Meanwhile, on The Bull this week, two experts share their views on three ASX shares.

Let's take a look.

Temple & Webster Group Ltd (ASX: TPW)

The Temple & Webster share price is $4.35, down 0.8% today and down 82% over 12 months. 

Toby Grimm from Baker Young has a buy rating on this ASX consumer discretionary share. 

Grimm said: 

We don't regularly play high growth consumer discretionary stocks, but we see an opportunity emerging in this online furniture and homewares retailer.

The company delivered record revenue of $664.6 million in full year 2026, up 10.6 per cent on the prior corresponding period.

It's worth noting that new chief executive Susie Sugden was previously the chief marketing officer during the company's highly successful infancy between 2016 and 2020.

The company is focusing on improving margins, which, in our view, is conservative and prudent given the incredibly challenging conditions in the retail sector.

We believe new management deserves an opportunity to rebase expectations in a sector offering medium term upside.

Also, we believe accumulating a position is worth considering for those willing to take relatively high volatility risk.

Kelsian Group Ltd (ASX: KLS)

The Kelsian share price is $4.05, up 0.5% today and down 18% over 12 months. 

Grimm has a hold rating on this ASX industrials share. 

He explained: 

KLS is a global operator of bus, motor coach and marine services.

In our view, it delivered highly respectable 2026 results, but was marked down on doubts surrounding the sustainability of its impressive US performance and the withdrawal of the SeaLink Rottnest Island ferry from the sale of its planned tourism portfolio.

However, we do see value at recent levels for what will ultimately be a far less volatile business moving forward.

It was recently trading on modest forward earnings multiples.

Boss Energy Ltd (ASX: BOE)

The Boss Energy share price is $1.59, up 4.1% today and down 17% over 12 months. 

Joshua Baker from RaaS Group has a sell rating on this ASX uranium share. 

Baker said: 

Boss is a multi-mine uranium producer. It owns the Honeymoon project in South Australia and has a 30 per cent stake in the Alta Mesa project in South Texas.

The Honeymoon project has presented challenges, with the company cutting production guidance in response to bad weather in the third quarter of 2026. A resource downgrade has since followed.

The company posted a net profit after tax of of $2.544 million in fiscal year 2026, up from a loss of $34.168 million in the prior year.

The shares have fallen from $4.62 on June 23, 2025 to trade at $1.53 on September 10, 2026.

Other stocks appeal more at this stage of the cycle.

The post Buy, hold, sell: Temple & Webster, Kelsian, Boss Energy shares appeared first on The Motley Fool Australia.

Everyday investors are spoiled for choice on the ASX when it comes to high-growth retailers, but Lovisa Holdings Ltd (ASX: LOV) and Temple & Webster Group Ltd (ASX: TPW) stand out. If you're hunting a growth stock, you might find yourself weighing Lovisa's sparkly global expansion against Temple & Webster's home décor disruption. So, which one looks more promising as a buy right now? Here's how I see the Lovisa vs Temple & Webster shares match-up.

The case for Lovisa Holdings

Lovisa is a fast-growing fashion jewellery retailer, founded in Sydney in 2010 and now boasting over 1,136 stores across more than 50 countries. Its vertically integrated model lets Lovisa design, source, and sell its own branded jewellery affordably through brick-and-mortar stores and seven online sites, capturing trend-focused consumers around the world.

Notably, Lovisa sits at a market cap of $2.51 billion and generated earnings per share (EPS) of $0.792. The company's P/E ratio of 26.50 feels moderate for a growth-oriented retailer, and it currently offers a fully franked dividend yield of 3.5%. I also noticed a decent earnings yield of 3.77% and a history of paying increasing dividends, as recent years' totals outpace the past.

The case for Temple & Webster Group

Temple & Webster is an online-only retailer, best known for its massive range of over 200,000 furniture and homewares products. It started in 2011 and now boasts more than a million Aussie subscribers, as well as the private label Milan Direct. That focus on e-commerce gives TPW a different growth path – fewer overheads, nimble operations, and a highly scalable reach across Australia.

Temple & Webster's fundamentals, however, highlight its much smaller size: a market cap of $510.47 million. Its EPS is $0.064 – well below Lovisa's – and although it's profitable, its P/E ratio is a sky-high 128.82. TPW does not pay a dividend, preferring to invest every spare dollar into growth and market share.

Valuation comparison

Here's how three key stats line up side-by-side:

Lovisa is clearly the larger, more established company and is valued much lower on a P/E basis. Its dividend yield is attractive – and half-franked – while Temple & Webster is growth-oriented and reinvests instead of paying dividends. The glaring difference is the P/E ratio; TPW trades at nearly five times Lovisa's multiple, which suggests either big future growth is anticipated or the shares are stretched.

Recent share price performance

Based on the most recent data (as at mid-September 2026), both stocks have been under the pump this year. Lovisa is down 20.16% year-to-date while Temple & Webster has plunged 67.32%. TPW's 2026 share price history shows some big up and down swings – with sharp drops (like -17.82% in one day) and a lower base around the $4–5 mark.

Lovisa has also seen volatility in the past month but the daily moves have generally been in the -4% to +13% range, whereas Temple & Webster has seen several massive one-day falls and occasional bounces. Overall, recent momentum points to Lovisa holding value much better in tough conditions.

Which is the better buy?

If I'm making the call between Lovisa and Temple & Webster as a growth stock, my pick would be Lovisa.

Here's why: Lovisa has a genuine global footprint, solid profitability, ongoing store rollouts, and a P/E that actually makes sense for a growth retailer. Plus, you get a fully-franked dividend of 3.5% as a sweetener. By contrast, Temple & Webster might have serious digital appeal, but its earnings are tiny, the P/E is sky-high, and the 67% share price drop makes me nervous about its near-term growth story. Unless Temple & Webster's next era of growth comes through – which could reward risk-tolerant punters – the numbers simply stack up for Lovisa.

So, if you're hungry for a top ASX growth stock right now, I'd lean toward Lovisa.

The post Lovisa vs Temple & Webster: Which ASX retailer is the better growth stock today? appeared first on The Motley Fool Australia.

Here's what they are recommending this week:

Aurizon Holdings Ltd (ASX: AZJ)

The team at Baker Young has named this rail freight operator as an ASX share to buy this week.

It likes Aurizon due to its positive outlook and attractive dividend yield. Baker Young said:

This coal and freight logistics firm delivered better than expected full year 2026 results, in our view. Revenue of $4.194 billion was up 6 per cent on the prior corresponding period and statutory net profit after tax of $362 million was up 19 per cent. A highly encouraging performance at its containerised freight division provides a long term opportunity, in our view. 

Strong global coal prices amid favourable weather conditions to date in New South Wales and Queensland should generate demand for export logistics. While competition for haulage contracts may lower margins, the business outlook remains positive. It was recently trading on an attractive dividend yield above 6 per cent.

NextDC Ltd (ASX: NXT)

Over at Shaw and Partners, its analysts have named data centre operator NextDC as an ASX share to buy.

