Australians than just the biggest names, such as BHP Group Ltd (ASX: BHP), Commonwealth Bank of Australia (ASX: CBA) and CSL Ltd (ASX: CSL).

I think there are a few names out there that can provide a more appealing combination of dividend yield and growth than the most popular stocks like CBA and BHP, like the two below.

Charter Hall Long WALE REIT (ASX: CLW)

This first ASX share is a real estate investment trust (REIT) that's invested in an array of different types of commercial property, including government entities (such as Geoscience Australia), telecommunication exchanges, data centres, service stations, hotels/pubs and others.

No other ASX REIT can provide investors with that much diversification under a single investment.

By investing in so many areas, it can protect investors from being too invested in one particular area, while many other REITs are focused on shopping centres, office buildings, or other areas.

One of the main attractions of this ASX blue-chip share is that it has a very long weighted average lease expiry (WALE), meaning the rental income is locked in for a long time. Currently, the REIT has a WALE of around nine years, which is a long time for the sector.

Additionally, that income is regularly growing thanks to rental escalation built into the rental contracts. Some of the portfolio has fixed annual indexation, while the rest of the portfolio has inflation-linked rental increases. This helps support and grow distributions.

It plans to pay a distribution of 25.5 cents per unit in FY27, equating to a distribution yield of 7.4%. That's a great starting yield, in my view.

Australian United Investment Company Ltd (ASX: AUI)

The other ASX blue-chip I want to highlight is this listed investment company (LIC) which was founded in 1953. So, it has already been going for more than 70 years.

It aims to provide investors with exposure to a quality portfolio of ASX shares, as well as an international investment portfolio, held mainly through international-focused funds.

The goal is to provide shareholders with a portfolio that can provide income and capital appreciation over the medium-to-long-term.

Currently, its biggest positions include CBA, BHP, Rio Tinto Ltd (ASX: RIO), Transurban Group (ASX: TCL), ANZ Group Holdings Ltd (ASX: ANZ), Wesfarmers Ltd (ASX: WES), Westpac Banking Corp (ASX: WBC), CSL Ltd (ASX: CSL) and Washington H. Soul Pattinson and Co. Ltd (ASX: SOL).

It's also invested in multiple Vanguard funds that give it exposure to the global share market, which I think is a useful factor.

With an annual management expense ratio (MER) of just 0.10%, which I'd describe as one of the cheapest ASX share investment portfolios on the ASX.

The ASX blue-chip share has steadily grown its dividend payout over the long-term and maintained the dividend when it hasn't hiked the payout.

It has paid an annual dividend per share of 45 cents in recent financial years, which translates into a grossed-up dividend yield of 5.3%, including franking credits.

The post 2 ASX blue-chip shares offering big dividend yields appeared first on The Motley Fool Australia.

For some Aussies, retiring early could be appealing because it could mean enjoying more of life, calling it quits before the body can't do the physical work any more, or just getting away from the desk and out into 'life'.

Whatever the motivation for wanting to unlock $80,000 of annual passive income, reaching that goal could be very compelling.

Use compounding to build wealth

I think that every investor should keep the power of compounding in mind for long-term wealth creation.

One of the smartest people ever to live, Albert Einstein, once reportedly said:

Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't, pays it.

By using compounding, we can invest in ASX shares that grow in value on their own. We don't need to contribute any further money ourselves to see that growth in value.

Let's look at two scenarios of how that could play out for someone.

Imagine someone is 20 right now and they manage to save $750 per month to invest in ASX shares. That translates into an annual investment total of $9,000. If we assume the portfolio returns an average of 10%, the portfolio would be worth $1.48 million after 30 years.

In another example, let's consider someone who starts five years later at 25, so they can earn more and they can save $1,500 per month. If the portfolio returned the same 10% per year, it would grow to be worth an incredible $1.77 million.

Which ASX shares investors could buy for passive income to retire

If we go with the two example portfolios above, a $1.48 million portfolio would require a dividend yield of 5.4% to make $80,000 of annual passive income. Meanwhile, the $1.77 million portfolio would require a dividend yield of 4.5%.

There are a wide variety of investments that we can make to generate high passive income.

I'll run through some businesses and other types of businesses that could be great options for a portfolio dividend yield of around 5%.

