Commonwealth Bank of Australia (ASX: CBA) shares are rarely described as cheap.

But I think there is a different way to look at it, especially when investing smaller amounts over time. Instead of focusing purely on valuation, I find it more useful to think about what you are actually getting exposure to.

Here are five reasons I would consider putting $500 into CBA shares today.

A business built around everyday activity

CBA is deeply embedded in how Australians manage their money.

From home loans and savings accounts to payments and credit cards, the bank touches a wide range of financial activity. That creates a steady flow of revenue tied to everyday behaviour, which tends to be more consistent than more cyclical businesses.

For me, that kind of exposure can be a strong starting point for long-term investing.

A balance sheet that supports resilience

One of the things that stands out in CBA's latest half-year update is the strength of its balance sheet.

The bank reported a Common Equity Tier 1 ratio of 12.3%, which sits comfortably above regulatory requirements, alongside strong deposit funding and liquidity levels .

This is important, in my opinion. It gives the bank the ability to continue lending, investing, and supporting customers even when conditions become more challenging.

Income that can add up over time

CBA remains one of the largest dividend payers on the ASX.

In its half-year result, the bank declared an interim dividend of $2.35 per share, fully franked .

For an investor starting with $500, the income may seem modest at first. But over time, reinvesting those dividends can help build a larger position and increase the income stream.

Ongoing investment in technology

Banks are often seen as traditional businesses, but CBA continues to invest heavily in technology.

It is spending heavily to modernise its systems, enhance digital capabilities, and expand its use of artificial intelligence across the business.

For me, that shows a focus on staying relevant. It is not just maintaining its position, it is working to improve how it serves customers and operates internally.

CBA shares have a track record of consistency

What I think makes CBA really stand out is how consistently it has delivered over time.

In the latest half, cash net profit was up 6% supported by lending and deposit growth across its core businesses, while credit quality improved and return on equity lifted 10 basis points to a strong 13.8%.

That kind of consistency can be easy to overlook, but I think it plays an important role in long-term investing.

Foolish takeaway

I think that investing $500 in CBA shares would be a smart move.

CBA offers a combination of scale, resilience, income, and consistency that I think can support strong returns over the long term.

It may not be the most exciting share on the ASX, but I think it could be one of the best.

The post 5 reasons to invest $500 in CBA shares appeared first on The Motley Fool Australia.

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• If I invest $10,000 in BHP shares, how much passive income will I receive in 2027?
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• ANZ, NAB, Westpac, and CBA shares: Analysts rate 3 to sell, and 1 to buy
• Why I'd buy these ASX 200 stocks if I were a beginner
• $5,000 invested in CBA shares two years ago is now worth…

Motley Fool contributor Grace Alvino has positions in Commonwealth Bank Of Australia. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

A 10-year timeframe changes how I think about exchange-traded funds (ETFs).

Instead of focusing on short-term performance, I find it more useful to think about how an ETF fits into a portfolio and what role it can play over time. The combination of different roles is often what builds a stronger long-term outcome.

Here are three ETFs I would be comfortable buying and holding for the next decade.

BetaShares Nasdaq 100 ETF (ASX: NDQ)

The NDQ ETF is often framed around technology, but I think it can be viewed as a concentration play on global leadership.

This popular fund gives you exposure to a group of 100 companies that dominate their respective industries. These are businesses that tend to set standards, shape customer behaviour, and influence how entire sectors evolve.

What I find interesting is how that leadership compounds. When a company sits at the centre of an ecosystem, it often benefits from scale, data, and network effects that reinforce its position over time. That can lead to stronger margins, deeper customer relationships, the ability to invest heavily in future growth, and often strong returns for shareholders.

Holding the BetaShares Nasdaq 100 ETF over 10 years, in my view, is about owning that layer of global influence rather than trying to pick individual winners.

Vanguard MSCI International Small Companies Index ETF (ASX: VISM)

The VISM ETF plays a very different role.

Where the BetaShares Nasdaq 100 ETF focuses on established global leaders, the Vanguard MSCI International Small Companies Index ETF provides exposure to smaller companies across developed markets that are earlier in their growth journey.

What I like is the breadth of its holdings. Instead of relying on a handful of large names, this ETF spreads exposure across hundreds of businesses operating in different industries and regions. That creates a wide base of potential growth drivers.

Over time, some of these companies will scale, some will be acquired, and others will continue to grow steadily in niche areas.

The VISM ETF is a way to capture that long tail of opportunity that often sits beneath the largest companies.

Vanguard FTSE Asia Ex-Japan Shares Index ETF (ASX: VAE)

Lastly, the VAE ETF adds a geographic dimension that I think is important over a long horizon.

It provides exposure to Asian markets outside Japan, including economies that are continuing to expand and evolve.

What I find attractive here is how economic development can translate into an investment opportunity. As incomes rise and populations grow, new sectors emerge, and existing ones deepen. That process can support long-term growth across multiple areas of the economy.

The Vanguard FTSE Asia Ex-Japan Shares Index ETF captures that progression across a range of countries, which should help balance the risks and opportunities within the region.

Foolish Takeaway

I believe that a long-term ETF strategy comes back to combining different sources of growth.

The NDQ ETF provides exposure to global leaders that continue to shape industries, the VISM ETF offers access to a broad set of smaller companies with growth potential, and the VAE ETF captures the ongoing development of Asian markets.

Each brings a different role, and I think that combination could support a portfolio built for the long term.

The post Why I'd buy and hold NDQ and these ASX ETFs for 10 years appeared first on The Motley Fool Australia.

More reading

• 5 excellent ASX ETFs to buy next week
• How to build a $100,000 ASX share portfolio
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• Has the ASX 200 or S&P 500 been a better investment this year?
• 3 top ASX ETFs I'd buy and hold for 10 years (and why)

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended BetaShares Nasdaq 100 ETF and is short shares of BetaShares Nasdaq 100 ETF. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It has been an interesting month for ASX tech stocks.

After a sharp pullback due to artificial intelligence (AI) disruption fears, we are starting to see a rebound in April. Even so, a number of high-quality names are still trading well below their 52-week highs.

Here are three ASX tech stocks I think look like strong buys today.

Xero Ltd (ASX: XRO)

Xero is one of the clearest examples of how AI concerns can sometimes miss the bigger picture.

Rather than being disrupted by AI, the company is positioning itself to benefit from it. In its recent investor briefing, management highlighted that AI could significantly expand its total addressable market, with long-term potential to grow the SaaS opportunity by around 4 times.

What stands out to me is Xero's role as a system of record for small business financial data.

That gives it a powerful foundation in an AI-driven world. Instead of competing with AI tools, it can integrate them directly into its platform to automate workflows, generate insights, and improve decision-making for customers.

We are already seeing early signs of this. More than two million subscribers are using Xero's AI features, with measurable benefits such as time savings and improved productivity.

On top of that, the integration of Melio is opening up a significant US payments opportunity, which could drive stronger revenue growth and improved unit economics over time.

I think this looks like a business leaning into disruption rather than being threatened by it.

Catapult Sports Ltd (ASX: CAT)

Catapult is a very different kind of ASX tech stock, but I think the opportunity is just as compelling.

Its platform is where data, performance analytics, and sport meet. That might sound niche, but the underlying model is highly scalable.

One thing that stood out in its recent analyst day was the focus on recurring software revenue and expanding value per customer.

The company reported ACV growth of around 19% and retention above 95%, which points to strong customer engagement and stickiness.

What I like is the land and expand strategy. Catapult is increasingly selling multiple products to the same teams, which can significantly increase revenue per customer over time. This is important because multi-solution customers generate materially higher value.