It highlights that NextDC continues to benefit from strong demand for data centre infrastructure, which is being driven largely by the artificial intelligence boom.

The good news is that Shaw and Partners believes these structural growth tailwinds will persist for many years. It said:

The company continues to benefit from strong demand for data centre infrastructure, driven by cloud computing, artificial intelligence and increasing digitalisation across the economy. NXT is expanding capacity across key Australian markets and maintains a strong development pipeline to support future growth. 

While investment spending remains elevated, management continues to secure long term customer contracts that provide earnings visibility. With structural growth tailwinds expected to persist for many years, NXT remains well positioned to deliver attractive long term shareholder returns.

Temple & Webster Group Ltd (ASX: TPW)

Baker Young has also named online furniture and homewares retailer Temple & Webster as an ASX share to buy this week.

It is feeling upbeat on the investment opportunity here following a leadership change and its positive medium term growth outlook. It explains:

We don't regularly play high growth consumer discretionary stocks, but we see an opportunity emerging in this online furniture and homewares retailer. The company delivered record revenue of $664.6 million in full year 2026, up 10.6 per cent on the prior corresponding period. It's worth noting that new chief executive Susie Sugden was previously the chief marketing officer during the company's highly successful infancy between 2016 and 2020. The company is focusing on improving margins, which, in our view, is conservative and prudent given the incredibly challenging conditions in the retail sector. 

We believe new management deserves an opportunity to rebase expectations in a sector offering medium term upside. Also, we believe accumulating a position is worth considering for those willing to take relatively high volatility risk.

The post Experts name 3 top ASX shares to buy this week appeared first on The Motley Fool Australia.

Of course, just because something has fallen doesn't mean it's going to rise again quickly. But I think investing at the lower price gives brave investors a much better margin of safety and will hopefully lead to stronger returns.

With the above in mind, let's look at two compelling ASX shares.

Temple & Webster Group Ltd (ASX: TPW)

Temple & Webster is one of the leading online retailers in Australia, selling hundreds of thousands of products across homewares, furniture and home improvement.

A significant majority of the products sold are shipped directly by suppliers to customers. This means the company operates with a capital-light model and can offer a vast range compared to competitors with physical stores.

The digital nature of its operations also means it can provide digital tools to customers such as AI chat, augmented reality (see a product in your room) and so on.

While the current retail conditions are challenging – with a higher cost of living and lower house prices – I think things will improve at some point, we just don't know when. I believe this is why the Temple & Webster share price has fallen so far and why it makes sense to invest now.

Overall FY26 revenue may have only increased by 11% to $665 million, but home improvement revenue increased by 39% to $59 million. I think the home improvement segment could become increasingly important to the overall business as the years go by.

I believe online shopping adoption will help the company grow earnings in the coming years. The ASX share looks like great value to me, trading at 23x FY29's estimated earnings after falling around 80% in the past year (and close to its 52-week low).

Propel Funeral Partners Ltd (ASX: PFP)

The Propel share price is also near its 52-week low after dropping more than 40% over the past year. I think the market is punishing Propel partly because of higher interest rates (hurting the valuations of stocks like Propel), as well as higher inflation.

Propel is one of the largest funeral providers in Australia and New Zealand. It operates from more than 210 locations, including 42 cremation facilities and nine cemeteries.  

It's a morbid idea, but the company has compelling long-term growth tailwinds because of Australia's ageing and growing population.

Propel says that Australian projected deaths are expected to grow at a compound annual growth rate (CAGR) of 2.8% between 2026 to 2035 and then a further 2.3% between 2036 to 2045. In other words, there's clear revenue tailwinds for two decades.

With rising average revenue per funeral and an ageing demographic, I think the ASX share is a good long-term hold while it trades near a 52-week low.

The post 2 cheap ASX shares near 52-week lows I'd buy today appeared first on The Motley Fool Australia.

At approximately $4.70 today, investors are being offered a very different entry point to 12 months ago.

I think the sell-off has gone far enough to create an opportunity for long-term investors.

The market is much bigger than Temple & Webster

Temple & Webster is Australia's largest pure-play online furniture and homewares retailer, but I think its current scale can disguise how much of the market remains available.

The company puts its addressable Australian furniture, homewares, and home improvement markets at around $40 billion. Earlier this year, management was still targeting $1 billion of annual revenue by FY28.

That gives some perspective on the runway ahead.

There is also a structural shift that could help Temple & Webster take more of that spending.

Only around 20% of Australian furniture and homewares sales were online based on the company's market analysis, compared with 35% in the US and 29% in the UK. Online penetration in home improvement was even lower at around 5% to 10%.

I do not think Australia needs to completely match either overseas market for Temple & Webster to benefit. Even a gradual shift online could move billions of dollars of spending towards the channel where it is already a leader.

There is more than furniture to pursue

I also like that the opportunity is no longer confined to sofas, dining tables, and homewares.

Home improvement has significantly expanded the market Temple & Webster can target, while the company has started testing its model in New Zealand. Its Australian business also benefits from an asset-light model where much of its range is shipped directly from suppliers.

That gives the ASX share several ways to become larger without needing the overall furniture market itself to suddenly boom.

For me, the long-term question is whether Temple & Webster can keep taking spending away from traditional stores as more people become comfortable furnishing their homes online.

I think it can.

Still not a cheap share

The 79% fall has not turned Temple & Webster into a conventional value stock.

At $4.70, consensus earnings per share forecasts of 13.6 cents in FY27 put it on a PE ratio of roughly 35 times forward earnings.

But analysts expect earnings to rise to 15.3 cents in FY28 and 20.6 cents in FY29. If that final forecast is achieved, today's price represents less than 23 times FY29 earnings.

That is much easier for me to accept when the business is still pursuing such a large market.

There are risks. Consumer spending can weaken, competition could increase, and the shift towards online furniture shopping may take longer than expected. But I believe this is priced into its shares following their sharp decline.

Foolish takeaway

A 79% decline gets my attention when the growth opportunity remains this substantial.

Temple & Webster still needs to deliver, and I would not call the shares cheap at around $4.70.

But with online penetration still relatively low and a huge market left to capture, I think the current price gives patient investors an attractive chance to back the business for the next several years.

The post This ASX share is down 79%. Is it a buy? appeared first on The Motley Fool Australia.

Reporting season finished yesterday.

During the past month, hundreds of companies updated guidance, brokers rewrote their models, and plenty of share prices moved a long way in a very short time.

The S&P/ASX 200 Index (ASX: XJO) is up 4% for the calendar year.

In that broader context, here are three names I would look at now.

Why these ASX shares stand out after reporting season

The market has become far more selective.

Results that beat guidance were rewarded, and anything short of that was sold hard almost instantly.

That has left expensive winners and heavily punished losers sitting side by side.

The three companies below are all at different places on that spectrum, which is exactly why I would own them together rather than individually.

1. CSL: a reset year, priced as though nothing improves

CSL Ltd (ASX: CSL) delivered the ugliest headline result of the season and one of the better share price reactions.

