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Personal Finance

Featured Articles

A banker uses his hands to protects a pile of coins on his desk, indicating a possible inflation hedge
Cash Rates

Interest rates: Even if the RBA stops cutting, it's not all bad news

| Sebastian Bowen

There are upsides to higher rates.

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Close-up of a business man's hand stacking gold coins into piles on a desktop.
Personal Finance

If a 40-year-old invests $1,000 a month in ASX stocks, here's how much they could have by retirement

| Tristan Harrison

This is a path of how someone can retire with a very pleasing nest egg.

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A couple are happy sitting on their yacht.
Personal Finance

Aiming to be a millionaire with shares? I'd buy one of these 5 ideas!

| Tristan Harrison

These investments make wealth building easy.

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A smug young man points to his chest feeling proud that he invested in Polynovo shares which are rising today amid a market sell-off
How to invest

How Australians in their 30s are investing for financial freedom beyond property

| Leigh Gant

Build wealth your own way and see how investing in shares could unlock financial freedom in your 30s.

Read more »

An ASX dividend investor lies back in a deck chair with his hands behind his head on a quiet and beautiful beach with blue sky and water in the background.
Personal Finance

How to make yearly passive income of $60,000 from ASX shares

| Tristan Harrison

This is how to unlock incredible passive income.

Read more »

Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

A stock market crash could help investors retire early. Here's how

| Tristan Harrison

This is one of the best moves an investor can make to grow their wealth.

Read more »

Smiling woman with her head and arm on a desk holding $100 notes out, symbolising dividends.
Personal Finance

How to make the first $1,000 of ASX dividend income in Australia

| Tristan Harrison

Here’s how I’d unlock the first $1,000 of passive income from the ASX.

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a pot of gold at the end of a rainbow
Personal Finance

How long would it take to build a $1 million ASX share portfolio investing $1,000 per month?

| Tristan Harrison

A regular investment plan could lead to excellent wealth.

Read more »

Recent Personal Finance News

Three business people look stressed as they contemplate stacks of extra paperwork.
Cash Rates

Macquarie names best and worst ASX stocks to buy in a rising interest rate environment

| Aaron Bell

Do you have exposure to the sectors set to benefit if interest rates rise?

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A banker uses his hands to protects a pile of coins on his desk, indicating a possible inflation hedge
Cash Rates

Interest rates: Even if the RBA stops cutting, it's not all bad news

| Sebastian Bowen

There are upsides to higher rates.

Read more »

Percentage sign on a blue graph representing interest rates.
Cash Rates

The bar is set "very high" for further interest rate cuts analysts say

| Cameron England

Strong economic data out this week has analysts split on whether we'll see another interest rate cut in coming months.

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Australian dollar notes in a nest, symbolising a nest egg.
Dividend Investing

If you can get 4.25% from a term deposit, what's the point of investing in ASX dividend shares right now?

| Sebastian Bowen

If term deposits yield more than shares, are they the better investment?

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Close-up of a business man's hand stacking gold coins into piles on a desktop.
Personal Finance

If a 40-year-old invests $1,000 a month in ASX stocks, here's how much they could have by retirement

| Tristan Harrison

This is a path of how someone can retire with a very pleasing nest egg.

Read more »

Percentage sign on a blue graph representing interest rates.
Cash Rates

With the chance of a Melbourne Cup day interest rate cut fetching long odds, when can mortgage holders expect another cut?

| Cameron England

The timing of the next potential interest rate cut has been pushed out by hotter-than-expected inflation figures.

Read more »

A couple are happy sitting on their yacht.
Personal Finance

Aiming to be a millionaire with shares? I'd buy one of these 5 ideas!

| Tristan Harrison

These investments make wealth building easy.

Read more »

Man putting in a coin in a coin jar with piles of coins next to it.
Personal Finance

As a key tax deadline approaches, here are four ETFs I'd consider investing my tax return into

| Cameron England

It's time to think about doing your taxes, and if you get a windfall back, where to invest any returns.

Read more »

Person holding Australian dollar notes, symbolising dividends.
Share Market News

Grow your dividends alongside your job earnings with these Australian stocks

| Tristan Harrison

Aussies can build their passive income alongside work earnings.

Read more »

A smug young man points to his chest feeling proud that he invested in Polynovo shares which are rising today amid a market sell-off
How to invest

How Australians in their 30s are investing for financial freedom beyond property

| Leigh Gant

Build wealth your own way and see how investing in shares could unlock financial freedom in your 30s.

Read more »

An ASX dividend investor lies back in a deck chair with his hands behind his head on a quiet and beautiful beach with blue sky and water in the background.
Personal Finance

How to make yearly passive income of $60,000 from ASX shares

| Tristan Harrison

This is how to unlock incredible passive income.

Read more »

Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

A stock market crash could help investors retire early. Here's how

| Tristan Harrison

This is one of the best moves an investor can make to grow their wealth.

Read more »

Smiling woman with her head and arm on a desk holding $100 notes out, symbolising dividends.
Personal Finance

How to make the first $1,000 of ASX dividend income in Australia

| Tristan Harrison

Here’s how I’d unlock the first $1,000 of passive income from the ASX.

Read more »

a pot of gold at the end of a rainbow
Personal Finance

How long would it take to build a $1 million ASX share portfolio investing $1,000 per month?

| Tristan Harrison

A regular investment plan could lead to excellent wealth.