Importantly, Catapult argues that AI will enhance its value proposition rather than replace it, because its proprietary data sits at the core of performance analytics. And you can't build meaningful AI insights without high-quality underlying data.

For me, that data advantage is what could underpin its long-term growth.

SiteMinder Ltd (ASX: SDR)

SiteMinder is another business that has faced pressure as investors reassess growth tech.

But stepping back, I think the core story remains intact. The ASX tech stock operates a global hotel distribution and booking platform, connecting accommodation providers with online travel agents and other channels. That network effect is difficult to replicate.

What I find attractive is how that platform can evolve. As hotels increasingly focus on direct bookings, pricing optimisation, and revenue management, SiteMinder is well placed to expand its product suite and monetisation opportunities.

While AI is often framed as a risk, I think it could actually strengthen this model. Better data and smarter tools can improve pricing decisions, occupancy rates, and customer targeting, all of which feed back into the platform.

In other words, the same technology that investors worry about could end up enhancing the value of SiteMinder's ecosystem.

Foolish Takeaway

The recent pullback by ASX tech stocks has been driven in part by uncertainty around AI.

But when I look at Xero, Catapult, and SiteMinder, I see businesses that are adapting to that shift rather than being left behind, and that is why I think they look like strong long-term buys today.

The post Why I think these ASX tech stocks are strong buys appeared first on The Motley Fool Australia.

More reading

• The tech rally is back: here are 5 ASX shares leading the charge
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• 5 ASX ETFs that could supercharge your portfolio

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Catapult Sports, SiteMinder, and Xero. The Motley Fool Australia has positions in and has recommended Catapult Sports, SiteMinder, and Xero. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

I think building long-term income from shares comes back to reliability.

For me, that means focusing on businesses and assets that can generate steady cash flow across different conditions, with structures in place that support consistent distributions over time.

Here are four ASX dividend stocks I would trust for long-term income.

Rural Funds Group (ASX: RFF)

Rural Funds Group offers a different kind of income exposure to what you usually find on the share market.

It owns agricultural assets, such as farms and water infrastructure, which it leases to operators. That structure creates a relatively predictable rental income stream, supported by long-term agreements.

What I like is the duration of those leases. The portfolio has a weighted average lease expiry of over 13 years, with many leases structured on a triple-net basis, meaning tenants cover most operating costs.

That combination helps create visibility over income, while also providing some protection against inflation through lease indexation.

For me, it is a way to gain exposure to agricultural assets without needing to manage them directly, while still benefiting from a steady income profile.

HomeCo Daily Needs REIT (ASX: HDN)

HomeCo Daily Needs REIT is built around convenience.

Its portfolio focuses on properties anchored by essential retail, such as supermarkets and other services people use regularly.

What I find appealing is how that translates into performance. The REIT has maintained occupancy and rent collection rates above 99% since listing, which I think highlights the consistency of demand across its assets.

The ASX dividend stock also has a pipeline of development opportunities, which provides a pathway for income growth alongside its existing portfolio.

That mix of stability and gradual expansion is what makes it appealing to me from an income perspective.

APA Group (ASX: APA)

APA Group sits at the centre of Australia's energy infrastructure.

It owns and operates pipelines and energy assets that are essential to the delivery of gas and electricity across the country.

What I like most is the nature of its revenue. Much of it is linked to long-term contracts and inflation, which help provide a stable, growing cash flow base. That can support dividends over time.

The company has also reaffirmed its dividend guidance, with expectations of around 58 cents per share for FY26. This represents a dividend yield of almost 6% at the current share price.

For me, this ASX dividend stock represents a more traditional infrastructure-style income investment, backed by assets that are difficult to replace.

NIB Holdings Ltd (ASX: NHF)

NIB Holdings adds a different dimension to an income portfolio.

As a health insurer, it generates revenue from premiums, which creates a recurring income stream tied to its growing customer base.

What I find interesting is how the business has been improving efficiency. Its recent half-year results show a reduction in expense ratios and strong underlying operating profit growth, which reflects disciplined execution and scale benefits.

At the same time, the company continues to pay fully-franked dividends, including a 13-cent per share interim dividend last month.

That combination of operational improvements and consistent payouts makes it an appealing addition for long-term income.

Foolish Takeaway

Reliable income often comes from assets and businesses that people depend on.

Rural Funds Group benefits from long-term agricultural leases, HomeCo Daily Needs REIT generates income from essential retail properties, APA Group provides infrastructure-backed cash flow, and NIB delivers recurring income through health insurance.

They each approach income differently, but I think all four ASX dividend stocks offer the kind of stability that can support long-term passive income.

The post The ASX dividend stocks I'd trust for long-term income appeared first on The Motley Fool Australia.

More reading

• How to build a Warren Buffett-inspired ASX share portfolio
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• Is this one of the best ASX passive income stocks to buy right now?
• $1,000 buys 100 shares in an incredibly reliable ASX 200 dividend stock

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Apa Group, NIB Holdings, and Rural Funds Group. The Motley Fool Australia has recommended HomeCo Daily Needs REIT. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

If I were lucky enough to have $5,000 to invest today, I would focus on finding a handful of businesses that are building something durable, with growth supported by long-term trends.

Here are four ASX 200 shares I think offer these qualities, and I would be looking at today.

Hub24 Ltd (ASX: HUB)

Hub24 is a business that benefits from momentum. Not the kind you see in share price charts, but the kind that builds within an industry over time. Once a financial adviser adopts an investment and superannuation platform, integrates it into their workflow, and brings clients onto it, that decision tends to stick.

What I like is how that creates a layering effect. New clients are added, existing clients grow their portfolios, and over time, the platform becomes more deeply embedded in the advice process. Growth does not rely on a single catalyst; it builds gradually as the ecosystem expands.

For me, it is a business where scale can quietly do a lot of the work over the long term.

REA Group Ltd (ASX: REA)

REA Group is one of those ASX 200 shares where the product is almost unavoidable.

Anyone who has searched for property in Australia has likely interacted with its platform, and that kind of reach creates a strong position in the market.

What I like in particular is how pricing power shows up. Agents are not just paying for a listing; they are paying for visibility in a highly competitive environment. When demand for property is strong, that visibility becomes even more valuable.

It is a business that sits at the heart of real estate activity and digital advertising, and I think that combination gives it a unique ability to grow over time without needing to constantly reinvent itself.

Sigma Healthcare Ltd (ASX: SIG)

Sigma Healthcare is another ASX share I'd look at buying with the $5,000.

Following its merger with Chemist Warehouse, the business now sits across both distribution and retail, which creates a more integrated model than it had in the past.

What I find compelling is how that changes its position in the supply chain. Instead of being one step removed, the company is now more directly connected to the end customer. That can create efficiencies, improve margins, and open up new opportunities over time.

It is still early days for this combined structure, but I think the long-term potential lies in how those two sides of the business work together.

ResMed Inc (ASX: RMD)

ResMed has had a tough run, with the share price hitting a 52-week low on Friday.

That kind of move can draw attention, but what matters more to me is what is happening within the business.

ResMed operates in sleep and respiratory care, and demand in that area is closely linked to awareness and diagnosis. As more people recognise the importance of sleep health, more patients enter the system, which can support long-term growth.

As well as devices, the company has a growing software business. It is about managing patient outcomes over time, which can create a more connected and recurring relationship with users.

In my opinion, that combination of hardware and software is what makes the business stand out.

Foolish Takeaway

If I had $5,000 to invest today, I would focus on ASX 200 shares that are building long-term momentum in different ways.

Hub24 is benefiting from structural growth in platform-based investing, REA Group continues to strengthen its position in digital property advertising, Sigma Healthcare is evolving into a more integrated healthcare business, and ResMed is building a broader ecosystem around sleep and respiratory care.

