Mr McEwan has more than 30 years of experience in the finance, insurance and investment industries. Mr McEwan is a senior financial services executive with experience in international markets and knowledge of the Australian banking environment. Mr McEwan also has experience in organisations through change and recovery. Prior, Mr McEwan held executive roles at the Royal Bank of Scotland as CEO UK Retail from 2012 to 2013 and Group CEO from 2013 to 2019. Mr McEwan's experience includes executive roles at Commonwealth Bank of Australia, First NZ Capital Securities and National Mutual Life Association of Australasia / AXA New Zealand. Mr McEwan is a Director of The Financial Markets Foundation for Children.

Mr Chronican has more than 38 years of experience in banking and finance in Australia and New Zealand. Mr Chronican was in charge for the Retail and Commercial business of the Australia and New Zealand Banking Group Limited (ANZ) in Australia. Prior to ANZ, Mr Chronican had a career at Westpac Banking Corporation, where he has had establish his role in Australian banking as Group Executive Westpac Institutional Bank and Chief Financial Officer. Mr Chronican has experience in M&A activity and post-merger integration, and has taken an public role in advocating for transparency and ethics in banking and promoting workforce diversity. His other directorships and interests include The Westmead Institute for Medical Research (Chairman) and the National Foundation for Australia-China Relations Advisory Board (Member). Mr Chronican is also a Chairman of the Board's Governance Committee.

Ms Sherry has more than 20 years of experience in executive roles within the banking, tourism and transport industries in Australia and New Zealand, together with experience in government and public service. She was Chairman of Carnival Australia, having previously served as CEO and as Executive Chairman. Prior to Carnival Australia, Ms Sherry had 12 years experience with Westpac Banking Corporation (Westpac) where she held executive roles including CEO, Westpac New Zealand, CEO, Bank of Melbourne and Group Executive, People & Performance. Ms Sherry's other directorships and interests include UNICEF Australia (Chairman), Cape York Partnership, Museum of Contemporary Art, Infrastructure Victoria, and Australia NZ Leadership Forum (Co-Chairman). He is Co-Chair of NAB's Indigenous Advisory Group. Ms Sherry is Chairman of the Board's Customer Committee and a Member of the Board's People Committee.

Ms Fagg has more than 25 years of senior experience and is a experienced director and Chairman, with leadership experience across a range of industries, including banking. Ms Fagg has been a board Member of the Reserve Bank of Australia and held executive roles with Linfox Logistics, Bluescope Steel and ANZ. Ms Fagg has a understanding of strategy, leadership, governance and risk, operations, investments, decisionmaking and corporate development. He is a Director of Boral Limited (since September 2014, Chairman since July 2018), Djerriwarrh Investments Limited (since May 2014), Breast Cancer Network Australia (Chairman), CSIRO (Deputy Chairman), The Grattan Institute, The Myer Foundation and Male Champions of Change. Ms Fagg is also a member of the Board's Risk & Compliance Committee.

Ms Loveridge has more than 30 years of experience in professional services, providing advice and other services to the financial services sector and ASX-listed companies. Up to her retirement in 2015, she held senior leadership roles as Partner and Deputy Chair at PwC where, in addition to client advisory and audit roles, she had responsibilities within the firm for governance, leadership development, mentoring and remuneration of senior executives and Partners. She is a Director of nib Holdings Limited (since February 2017), Platinum Asset Management Limited (since September 2016) and Chairman of The Bell Shakespeare Company Limited. Ms Loveridge is a Chairman of the Board's People Committee and a Member of the Board's Governance Committee.

Mr McKeon has more than 40 years of experience in financial services, law, government and the not for profit sector. He held a range of senior executive roles with Macquarie Group, including as Executive Chairman of its business in the State of Victoria. He previously served as Chairman of AMP, MYOB and CSIRO and was Founding President of the Federal Government's Australian Takeovers Panel. Mr McKeon also served as Founding Chairman of MS Research Australia and as Chairman of the Federal Government's Panel that completed a strategy review of health and medical research in 2013. Mr McKeon is an philanthropist and has been a contributor over years to charitable, educational, public health and other community-based organisations and causes. He is a Director of Rio Tinto Group (since January 2019). He is also Chairman of Summer Housing, South East Melbourne, Chancellor of Monash University and Member of the Advisory Board at The Big Issue and GFG Alliance Australia. Mr McKeon is Chairman of the Board's Risk & Compliance Committee and a member of the Board's Governance Committee.

Mr Gupta has more than 30 years of experience in wealth management. Mr Gupta was a co founder and the CEO of IPAC Securities. Mr Gupta has corporate governance experience, having served as a director on corporate, government, not-for-profit, trustee and responsible entity boards since the 1990s, including experience on audit, risk, and remuneration committees. He is a Director of Link Administration Holdings Limited (Link Group) (since November 2016) Charter Hall WALE Limited (since May 2016), Charter Hall Direct Property Management Limited (Chairman), Insurance & Care NSW (iCare) and Special Broadcasting Service Corporation. He is a also a Director of MLC Wealth and Bank of New Zealand subsidiaries (subsidiaries of NAB). Mr Gupta is a member of the Board's Risk & Compliance and the People Committees.

Mr McKay has more than 30 years of senior experience, together with marketing and private equity experience. Mr McKay has a understanding of New Zealand and Australian markets having held CEO and Managing Director positions within trans-Tasman companies and organisations including Auckland Council, Lion Nathan, Carter Holt Harvey, Goodman Fielder, Sealord and Independent Liquor. He is a Chairman of Eden Park Trust, Bank of New Zealand and Director of IAG (NZ) Holdings Limited. Mr McKay is a member of the Board's Customer Committee.

Mr Armstrong has more than 30 years of experience in professional services, including as a partner at PricewaterhouseCoopers (PwC). Mr Armstrong has knowledge and understanding of banking and capital markets, real estate and infrastructure and in the reporting, regulatory and risk challenges faced by the industry. Mr Armstrong's other directorships and interests include The George Institute for Global Health (Chairman), Opera Australia Capital Fund Limited, Australian Museum (President) and Lizard Island Reef Research Foundation. Mr Armstrong is also a member of the Board's Risk & Compliance Committee.

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