Read more »

senior couple disappointed and sad at their financial situation
Tax

Here's the best (and worst) way to avoid paying taxes with ASX shares

| Tristan Harrison

Not all taxes are inevitable when it comes to investing.

Read more »

Man holding Australian dollar notes, symbolising dividends.
Personal Finance

Here's how to target a $10,000 second income starting from zero

| Tristan Harrison

ASX shares are a great way to start making a second income.

Read more »

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Tax refund season: Common mistakes to keep in mind to maximise your refund in FY26

| Samantha Menzies

Many Aussies are hoping for a tax refund this year.

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A business woman looks unhappy while she flies a red flag at her laptop.
Tax

3 red flags the ATO looks for in retirement tax returns

| Sebastian Bowen

You don't want 'that' phone call from the ATO.

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A man sits in contemplation on his sofa looking at his phone as though he has just heard some serious or interesting news.
Cash Rates

Contrarian view: The RBA will keep interest rates on hold according to these experts

| Samantha Menzies

The RBA has already cut rates twice so far in 2025.

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man and woman discussing retirement and superannuation
Personal Finance

Thinking about making a concessional superannuation contribution today? Read this first

| Laura Stewart

What are the rules?

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Frazzled couple sitting out their kitchen table trying to figure out their finances or taxes.
Personal Finance

End of financial year: Should I sell my loss-making stocks today?

| Laura Stewart

What's the verdict?

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Franking credits from ASX dividend stocks can lower your bill this tax time. Here's how

| Sebastian Bowen

Who knew investing can help lower your tax bill?

Read more »

A businesswoman weighs up the stack of cash she receives, with the pile in one hand significantly more than the other hand.
Investing Strategies

Should your portfolio be holding cash in this market?

| Zach Bristow

It's an age old question for investment portfolios.

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Man ponders a receipt as he looks at his laptop.
Personal Finance

Tax planning: Are international shares treated differently?

| Laura Stewart

Do you own international shares?

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Smiling business woman calculates tax at desk in office.
Personal Finance

3 tips to maximise your tax refund from the ATO in FY25

| Laura Stewart

Are you missing anything?

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Clock with post it as a reminder of Tax Time
Personal Finance

3 tax deductions that many investors forget to claim

| Laura Stewart

Deductions reduce your overall tax bill.

Read more »

Smiling business woman calculates tax at desk in office.
Personal Finance

3 reasons why I love the Australian Taxation Office as an ASX investor

| Tristan Harrison

The ATO is very useful for investors for a few different reasons.

Read more »

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Personal Finance

With $5,000 cash, should I make a superannuation contribution or buy shares by 30 June?

| Laura Stewart

The end of FY25 is just around the corner.

Read more »

A young man wearing a bright yellow jumper and glasses purses his lips together and moves them to the side of his face as he wonders about something.
Tax

Should I sell my loss-making stocks by the end of the 2025 financial year?

| Tristan Harrison

Should investors hold or sell stocks that are currently in the red?

Read more »

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Tax time: Use this hack to keep the Australian Tax Office off your back

| Sebastian Bowen

Buying dividend shares can save you paying taxes...

Read more »

Falling yellow arrow with descending wooden bars with the percentage sign written on them.
Cash Rates

Reputable economist predicts big rate cuts to come. How low could the cash rate go?

| Samantha Menzies

The Reserve Bank cut interest rates by another 25-basis points this month, down to 3.85%.

Read more »

A young couple sits at their kitchen table looking at documents with a laptop open in front of them.
Personal Finance

After the RBA's rate cut, should I buy ASX 200 shares or pay down the mortgage?

| Sebastian Bowen

On paper, the answer is simple...

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Man putting in a coin in a coin jar with piles of coins next to it.
Cash Rates

The top places to park your cash following the RBA's rate cut

| Sebastian Bowen

Cash is not the investment it used to be.

Read more »

A happy family of four on holidays stand on a jetty and cheer.
Personal Finance

Where should you invest your dividends?

| Tristan Harrison

There are a few things we can direct our cash payouts towards.

Read more »

A mature-aged couple high-five each other as they celebrate a financial win and early retirement
Personal Finance

How to replace a salary with ASX dividends

| Tristan Harrison

Passive income from ASX shares is a great way to supplement work earnings.

Read more »

Man putting in a coin in a coin jar with piles of coins next to it.
Personal Finance

3 things I'm doing before the end of the financial year to build my wealth

| Tristan Harrison

I’m making moves to improve my finances.

Read more »

Retired couple hugging and laughing.
Share Market News

Eyeing retirement: Do you really need $1 million?

| Laura Stewart

AustralianSuper recently weighed in.

Read more »

A couple are happy sitting on their yacht.
Personal Finance

4 simple steps to become a millionaire with ASX shares

| Tristan Harrison

It’s straightforward, but not easy, to become a millionaire.

Read more »

A senior investor wearing glasses sits at his desk and works on his ASX shares portfolio on his laptop.
Personal Finance

3 things I'm doing ahead of the new financial year, FY26

| Tristan Harrison

I think this is a great time to look at a few areas of my finances.

Read more »

A worried woman looks at her phone and laptop, seeking ways to tighten her belt against inflation.
Personal Finance

How does your debt level compare to the average Australian?

| Sebastian Bowen

Some debts are better than others...

Read more »