Terms of Service

TERMS AND CONDITIONS

The Motley Fool Australia Pty Ltd All Rights Reserved. (ACN: 146 988 052) Australian Financial Services Licence (AFSL): 400691

These Terms and Conditions apply to your use and subscription to The Motley Fool Australia Pty Ltd publications and its websites, including The Capital Club. By using our services you agree to be bound by these Terms and Conditions and they shall constitute an agreement between you and The Motley Fool Australia Pty Ltd ('TMF,' The Motley Fool', 'us', 'our', 'we').

These Terms and Conditions are an agreement between you and The Motley Fool Australia Pty Ltd (ACN 146 988 052). The Motley Fool is an Australian Financial Services Licensee (AFSL 400691) and is the owner and publisher of this website. By using and accessing this website or subscribing to any publications or other services we may offer (each a "Service" and collectively, the "Services"), you are agreeing to be bound by all of these terms and conditions. We may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use and access of our Services means that you accept any new or modified terms.

Warning

All of the commentary, statements of opinion and recommendations we provide in relation to financial products contain only general advice.  That is, those statements of opinion and recommendations have been prepared without taking into account your personal objectives, financial situation or needs.  Before you act on the general advice we provide, please consider whether it is appropriate for your personal or individual circumstances.

By using any of the Services offered, you specifically agree that The Motley Fool will not provide personal financial product advice and that any advice published will not take into consideration your specific circumstances, objectives or needs.

Financial Services Guide

The Motley Fool's Financial Services Guide (FSG), housed on this website, contains important information about the financial services we provide. Please review the FSG in light of your specific circumstances before using our Services and contact us if you have any questions regarding the information contained therein. By using this website and/or subscribing to any of our Services, you are acknowledging that you have received and read The Motley Fool's FSG.

Intellectual Property

All of the Content on our website and in any Service we provide is protected by Australian and international copyright, trademark and other intellectual property laws and is the property of The Motley Fool and/or providers of the Content under licence.  "Content" means any information, mode of expression, or other material and services found on The Motley Fool including without limitation our writings, graphics and all other features.

Our Content is intended for individual, non-commercial use only. Accordingly, you may download or print one copy of any material provided that the material remains intact including without limitation all copyright and trademark notices.  Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without The Motley Fool's prior written permission.

AAP Disclaimer and Copyright Notice

© 2018 Australian Associated Press Pty Limited (AAP) or its Licensors. This is a service provided by The Capital Club with content provided by AAP where indicated. AAP reserves all rights, including copyright, in services provided by it. The information in the service is for personal use only, does not constitute financial product advice (whether general or personal) and may not be re-written, copied, re-sold or re-distributed, framed, linked or otherwise used whether for compensation of any kind or not, without the prior written permission of AAP. You should seek advice from a professional financial adviser before making decision to acquire or dispose of a financial product.

This service is published for general information purposes only without assuming a duty of care. AAP is not in the business of providing financial product advice (whether personal or general advice), and gives no warranty, guarantee or other representation about the accuracy of the information or images contained in this service. AAP is not liable for errors, omissions in, delays or interruptions to or cessation of the services through negligence or otherwise.

Accessing and Using Fool.com.au

Unauthorised access of our website is a breach of these Terms and Conditions.  You agree not to access this website by any other means other than through the interfaces we provide for use.  You further agree not to use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy or harvest data from any part of our website.   You also agree not to take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts or damages the functioning of our systems or Services.

The Motley Fool reserves the right to take any necessary action in response to a violation of the above rules.

Commenting on our Articles

The Motley Fool champions active and open debate among our readers. All we ask is that it is done in a lawful and civil manner. Accordingly, you agree to use The Motley Fool for lawful purposes only.  You may not use the article comment area to:

  • Post or transmit statements that are intentionally false or misleading, or use such statements to manipulate the market for any security, or engage in any type of market abuse;
  • Offer, sell, or buy any security;
  • Violate any applicable laws, rules or regulations, including those of the Australian Securities and Investments Commission and the national or other securities exchanges;
  • Post or transmit any content that is disruptive, uncivil, abusive, vulgar, obscene, hateful, fraudulent, threatening, unlawful, harassing, defamatory, or which discloses private or personal matters concerning any person;
  • Post or transmit any material that you do not have a right to transmit under law (such as copyright, trade secret or securities) or under contractual or fiduciary obligations (as in nondisclosure agreements);
  • Post, transmit, or link to sexually explicit material;
  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; and
  • Post or transmit any advertising, promotional materials, or other forms of solicitation including chain letters or pyramid schemes;

The Motley Fool may remove any comment at any time and without prior notice, or take any necessary action for violating the above provisions.

Privacy

All personal data you provide us is maintained in the United States under the terms of our Privacy Policy, which is incorporated by reference.  By using our website and providing us with any personal data, you consent to this transfer.

Disclaimer of Warranties and Liability

The Motley Fool does not warrant the completeness or accuracy of the Content or its usefulness for any particular purpose. And although we have the hardest-working, most talented techies in the business, The Motley Fool makes no promises that our Content will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, except as otherwise may be required by law, we're not making any promises or warranties except that we will do our best to provide interesting and helpful information, education, and entertainment.  All information provided on this website to be used on an "as is, with all faults" basis.

To the fullest extent permitted by law, neither The Motley Fool nor its employees, contractors, parent, affiliates or agents will be liable for any direct, indirect, incidental or any other type of loss or injury resulting from your use, or downloading of any Content. This includes, but is not limited to, loss or injury caused in whole or in part by our negligence or by contingencies beyond our control in creating or delivering any portion of the website.

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Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless The Motley Fool, its employees, contractors, parent, affiliates and agents from and against any claim, liability, cost, damage or loss we may incur (including, without limitation, legal fees) as a result of any violation by you of your obligations under these terms and conditions.

General Information

If any part of this Agreement is invalid or unenforceable, the remaining provisions will continue in full force and effect.

These Terms and Conditions are governed by and interpreted in accordance with the laws of the State of Victoria, Australia.