I think they offer a mix of growth drivers that could play out over time and deliver attractive returns.

The post If I had $5,000 to invest in ASX 200 shares today, here's what I'd buy appeared first on The Motley Fool Australia.

More reading

• How to build a Warren Buffett-inspired ASX share portfolio
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• Down 38% this year, is it finally time to buy low on CSL, ResMed and Pro Medicus shares?
• Why I'd buy these ASX 200 stocks if I were a beginner
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Motley Fool contributor Grace Alvino has positions in Hub24. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Hub24 and ResMed. The Motley Fool Australia has positions in and has recommended ResMed. The Motley Fool Australia has recommended Hub24. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

There is always something exciting happening in the share market.

A new technology trend, a speculative fast-growing company, or a sector that suddenly captures everyone's attention. It is easy to get drawn toward those stories.

But over time, I think a different group of ASX shares tends to do a lot of the heavy lifting.

The ones that quietly grow, generate steady cash flow, and keep showing up year after year.

The appeal of predictable ASX shares

One of the things I value more as an investor is predictability.

Businesses that sell essential products or services often have a clearer path forward. Their revenue is not dependent on a single breakthrough or a narrow window of opportunity.

Companies like Woolworths Group Ltd (ASX: WOW) fall into that category.

Grocery retail is not the most exciting industry, but it is deeply embedded in everyday life. That creates a level of demand that can support consistent earnings over time.

For me, that consistency can make a big difference when holding a share for many years.

Compounding does not need excitement

The idea of compounding is simple, but the way it plays out is often underestimated.

A business that can grow earnings steadily, reinvest capital, and return cash to shareholders can build significant value over time, even if it does not attract much attention along the way.

That is part of what I see in ASX shares like Transurban Group (ASX: TCL).

Its toll road assets generate revenue from everyday usage, and those cash flows tend to grow gradually alongside population and economic activity.

It is not a story that changes dramatically from year to year, but that can be what supports long-term returns.

Stability can support better decisions

Another benefit of owning more predictable businesses is how they influence behaviour.

When a share price moves sharply, it can lead to more reactive decisions. Investors may feel the need to act, even when nothing fundamental has changed.

With steadier businesses, I think it can be easier to stay focused on the long term.

That is one reason I like companies such as Coles Group Ltd (ASX: COL) and Telstra Group Ltd (ASX: TLS).

They operate in a competitive industry, but demand for groceries and telco services remains consistent. That creates a level of stability that can make it easier to hold them through different market conditions.

The trade-off is worth understanding

Boring ASX shares are not perfect.

They may not deliver the same upside as faster-growing companies, and they can still face challenges over time. But they often offer something that I think is just as valuable.

A clearer path forward. That clarity can make it easier to stay invested, which is often one of the most important factors in long-term success.

Foolish Takeaway

The share market will always offer exciting opportunities. But for me, there is also value in owning businesses that quietly do their job and continue to grow over time.

I think Woolworths, Transurban, Coles, and Telstra highlight how the ASX shares that feel the least exciting are the ones that are easiest to hold, and that can make a meaningful difference over time.

The post Why I think 'boring' ASX shares could make you richer over time appeared first on The Motley Fool Australia.

More reading

• How to build a Warren Buffett-inspired ASX share portfolio
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Motley Fool contributor Grace Alvino has positions in Transurban Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Transurban Group. The Motley Fool Australia has positions in and has recommended Telstra Group, Transurban Group, and Woolworths Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Starting out in the share market can feel like a lot to take in.

For me, the focus would be on finding businesses that are easy to understand, have clear long-term drivers, and offer a mix of stability and growth. That kind of foundation can make it easier to stay invested and build confidence over time.

Here are four ASX 200 stocks I think fit that approach.

Hub24 Ltd (ASX: HUB)

Hub24 is a platform business that sits behind how many Australians invest their money.

It provides technology and administration services to financial advisers, allowing them to manage client portfolios more efficiently. That might not be something most investors see directly, but it plays an important role in the broader investment ecosystem.

What stands out to me is the structural shift taking place. More advisers are moving toward platform-based solutions, and funds under administration tend to grow as more clients and assets come onto the platform. That creates a growth profile that builds over time.

For a beginner, I think this is a useful example of a business that benefits from a broader industry trend rather than relying on a single product or outcome.

BHP Group Ltd (ASX: BHP)

BHP offers exposure to something very different. It is one of the world's largest mining companies, producing commodities like iron ore and copper that are essential to the global economy.

What I like here is the simplicity of the underlying demand. These are materials that support infrastructure, construction, and the transition toward electrification. While commodity prices can move around, the long-term need for these resources remains.

BHP also provides income through dividends, which can be appealing for investors looking to build income over time.

Macquarie Group Ltd (ASX: MQG)

Macquarie is a more complex business, but I think it is a good example of how diversification can work within a single company.

This ASX 200 stock operates across asset management, infrastructure, energy, and financial services, with a global footprint.

What I like is its ability to evolve. Macquarie has a long history of identifying areas of growth and allocating capital accordingly. That flexibility allows it to adapt as markets change, which I think is valuable over the long term.

For a beginner, it offers exposure to a wide range of activities without needing to pick each one individually.

Commonwealth Bank of Australia (ASX: CBA)

Lastly, Commonwealth Bank is one of the most recognisable companies on the ASX.

It has a dominant position in the Australian banking sector and generates earnings through lending, deposits, and financial services.

What I like here is the consistency. The bank has delivered strong returns over time and pays regular dividends, which can help provide a steady foundation for a portfolio.

It also gives beginners exposure to the financial sector, which plays a central role in the economy.

Foolish Takeaway

For a beginner, building a portfolio comes back to choosing businesses that are understandable and supported by long-term trends.

Hub24 benefits from the shift toward platform-based investing, BHP provides exposure to essential global resources, Macquarie offers diversification and adaptability, and Commonwealth Bank adds stability and income.

They are not the only ASX 200 stocks worth considering, but I think they provide a solid starting point for anyone looking to begin their investing journey.

The post Why I'd buy these ASX 200 stocks if I were a beginner appeared first on The Motley Fool Australia.

More reading

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• This ASX copper stock could be cheap compared to BHP and Rio Tinto shares
• If I had $5,000 to invest in ASX 200 shares today, here's what I'd buy
• Can BHP shares smash through the $60 record barrier in April?

Motley Fool contributor Grace Alvino has positions in Commonwealth Bank Of Australia and Hub24. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Hub24 and Macquarie Group. The Motley Fool Australia has positions in and has recommended Macquarie Group. The Motley Fool Australia has recommended BHP Group and Hub24. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

There are plenty of ways to build a portfolio, but I think exchange-traded funds (ETFs) can be one of the simplest starting points.

They offer diversification, access to different strategies, and a way to invest without needing to pick individual stocks. The key, in my view, is choosing funds that give exposure to ideas that can hold up over time.

Here are three BetaShares ETFs I think are worth considering this month.

BetaShares Australian Quality ETF (ASX: AQLT)

The AQLT ETF focuses on a simple but powerful idea.

It invests in Australian shares that score highly on measures like return on equity, earnings stability, and low leverage. In other words, it is designed to capture businesses with strong fundamentals rather than just size or index weight.

What I like about this approach is the discipline it brings. Instead of owning the entire market, this BetaShares ETF tilts toward shares that have demonstrated an ability to generate consistent returns over time. That can be particularly useful in periods where investors are becoming more selective.

For me, the AQLT ETF is a way to add a quality filter to an Australian equity allocation without needing to pick individual stocks.