Firstly, I'll highlight investment businesses such as Washington H. Soul Pattinson and Co. Ltd (ASX: SOL), Australian Foundation Investment Co Ltd (ASX: AFI), Australian United Investment Company Ltd (ASX: AUI), Future Generation Australia Ltd (ASX: FGX), PM Capital Global Opportunities Fund Ltd (ASX: PGF) and L1 Long Short Fund Ltd (ASX: LSF).

There are operating businesses like Telstra Group Ltd (ASX: TLS), Wesfarmers Ltd (ASX: WES), Lovisa Holdings Ltd (ASX: LOV), Medibank Private Ltd (ASX: MPL) and JB Hi-Fi Ltd (ASX: JBH) that could all be compelling options.

Other top options for passive income include Charter Hall Long WALE REIT (ASX: CLW), Centuria Industrial REIT (ASX: CIP), Dexus Industria REIT (ASX: DXI), Rural Funds Group (ASX: RFF) and WCM Quality Global Growth Fund (ASX: WCMQ).

I think investors wanting to retire with $80,000 of annual passive income would be well-served by the above names, as well as other ASX shares that could deliver strong growth.

The post How much do I need to retire on $80,000 a year at 50? appeared first on The Motley Fool Australia.

This business has several positives, and I think this period of higher interest rates has created an excellent buying opportunity for brave investors.

It's invested in a number of areas including service stations, telecommunication exchanges, data centres, government-related buildings (such as Geosciences Australia), hotels/pubs and so on.

When share prices fall, investors get the chance to buy at a better yield. That's exactly what's happening here. So, let's run through why it's an appealing buy.

Strong dividend yield

One of the most pleasing elements of this business is how it operates with a distribution payout ratio of 100% of its net rental earnings, unlocking a very strong distribution yield for investors.

However, REITs typically have sizeable amounts of debt on their balance sheets as a way to partially fund their commercial property investments. So, it'd be understandable if some names in the sector face lower rental earnings and a lower distribution in FY27.

But, thanks to the resilience of the ASX dividend stock's operations and compelling rental contract agreements, the business has guided that it will be able to maintain its FY27 annual payout at 25.5 cents per security.

That means the business could pay a distribution yield of 7.25% in FY27.

Pleasing rental growth

One of the reasons why the business has been able to maintain its dividend payout is because it has pleasing rental growth built into its contracts with tenants.

Rental growth is built into the rental contracts, with increases either fixed annually or tied to inflation. With consistent growth, the business can deliver stable, growing payouts over time.

Not only does the business achieve regular rental growth, but its tenants are signed on for a very long time, on average. It currently has a weighted average lease expiry (WALE) of around nine years. That means it can offer investors both long-term income visibility and security.  

Very attractive valuation for the ASX dividend stock

Not only is there a good yield, diversification and decent growth on offer, but I think it's also undervalued.

The business reported that on 30 June 2026, its net tangible assets (NTA) was $4.71 per unit, which was a year-over-year increase of 2.6%. The NTA includes the value of the properties, the loans, cash and all the other tangible assets and liabilities.

That $4.71 valuation per unit is based on the entire property portfolio being independently valued during the financial year. At the time of writing, the ASX dividend stock is valued at 25% discount, so I think it's a great time to invest.

I think Charter Hall Long WALE REIT is one of the best value stocks around, though it's not the only one.

The post 1 ASX dividend stock down 35% I'd buy right now appeared first on The Motley Fool Australia.

Pleasingly, superannuation has a lower tax rate than many individuals, trusts and companies. The nature of the superannuation (and how we access the money) makes it very easy to invest for the long term.

I think receiving passive income is one of the best elements of owning shares. Being paid money into our bank accounts every year for no ongoing effort sounds good to me.

One of the main benefits of superannuation is that less of the passive income return is lost to tax. I believe that the after-tax figure is what Australian investors should focus on.

If a full-time working Australian is paid passive income in their own name, they may lose a third (or more) of that dividend income to tax. That effect can make passive income seem much less appealing.

Superannuation is often the best place to invest for passive income due to the lower tax rate in the accumulation phase of life, compared to a full-time earner's individual tax rate.

However, each person's tax situation is different, so we'll just run through a particular dividend income level and not consider tax rates from now on.

How much is needed in superannuation for $60,000 of annual passive income?

