Mr Frazis has over 26 years corporate experience. He has a history in Banking and Finance, having worked in the industry for the past 17 years. Recently he was Chief Executive of Westpac Group's Consumer Bank. Prior to that he was CEO, St. George Banking Group and Chief Executive, Westpac New Zealand Limited. He has held executive roles at National Australia Bank, Commonwealth Bank of Australia, as well as Air New Zealand. He started his career as an Officer in the Royal Australian Air Force.

Mr Allaway has executive, non-executive and corporate advisory experience across the financial services, property, media and retail sectors. His executive career was in financial services with Citibank and Swiss Bank Corporation (now UBS) working in Sydney, New York, Zurich and London. He was Managing Director SBC Capital Markets & Treasury with responsibility for a business. Mr Allaway brings over 30 years experience in financial services across financial markets, capital markets and corporate advisory. This included an advisory role in the media sector, responding to digital disruption. Mr Allaway has over 15 years Non-Executive Director experience and was formerly a Non-Executive Director of Macquarie Goodman Industrial Trust, Metcash Limited, Fairfax Media, Woolworths South Africa, David Jones and Country Road Group and alos Chaired the Audit & Risk Committees for Metcash, David Jones and Country Road Group. Mr Allaway is currently a non-executive Director of Allianz Australia, Nine Entertainment Co and Dexus Funds Management Limited. He is Chair of Investment Committee and Governance Committee and a member of Information Technology, People, Culture and Risk Committees.

Mr Negus brings more than 30 years of finance industry experience in Asia, Europe and Australia. His recent executive roles include Chief Executive Officer of 452 Capital, Chief Executive Officer of Colonial First State Global Asset Management and Goldman Sachs Managing Director in Australia, London and Singapore. He was also a Vice President of Bankers Trust Australia and a Director of the University of NSW (UNSW) Foundation and FINSIA. Mr Negus is Chair of Pengana Capital Group and a Non-Executive Director of Washington H Soul Pattinson & Co Ltd, Virgin Australia Holdings Limited and Terrace Tower Group. He is a member of the Council of UNSW and Chair of UNSW Global Limited. Mr Negus is Chair of the People, Culture Committee and a Member of the Risk, Information Technology, Investment and Governance Committees.

Ms Penrose has 20 years experience businesses within Commonwealth Bank of Australia and HSBC and over ten years in accounting and finance roles. Ms Penrose has expertise in the financial services, health, property, resources and energy sectors. Ms Penrose is a Non-Executive Director of Vicinity Centres Limited, Ramsay Health Care Limited and Estia Health Limited. Ms Penrose was formerly a Non-Executive Director of AWE Limited, Spark Infrastructure Group and Future Generation Global Investment Company Limited. Ms Penrose is a Member of the People, Culture, Risk, Information Technology, Investment and Governance Committees.

Mr Carter was a founder and Managing Partner of Ferrier Hodgson South Australia, a corporate advisory and restructuring business and has worked across a number of industries and sectors in the public and private sectors. He has been part of a number of state government-appointed restructures and reviews including chairing a task force to oversee the government's involvement in resource and mining infrastructure projects. Mr Carter had a role in a number of key government economic papers including the Economic Statement on South Australian Prospects for Growth, the Sustainable Budget Commission and the Prime Minister's 2012 GST Distribution Review. Before Ferrier Hodgson, Mr Carter was at Ernst & Young for 14 years including four years as Partner in Adelaide. During his time at Ernst & Young, he worked across the London, Hong Kong, Toronto and New York offices. Mr Carter is the Chair of Australian Submarine Corporation and Aventus Capital Limited, Deputy Chair of SkyCity Entertainment Group Limited and a Non-Executive Director of Eudunda Farmers Ltd, AIG Australia Ltd and Sage Group Holdings Ltd. Mr Carter is Chair of the Risk Committee and a Member of the Information Technology, Investment, People, Culture and Governance Committees.

Mr Lorimer has had spend more than 30 years in finance services and held executive roles in Australia, Asia and Europe. Mr Lorimer's recent executive roles were in the United Kingdom where he was Group Head of Finance and then Group Head of Regulatory Risk and Compliance for Standard Chartered Bank. He also held a number of management positions in the retail bank of Citigroup and served as the Chairman of CAF Bank Limited. He is a Non-Executive Director of Bupa Australia Pty Ltd, Bupa Aged Care Holdings Pty Ltd and Chairman of Bupa (Asia) Ltd. Mr Lorimer is a Member of the Information Technology, Risk, People, Culture and Governance Committees.

Ms Rosen has three decades of strategy, operating and advisory experience across media, technology, and e-commerce. She also has strategic and digital experience, which includes advising on digital transformations for both McKinsey & Company and the Boston Consulting Group. She has built and led global businesses for brands such as Yahoo, Fox, and Disney, as well as early stage companies such as Hulu and Fandango. Until recently, Ms Rosen served on the board of Pandora Media and was the President of Tribune Interactive, the digital arm of Tribune Publishing and was concurrently the President of the Los Angeles Times. Ms Rosen is a Non-Executive Director of Nine Entertainment Co.

Ms Kiers has more than 26-years' experience providing strategic advice to international boards and executive management teams and has spent almost ten years as the Managing Director (and founding Asia Pacific Partner) of JMW Consultants. She is currently serving as a Non-Executive Director, Chair and Committee Member for IFM Investors and is also a NED for the Tiverton Agriculture Impact Fund. Deborah has corporate experience and understands the ME Bank business. As a Director with ME Bank since July 2020 and having been Chair of the ME Bank Board's People and Culture sub-committee.

-

-

-

-

-

-

-

-

-

-