FY26 revenue slipped 1% to US$15.8 billion, and impairments of US$7.1 billion drove a statutory loss of US$2.6 billion.

Underlying net profit after tax and amortisation still came in at US$3.1 billion.

Investors focused instead on FY27 guidance of roughly 5% underlying profit growth, comfortably ahead of the 2% consensus.

The shares finished last week at $172.32 and are up just 0.2% for the year.

Morgans analyst Damien Nguyen believes the downgrade cycle has finally ended.

In our view, the latest full year result in 2026 is generating confidence that repeated earnings downgrades are behind CSL.

Plasma collection remains a key moat, because a rival donor network takes years and huge quantities of capital to build.

A US$1 billion buyback suggests management shares that view.

2. BHP: the copper story is finally showing up

BHP Group Ltd (ASX: BHP) is the momentum name of the three, and the most expensive.

FY26 attributable profit rose 9% to US$9.8 billion on revenue of US$58.8 billion.

Copper delivered US$18.2 billion of underlying EBITDA, up 48%, and accounted for 54% of group earnings for the first time.

Net debt finished the year below US$9 billion.

The catch is the price.

Shares hit a record $68.77 last week and have since eased to about $66, still well above the average broker target of $58.68.

Income softens that somewhat.

BHP's final fully franked dividend of 99 US cents per share goes ex on 3 September and is paid on 23 September.

3. Temple & Webster: the contrarian option

Temple & Webster Group Ltd (ASX: TPW) is, admittedly, the uncomfortable one to own.

The online furniture retailer's shares are near $4.81 and are down roughly 80% over twelve months.

Yet FY26 revenue reached a record $664.6 million, up 10.6%, with EBITDA of $21.9 million.

Active customers grew 5% to 1.33 million, and cash stood at $123 million at 30 June.

Management is guiding to FY27 EBITDA of $33 million to $40 million, implying growth of 50% to 80%.

A soft start to FY27 explains much of the de-rating.

Canaccord Genuity is unconvinced by the sell-off and has a buy rating with a $9 price target, implying 89% upside.

This is comfortably the highest-risk idea on the list, and as a result it should be sized accordingly.

The risks with these ASX shares

Free money on the market doesn't exist.

CSL still has to prove its FY27 guidance holds after several years of downgrades.

BHP trades above where most analysts think it belongs, and iron ore prices remain entirely outside its control.

Meanwhile, Temple & Webster is a discretionary retailer facing a stretched consumer and a possible interest rate rise on 29 September.

Foolish takeaway

These three ASX shares are deliberately different from one another.

CSL is a quality business emerging from a bad patch.

BHP is a cash machine at a full price.

Temple & Webster is a turnaround bet with a wide range of possible outcomes.

Owning all three would give you defensiveness, income and optionality in roughly equal measure.

For investors adding money this month, that mix of ASX shares strikes me as more sensible than backing a single theme.

The post Top 3 ASX shares to buy in September 2026 appeared first on The Motley Fool Australia.

As earnings season nears its end, brokers have updated their ratings as 12-month price targets on many ASX All Ords shares.

The following four shares have major upside potential over the next 12 months, according to the experts.

Temple & Webster Group Ltd (ASX: TPW)

The Temple & Webster share price is $4.75, up 2.8% today and down 80% over 12 months. 

Canaccord Genuity reiterated its buy call on this ASX retail share following the online furniture seller's FY26 results.

The broker has a 12-month target price of $9, which implies a potential 89% upside from here.

betr Entertainment Ltd (ASX: BBT)

The betr Entertainment share price is 20 cents, up 1% today and down 34% over 12 months.

Morgans maintained its buy rating on this ASX consumer discretionary share after the company's FY26 results.

The broker kept its target price at 36 cents, implying a potential 82% upside from here.

Morgans said:

BETR Entertainment (BBT) finished the year strongly, with normalised EBITDA of $6.1m in the second half against guidance of $5m to $8m, a $19.3m swing on the first half.

Full year normalised EBITDA of -$7.1m was a touch below our -$6.2m, with a gross profit beat offset by a higher cost of doing business.

Encouragingly, current trading remains healthy. Through the first eight weeks of FY27, turnover is up more than 20%, new customers have almost doubled, CPA is down 31% and promotional cost is down 9%, all excluding the FIFA World Cup.

The company announced the launch of its new first to market 'Wildcards' same game multi (SGM) feature that will launch during the Wildcard AFL round this weekend.

Judo Capital Holdings Ltd (ASX: JDO)

The Judo Capital share price is $1.01, down 0.8% today and down 42% over 12 months. 

Morgans reiterated its buy recommendation on this ASX bank share after reviewing Judo's FY26 results.

The broker said: 

FY26 PBT landed towards the top end of the revised guidance range and FY27 guidance was reaffirmed offering strong earnings growth.

EPS forecasts moderated 2-6%.

The broker trimmed its 12-month price target from $1.47 to $1.42, suggesting a potential 40% upside ahead.

DigiCo Infrastructure REIT (ASX: DGT)

The DigiCo Infrastructure REIT share price is $2.62, up 1.2% today and down 12% over 12 months. 

Morgans kept its buy rating in place on this ASX real estate investment trust (REIT) after DigiCo's FY26 results.

The broker has a 12-month price target of $3.60, implying a 37% upside ahead.

The broker said: 

The signed Letters of Intent (LOIs) over the remaining 52MW would take the Australian portfolio to full capacity — a strong demand signal that de-risks management's pathway to $250m of EBITDA.

However the ramp-up in earnings is back-ended, hence FY27 guidance was ~8% below MorgansF and ~13% below Consensus.

Liquidity of ~$1.2bn funds the ~$1.2bn capex bill, with management calling out no need for additional equity.

We still see clear value, but the cashflows are pushed out — this is now an FY28-into-FY29 story.

The post 4 ASX All Ords shares with 40% to 90% upside post-results: experts appeared first on The Motley Fool Australia.

Meanwhile, three experts share their views on three ASX shares.

Let's take a look.

Breville Group Ltd (ASX: BRG)

The Breville share price is $33.02, down 1.4% today and down 0.5% over 12 months. 

After Breville released its FY26 results, Morgans downgraded the retail stock from buy to accumulate "purely on a valuation basis".

Morgans explained: 

BRG delivered A$207m EBIT (+1% yoy) in line with guidance, in what was an exceptionally challenging year as the group navigated a volatile tariff backdrop and ongoing supply chain shocks via geopolitical conflicts.

Revenue growth was slightly below expectations (~2%), as FX headwinds in the 2H (US ~10%; EMEA ~5%) detracted from the topline.

Growth on a constant currency (cc) basis remains solid (+10%), and ongoing premiumisation tailwinds, and coffee (up double digits), have continued into FY27.

We view BRG as having emerged from this transitional year as a better business, with a robust outlook.

New market expansion continues to accelerate (+74% yoy), the NPD pipeline is strong and new initiatives (Best Buy) are driving a material step-change in sell out performance.