BetaShares Global Cash Flow Kings ETF (ASX: CFLO)

The CFLO ETF takes a different angle by focusing on shares that generate strong free cash flow.

Cash flow is often a key indicator of a company's ability to reinvest in growth, pay dividends, or strengthen its balance sheet. By targeting this metric, the ETF looks to identify businesses that are not just growing, but doing so in a financially sustainable way.

What I like is how this complements other strategies. While some growth-focused investments rely heavily on future expectations, the CFLO ETF leans into what companies are generating today. That can add a level of resilience to a portfolio, particularly when market conditions become more uncertain.

It also provides global exposure, which helps diversify beyond the Australian market.

BetaShares Video Games and Esports ETF (ASX: GAME)

Lastly, the GAME ETF offers something a bit different.

It provides exposure to the global video game and esports industry, which continues to grow as digital entertainment becomes more embedded in everyday life.

What I find interesting here is the scale of the opportunity. Gaming is no longer a niche activity. It spans mobile, console, and online platforms, with a global audience that continues to expand.

The industry also benefits from recurring revenue models, such as in-game purchases and subscriptions.

Overall, this ETF offers a way to access that theme without needing to pick individual winners in a competitive and rapidly evolving space.

Foolish takeaway

ETFs can be a useful way to target specific investment ideas without relying on individual stock selection.

Each of these ETFs brings a different angle, and I think that combination can help build a more well-rounded portfolio over time.

The post 3 BetaShares ASX ETFs I'd buy in April for long-term growth appeared first on The Motley Fool Australia.

More reading

• How to build a resilient ASX portfolio that can handle any market
• 5 ASX ETFs to buy and hold for five years
• 5 ASX ETFs to buy and hold for 10 years
• Why I'd buy these BetaShares ETFs for my portfolio in April
• Why these ASX ETFs could be top picks in April

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The CSL Ltd (ASX: CSL) share price is a long way from where it used to be.

At $139.44, it is sitting closer to its 52-week lows than anything resembling its former peak. That peak was $342.75 back in February 2020, when CSL was widely seen as one of the ASX's most dependable growth stories.

I think that contrast is striking. The same business that once traded at a premium for its consistency is now being priced far more cautiously.

A shift in how the market sees CSL and its shares

For a long time, CSL benefited from a very clear narrative.

It was a high-quality global biotechnology company with reliable growth, strong margins, and a pipeline that supported long-term expansion. Investors were comfortable paying up for that combination because the company delivered on it consistently.

That narrative has become less certain.

Over the past couple of years, CSL has been working through a period where growth has been less predictable and more dependent on a range of moving parts across its business.

In its latest update, the company reported a decline in revenue and underlying earnings for the half, while reported profit was heavily impacted by restructuring costs and impairments.

That alone does not tell the full story.

From consistency to complexity

One way I think about the current situation is that CSL has moved from being a relatively straightforward growth story to a more complex one.

Different parts of the business are moving at different speeds.

Some products are facing changes in pricing or policy settings in key markets. Others are dealing with increased competition or weren't granted approval as expected. At the same time, the company is investing in new therapies, expanding manufacturing, and reshaping its business.

All of that adds layers. For investors, more moving parts often leads to more uncertainty, and that can influence how a company is valued, even if the long-term opportunity remains intact.

Still building for the next phase

What I find interesting is that CSL is still actively positioning itself for future growth.

The transformation program underway is designed to improve efficiency and simplify operations, while ongoing investment in research and development continues to build out the pipeline.

There are also new products coming through that could contribute more meaningfully over time, alongside existing therapies that remain central to the business.

To me, that suggests the company is focused on its next phase rather than standing still.

So, what could $10,000 become?

If CSL shares were to return to their record high of $342.75, investors would be laughing all the way to the bank.

That would represent an increase of roughly 145% from the current price of $139.44.

Based on that, a $10,000 investment today would grow to approximately $24,500 if the shares were to revisit that level.

But that is a big if.

Foolish takeaway

CSL is in a different phase to the one investors became used to over the past decade. The business now has more moving parts, more investment underway, and a broader set of factors influencing performance.

That has led to a reset in expectations and a lower share price.

At the same time, the company continues to invest in its future and build out its next wave of growth. If that plays out as hoped, the gap between the current share price and its previous high could narrow. But it is not guaranteed and could take some time to happen.

The post How much would $10,000 become if CSL shares returned to their record high? appeared first on The Motley Fool Australia.

More reading

• How to build a Warren Buffett-inspired ASX share portfolio
• Down 38% this year, is it finally time to buy low on CSL, ResMed and Pro Medicus shares?
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• How I would build the ultimate beginner portfolio with $10,000
• What on earth's going on with CSL shares?

Motley Fool contributor Grace Alvino has positions in CSL. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL. The Motley Fool Australia has recommended CSL. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Big share price declines tend to draw attention, especially when they involve well-known growth companies.

For me, the more interesting question is what has changed beneath the surface, and whether the long-term direction of the business still points higher over time.

Here are two ASX 200 shares that have pulled back heavily, but that I think still offer compelling long-term potential.

Life360 Inc (ASX: 360)

Life360 is a business I increasingly think of as a network rather than just an app.

At its core, this technology company connects families through location sharing and safety features, but what stands out is the scale it is reaching. The platform now has close to 100 million monthly active users globally, with strong growth continuing across both the US and international markets.

That kind of scale creates something valuable. As more users join the platform, the usefulness of the network increases, and that can support stronger engagement and monetisation over time. The company is already seeing that play out, with subscription growth continuing to track alongside user growth.

What I find interesting is how many layers this business could have. Beyond subscriptions, there are opportunities in hardware, data, advertising, and additional services that sit on top of the core platform. That creates multiple pathways for growth, rather than relying on a single revenue stream.

For me, the size of the network and the ability to deepen monetisation over time is what makes this ASX 200 share very interesting, especially after falling more than 60% from its high.

TechnologyOne Ltd (ASX: TNE)

TechnologyOne offers a very different type of opportunity.

Where Life360 is building a global consumer platform, TechnologyOne is focused on enterprise software, particularly for government, education, and large organisations.

What stands out to me here is the strength and consistency of the business. Over time, TechnologyOne has developed a model built around recurring revenue, long-term customer relationships, and steady expansion within its existing base. That creates a level of predictability that is not always common in technology companies.

More recently, the company has been leaning into artificial intelligence (AI) as part of its product offering, with management highlighting AI as a driver of confidence in future growth.

I think that is an interesting shift. Rather than being positioned as a risk, AI is being integrated into the product suite to enhance what the company already does. That approach could help strengthen its value proposition over time, particularly with customers looking for more capability without added complexity.

The share price pullback suggests some caution from the market, but the underlying model remains consistent. For me, that combination of reliability and gradual evolution is what makes it a compelling long-term holding. This is particularly the case after pulling back 33% from its high.

Foolish Takeaway

Share price declines of this magnitude often reflect a change in sentiment as much as a change in fundamentals.

Life360 is building a large and growing network with multiple avenues for monetisation, while TechnologyOne continues to deliver a steady, recurring revenue model while evolving its product offering.

They are different businesses, but I think both offer something that matters over the long term. The ability to grow into a larger opportunity from where they are today.

The post 2 ASX 200 shares down 30%+ that I'd buy with $4,000 appeared first on The Motley Fool Australia.

More reading

• Which ASX 200 tech stock has Bell Potter just downgraded?
• The tech rally is back: here are 5 ASX shares leading the charge
• Is the ASX 200 tech wreck over amid a 6% rise in shares today?
• 3 ASX growth shares to buy with $10,000
• Why AMP, Life360, Netwealth, and Ora Banda shares are racing higher today

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360 and Technology One. The Motley Fool Australia has positions in and has recommended Life360. The Motley Fool Australia has recommended Technology One. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The good thing about having a 10-year investment horizon is that it allows you to focus on what is likely to endure and grow over time.

