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Personal Finance

Featured Articles

Close-up of a business man's hand stacking gold coins into piles on a desktop.
Personal Finance

If a 40-year-old invests $1,000 a month in ASX stocks, here's how much they could have by retirement

| Tristan Harrison

This is a path of how someone can retire with a very pleasing nest egg.

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A couple are happy sitting on their yacht.
Personal Finance

Aiming to be a millionaire with shares? I'd buy one of these 5 ideas!

| Tristan Harrison

These investments make wealth building easy.

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A smug young man points to his chest feeling proud that he invested in Polynovo shares which are rising today amid a market sell-off
How to invest

How Australians in their 30s are investing for financial freedom beyond property

| Leigh Gant

Build wealth your own way and see how investing in shares could unlock financial freedom in your 30s.

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An ASX dividend investor lies back in a deck chair with his hands behind his head on a quiet and beautiful beach with blue sky and water in the background.
Personal Finance

How to make yearly passive income of $60,000 from ASX shares

| Tristan Harrison

This is how to unlock incredible passive income.

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Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

A stock market crash could help investors retire early. Here's how

| Tristan Harrison

This is one of the best moves an investor can make to grow their wealth.

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Smiling woman with her head and arm on a desk holding $100 notes out, symbolising dividends.
Personal Finance

How to make the first $1,000 of ASX dividend income in Australia

| Tristan Harrison

Here’s how I’d unlock the first $1,000 of passive income from the ASX.

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a pot of gold at the end of a rainbow
Personal Finance

How long would it take to build a $1 million ASX share portfolio investing $1,000 per month?

| Tristan Harrison

A regular investment plan could lead to excellent wealth.

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senior couple disappointed and sad at their financial situation
Tax

Here's the best (and worst) way to avoid paying taxes with ASX shares

| Tristan Harrison

Not all taxes are inevitable when it comes to investing.

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Recent Personal Finance News

A man sits at his home desk calculating tax on a calculator.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

| Tristan Harrison

Aussie taxpayers, start getting your invoices together. It’s tax time!

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a small boy dressed in a bow tie and britches looks up from a pile of books with a book laid in front of him on a desk and an abacus on the other side, as though he is an accountant scouring books of figures.
Tax

Planning to sell some ASX shares before tax time? Here's what you need to know

| Tristan Harrison

It's that time of the year. We run you through some of the implications of selling shares.

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A young man sits at his desk reading a piece of paper with a laptop open.
Tax

ASX investors need to avoid this MASSIVE mistake in June that ATO will chase you for

| Tony Yoo

It starts off as innocent tax-loss selling, but it can easily turn into something far more sinister that the tax…

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An older woman high fives an older man with big smiles after seeing good news on their laptop regarding their ASX tech shares
Personal Finance

5 rules to help you build serious wealth

| Tristan Harrison

I’m following these rules to help boost my long-term finances.

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An ASX dividend investor lies back in a deck chair with his hands behind his head on a quiet and beautiful beach with blue sky and water in the background.
Investing Strategies

How much do I need to invest in ASX 200 shares to quit work and live off dividends?

| Tristan Harrison

Here’s how ASX 200 shares could be the ticket to a comfortable life.

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A family sits close together inside their home with a father and a mother each hugging their two children.
Share Market News

3 reasons not investing at all could be riskier than trying to invest

| Tristan Harrison

Households could be better off in the long term by investing.

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A woman looks questioning as she puts a coin into a piggy bank.
Investing Strategies

Expert reveals THE most critical thing to building wealth (and it's not what you think)

| Tony Yoo

Is it income? Is it investment returns? Here is one pundit's take on what will determine your financial future.

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A woman standing with a shopping trolley is on the phone, thinking hard.
Dividend Investing

Are Coles dividends better than a savings term deposit?

| Sebastian Bowen

We check whether the Coles dividend is still higher than returns from a cash savings account.