We expect FY27 forecasts may prove conservative, with BRG able to return to a sustainable level of growth in FY27.

Temple & Webster Group Ltd (ASX: TPW)

The Temple & Webster share price is $4.71, down 2.3% today and down 81% over 12 months. 

Bell Potter has a hold rating on this ASX consumer discretionary share following the retailer's FY26 results.

Analyst Chami Ratnapala said: 

While the share trades towards 3-year lows, we see multiple risks related to the revenue recovery from current levels over the next few months in this current macroeconomic context, competitive landscape and following TPW's 4Q26 profit optimisation initiatives.

We factor in some downside risk to current company expectations and see the current trading multiple (0.7x in May-26 vs 1.4x in Aug-22, on BPe) as somewhat pricing in the near-term outlook as TPW sees revenue declines similar to our omni-channel retailer coverage.

Car Group Ltd (ASX: CAR)

The Car Group share price is $28.37, down 3% today and down 29% over 12 months. 

Tony Locantro from Alto Capital has a sell rating on the ASX communications share after Car's FY26 report.

On The Bull this week, Locantro said: 

CAR Group operates leading digital automotive markets in Australia and internationally.

It delivered another strong result in fiscal year 2026. Reported revenue of $A1.253 billion was up 6 per cent on the prior corresponding period. Reported net profit after tax of $A314 million was up 14 per cent.

International operations continue to generate attractive long term growth and management expects further revenue growth in fiscal year 2027.

However, the company's strong operating performance is increasingly reflected in its valuation, which requires sustained double digit growth and continuing successful international execution.

In our view, the risk-reward balance in response to valuation supports a lighten recommendation.

The post Buy, hold, sell: Breville, Car Group, Temple & Webster shares appeared first on The Motley Fool Australia.

Will the market be able to build on this on Friday and end the week on a high? Here are five things to watch:

ASX 200 expected to fall

The Australian share market looks set for a subdued session on Friday following a poor night of trade in the United States. According to the latest SPI futures, the ASX 200 is expected to open 25 points or 0.3% lower this morning. On Wall Street, the Dow Jones was down 1.3%, the S&P 500 fell 0.9%, and the Nasdaq dropped 1%.

Oil prices jump

ASX 200 energy shares Santos Ltd (ASX: STO) and Woodside Energy Group Ltd (ASX: WDS) could have a good finish to the week after oil prices jumped overnight. According to Bloomberg, the WTI crude oil price is up 2.7% to US$88.15 a barrel and the Brent crude oil price is up 2% to US$93.45 a barrel. This was driven by renewed concerns around Middle East tensions.

Telix shares downgraded

Telix Pharmaceuticals Ltd (ASX: TLX) shares will be on watch on Friday after being downgraded by analysts at Bell Potter. This morning, the broker has cut its rating on the radiopharmaceutical company's shares to hold (from buy) with a $19.00 price target. It said: "The pivotal moment is in a few days time for Pixclara with this event alone to dominate short term share price performance. We expect approval but without great conviction. FY26 earnings adjustments are modest. We retain our PT $19.00 and downgrade to Hold following the recent share price increase."

Gold price rises

ASX 200 gold shares Evolution Mining Ltd (ASX: EVN) and Newmont Corporation (ASX: NEM) could have a decent finish to the week after the gold price rose overnight. According to CNBC, the gold futures price is up 0.65% to US$4,574.8 an ounce. This appears to have been driven by easing interest rate hike expectations.

Temple & Webster downgraded

Bell Potter has downgraded Temple & Webster Group Ltd (ASX: TPW) shares despite their heavy decline over the past 12 months. This morning, the broker has cut its rating on the online retailer's shares to hold with a reduced price target of $4.50. It said: "While the share trades towards 3-year lows, we see multiple risks related to the revenue recovery from current levels over the next few months in this current macroeconomic context, competitive landscape and following TPW's 4Q26 profit optimisation initiatives."

The post 5 things to watch on the ASX 200 on Friday appeared first on The Motley Fool Australia.

• Whitehaven Coal Ltd (ASX: WHC)
• Bega Cheese Ltd (ASX: BGA)
• Temple & Webster Group Ltd (ASX: TPW). 

Bega Cheese shares enjoyed big gains on the back of positive results. 

Meanwhile, Whitehaven Coal and Temple and Webster results seemingly left investors hoping for more. 

Full results for each can be found here: 

• Whitehaven Coal Results
• Bega Cheese Results
• Temple and Webster Results.

Following the releases, brokers have been quick to update their guidance on these ASX shares. 

Here's the latest guidance. 

Temple & Webster gets a big downgrade 

Bell Potter released updated guidance on Temple & Webster shares following the results. 

The brokers' view is that Temple & Webster's FY26 revenue came in at the bottom of its $665–675m guidance range, while EBITDA was towards the top end. 

However, FY27 has started weakly, with checkout revenue growth of only 13% compared with a challenging +28% prior-year comparison. Despite this, contribution margin has remained resilient at around 17% of revenue.

Bell Potter expects EBITDA margins to fall from the ~6% achieved in 4Q26 as lower revenue reduces fixed-cost leverage. Temple & Webster has also lowered its FY27 EBITDA guidance to $33-40m from the previously targeted $40m. 

Based on this guidance, the broker has a hold recommendation and lowered its price target to $4.50 (previously $7.00). 

Bega keeps on booming 

Bega shares rocketed 10% on earnings results, and Bell Potter is optimistic the growth can continue. 

The broker highlighted the strong revenue, EBITDA and NPAT growth in the latest results. 

Bell Potter retained its buy recommendation and raised its price target to $8.05 (previously $7.75). 

This indicates an upside of 21% from current levels. 

Trading at 10.5x FY26e EBITDA, BGA is at a reasonable discount to listed FMCG and Dairy exposures globally, while offering compound double digit EPS growth through to FY29e.

Whitehaven Coal shares fairly valued

Whitehaven Coal shares have experienced significant volatility over the last 12 months, and the team at Morgans see little upside moving forward. 

The broker said the company delivered a mixed result, with EBITDA broadly in line with consensus expectations, although underlying NPAT missed slightly. 

A 6c dividend was declared, consistent with consensus. The effects of poor coal prices in the 1H provided a significant headwind for the full-year result. FY27 guidance was softer than expected, with production growth appearing limited given the unchanged upper end of group guidance, while both costs and capital expenditure expectations have moved higher. 

We move to a HOLD rating (previously BUY) due to recent share price strength and valuation updates, with a reduced target price of A$8.05ps (previously A$8.50)

Whitehaven Coal shares closed trading yesterday at $7.63 each. 

The post Buy, hold, sell: Bega Cheese, Temple & Webster and Whitehaven Coal shares after results appeared first on The Motley Fool Australia.

As earnings season continues, brokers have lowered their ratings on several ASX 200 shares this week.

Let's see a sample.

BHP Group Ltd (ASX: BHP)

The BHP share price is $65.29, up 2.5% today and up 56% over 12 months. 