Being paid $60,000 in dividends each year is appealing to me. I'm nowhere near that goal, but I'd love to reach that level of income one day.

One of the most important decisions to consider is the investments that we want to own and the dividend yield that comes with that.

I think ASX shares are the best choice for passive income, with the attached franking credits being a great bonus.

Reaching $60,000 of annual dividends depends on the size of the dividend yield and the portfolio size.

For example, if an Australian investor had investments with a 6% dividend yield, it would require a $1 million portfolio. If the portfolio had a 3% dividend yield, it would need to be a $2 million portfolio for $60,000 annual income.

As you can see, different investments provide different dividend yields. So, it depends on what Aussies want to choose.

Which ASX dividend shares I'd look at

There are a number of different investment options that investors can choose on the ASX with good dividend yields like real estate investment trusts (REITs), quality operating companies, exchange-traded funds (ETFs) and good listed investment companies (LICs).  

I think REITs are very attractive at these valuations amid high interest rates. Some of my leading ideas are Centuria Industrial REIT (ASX: CIP), Dexus Industria REIT (ASX: DXI), Rural Funds Group (ASX: RFF) and Charter Hall Long WALE REIT (ASX: CLW).

Some of the leading operating companies out there include Washington H. Soul Pattinson and Co. Ltd (ASX: SOL), Wesfarmers Ltd (ASX: WES), Lovisa Holdings Ltd (ASX: LOV), Telstra Group Ltd (ASX: TLS) and Medibank Private Ltd (ASX: MPL).

There are a few very attractive ETFs that could be useful options for dividend income such as WCM Quality Global Growth Fund (ASX: WCMQ), Vanguard Australian Shares Index ETF (ASX: VAS) and Vanguard Australian Shares High Yield ETF (ASX: VHY).

Some of the LICs that I highly rate for superannuation include MFF Capital Investments Ltd (ASX: MFF), WCM Global Growth Ltd (ASX: WQG), Future Generation Australia Ltd (ASX: FGX), Future Generation Global Ltd (ASX: FGG) and Hearts and Minds Investments Ltd (ASX: HM1).

The post How much is needed in superannuation to target a $60,000 annual passive income? appeared first on The Motley Fool Australia.

But which ASX dividend shares could be worth considering this month?

Three shares that I think could be strong picks for passive income are listed below. Here's what you need to know about them:

APA Group (ASX: APA)

APA Group could be an ASX dividend share to consider in September. It owns and operates a large portfolio of energy infrastructure assets across Australia.

This includes gas pipelines, processing assets, storage facilities, electricity transmission assets, and other infrastructure that helps move energy from where it is produced to where it is needed.

That gives APA Group a different profile to many other income shares. Its assets are tied to the movement of energy, which remains essential for households, businesses, and industry.

A large portion of APA Group's earnings is supported by long-term contracts and regulated assets. This can provide a level of income visibility that is attractive for dividend investors.

Energy markets are changing, but Australia will still need reliable infrastructure for a long time.

Based on current estimates, APA Group offers a FY 2027 dividend yield of approximately 5.4%.

Charter Hall Long WALE REIT (ASX: CLW)

A second ASX dividend share for income investors to look at is Charter Hall Long WALE REIT.

This real estate investment trust (REIT) owns a portfolio of properties leased to government, corporate, and major tenant customers.

As its name suggests, a key feature is its long weighted average lease expiry. That means many of its properties are leased for long periods, which can provide better visibility over future rental income.

The portfolio includes assets across areas such as government, social infrastructure, industrial, convenience retail, and other essential or mission-critical properties.

Charter Hall Long WALE REIT has not been immune to higher interest rates and property market pressure. But its long leases and quality tenant base remain attractive features for income investors.

For FY 2027, the market is expecting Charter Hall Long WALE REIT to offer a dividend yield of roughly 7.3%.

HomeCo Daily Needs REIT (ASX: HDN)

Finally, HomeCo Daily Needs REIT is an ASX dividend share to consider.

The property company owns convenience-focused assets across neighbourhood retail, large-format retail, health, and services.

These are properties linked to things people keep using. Its tenants include supermarkets, pharmacies, healthcare providers, pet stores, childcare operators, and other daily-needs businesses.