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A little girl holds on to her piggy bank, giving it a really big hug.
Bank Shares

Savings or dividends? What these 3 ASX bank shares are offering for income

| Sebastian Bowen

Dividends or interest? How can investors earn cash from ASX bank shares?

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a close up of a woman's face looks skywards as she is showered in a sea of graphic symbols of gold and silver coins bearing the bitcoin logo.
Cryptocurrencies

5 warnings from the ATO for crypto investors

| Tony Yoo

Are you reporting cryptocurrencies the correct way on your 2022 tax return? Here are some tips from the tax man.

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A close up of a dodgy man's face as taken from inside a washing machine as he looks in the machine with a sly grin on his face and holds the door open with one hand.
Share Market News

ATO's brutal warning to ASX investors

| Tony Yoo

A common practice in June is under scrutiny as the tax office seeks to stamp out illegal 'wash selling' of…

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Clock with post it as a reminder of Tax Time
Tax

The ATO is collecting crypto taxes. Here are 5 handy expert tips come tax time

| Bernd Struben

A number of factors will determine how much tax, if any, crypto investors need to pay to the ATO this…

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Clock with post it as a reminder of Tax Time
Cryptocurrencies

Own crypto or NFTs? Here's why the ATO could have you in their sights come tax time

| Bernd Struben

More than a million Aussies are estimated to have transacted in digital currencies and NFTs this year.

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Man sits at computer and analyses stock graphic
Personal Finance

What happened to the IAG share price in April?

| Sebastian Bowen

Here's how the IAG share price fared last month.

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a young boy dressed in a business suit and wearing thick black glasses peers straight ahead while sitting at a heavy wooden desk with an old-fashioned calculator and adding machine while holding a pen over a large ledger book.
Tax

Investing in ASX shares? Here's what you need to know come tax time: expert

| Bernd Struben

Australia has a world-leading dividend imputation scheme in place to prevent double taxation.

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A worried man holds his head and look at his computer.
Tax

Investing in cryptos? Here's what you need to know come tax time: expert

| Bernd Struben

Don't ignore your digital asset investment gains or losses come tax time.

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a couple clink champagne glasses on board a private aircraft with gourmet food plates set in front of them. They are wearing designer clothes and looking wealthy.
Personal Finance

This is how much the average Aussie needs to feel 'rich'

| Tony Yoo

Instead of saving and investing, a new survey finds Australians want massive yearly salaries to become rich.

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santa claus sits at a computer holding a card in his hand and looking at it with a hearth in the background next to a lit-up christmas tree.
Cryptocurrencies

Australia's first physical crypto gift cards are now on sale for Christmas

| Tony Yoo

Maybe this is the present for that special someone who is very hard to buy for. You can even go…

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half a man's face from the nose up peers over a table with a wide eyed, raised eyebrows curious expression while his hands grip either side of the table.
Cryptocurrencies

Aussie app promises 4%pa return on AUD 'stablecoin' cryptocurrency

| Tony Yoo

Comparison site reckons 12,000 Australians are waiting to plough their money into this earner. This is how it works.

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Clock with post it as a reminder of Tax Time
Tax

Own ASX ETFs? Why the ATO might be focusing on you

| Tristan Harrison

The ATO is paying closer attention to ETF investors.

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A surprised and curious male investor drinks black coffee while reading the latest news on rising ASX shares in the newspaper
Tax

Warning to all ETF shareholders doing their tax returns

| Tony Yoo

Exchange-traded funds are so popular now, but there is a taxation trap ready to maim any investor who is not…

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A woman with the word 'tax' scribbled around her, plugs her ears and grimaces, indicating the impact of tax on share price
How to invest

4 tax-time tips for first-time ASX share investors

| Tony Yoo

Pay attention, rookies. This is advice direct from the Australian Taxation Office.

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Federal Reserve ASX shares investor holding up a chart under the weight of interest rates.
Cash Rates

NAB (ASX:NAB) share price up following prediction of no rate hike until 2024

| Brooke Cooper

NAB's prediction is in line with that of the Reserve Bank of Australia.