Morgans downgraded BHP shares after the miner's FY26 report.

The broker lowered its 12-month price target from $59.80 to $55.30.

This suggests a potential 15% downside ahead.

Northern Star Resources Ltd (ASX: NST)

The Northern Star Resources share price is $23.99, up 6.4% today and up 32% over 12 months. 

Citi downgraded the ASX 200 gold share to a hold call after the miner's FY26 report.

The broker has a price target of $24.30, indicating just a 1% upside over the next 12 months.

Judo Capital Holdings Ltd (ASX: JDO)

The Judo share price is $1, down 1.8% today and down 45% over 12 months. 

Jarden downgraded the ASX 200 bank share to a sell rating after its FY26 report.

The broker has a $1.25 target, implying a potential 25% upside ahead.

Temple & Webster Group Ltd (ASX: TPW)

The Temple & Webster share price is $4.25, up 2.4% today and down 82% over 12 months. 

Morgan Stanley downgraded the ASX 200 consumer discretionary share to a hold rating on Thursday.

This followed the online furniture retailer's FY26 report.

The broker has a 12-month price target of $4.23, suggesting a 13% upside from here.

Endeavour Group Ltd (ASX: EDV)

The Endeavour share price is $3.50, up 2.6% today and down 17% over 12 months. 

Bell Potter downgraded the ASX 200 consumer staples share to a hold call with a $3.60 target.

This followed the liquor and hotel operator's unaudited preliminary results for FY26.

The target implies just 3% potential upside ahead.

QBE Insurance Group Ltd (ASX: QBE)

The QBE share price is $21.75, down 4% today and up 0.8% over 12 months. 

Jarden downgraded the ASX 200 financial share to a sell rating after the insurer's 1H FY26 report.

The broker has a $20.30 target, indicating a 6% downside ahead.

Whitehaven Coal Ltd (ASX: WHC)

The Whitehaven Coal share price is $7.50, down 0.7% today and up 17% over 12 months. 

Morgans downgraded the ASX 200 coal share from buy to hold after the miner's FY26 report.

The broker reduced its 12-month price target from $8.50 to $8.05.

This implies a potential 7% upside ahead.

The broker said:

The effects of poor coal prices in the 1H provided a significant headwind for the full-year result.

FY27 guidance was softer than expected, with production growth appearing limited given the unchanged upper end of group guidance, while both costs and capital expenditure expectations have moved higher.

HomeCo Daily Needs REIT (ASX: HDN)

The HomeCo Daily Needs REIT is $1.15 per share, down 0.4% today and down 13% over 12 months. 

Jefferies downgraded the real estate investment trust (REIT) to a hold rating this week.

The change came after HomeCo's FY26 report.

The broker lowered its price target from $1.44 to $1.30.

This suggests potential capital growth of 13% over the next year. 

Reliance Worldwide Corp Ltd (ASX: RWC)

The Reliance share price is $4.83, down 0.6% today and up 4% over 12 months. 

Jarden downgraded Reliance shares to a hold call after the company released its FY26 report and revealed a takeover offer of $4.75 per share.

The broker increased its target price from $4.25 to $4.75.

This implies a potential 8% upside ahead.

Imdex (ASX: IMD)

The Imdex share price is $3.85, up 3.2% today and up 15% over 12 months. 

Imdex provides cloud-connected devices and solutions that help miners find, define, and mine ore bodies.

Bell Potter downgraded the ASX 200 materials share to a hold rating on Tuesday.

This followed Imdex's FY26 report.

The broker reduced its 12-month price target from $4.60 to $4.

This suggests a potential 4% upside ahead.

The post 10 ASX 200 shares downgraded by analysts this week appeared first on The Motley Fool Australia.

The stock is down 70% in 2026 and 82% over 12 months, vastly underperforming the S&P/ASX 200 Index (ASX: XJO).

And yet, the online retailer just delivered record revenue and stronger profitability. So, what's going on?

Temple & Webster keeps growing

This $600 million ASX retail stock is one of Australia's leading online retailers, selling hundreds of thousands of homewares, furniture, and home improvement products.

And here's a key part of the model: most products are shipped directly from suppliers. That gives Temple & Webster a remarkably capital-light model for the sheer volume of products flowing through its platform.

Today's numbers show the business is still moving forward. Revenue climbed 10.6% to $664.6 million, while EBITDA rose 16.6% to $21.9 million. Strip out foreign exchange effects, and underlying EBITDA jumped an impressive 28% to $25.9 million.

Delivered margin improved 5.5% to $201 million, while the company ended FY26 with $122.7 million in cash after spending $30 million on share buybacks.

Customer metrics were encouraging, too. Market share increased to 2.9%, active customers rose 5% to about 1.3 million, and repeat customers generated 62% of all orders, up from 59%.

There are growth engines beyond the core business, too. Exclusive product lines and adjacent businesses are now generating more than $100 million in annual revenue. The New Zealand operation contributed $3 million since launching in October 2025, while home improvement revenue surged 39%.

Temple & Webster also generated $24 million in operating cash flow, while fixed costs fell as a percentage of revenue.

What did management say?

Executive Chair Mark Coulter said:

Despite a challenging environment, we have been able to deliver record annual revenue of $665 million, while materially improving the underlying profitability of the business through several margin optimisation initiatives. These initiatives, combined with the flexibility of our operating model, resulted in our Underlying EBITDA (excluding unrealised foreign exchange losses) increasing by 28% vs pcp to $26 million.

What's next for Temple & Webster?

Here's where things get interesting for the ASX retail stock. Temple & Webster is targeting FY27 EBITDA of $33 million to $40 million, implying roughly 50% to 80% growth from FY26.

Management wants to return to double-digit revenue growth by leaning harder into digital and AI innovation, strengthening its core online offering, and scaling home improvement and New Zealand.

New CEO Susie Sugden is also expected to outline the next phase of the strategy at the AGM and first-half results, with the company targeting further growth in Australia's $40 billion-plus homewares and furniture market.

Foolish takeaway

The market appears to be demanding faster growth from the ASX retail stock, despite the strong FY26 result.

That disconnect between solid execution and lofty expectations could be the key to understanding this brutal sell-off.

The post Why is this ASX retail stock crashing to new lows today? appeared first on The Motley Fool Australia.

What did Temple & Webster report?

• Revenue rose 10.6% to $664.6 million
• EBITDA increased 16.6% to $21.9 million, with an underlying EBITDA (ex-FX) jump of 28% to $25.9 million
• Delivered margin improved 5.5% to $201.0 million
• Cash balance at 30 June 2026 was $122.7 million, after $30 million spent on share buy-backs
• Market share grew to 2.9% and active customers rose 5% to approximately 1.3 million
• Repeat customers accounted for 62% of all orders, up from 59% last year

What else do investors need to know?

Temple & Webster highlighted strong contributions from exclusive product lines and adjacent businesses, now delivering over $100 million in annual revenue. The company's NZ business generated $3 million in revenue since launching in October 2025, and its home improvement segment posted strong growth, up 39%.