That does not make the REIT risk-free, but it does give its portfolio a practical defensive quality.

People may delay big purchases when household budgets are tight, but groceries, healthcare, medicines, and essential services remain part of everyday life.

This can help support rental income and dividends through different market conditions.

At current levels, HomeCo Daily Needs REIT is expected to offer a FY 2027 dividend yield of around 7.7%.

The post 3 strong ASX dividend shares with yields up to 7.7% appeared first on The Motley Fool Australia.

We don't necessarily need to access the passive income immediately for it to be a good investment. Australians may appreciate owning investments with stable earnings that deliver consistent payouts year to year.

Given that superannuation has a lower tax rate than individual tax rates for full-time earners, there's less of a headwind for the after-tax passive income returns compared to investments made outside of super.

There are many different passive income investments available to people who utilise self-managed superannuation funds (SMSFs). Other super funds can allow investors to invest in assets such as S&P/ASX 300 Index (ASX: XKO) shares – many businesses in that index are appealing options for income.

How to generate $2,500 of monthly passive income from superannuation

Each household has a different financial situation. There isn't a one-size-fits-all approach that I can outline that would say what everyone's net income would be. With that in mind, I'll just talk about gross income, which is before taxes and expenses.

Generating $2,500 of monthly passive income translates into $30,000 per year.

The amount you need to invest to reach that income goal depends on the dividend yield, or interest rate, of the investments.

I'll give you an example. If someone had $1 million invested with a 3% dividend yield, it would generate $30,000 of annual income.

If the dividend yield were higher, an investor wouldn't need as much invested in superannuation to create that same level of annual or monthly passive income.

For example, if an investor's portfolio had a 4% dividend yield, an investor would require $750,000.

A 5% dividend yield would mean investors require a $600,000 portfolio.

If the dividend yield was 6% then the portfolio value required would only be $500,000.

Where I'd invest for a high dividend yield

If I were looking for a high level of monthly passive income, I'd focus on businesses with a good dividend yield but also have delivered reliability.

Some of the names I'd consider would be MFF Capital Investments Ltd (ASX: MFF), WCM Global Growth Ltd (ASX: WQG), Future Generation Global Ltd (ASX: FGG), Future Generation Australia Ltd (ASX: FGX), Centuria Industrial REIT (ASX: CIP), Charter Hall Long WALE REIT (ASX: CLW), Hearts and Minds Investments Ltd (ASX: HM1), Rural Funds Group (ASX: RFF) and PM Capital Global Opportunities Fund Ltd (ASX: PGF).

But, I also wouldn't ignore investments with somewhat lower yields that have a track record of regular dividend growth as well as appealing capital growth.

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There is nothing wrong with that. But not everyone wants investing to become a second job.

The good news is that a strong ASX portfolio should not need constant attention. In fact, some of the best portfolios are built to be left alone most of the time.

Start with investments that do the work for you

The easiest way to reduce the need for constant decision-making is to own investments that already spread money across lots of companies.

ASX exchange traded funds (ETFs) can help here.

Funds such as the Vanguard MSCI Index International Shares ETF (ASX: VGS), iShares S&P 500 ETF (ASX: IVV), and the Vanguard Australian Shares Index ETF (ASX: VAS) give investors exposure to large collections of businesses in one trade.

That means an investor does not have to know which company will report the best result next month.

They are backing the long-term progress of markets rather than relying on one perfect stock pick.

Choose businesses that can compound quietly

Individual ASX shares can still have a place in a low-maintenance portfolio. But the type of company is important.

I would focus on businesses with strong market positions, repeat customers, pricing power, and long-term growth opportunities.

These are companies that can become more valuable over time without needing everything to go right each quarter.

Examples could include ResMed Inc. (ASX: RMD), Goodman Group (ASX: GMG), REA Group Ltd (ASX: REA), Wesfarmers Ltd (ASX: WES), and TechnologyOne Ltd (ASX: TNE).

They will still have weaker periods. No company avoids those. But if the long-term investment case remains intact, investors may not need to react to every share price move.

Avoid shares that require too much watching

Some ASX shares need constant monitoring. That might be because they carry too much debt, rely on commodity prices, need regular capital raisings, or have business models that are still unproven.

These shares can work out well, but they often demand more attention.

For investors who want a portfolio they can leave alone for longer periods, it may be better to avoid making these positions too large.