One way I can do this is by looking for exchange-traded funds (ETFs) that provide exposure to long-term trends, strong underlying businesses, and markets that can continue evolving over the years ahead.

With that said, here are three ASX ETFs I would feel comfortable owning for the next decade.

BetaShares Nasdaq 100 ETF (ASX: NDQ)

The BetaShares Nasdaq 100 ETF is often described as a technology ETF, but I think that undersells what it really represents.

To me, it is a collection of businesses that sit closest to how the modern economy operates.

These are the companies shaping how people search, communicate, shop, store data, and build software. In many cases, they are not just participants in those industries, they define them.

What I find interesting is how that influence evolves. Ten years ago, the narrative around these companies was very different to today. And I suspect ten years from now, it will be different again. The common thread is that they tend to adapt faster than the industries around them.

That adaptability is what makes the NDQ ETF compelling for a long-term holding.

It is not about picking a single winner. It is about owning a group of companies that are constantly redefining what growth looks like.

Vanguard FTSE Asia Ex-Japan Shares Index ETF (ASX: VAE)

The Vanguard FTSE Asia Ex-Japan Shares Index ETF offers exposure to a part of the world that I think is still underappreciated in many portfolios.

Asia is often discussed in terms of growth, but I think it is more useful to think about it in terms of scale and momentum.

You are looking at regions with expanding middle classes, increasing urbanisation, and a growing digital economy. These trends are not new, but they are ongoing and likely to play out over a long period.

What I like about the VAE ETF is that it captures that progression without needing to pick individual countries or companies.

It provides exposure to a mix of economies at different stages of development, which I think helps balance opportunity and risk.

For a 10-year horizon, that kind of exposure can add a different dimension to a portfolio that might otherwise be heavily weighted toward Australian and US shares.

Vanguard Diversified High Growth Index ETF (ASX: VDHG)

The Vanguard Diversified High Growth Index ETF is often seen as a set and forget ETF, and I think that description holds up over the long term.

But what stands out to me is not just the diversification, it is the structure.

This ETF combines multiple asset classes, including Australian shares, international shares, and fixed income, all within a single fund. It also rebalances automatically, which removes the need for investors to make those decisions themselves.

That may sound simple, but I think it is powerful. Over a 10-year period, markets will move in different directions at different times. Having a structure that adjusts to those changes without requiring action from the investor can make it easier to stay invested.

For someone who values simplicity and consistency, I think the VDHG ETF is a top choice.

Foolish takeaway

A long-term ETF strategy comes back to owning exposures that can grow and adapt over time.

The NDQ ETF provides access to companies shaping the modern economy, the VAE ETF captures the ongoing expansion of Asian markets, and the VDHG ETF offers a diversified, all-in-one approach.

Each ETF plays a different role, but I think all three can support a portfolio built with a long-term mindset.

The post 3 top ASX ETFs I'd buy and hold for 10 years (and why) appeared first on The Motley Fool Australia.

More reading

• 5 excellent ASX ETFs to buy next week
• Why I'd buy and hold NDQ and these ASX ETFs for 10 years
• How to build a $100,000 ASX share portfolio
• 3 ASX ETFs to buy and hold for the next decade
• Has the ASX 200 or S&P 500 been a better investment this year?

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended BetaShares Nasdaq 100 ETF and is short shares of BetaShares Nasdaq 100 ETF. The Motley Fool Australia has positions in and has recommended BetaShares Nasdaq 100 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Getting started with investing can feel scary, especially with so many options available.

If I were starting with $10,000 today, I would focus on building a simple, well-rounded portfolio that I could hold with confidence and continue adding to over time.

Here is how I would approach it.

Start with a strong foundation

The first step for me would be building a core with broad market exchange-traded funds (ETFs).

I would start with the Vanguard Australian Shares Index ETF (ASX: VAS), which provides exposure to a large portion of the local market and includes many of the ASX's biggest and most established companies. It also offers a steady stream of dividend income, which I think is valuable for a beginner.

Alongside that, I would add the iShares S&P 500 AUD ETF (ASX: IVV). This ETF gives exposure to the largest companies in the United States and allows me to participate in global growth trends, particularly in areas like technology and healthcare.

Together, these two ETFs would give me a solid base across both Australian and international markets.

Add quality ASX blue chip shares

Once the foundation is in place, I would look to add a few high-quality ASX shares that I would feel comfortable holding through different market conditions.

One of those would be Commonwealth Bank of Australia (ASX: CBA). It is not always cheap, but I think its strong market position and consistent profitability make it a reliable long-term holding.

I would also include Wesfarmers Ltd (ASX: WES). It is a diversified business with exposure to retail and industrial segments, and it has a track record of making disciplined decisions that support long-term growth.

To balance things further, I would add CSL Ltd (ASX: CSL). It provides exposure to global healthcare and long-term growth trends, which helps ensure the portfolio is not overly reliant on the Australian economy.

Include a growth tilt

With the core and blue chips in place, I would still want some exposure to higher-growth opportunities.

For that, I would include Xero Ltd (ASX: XRO). It operates in cloud-based accounting software and continues to expand internationally, which I think gives it a long runway for growth.

I would also add WiseTech Global Ltd (ASX: WTC), which develops logistics software used across global supply chains. Its platform is deeply embedded in customer operations, which can support recurring revenue and long-term growth.

How I would think about the allocation

If I were dividing up the $10,000, I would keep things relatively simple and focus on balance rather than exact percentages.

I would want a meaningful portion in ETFs to provide diversification and reduce risk, while also allocating a solid amount to high-quality ASX shares that can deliver stability and income over time.

At the same time, I would still include a smaller allocation to growth companies, which may be more volatile but could help drive returns over the long term.

Foolish takeaway

If I had $10,000 to invest as a beginner, I would focus on building a portfolio that is diversified, easy to understand, and capable of growing over time.

By combining ETFs like the VAS and IVV ETFs with quality ASX shares such as CBA, Wesfarmers, and CSL, and adding growth names like Xero and WiseTech, I think it is possible to create a strong starting point.

From there, the most important step is continuing to invest consistently and giving those investments time to grow.

The post How I would build the ultimate beginner portfolio with $10,000 appeared first on The Motley Fool Australia.

More reading

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• 5 reasons to invest $500 in CBA shares
• If I invest $10,000 in BHP shares, how much passive income will I receive in 2027?
• How to build a Warren Buffett-inspired ASX share portfolio

Motley Fool contributor Grace Alvino has positions in CSL, Commonwealth Bank Of Australia, Vanguard Australian Shares Index ETF, and Wesfarmers. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended CSL, Wesfarmers, WiseTech Global, Xero, and iShares S&P 500 ETF. The Motley Fool Australia has positions in and has recommended WiseTech Global and Xero. The Motley Fool Australia has recommended CSL, Wesfarmers, and iShares S&P 500 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It is not often you find ASX shares trading for less than a takeaway coffee.

But price alone does not tell you much about value. What matters more, in my view, is whether the business has a large opportunity ahead of it and a clear path to grow into that opportunity over time.

Here are three ASX shares under $5 that I think have the potential to be much bigger businesses in the years ahead.

DroneShield Ltd (ASX: DRO)

DroneShield operates in a niche that is becoming increasingly important.

Its technology is designed to detect and counter drones, which are now being used across defence, security, and critical infrastructure. That demand backdrop has shifted quickly in recent years, particularly as geopolitical tensions have increased.