The group continues to maintain a capital-light operating model, generating $24 million in operating cash flow. Fixed costs declined as a percentage of revenue, supporting improved margins alongside higher average order values and stable marketing ROI.

What did Temple & Webster management say?

Executive Chair Mark Coulter commented:

Despite a challenging environment, we have been able to deliver record annual revenue of $665 million, while materially improving the underlying profitability of the business through several margin optimisation initiatives. These initiatives, combined with the flexibility of our operating model, resulted in our Underlying EBITDA (excluding unrealised foreign exchange losses) increasing by 28% vs pcp to $26 million.

What's next for Temple & Webster?

Despite variable market conditions, Temple & Webster is targeting FY27 EBITDA between $33 million and $40 million, up roughly 50–80% from FY26. The company says it is focused on returning to double-digit top-line growth through leveraging digital and AI innovation, strengthening its core online offering, and building further scale in adjacencies like home improvement and New Zealand.

New CEO Susie Sugden has flagged upcoming strategy updates at the AGM and first-half results, with an eye to expanding market leadership in the $40 billion-plus Australian homewares and furniture sector.

Temple & Webster share price snapshot

The Temple & Webster share price certainly has had 12 months to forget, losing almost 80% of its value since this time last year. This compares to a gain of 2% by the S&P/ASX 200 index (ASX: XJO).

View Original Announcement

The post Temple & Webster earnings: Record revenue and profit growth in FY26 appeared first on The Motley Fool Australia.

During times of elevated uncertainty, I'd want to invest in names that have strong balance sheets, a clear path to growth and look undervalued.

The two Australian stocks I'm going to highlight are among the national leaders at what they do and really fit the bill of what I'm looking for. I'd happily invest $9,000 today.

Temple & Webster Group Ltd (ASX: TPW)

Temple & Webster is one of the leading online retailers in Australia, selling hundreds of thousands of homewares, furniture and home improvement products.

A large majority of the products sold on the Temple & Webster website are shipped directly by suppliers, so Temple & Webster has a very capital-light model for the volume of physical products that are sold through its platform.

Its business model means the company is highly cash flow generative and it has a good level of cash on its balance sheet. It had $161 million of cash at 31 December 2025. During the FY26 half-year period, it generated $31.3 million of operating cash flow and free cash flow of $22.9 million, compared to $13.5 million of operating profit (EBITDA).

Even though the company is facing challenging retail conditions, the business expects EBITDA to double in FY27, even in a low-growth environment, thanks to a focus on profitability. I'd say that's very respectable in the current economic climate.

In three years, I think the Australian stock's revenue could significantly grow, while also improving its operating leverage.

Centuria Industrial REIT (ASX: CIP)

Industrial properties are a great place to invest right now, in my view.

Centuria Industrial is the largest industrial pure-play real estate investment trust (REIT). It gives investors exposure to a pleasing subsector of the property market that is experiencing strong rental growth.

Industrial properties are benefiting from demand related to e-commerce adoption, the onshoring of supply chains, growing refrigerated space requirements (for food and medicine), data centres and more.

The low vacancy rate and strong organic rental growth give support to industrial property valuations, which is a strong tailwind for the business.

Earlier this year, the Australian stock said that its portfolio was 20% under-rented, which implies pleasing impending rental growth as its various rental contracts come up for renewal in the next few years.

The business grew its annual distribution by 3% in FY26 to 16.8 cents per security. At the time of writing, that translates into a distribution yield of 5.5%.

I also believe it's trading at a large discount to its net tangible assets (NTA). We'll have to see what the reported NTA Is for June 2026 – it will report that figure during this month's reporting season.

I think this Australian stock is one of the best to buy right now.

The post 2 strong Australian stocks to buy now with $9,000 appeared first on The Motley Fool Australia.

If you do, I think Temple & Webster Group Ltd (ASX: TPW), Catapult Sports Ltd (ASX: CAT), and Web Travel Group Ltd (ASX: WEB) could be top picks.

This is why I would be happy to buy all three ASX 300 shares with the money.

Temple & Webster shares

I think Temple & Webster has become more interesting after its 77% share price decline over the past year.

The online furniture and homewares retailer offers an enormous selection of products without carrying the store network of a traditional retailer. Its supplier-led model also gives it freedom to add products quickly and learn what customers want.

Repeat purchases accounted for 62% of first-half orders, while exclusive products represented almost half of revenue.

That suggests to me that Temple & Webster is becoming somewhere people return to, rather than a website they visit once for a sofa.

Home improvement, trade customers, and the early New Zealand expansion give it additional ways to grow. Profit margins remain modest, but I think the shift towards buying household products online has much further to run.

Catapult Sports shares

Catapult is often described through its wearable devices, but I think that now misses much of the opportunity.

Professional teams make connected decisions about recruitment, tactics, training, injuries, and player development. This ASX 300 share is building software across more of that process.

Its recent launch of IMPECT Video Scouting is a good example. The product helps football clubs assess players and teams through video and performance data, taking Catapult further into recruiting and opposition analysis.

I like the possibility that different departments inside the same club could rely on Catapult products. A customer may begin with athlete monitoring and later add video, scouting, or strength-training technology.

That could lift revenue from existing teams while making the relationship harder to replace.

Catapult still needs to keep converting recurring revenue growth into cash and profit. I think its widening role inside professional sport makes the story more interesting than another discussion about wearable trackers.

Web Travel Group shares

Web Travel Group should not be confused with Webjet Group Ltd (ASX: WJL). Its WebBeds business operates a global marketplace connecting hotels with travel companies that need rooms for their customers.

I like the model because Web Travel does not need to own hotels or sell directly to holidaymakers. It becomes more valuable by adding accommodation supply, attracting more travel buyers, and helping both sides complete more bookings.

Its update this week gave me greater confidence. Management expects first-half revenue to rise by 11% to 15%, while transaction margins are forecast to improve.

The board also announced a share buyback of up to $90 million because it believes the market is undervaluing the company's trading performance and outlook.

Travel disruptions and currency movements can make results uneven. Even so, I think organic growth, improving margins, and strong cash conversion make Web Travel an attractive ASX 300 share.

Foolish takeaway

I think Temple & Webster, Catapult, and Web Travel are all at stages where strong execution could lead to much larger businesses over time.

There are likely to be setbacks along the way. However, I think their expanding markets and improving business models give patient investors plenty to be excited about.

For me, all three ASX 300 shares look like buys today.

The post 3 growing ASX 300 shares I'd buy with $5,000 appeared first on The Motley Fool Australia.

As Albert Einstein once supposedly said:

Compound interest is the most powerful force in the universe. Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn't pays it.

So, I'm going to highlight two investments that could perform strongly over the long-term.

Temple & Webster Group Ltd (ASX: TPW)

This ASX share is a leading e-commerce business selling hundreds of thousands of homewares, furniture and home improvement products.

