Ms Smith-Gander has Australian and international experience in banking and finance, technology, and strategic and management consulting. This includes as a former partner at McKinsey & Company, and Group Executive IT and Operations, Westpac Banking Corporation. She is Chair of Zip Co Limited, Chair of DDH1 Limited, Chair of Safe Work Australia, Chair of the Committee for Economic
Development of Australia, Director of AGL Energy Limited, Keystart Loans Group and HBF Health Limited. She was a director of Wesfarmers Limited "

Ms Downes is a professional company director who has held executive and non executive roles across listed, not-for-profit and government enterprises. She brings experience in international banking and capital markets to the Board as well as broad industry knowledge across financial services, technology, infrastructure and property. She is a Commissioner of Sport Australia and a member of the Australian Super Investment Committee. Prior executive roles include Managing Director and Equity Partner at Goldman Sachs JB Were. She is a director of Ingenia Communities RE Limited, Ingenia Communities Holdings Limited, ALE Property Group, ATI Global Limited and a Commissioner of Sport Australia.

Mr Gray co-founded Zip with Larry Diamond in 2013. Under his co-leadership, the company has grown to become a truly international BNPL business. An operations and consumer credit expert, Mr Gray has underwritten over 3 million customers, $7 billion in transaction volume and $2 billion in loan receivables in Australia alone since the company was founded. Mr Gray was the chief architect in developing Zip's market-leading credit and decisioning technology platform and the launch of Zip's Master Trust receivables funding program. Mr Gray oversees Zip's global operations including credit and risk management. Mr Gray is a respected Australian BNPL authority and commentator, with over 25 years' experience spanning regulated consumer credit, operations, risk, legal, compliance and publicly listed companies.

Mr Diamond co-founded Zip with Peter Gray in 2013 with the goal of disrupting the broken credit card model, using technology to create a transparent, fairer and more flexible alternative. Mr Diamond has lead Zip from fintech start-up to one of Australia's leading digital payment tech companies. Today Zip is an ASX200 listed company with over seven million customers globally and a presence in 12 international markets. Prior to Zip Mr Diamond spent 12 years working in retail, technology and investment banking, where he first saw the opportunity to digitise financial services with innovative products that bring customers and merchants together. His career included two years at Deutsche Bank as a Senior Associate within the Corporate Finance team and three years as an Investment Banking Manager at Macquarie Capital.

Mr Batistich is an experienced growth leader who brings marketing, digital and human resources skills to the Board. Mr Batistich has over 24 years of cross sector experience in Research, Marketing, Digital and General Management with blue chip companies like Westfield Group, Interbrand, Wrigley Company, Pepsico Foods, Kimberley Clark and Lion Nathan. He was Chairman of Foodco Group Pty Limited, Foodco Holdings Pty Ltd, Jahnus Pty Limited, Jamaica Blue Pty Limited, Muffin Break Pty Ltd, and Insight Tools Pty Limited. He is a director of Chairman of Foodco Group Pty Limited, Foodco Holdings Pty Ltd, Jahnus Pty Limited, Jamaica Blue Pty Limited, Muffin Break Pty Ltd, and Insight Tools Pty Limited.

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