A portfolio becomes easier to live with when it is not filled with companies that can change dramatically from one update to the next.

Let dividends help

Dividends can also make a portfolio feel more productive.

Income from shares such as Transurban Group (ASX: TCL), APA Group (ASX: APA), Woolworths Group Ltd (ASX: WOW), and Charter Hall Long WALE REIT (ASX: CLW) can provide cash flow while investors wait.

That cash can be taken as income or reinvested to buy more shares.

Over time, reinvested dividends can quietly add to returns without the investor needing to do much at all.

Set a review schedule

A low-maintenance portfolio does not mean ignoring everything forever. It just means checking it sensibly.

For many investors, a proper review every six or 12 months may be enough. That review can ask a few simple questions.

Is the portfolio still diversified? Are the main holdings still doing what they were bought to do? Has any position become too large? Is there enough exposure to global shares, income, and long-term growth?

That is very different from watching every daily move. The aim is not to build a portfolio that never changes. It is to build one that does not need constant fixing.

For investors who want to build wealth without living inside their brokerage account, that could be a very good place to start.

The post How to build an ASX portfolio you do not need to check every day appeared first on The Motley Fool Australia.

Investing for passive income through superannuation makes sense for various reasons, with the low tax rate being a key benefit.

Keep in mind that the net income we receive from our investments is what we receive after taxes. It's possible that an Australian working full-time could lose a third of their passive income to tax, or more, depending on their tax rate.

Based on that, investing in superannuation is a more appealing prospect due to that lower tax rate.

Super has a lower tax rate in the accumulation phase compared to normal individual tax rates for a full-time earner. In retirement, the tax rate could be 0%.

Every Australian's tax position is different, so I'll just talk about targeting a certain income level, without mentioning tax any further.

How much is needed in superannuation for $5,500 of monthly passive income?

Receiving $5,500 per month of dividends translates into $66,000 annually. I'm sure most Australians would love to receive that level of dividends each year without needing to do any ongoing work for it, assuming they don't already receive that much each year.

A key question is deciding what sort of investments Australians want to own and the dividend yield attached to those stocks.

For example, a portfolio with a dividend yield of 6.6% can be half the size of a portfolio with a dividend yield of 3.3%.

For example, if a portfolio is $1 million in size with a 6.6% dividend yield, it would create $66,000 of annual passive income. If a portfolio had a dividend yield of 3.3%, the portfolio would need to be $2 million in size to make the same level of income.

If the portfolio had a dividend yield of 5%, the portfolio would need to be $1.32 million in size to generate an average of $5,500 per month of monthly passive income.

The final dividend yield we'll look at is 4%. It would take a portfolio value of $1.65 million to unlock $66,000 of annual dividends.

The sorts of ASX dividend shares I'd look at

There is a wide range of ASX dividend shares available for superannuation investments, investing in our own name or other structures.

Some of the lower-yielding stocks I'd look at are Wesfarmers Ltd (ASX: WES), Washington H. Soul Pattinson and Co. Ltd (ASX: SOL), L1 Long Short Fund Ltd (ASX: LSF) and Lovisa Holdings Ltd (ASX: LOV).

Some of the mid-range yielding stocks I'd consider for passive income include WCM Quality Global Growth Fund (ASX: WCMQ), Telstra Group Ltd (ASX: TLS), Rural Funds Group (ASX: RFF) and Centuria Industrial REIT (ASX: CIP).

Among the higher-yielding ASX dividend shares I'd consider are WCM Global Growth Ltd (ASX: WQG), Charter Hall Long WALE REIT (ASX: CLW), Dexus Industria REIT (ASX: DXI), Future Generation Australia Ltd (ASX: FGX), Future Generation Global Ltd (ASX: FGG) and PM Capital Global Opportunities Fund Ltd (ASX: PGF).

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It's one thing to hope for good capital growth, but seeing real cash hit the bank account during the year is especially appealing to investors seeking passive income.

I'm going to highlight two ASX dividend shares that have yields above 7%

Charter Hall Long WALE REIT (ASX: CLW)

This business is a real estate investment trust (REIT) that aims to maximise the distribution income that it provides to investors. It also has tenants locked into long-term rental contracts. The average weighted lease expiry (WALE) of the REIT is around nine years.