The company is regularly increasing its market share thanks to the rising e-commerce adoption by Australians. If Australia continues to follow the trend seen in the UK and the US, e-commerce could be 30% (or more) of the homewares and furniture market in the coming years.

Temple & Webster is still growing strongly despite the headwinds of higher interest rates and elevated inflation. In FY26, the company expects revenue to be between $665 million to $675 million.

It plans to focus on profitability in FY27, with guidance that FY27 operating profit (EBITDA) could approximately double, even in a low growth scenario.

Temple & Webster also suggested that it could take advantage of the more attractive acquisition environment, particularly in its emerging growth areas such as home improvement, business-to-business (B2B) and international (which includes New Zealand).

I'm particularly excited about the ASX share's home improvement division, with that segment reporting 47% revenue growth in the first half of FY26. It could become a very sizeable contributor to the business in the coming years. Home improvement has less e-commerce adoption than homewares and furniture, so there's significant potential for expansion there.

It's aiming to reach $1 billion of annual sales in the next few years and I think by 2036 it could be an ASX blue-chip share name in the Australian retail landscape.

VanEck Morningstar Wide Moat ETF (ASX: MOAT)

Another investment I expect to deliver pleasing compounding over the long-term is the MOAT exchange-traded fund (ETF), which is focused on high-quality businesses with long-term potential.

The MOAT ETF aims to invest in high-quality US companies that Morningstar thinks have sustainable competitive advantages, which can also be described as wide economic moats.

How sustainable do the competitive advantages need to be? Morningstar's analysts need to believe that the economic moats will likely endure for 20 years, and almost certainly endure for the next 10 years.

Therefore, this is a long-term portfolio the moment we buy it.

Secondly, stocks are only added to the portfolio when the potential investments are trading at attractive prices compared to what Morningstar thinks is fair value.

This means it's a portfolio of attractively priced companies that are expected to be long-term winners.

I think this is a good time to invest while performance has been challenging in the short term, as the fund typically doesn't focus on tech stocks. But, over the past decade, it has returned an average of 14.4% per year. Past performance is not a guarantee of future returns, of course.

But, these aren't the only two names I'd be willing to invest in for the next decade.

The post 2 top ASX shares to buy and hold for the next decade appeared first on The Motley Fool Australia.

That idea feels especially relevant when good ASX shares fall out of favour.

Several well-known shares are trading far below their previous highs, and I think some could reward investors willing to look past the current pessimism.

Price creates the opportunity

Buffett once wrote: "Price is what you pay; value is what you get."

A lower share price does not automatically create value. The business still needs attractive assets, a credible recovery path, and enough financial strength to work through its challenges.

But when the market becomes too focused on what is going wrong today, long-term investors can sometimes buy future earnings at a much better price.

Treasury Wine Estates Ltd (ASX: TWE) is one share I would examine closely.

The wine company has faced setbacks across its US operations and has struggled to convince investors that recent acquisitions will deliver the expected returns. Its Penfolds brand still has considerable global recognition, while China and other Asian markets could support growth over time.

The recovery needs better execution, but the lower share price gives investors a more forgiving starting point than they had near the highs.

Back businesses that can regain momentum

Temple & Webster Group Ltd (ASX: TPW) is another fallen ASX share I would consider.

Furniture demand can move with consumer confidence, housing activity, and interest rates, which means the company's growth will rarely arrive evenly.

I still like its long-term position as spending continues moving online. Temple & Webster can offer a wide range without carrying the same store network as traditional retailers, while data and technology can improve merchandising, marketing, and the customer experience.

WiseTech Global Ltd (ASX: WTC) has endured an even more dramatic loss of confidence.

Governance concerns, leadership questions, and uncertainty around the e2open acquisition have weighed heavily on the shares. Yet CargoWise remains deeply embedded in the operations of major logistics companies.

Global trade is full of paperwork, customs requirements, freight movements, warehouses, and regulatory complexity. WiseTech has an opportunity to bring more of those processes into one platform and automate more work through artificial intelligence.

I would keep the position measured, but the long-term opportunity looks far more attractive after the share price decline.

Quality can become cheap too

Some of the best opportunities can appear when the market loses patience with companies that were once considered untouchable.

CSL Ltd (ASX: CSL) and Cochlear Ltd (ASX: COH) both fit that description in my opinion.

CSL needs to improve execution across plasma, vaccines, and Vifor, while Cochlear has faced softer implant demand and hospital capacity constraints. I think those concerns deserve attention, but both companies have spent decades building global healthcare capabilities that would be difficult to reproduce.

REA Group Ltd (ASX: REA) also looks more appealing after its fall.

Property listings can weaken when housing activity slows, yet REA Group's position at the centre of the Australian property search remains strong. Its audience, data, agent relationships, and network effects give the company several ways to keep developing its platform.

Foolish takeaway

I would not try to predict exactly when sentiment will recover for any of these companies.

Instead, I would focus on whether the business can produce meaningfully higher earnings over the next five or 10 years than the market currently expects.

They all have problems to solve, which is why their share prices have fallen so heavily. But they also retain brands, technology, market positions, or specialist capabilities that could support a recovery.

Following Buffett's approach requires patience and discipline. For investors prepared to provide both, I think today's market offers several cheap ASX shares worth buying.

The post I'd listen to Warren Buffett and buy cheap ASX shares appeared first on The Motley Fool Australia.

I'm going to highlight three investments I expect big things from over the next three to five years, which I'd happily invest $20,000 in.

Below are two of the ASX's leading growth companies and one compelling exchange-traded fund (ETF).

Temple & Webster Group Ltd (ASX: TPW)

Temple & Webster is one of the leading online retailers in Australia, selling hundreds of thousands of homewares and furniture through its website. A significant portion of the items are shipped straight from the supplier, reducing the need for the company to hold inventory and warehouse space – it creates a capital-light model for the business.

The company is growing rapidly and this is steadily giving it stronger scale benefits. Plus, it's deploying technology and AI throughout its business, which is helping with costs and boosting customer conversion.

During this period of weaker consumer conditions, the ASX growth share is focused on increasing profitability. It expects to approximately double its operating profit (EBITDA) in FY27, even if trading conditions are challenging.

Over the longer-term, I expect rising e-commerce adoption in Australia can help the company increase its market share further. I'm also hopeful that the home improvement segment can continue growing in size and become a significant contributor in the coming years – home improvement revenue rose 46% in HY26 off a small base.

According to the projections on Commsec, the ASX growth share could grow its earnings per share (EPS) by around 160% between FY26 and FY28, with it trading at 32x FY28's estimated earnings at the time of writing.

Global X S&P World Ex Australia GARP ETF (ASX: GARP)

This is an ETF focused on finding quality growing businesses at a reasonable price, with solid financial strength. There are 250 international businesses in this portfolio that demonstrate 'GARP' characteristics – it offers good diversification across countries and sectors.

There are three boxes that stocks need to pick. First, they must demonstrate growth with both sales and earnings. Second, they should be good value on a price to earnings (P/E) ratio basis. Third, they must be quality in terms of low debt levels a high return on equity (ROE).