What I like most is the scale of the opportunity. Counter-drone technology is still relatively early in its adoption curve, but the use cases are expanding rapidly. Governments, airports, and private operators are all potential customers.

I think the key question is not whether demand exists, but how large it could become.

DroneShield is positioning itself as a specialist provider in this space, and if adoption continues to broaden, the addressable market could grow significantly from here. That does not guarantee success, but it does create the kind of long-term optionality I look for in smaller companies.

Catapult Group International Ltd (ASX: CAT)

Catapult sits at the heart of sport, data, and performance technology.

This ASX share provides analytics and wearable tracking solutions to professional sports teams, helping them optimise performance and reduce injury risk. That might sound niche, but the company is already working with more than 3,000 teams across over 40 sports globally.

What I find interesting is how the growth opportunity is evolving.

According to the company's recent analyst day presentation, the professional team market alone includes more than 20,000 teams, with significant room for further penetration. That gives a sense of the existing total addressable market, before even considering adjacent opportunities.

But it goes further than that. Catapult is increasingly focused on expanding revenue per customer. Its land and expand strategy is built around adding more products and increasing average contract value over time, with a long-term ambition to grow annualised contract value materially.

To me, that combination is important. It is not just about adding more teams. It is about deepening relationships with existing ones, which can be a powerful driver of long-term growth if executed well.

SiteMinder Ltd (ASX: SDR)

SiteMinder is building what it describes as a global platform for hotel commerce.

Its software helps hotels manage bookings, distribution channels, and pricing across a highly fragmented ecosystem. That might not sound exciting at first glance, but the scale of the network is significant.

The platform already connects around 53,000 properties globally and facilitates tens of millions of reservations each year.

What I find compelling is the underlying market opportunity. The ASX share sits at the centre of a global hotel ecosystem, connecting hundreds of systems, apps, and distribution channels. As that ecosystem becomes more complex, particularly with the rise of AI-driven pricing and distribution, the need for a central platform could increase.

There is also a clear monetisation opportunity. SiteMinder has outlined a potential 5x uplift in revenue per customer as more products are adopted across its existing base. That suggests a large internal growth runway, even without relying solely on new customer additions.

Foolish takeaway

Shares trading under $5 can sometimes be overlooked, but they can also offer exposure to businesses with meaningful long-term growth potential.

DroneShield is operating in a market that is still emerging but expanding quickly, Catapult has a clear pathway to grow both its customer base and revenue per customer, and SiteMinder is building a global platform with increasing relevance as the hotel industry becomes more complex.

None of these are guaranteed winners, and all come with risks. But for me, they each have something that matters more than their share price. A large opportunity and a strategy to grow into it over time.

The post 3 ASX shares below $5 with huge potential appeared first on The Motley Fool Australia.

More reading

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• Looking for another DroneShield? Check out this buy-rated ASX defence stock
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• What's going on with the DroneShield share price?

Motley Fool contributor Grace Alvino has positions in DroneShield. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Catapult Sports, DroneShield, and SiteMinder and is short shares of DroneShield. The Motley Fool Australia has positions in and has recommended Catapult Sports and SiteMinder. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Passive income can mean different things to different investors. For me, it is about building a stream of dividends that I can rely on over time, rather than chasing the highest yield available today.

That usually leads me toward businesses with steady cash flow, resilient demand, and a track record of returning capital to shareholders.

Here are three ASX shares I would consider for passive income in April and beyond.

Telstra Group Ltd (ASX: TLS)

Telstra is one of the more straightforward income plays on the ASX. It operates critical telecommunications infrastructure that underpins how Australians connect, work, and consume data. That creates a large and relatively stable customer base.

What I like most is the consistency. Mobile plans, broadband services, and enterprise contracts all contribute to recurring revenue, which supports earnings visibility. That, in turn, helps underpin its dividend.

Telstra may not deliver rapid growth, but I think it offers a level of stability that suits an income-focused approach.

Transurban Group (ASX: TCL)

Transurban provides a different type of income exposure. It owns and operates toll roads, which generate revenue from everyday usage. These assets are long-dated and often linked to inflation, which can help support distribution growth over time.

What I like here is the predictability. Traffic volumes can fluctuate in the short term, but over longer periods, usage tends to grow alongside population and economic activity.

The company has also been guiding to higher distributions, which reflects confidence in its underlying cash flow.

For income investors, that kind of visibility can be valuable.

Coles Group Ltd (ASX: COL)

Lastly, Coles adds exposure to everyday consumer spending. Grocery retail is not immune to competition, but demand for food and essentials remains relatively stable.

That creates a consistent revenue base, which supports earnings and dividends.

What I find appealing is the balance. Coles may not offer the highest dividend yield on the market, but it combines income with a business that people rely on regularly.

Over time, incremental improvements in efficiency and operations can also support gradual growth in earnings.

Foolish takeaway

For me, building passive income is about combining businesses that can continue generating cash flow through different conditions.

Telstra offers stable, recurring income from essential services, Transurban provides exposure to infrastructure with long-term revenue streams, and Coles adds defensiveness through everyday consumer demand.

Together, they represent the kind of foundation I would look for when building an income-focused portfolio over time.

The post The ASX shares I'd buy for passive income in April and beyond appeared first on The Motley Fool Australia.

More reading

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Motley Fool contributor Grace Alvino has positions in Transurban Group. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Transurban Group. The Motley Fool Australia has positions in and has recommended Telstra Group and Transurban Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

It has been a tough period for ASX growth shares, particularly in the software space.

A big part of that has been the market's growing focus on artificial intelligence (AI). Investors are trying to work out which businesses will benefit, which may be disrupted, and how quickly those changes could play out.

That uncertainty has weighed heavily on sentiment.

In many cases, it has led to sharp valuation resets, with several software-focused companies now down more than 50% from their 52-week highs.

Here are three that I think are worth revisiting.

Life360 Inc. (ASX: 360)

Life360 has seen a significant pullback and is down 66% from its high. This is despite continuing to expand its platform.

The company operates a location-based app that focuses on safety and connectivity for families. Over time, it has been shifting toward a subscription model, which can create more predictable revenue.

What stands out to me is how the AI narrative has affected sentiment. While Life360 is not a traditional enterprise software company, it still sits within the broader tech ecosystem. As investors reassess which digital platforms will benefit from AI and which could face pressure, companies like Life360 have been caught in that shift.

At the same time, the business continues to grow its user base and monetisation.

If it can keep executing on that transition to subscriptions and building its moat, I think there is a case that the share price weakness has created a compelling buying opportunity.

Xero Ltd (ASX: XRO)

Xero has been one of the more obvious examples of this trend. As a cloud-based accounting software provider, it sits directly in the line of fire when it comes to AI disruption concerns.

Investors are asking valid questions. Could AI automate parts of the accounting process? Could it reduce the need for traditional software platforms? And how will companies like Xero adapt?

Those questions have contributed to the de-rating. But I think it is also important to consider the other side.

Xero is deeply embedded in the operations of small and medium-sized businesses. It is not just a tool, it is part of how those businesses run day to day.

That creates switching costs and supports recurring revenue.

Over time, I think the more likely outcome is that AI becomes an enhancement rather than a replacement, but that is something the market is still trying to price in.

WiseTech Global Ltd (ASX: WTC)

WiseTech has also been caught up in the same shift. The company develops logistics software that is used across global supply chains, and like Xero, it has a deeply embedded product.

But again, AI disruption fears have weighed on sentiment. Investors are questioning how emerging technologies might change the competitive landscape, particularly in software-heavy businesses. That has contributed to a significant pullback in the share price.

At the same time, the underlying need for logistics software has not changed. Global trade remains complex, and managing supply chains requires increasingly sophisticated systems.