Charter Hall Long WALE REIT is invested in various types of commercial property around Australia such as hotels and pubs, grocery and distribution, telecommunication exchanges, data centres, service stations, banking and professional services, food manufacturing, healthcare and more.

The reason why it's able to provide such a good distribution yield to investors is because it targets a distribution payout ratio of 100% of its rental earnings. In other words, it pays out all of its rental profit each year.

The business expects to pay an annual distribution per unit of 25.5 cents in FY27. That translates into a distribution yield of 7.1%, at the time of writing.

I think this is a great time to invest in the business because it's trading at a 24% discount to the net tangible assets (NTA) per security of $4.71 as of 30 June 2026.

With rental income regularly growing thanks to fixed annual increases and inflation-linked increases, the business has a compelling outlook for rental growth for the foreseeable future.

Dexus Industria REIT (ASX: DXI)

The other ASX dividend share I want to highlight is Dexus Industria REIT, which is invested in high-quality industrial warehouses across Australia. As of 30 June 2026, the portfolio was valued at $1.5 billion and is allocated across major Australian cities.

It aims to provide sustainable income and long-term capital growth for investors.

There are a number of tailwinds supporting the rental potential and value of industrial real estate, including growing e-commerce adoption, increased demand for refrigerated space, and the onshoring of logistics.

In FY26, the business reported strong like-for-like portfolio income growth of 5.3%, supported by rental escalations, strong re-leasing spreads of 21.4% and a high occupancy rate of 98.8%.

A re-leasing spread tells investors what the new rate of rent is compared to the old rental rate. The reported re-leasing spread figure implies a rental increase of 21.4% compared to the old rental contract.

The business expects to pay an annual distribution of 16.6 cents per security in FY27, translating into a yield of 7.1%, at the time of writing.

The ASX dividend share also looks cheap because it's trading at a 32% discount to its reported NTA as of 30 June 2026.

The post 2 ASX dividend shares with yields above 7% appeared first on The Motley Fool Australia.

Australians have a variety of investment options for generating income in retirement. Bonds, term deposits, dividend shares and property are all options for passive income.

I think shares are best placed to provide good passive income because they can offer both a good dividend yield and rising payouts driven by profit growth.

Term deposits and bonds offer a fixed return, while the net rental yields from residential property are not particularly appealing to me.

So, let's explore using ASX shares to generate the six-figure annual sum.

Retire on $100,000 of income at 60

Every household has different spending requirements and retirement goals, but $100,000 would be a pleasing level of investment income for most households.

If we invest well, someone could start their retirement with $100,000 of income, and those payouts could steadily grow over time.

Investors wanting $100,000 per year will need a sizeable portfolio, with the exact amount depending on the investment portfolio's dividend yield.

If an investor had assets that had an average dividend yield of 5%, they would need a portfolio size of $2 million. If someone wanted to retire on $100,000 per year and they had $1.5 million, we'd be talking about a dividend yield of approximately 6.66%.

Investors may be wondering what sorts of investments could deliver that sort of dividend yield.

Passive dividend income ideas

Many Aussie investors are probably aware of, and perhaps invested in, Vanguard's most popular option, which focuses on ASX shares: Vanguard Australian Shares Index ETF (ASX: VAS). This ASX ETF gives exposure to 300 of the largest businesses on the ASX.

For investors specifically targeting passive income, Vanguard Australian Shares High Yield ETF (ASX: VHY) focuses on larger high-yielding ASX shares.

Other popular options for passive dividend income include Australian Foundation Investment Co Ltd (ASX: AFI) and Argo Investments Ltd (ASX: ARG), two of the largest and oldest listed investment companies (LICs).

The benefit of the four options I mentioned above is that they offer fairly diversified portfolios, with significant exposure to stable, ASX blue-chip shares and sizeable dividend yields.

I think they're all solid options to consider for dividend yields of around 5%. I'd also highlight a couple of real estate investment trusts (REITs), such as Rural Funds Group (ASX: RFF) and Centuria Industrial REIT (ASX: CIP), that have reliable payout records, organic revenue growth, distribution yields of just over 5% and trade at appealing prices.  

But, there are a few stocks that I believe could be compelling options to buy for a dividend yield of approximately 6.7%, while also providing payout consistency (and potentially growth).