This high-quality fund has an annual management cost of just 0.3%. Impressively, it has delivered an average return per year of 17.5% since inception in September 2024. Of course, past performance is not a guarantee of future performance.

L1 Group Ltd (ASX: L1G)

Plenty of funds managers go through ups and downs, which can give investors buying opportunities. L1 is a highly respected funds management business with a compelling future with a number of high-performing funds.

Some of its funds like L1 Global Long Short Fund Ltd (ASX: GLS) have a strong track record for delivering returns, which is a very powerful tailwind for growth of funds under management (FUM) and management fees. The great returns also help attract more FUM.

The ASX growth share has highlighted a number of other factors that could help earnings rise in the coming years such as joint ventures, acquiring other fund managers and launching more strategies.

Additionally, the business is working on unlocking synergies from the Platinum acquisition.

According to the projection on Commsec, the ASX growth share is valued at 23x FY27's estimated earnings and is forecast to grow earnings per share (EPS) by 25.5% in FY27.

The post Where I'd invest $20,000 into ASX growth shares right now appeared first on The Motley Fool Australia.

Certain companies' performance can be closely linked to consumer confidence in the short term. But downturns shouldn't last forever, so I view any pessimism as a chance to buy the dip.

The two ASX shares below have shown their ability to grow over the long-term. Let's get into why I think they're buys.

Collins Foods Ltd (ASX: CKF)

At the time of writing, the Collins Foods share price has fallen more than 30% since December 2025, as the chart below shows. I think the KFC franchisee operator is now very good value.

I believe it still has significant growth potential in both Australia and Europe.

The FY26 result included a number of positives, including revenue growth of 8.6% to $1.59 billion, underlying operating profit (EBIT) growth of 10.1% to $130.7 million and underlying net profit growth of 13% to $61.4 million.

Collins Foods was also able to reduce its net debt by close to $18 million, while increasing the annual dividend per share by 7.7%.

The first eight weeks of FY27 saw total KFC sales growth of 6.7% in Australia and 26.4% in Germany, but a 5.2% decline in the Netherlands. Same-store sales growth was 4% in Australia, but there was a decline of 7.2% in Germany and 7.8% in the Netherlands. The company noted consumer sentiment was weak in Europe amid the Middle East conflict and high fuel prices.

I think the company can have a good FY27 and beyond. It's expecting a stable cost environment in FY27 and plans to open between seven and ten restaurants in Australia and another seven in Germany.

According to Commsec's projection, the Collins Foods share price is valued at less than 15x FY27's estimated earnings, with further earnings growth projected for FY27 and FY29. This looks like the right time to invest near its 52-week low.

Temple & Webster Group Ltd (ASX: TPW)

The other ASX share that looks cheap to me is this leading Australian online business that sells furniture, homewares, and home improvement products.

The Temple & Webster share price is down more than 70% in the past year and has fallen more than 60% in 2026 to date, as the chart below shows.

The company has seen customer demand slow over the past year, so it is currently looking to maximise its profitability. April 2026 was the most profitable April in its history, with operating profit (EBITDA) of around $2.5 million.

For FY26, the company expects to grow its revenue by between 11% and 12%, and grow EBITDA by between 6% and 17%. Management believes FY27 EBITDA could close to double, even in a low-growth scenario.

The company is benefiting from rising adoption of e-commerce by households. Australia is following UK and US trends, but just a few years behind, suggesting online shopping could account for 30% or more of the Australian homewares and furniture market by the end of the decade.

Temple & Webster also suggests that the uplift in profitability and its strong balance sheet position the company for both organic and acquisition growth.

According to Commsec's projection, the Temple & Webster share price is valued at 38x FY27's estimated earnings. I think it looks great value at this level, near its 52-week low.

The post 2 ASX shares near 52-week lows I'd buy today appeared first on The Motley Fool Australia.

The attractiveness of some investments may have changed in the last few months following the Federal budget. Property investors who buy an established residential property can no longer benefit from negative gearing (the losses are carried forward until the property makes a profit), though buyers of new builds can still make use of negative gearing.

The outlook for sizeable capital gains for residential property looks challenging in the short to medium term.

In my view, there are three areas that still make a lot of sense for investors.

Commercial property

Residential properties may have been impacted, but commercial property looks as attractive as ever to me. Commercial properties are normally positively geared, which is great for investor cash flow.

However, I'm not looking to become a property manager. Instead, I believe that high-quality real estate investment trusts (REITs) are a great option to invest my money because I can buy a stake in a portfolio of properties in a single transaction.

Names like Centuria Industrial REIT (ASX: CIP), Dexus Industria REIT (ASX: DXI), Charter Hall Long WALE REIT (ASX: CLW) and Rural Funds Group (ASX: RFF) offer exposure to quality property portfolios and good distribution yields. As a bonus, they are all trading at large discounts to their last reported net tangible assets (NTA).

High-quality exchange-traded funds

Another area that I think is well worth investing in is exchange-traded funds (ETFs) and listed investment companies (LICs) because of the diversification and returns they can provide over the long-term.

I'd rather invest in international shares than local shares because I'm not sure that ASX blue-chip shares are going to grow earnings materially in the near-term. Major ASX bank shares face headwinds from the property taxation changes, as well as a challenge from Macquarie Group Ltd (ASX: MQG), while African iron ore from new projects could be a headwind for earnings from BHP Group Ltd (ASX: BHP) and Fortescue Ltd (ASX: FMG).

In my view, something like the Vanguard MSCI Index International Shares ETF (ASX: VGS) makes a lot of sense because it provides exposure to well over 1,000 shares from the global share market.

But, given the uncertainty of how various intriguing investment trends will play out – AI, data centres, private credit, the lack of fuel and other resources flowing out of the Middle East, and inflation – I think high-quality businesses are best-suited to these conditions.

Over the long-term, I believe ideas such as VanEck MSCI International Quality ETF (ASX: QUAL) and Betashares Global Quality Leaders ETF (ASX: QLTY) can outperform the wider global share market, so that could be a great place to invest my money.

ASX shares that can grow earnings

The final place that could be a good area to invest is good ASX shares with solid earnings growth potential.

There are plenty of businesses that could deliver pleasing returns over the long-term as they grow their earnings. The ASX is more than just the largest businesses.

I'm thinking of names like Temple & Webster Group Ltd (ASX: TPW), Breville Group Ltd (ASX: BRG), Sigma Healthcare Ltd (ASX: SIG), TechnologyOne Ltd (ASX: TNE), Siteminder Ltd (ASX: SDR), L1 Group Ltd (ASX: L1G), Lovisa Holdings Ltd (ASX: LOV), Wesfarmers Ltd (ASX: WES) and Washington H. Soul Pattinson and Co. Ltd (ASX: SOL).

These aren't the only names I'd buy to invest my money for my portfolio, there are plenty of exciting options!

The post How should I invest my money in FY27? appeared first on The Motley Fool Australia.