For me, that suggests the long-term demand is still there, even if the market is reassessing how that demand will be met.

Foolish takeaway

The selloff in software shares this year has not happened in a vacuum. AI disruption fears have played a major role, leading investors to reassess valuations across the sector.

That has created sharp declines in companies like Life360, Xero, and WiseTech.

The key question now is whether those concerns are overstated or justified. If these businesses can adapt and incorporate new technologies into their platforms, the current weakness could prove to be an incredible opportunity.

The post Have these top ASX shares been sold off too far? appeared first on The Motley Fool Australia.

More reading

• Which ASX 200 tech stock has Bell Potter just downgraded?
• The tech rally is back: here are 5 ASX shares leading the charge
• Why I think these ASX tech stocks are strong buys
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Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Life360, WiseTech Global, and Xero. The Motley Fool Australia has positions in and has recommended Life360, WiseTech Global, and Xero. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Some ASX shares demand attention. They move around, react to headlines, and can make you feel like you need to constantly check what is happening.

Others are different. They are the kind of businesses I would feel comfortable owning without needing to follow every update, because the underlying direction is clear and the long-term drivers are still in place.

Here are three ASX shares I think fit that description.

TechnologyOne Ltd (ASX: TNE)

TechnologyOne is not the type of company that tends to dominate headlines. But I think that is part of what makes it appealing over a long period.

It provides enterprise software to government agencies, universities, and large organisations. These are not customers that switch systems lightly. Once the software is embedded, it often becomes part of day-to-day operations.

What I like most is the nature of those relationships. They tend to be long-term, recurring, and built around essential functions like finance, payroll, and administration. That creates a level of revenue visibility that can support steady growth over time.

The shift to a software-as-a-service model has also strengthened that position.

Instead of one-off licence sales, the business now generates more predictable income, which can compound as new customers are added and existing ones expand their usage.

For me, it is a business that does not need to reinvent itself every few years to keep growing.

Goodman Group (ASX: GMG)

Goodman Group is often described as a property company, but I think that label misses part of the story.

What it is really doing is developing and managing the infrastructure that supports the modern economy.

That includes logistics facilities, but increasingly it also includes data centres and digital infrastructure. These are assets that sit behind trends like ecommerce, cloud computing, and artificial intelligence.

What I find interesting is how the business evolves alongside those trends. It is not just collecting rent. It is identifying where demand is going and positioning itself early, whether that is through land acquisition, development, or partnerships.

That adaptability is important for a long-term holding. It means the ASX share is not tied to a single theme. Instead, it can shift its focus as the world changes, while still operating within its core area of expertise.

Macquarie Group Ltd (ASX: MQG)

Macquarie is probably the most complex of the three, but I think it is also one of the most flexible.

It operates across asset management, infrastructure, energy, and financial services, with a global footprint.

At first glance, that can seem difficult to follow. But over time, I think that breadth becomes an advantage. Different parts of the business perform at different times. When one area slows, another may be benefiting from changing market conditions. That diversification can help smooth performance across cycles.

What stands out to me is the company's ability to adapt. Macquarie has a long history of moving into new areas of opportunity, whether that is infrastructure, renewable energy, or commodities. It tends to position itself where capital and demand are growing.

For a long-term investor, that kind of evolution can be valuable.

Foolish takeaway

Buying shares for 10 years is about choosing businesses that can remain relevant without constant oversight.

I think these ASX shares tick that box. TechnologyOne benefits from long-term customer relationships and recurring revenue, Goodman Group is building infrastructure tied to how the economy is evolving, and Macquarie brings diversification and the ability to adapt across different environments.

The post The ASX shares I'd buy and forget about for 10 years appeared first on The Motley Fool Australia.

More reading

• Which ASX 200 tech stock has Bell Potter just downgraded?
• If I invest $10,000 in BHP shares, how much passive income will I receive in 2027?
• The tech rally is back: here are 5 ASX shares leading the charge
• Are these ASX stocks hitting 52-week highs a buy, hold, or sell?
• Is the ASX 200 tech wreck over amid a 6% rise in shares today?

Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Goodman Group, Macquarie Group, and Technology One. The Motley Fool Australia has positions in and has recommended Macquarie Group. The Motley Fool Australia has recommended Goodman Group and Technology One. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

DroneShield Ltd (ASX: DRO) shares have never really been for the faint-hearted.

They tend to move quickly, both up and down, which means sentiment can shift just as fast as the underlying story.

And after a sharp pullback over the past six months, is this a good time to invest, or is it better to wait?

For me, I think the answer leans toward yes.

Leadership change doesn't change the story

One of the biggest developments recently has been the change in leadership.

Founder and long-time CEO Oleg Vornik has stepped down, with Angus Bean stepping into the role after years leading the company's technology and product development.

At the same time, the company is also transitioning at the board level, with a new chairman set to take over.

I think this is a meaningful moment. Leadership changes like this can create uncertainty in the short term. Investors often prefer stability, particularly in a high-growth company.

But it can also mark the beginning of the next phase.

Bean has been deeply involved in building the company's core technology, which suggests continuity in strategy. And with new leadership at the board level, there is also a focus on governance and scaling the business further.

Strong momentum beneath the surface

Beyond leadership, the underlying business appears to be moving in the right direction.

The company recently reported strong growth in revenue and record customer cash receipts, alongside a growing base of committed revenue early in the financial year.

That is important. DroneShield has often been seen as a company with strong potential but uneven financial performance. Signs of more consistent growth could help change that perception over time.

The broader opportunity also remains significant.

The counter-drone market is still developing, with demand coming from military, government, and civilian use cases. The company is targeting a large global opportunity and has built a sizeable pipeline of potential contracts to support future growth.

For me, that reinforces the long-term story.

But it is not without risk

At the same time, I do not think this is a straightforward investment.

Revenue can still be lumpy, depending on the timing of contracts. That can lead to periods where growth looks very strong, followed by quieter stretches.

There is also execution risk. A new CEO, even one promoted internally, still needs to prove they can lead the business through its next phase.

And more broadly, companies in emerging industries tend to be more sensitive to shifts in sentiment.

That is something investors need to be comfortable with.

So, is now a good time?

I think it depends on how you are approaching the investment. If you are looking for stability and predictability, DroneShield may not be the right fit.

But if you are comfortable with volatility and focused on long-term growth, I think the current environment could present an opportunity.

The company has strong momentum, a large addressable market, and is entering a new phase of leadership.

For me, that combination is enough to justify taking a position, even if the path forward is unlikely to be smooth.

Foolish takeaway

DroneShield shares are not a low-risk investment, and I do not think they should be treated like one.

But the long-term opportunity in counter-drone technology remains compelling, and recent developments suggest the business continues to build momentum.

For investors willing to accept volatility, I think now could be a reasonable time to start or add to a position, with a long-term mindset.

The post Is now a good time to invest $5,000 into DroneShield shares? appeared first on The Motley Fool Australia.

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Motley Fool contributor Grace Alvino has positions in DroneShield. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended DroneShield and is short shares of DroneShield. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Every now and then, a particular part of the market falls out of favour.

Right now, that appears to be technology.

After a strong run, many tech names have pulled back amid concerns around interest rates and how artificial intelligence might reshape parts of the industry. That shift in sentiment has made the space feel more uncertain in the short term.

But it has also made it more interesting.

If I were looking for a single exchange-traded fund (ETF) to gain exposure to that uncertainty, while still backing the long-term opportunity, one fund that stands out to me is the Vanguard Global Technology Index ETF (ASX: VTEK).

A different way to think about tech exposure

When people think about investing in technology, the focus is often on a handful of well-known US stocks like Apple, Microsoft, Nvidia, Meta Platforms.