Some of the ideas that come to mind include the LICs Future Generation Australia Ltd (ASX: FGX), Future Generation Global Ltd (ASX: FGG) and WCM Global Growth Ltd (ASX: WQG), as well as the REITs Charter Hall Long WALE REIT (ASX: CLW) and Dexus Industria REIT (ASX: DXI).

Some operating Australian companies, such as Telstra Group Ltd (ASX: TLS), are also options to consider for passive income.

The post How much do I need to retire on $100,000 a year at 60? appeared first on The Motley Fool Australia.

This real estate investment trust (REIT) is not like the others on the ASX. It's invested across a wide range of real estate sectors including government-related (such as Geosciences Australia), hotels, grocery and distribution, telecommunications and data centres, service stations, banking and professional services, food manufacturing, healthcare and so on.

No other ASX REIT gives investors that same level of diversification across many areas.

So, I like to think of this as a broad investment across the commercial property sector – it's not just about one area.

With that in mind, I'd say there are three excellent benefits to owning this REIT.

Excellent passive income

The business is able to offer investors a high dividend yield in part because of its 100% payout ratio. That means it's maximising passive income for investors by paying out all rental profit each year.

In FY27, the business expects to deliver operating earnings per security (EPS) and a distribution per security of 25.5 cents – the same as FY26.

That means the distribution yield for FY27 is expected to be 7.1%. Considering that the dividend yield comes from a portfolio of high-quality commercial properties, it's a compelling yield and noticeably superior to what's on offer from term deposits.

By maintaining its payout in FY27 – despite multiple interest rate rises – I think the business has shown it can be a reliable choice for passive income.

Long-term rental agreements

Another key feature that makes this ASX stock stand out from the crowd of REITs is its long weighted average lease expiry (WALE).

In other words, its portfolio of real estate has, on average, locked in tenants for the long-term. When the business announced its FY26 result, it revealed it had a 9.2-year WALE, providing long-term income security.

It also said that it has a 99% occupancy rate, with 99% leased to blue-chip tenants across 505 properties.

Pleasingly, those properties also have a mix of contracted rental growth included in their contracts. Rent is organically increasing either with fixed annual increases or the rises are linked to inflation. The business reported 3.1% average annual net property income growth in FY26 – a solid rise for a diversified business like this.  

Significantly undervalued

I think it's a good idea to look at the net tangible assets (NTA) of a property business because that tells us how much the business is worth on an underlying basis, including the value of the properties, the loans, cash and so on.

Charter Hall Long WALE REIT reported NTA of $4.71 as at 30 June 2026. That means it's trading at a 24% discount to this value. This discount is a key reason why the dividend yield is so large.

The entire property portfolio was independently valued during the year, resulting in a 3.2% increase (or $188 million). If we went out and tried to buy those properties, we'd have to pay the full price, rather than being able to invest in this REIT at a discount of more than 20%.

The post Looking for a reliable ASX stock with a 7% dividend yield? Here's one appeared first on The Motley Fool Australia.

Dividend income is an excellent aspect of owning ASX shares, but tax is an obvious headwind for the return.

An Australian investor working full-time could lose a third (or more) of their passive income return to tax if they own those shares directly. Recently announced tax changes may also mean that investing in shares through trusts is not as compelling.

Therefore, superannuation could be the best place to invest for passive income and unlock significant cash flow.

Each household's taxation position is different, so I'm not going to mention tax again for the rest of this article.

How to make $2,000 of monthly passive income

Generating $2,000 per month, which equates to $24,000 per year, may not be enough to live an extravagant lifestyle. But, it could be a significant addition to other forms of income, such as interest or rental profits.

How large a portfolio needs to be to make $24,000 per year largely comes down to what the portfolio's average dividend yield is.

The higher the dividend yield, the smaller the portfolio can be to generate the same level of dividend income.

However, not all dividend yields are necessarily as reliable as others. I'd rather invest in a business that's likely to keep paying dividends than go for a huge dividend yield and see the payments disappear during an economic downturn.

If a portfolio had a dividend yield of 4%, the portfolio would need to be $600,000 in size to generate $24,000 of annual passive income.

A portfolio with a 5% dividend yield would require the portfolio to be $480,000 in size.