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hiding money behind back with fingers crossed, tax evasion
Cryptocurrencies

How does the ATO know how much money I made from cryptocurrencies?

| Tony Yoo

Digital currencies like Bitcoin and Ether are meant to be anonymous on the blockchain, right? So how would the tax…

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A woman with the word 'tax' scribbled around her, plugs her ears and grimaces, indicating the impact of tax on share price
Tax

Selling some ASX shares before tax time? Here's what you should know

| Mitchell Lawler

Don't let the tax bug bite this financial year. Here's what to know...

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A woman with the word 'tax' scribbled around her, plugs her ears and grimaces, indicating the impact of tax on share price
Tax

Has the Federal Budget changed how your shares are taxed?

| Brooke Cooper

In a bid to attract talent to Australian companies, this year's Federal Budget is making changes to tax defered employee…

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hand holding hammer smashing open empty piggy bank
Personal Finance

Young people dominated COVID super withdrawals last year

| Sebastian Bowen

New research shows that younger Australians withdrew more from their super accounts last year than other age groups. Here's a…

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investor scratching head as if trying to decide whether to sell asx share price
Tax

What Biden's capital gains tax changes could mean for the ASX 200

| Marc Sidarous

What could Joe Biden’s latest proposal mean for the S&P/ASX 200 Index (ASX: XJO). Motley Fool Australia's Scott Phillips breaks…

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surprised asx investor appearing incredulous at hearing asx share price
Tax

Can you imagine paying tax on every share purchase?

| Tony Yoo

Real estate investors fork out thousands of dollars for stamp duty for each transaction. Did you know stock buyers had…

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Clock with post it as a reminder of Tax Time
Tax

How does tax on ASX shares in Australia work?

| Sebastian Bowen

Tax on Australian shares? With tax time fast approaching, here are some taxation tips to remember for your ASX share…

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covid asx share price represented by man in face mask giving thumbs up
Economy

The Australian economy will recover from COVID-19 this year, says IMF

| Brooke Cooper

The International Monetary Fund (IMF) updated its global economic growth forecast, upping the Australian economy's predicted growth to 4.5%

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safe dividend yield represented by a piggy bank wrapped in bubble wrap
Personal Finance

More Aussies now think shares are better than real estate

| Tony Yoo

Half of Australia still reckons giving their cash to the bank is better than stocks. So still plenty of money…

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a woman
Personal Finance

4 ways to make your money work harder in 2021

| Tristan Harrison

This article is about 4 different ways that Aussies can make their money work harder for them in 2021. A…

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A man walks up three brick pillars to a dollar sign.
Personal Finance

Here's how to make a $1 million share portfolio by investing $1,000 a month

| Tristan Harrison

If want to see how to make a $1 million ASX share portfolio by investing $1,000 a month, this article…

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Personal Finance

How wealthy are you compared to the average household?

| Sebastian Bowen

How wealthy is your household compared to the average Australian? The answer might surprise you, since wealth inequality is pervasive

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a woman
Tax

Do you have to pay tax on your ASX shares? – A common question answered

| Sebastian Bowen

Wondering if you have to pay tax on your ASX shares? Here are some answers to this common question about…

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surging asx share price represented by piggy bank with rocket attached to it
Personal Finance

Here's why superannuation changes could see an ETF boom

| Sebastian Bowen

Government changes to how superannuation is regulated in Australia could lead to a boom in index funds and ETFs. Is…

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Illustration of growing pile of gold coins and a share market chart
Personal Finance

3 important rules to help you build wealth

| Tristan Harrison

: I think that there are a few important rules to help you build wealth. I’m going to share three…

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Investor riding a rocket blasting off over a share price chart
Bank Shares

Why ASX bank shares are rocketing up Friday

| Tony Yoo

Big banks rejoice as they no longer have to report to ASIC about their loan approvals and rejections.

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How to invest

CBA CEO: Borrowing to invest is asking for trouble

| Tony Yoo

Matt Comyn recalls the time when he met a low-income retiree who had lost their life savings after receiving very…

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