But the reality is more complex than that. Technology is not just about the platforms we use every day. It is also about the infrastructure that powers them, the chips that run them, and the systems that connect everything together.

That is where the VTEK ETF feels a little different.

It provides exposure to a broad group of around 300 global technology companies, spanning everything from software and cloud computing to semiconductors and advanced manufacturing. This includes ASML, Broadcom, Taiwan Semiconductor, and Shopify.

For me, that wider lens matters. It means you are not relying on one specific trend or trying to pick the next winner. Instead, you are backing the ecosystem as a whole.

The selloff could be doing the heavy lifting

One of the challenges with investing in technology is valuation. When sentiment is strong, it can be difficult to justify buying in at elevated prices.

That is why periods like this can be useful. The recent pullback has taken some of the heat out of the sector. It does not mean tech is suddenly cheap across the board, but it does mean expectations have come down.

I think that shift can be important. Lower expectations can make it easier for companies to surprise on the upside over time, particularly if underlying demand continues to grow.

Not just a US story

Another aspect I like about the VTEK ETF is that it is not solely focused on the United States. While US companies still play a major role, the fund also includes technology leaders from Europe and Asia.

That matters because innovation is not confined to one region.

Semiconductor manufacturing, for example, is heavily concentrated in parts of Asia, while specialised equipment and advanced engineering often come from Europe.

By spreading exposure across regions, I think this Vanguard ETF better reflects how the global technology landscape actually works.

It will not be a smooth ride

That said, this is not a low-volatility investment. Technology shares can move sharply, particularly when interest rates are rising or sentiment turns cautious.

This ETF is designed for growth, which means it is likely to experience ups and downs along the way.

For me, the key is being comfortable with that. If you are investing in this space, it needs to be with a long-term mindset.

Foolish takeaway

Calling any single Vanguard ETF the best is always a stretch. Different investors will have different goals, and what works for one person may not suit another.

But I do think the VTEK ETF makes a strong case right now. It offers broad exposure to the global technology sector, captures multiple layers of innovation, and comes at a time when sentiment has cooled.

For investors who believe in the long-term role of technology in the global economy, I think it is an ETF that is well worth a closer look.

The post Is this the best Vanguard ETF money can buy right now? appeared first on The Motley Fool Australia.

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Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended ASML, Apple, Broadcom, Meta Platforms, Microsoft, Nvidia, Shopify, and Taiwan Semiconductor Manufacturing and is short shares of Apple. The Motley Fool Australia has recommended ASML, Apple, Meta Platforms, Microsoft, Nvidia, and Shopify. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Buy and hold investing sounds simple, but I think it comes down to one key idea.

You need businesses that can keep moving forward without constant intervention.

That usually means ASX 200 stocks with durable demand, strong competitive positions, and the ability to grow without relying on perfect conditions.

With that said, here are three stocks that I think fit that description.

Hub24 Ltd (ASX: HUB)

Hub24 is a business that sits quietly behind the scenes of the wealth industry.

It provides the infrastructure that advisers use to manage client portfolios, which means it benefits as more money flows into professionally managed investments.

What I find interesting is how growth compounds. It is not just about attracting new clients. Existing accounts can grow as markets rise and as additional funds are added over time. That creates a layered effect, where growth builds on itself.

I also think the shift toward more sophisticated investment platforms is still playing out. As advisers look for better technology and reporting tools, platforms like Hub24 are well positioned to capture that demand.

For a buy and hold investor, I think that steady, structural growth is appealing.

ResMed Inc. (ASX: RMD)

ResMed is a business that I think benefits from a problem that is not going away.

Sleep apnoea and respiratory conditions are widespread and, in many cases, underdiagnosed. That creates a large and ongoing pool of potential patients.

What stands out to me is how the company monetises that. It is not a one-off product sale. There is an ongoing relationship with patients through devices, masks, and connected services that support long-term therapy.

That recurring revenue element is powerful. It creates visibility over future revenue and strengthens the company's position within the healthcare system.

For long-term investors, I think businesses tied to essential health needs can be easier to hold through market cycles.

Pro Medicus Ltd (ASX: PME)

Pro Medicus approaches healthcare from a different angle.

Instead of physical products, this ASX 200 stock focuses on software that helps doctors and hospitals interpret medical images more efficiently.

What I like here is the business model. The company typically signs long-term contracts with major healthcare providers, just like it did today, which can create a pipeline of revenue that extends well into the future.

At the same time, its technology is designed to improve workflow and speed, which makes it valuable to customers once implemented.

That combination of long contracts and high switching costs can support durability, and could ultimately underpin strong earnings growth over the next decade.

Foolish takeaway

For me, buy and hold investing is about finding ASX 200 stocks that can keep progressing over many years.

Hub24 benefits from long-term growth in managed investments, ResMed is tied to ongoing healthcare demand, and Pro Medicus provides critical software with long-term contracts and strong customer relationships.

They are different in what they do, but I think each has qualities that could make them well suited to a long-term approach.

The post Why these ASX 200 stocks could be perfect for buy and hold investors appeared first on The Motley Fool Australia.

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Motley Fool contributor Grace Alvino has positions in Hub24. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has positions in and has recommended Hub24 and ResMed. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has recommended Pro Medicus. The Motley Fool Australia has positions in and has recommended ResMed. The Motley Fool Australia has recommended Hub24 and Pro Medicus. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

Getting started with ASX shares does not need to be difficult.

For me, simplicity usually comes down to choosing businesses that are easy to understand, operate in essential areas, and have relatively predictable earnings.

That does not remove risk, but it can make it easier to stay invested and build confidence over time.

Here are three ASX shares I think are straightforward starting points.

Woolworths Group Ltd (ASX: WOW)

Woolworths is about as easy as it gets to understand.

It sells groceries and everyday essentials, which means it benefits from consistent demand. People still need to buy food regardless of what the economy is doing.

What I like here is the stability. The business generates steady cash flow, which supports regular dividends and ongoing investment in its operations.

There is also a gradual growth element through improvements in efficiency, supply chain, and digital capabilities.

For someone starting out, I think that mix of simplicity and reliability can be helpful.

Telstra Group Ltd (ASX: TLS)

Telstra offers exposure to another essential service.

Telecommunications infrastructure underpins how people work, communicate, and consume content. That creates a recurring revenue base for the company.

What stands out to me is the predictability. Telstra has a large customer base and generates consistent earnings, which helps support its dividend payments.

It may not be a high-growth business, but I think it can play a steady role over time, particularly for investors interested in income.

Sigma Healthcare Ltd (ASX: SIG)

Finally, Sigma Healthcare adds a slightly different angle.

Following its merger with Chemist Warehouse, the business now has a much larger presence across both distribution and retail pharmacy.

I think that integration is important. It gives Sigma Healthcare exposure to the full supply chain, from wholesaling medicines to selling them directly to consumers around the world.

Healthcare demand also tends to be relatively stable, supported by long-term trends such as population growth and ageing.

For someone starting out, I think Sigma offers a combination of defensiveness and growth potential, even if the share price may move around in the short term.

Foolish takeaway

Starting to invest does not require complex strategies. For me, it is about choosing businesses you can understand and hold with confidence.

Woolworths, Telstra, and Sigma Healthcare operate in areas people rely on every day, which supports steady demand.

I think that kind of foundation can make it easier to stay focused on the long term and continue building from there.

The post 3 simple ASX shares to start investing today appeared first on The Motley Fool Australia.

More reading

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• If I had $5,000 to invest in ASX 200 shares today, here's what I'd buy
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Motley Fool contributor Grace Alvino has no position in any of the stocks mentioned. The Motley Fool Australia’s parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Telstra Group and Woolworths Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.