If the portfolio had a dividend yield of 6%, it would only need to be $400,000 in size.

What sorts of ASX shares I'd buy

There is a wide range of investment choices available for investors to choose from for passive income in superannuation.

Washington H. Soul Pattinson and Co. Ltd (ASX: SOL) is a very compelling idea for income because its annual dividend has been hiked every year since 1998. However, its grossed-up dividend yield (including franking credits) is currently less than 4%.

In my view, many retiree investors could benefit from considering compelling listed investment companies (LICs) because their portfolios can provide diversification, and dividends can be smoothed for consistent payouts.

I think some of the leading LICs for passive income include WCM Global Growth Ltd (ASX: WQG), MFF Capital Investments Ltd (ASX: MFF), L1 Long Short Fund Ltd (ASX: LSF), WAM Microcap Ltd (ASX: WMI), WAM Leaders Ltd (ASX: WLE), Future Generation Australia Ltd (ASX: FGX) and Future Generation Global Ltd (ASX: FGG).

A few quality real estate investment trusts (REITs) also look significantly undervalued to me, such as Centuria Industrial REIT (ASX: CIP), Dexus Industria REIT (ASX: DXI), Charter Hall Long WALE REIT (ASX: CLW) and Rural Funds Group (ASX: RFF).

The above ASX shares, among others, are top ideas for passive income in superannuation (or outside it).

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Not only can shares provide a great dividend yield, but Australian companies can also attach franking credits to their payouts, providing a yield-boosting advantage to Australian income investors.

Let's look at two of my top ideas for significant passive income.  

WCM Global Growth Ltd (ASX: WQG)

Listed investment companies (LICs) are a great option for dividends, given their ability to provide both diversification and solid dividends.

This LIC gives investors exposure to a portfolio of between 20 to 40 high-quality stocks that are primarily from the consumer, technology and healthcare sectors.

But, not only is the ASX passive income stock looking for high-quality names, but it wants to focus on businesses that have improving economic moats – I think that's an important driver of shareholder returns. The direction of the moat is more important than the size of the moat to WCM.

On top of that, the investment team want to see that the businesses have a corporate culture that supports the improvement of the economic moat.

Pleasingly, it's not just focused on US shares – it's a global portfolio. At 30 June 2026, around 58% was invested in the Americas (not just the US), 20% in Europe, 16% in Asia Pacific and 6% in 'other'.

The LIC is using its pleasing investment returns to pay a rising dividend. Its annual dividend has increased each year since 2019, and it's now paying a quarterly dividend.

The next four quarterly dividends are guided to come to 9.59 cents. That translates into a forward grossed-up dividend yield of 6.8%, including franking credits, at the time of writing.

Charter Hall Long WALE REIT (ASX: CLW)

The other ASX passive income idea I want to highlight is this real estate investment trust (REIT). It has a diversified portfolio of different properties across a number of areas including pubs and hotels, service stations, telecommunication exchanges, data centres, government-tenanted buildings, Bunnings, waste and recycling, and more.

I like this strategy because it reduces the exposure to any particular property subsector and also gives the business the ability to look across the entire sector for opportunities.

It maintains a very generous distribution payout ratio of 100% of its rental profit, enabling it to give investors a very pleasing yield.

Based on the FY26 annual payout of 25.5 cents per security, that translates into a distribution yield of 6.6%, at the time of writing. You won't find that (net) distribution yield from a typical residential property.

While higher interest rates are a temporary headwind, I think this has created an attractive valuation and could be a tailwind when rates reduce. Its rental income is steadily growing thanks to fixed and inflation-linked rental increases.

It looks like a good time to buy to me, with it trading at a large discount to its net asset value (NAV) as of December 2025. We'll see this month what the new NAV figure is when the business reports what its underlying value was at 30 June 2026.

$600 per month of passive income

Between these two businesses, they have an average dividend yield of 6.7%. While they don't pay every month, they do pay quarterly. So, we should look at it as an annual goal.

To unlock $600 per month, we're talking about $7,200 per year.

With an average dividend yield of 6.7%, that would require an investment portfolio of $107,500. I'd be very happy with these figures, though they aren't the only ASX passive income ideas I'd buy.

The post 2 ASX passive income ideas I'd use to generate $600 a month in 2027 appeared first on The Motley Fool Australia.