Recent Personal Finance News

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Personal Finance

There are 2.8 million Australian millionaires. Here's how to become one of them

There are more millionaires amongst us than we might think.

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Personal Finance

Want to retire early with $1 million? Here's how

A mixture of savings and investing can create wonderful results.

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Personal Finance

How to replace your wage with passive income in 3 steps

It’s a straightforward process to replace a salary with dividends.

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Tax

How much tax do your ASX shares pay? Why it might matter

Taxes. One of the two unavoidables in life.

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Personal Finance

Relying on bank term deposits to build wealth? You need to read this

Looking to grow your net worth? Term deposits may not be the best choice.

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Retirement

How would the proposed unrealised gains tax impact your superannuation?

If passed, the impacts could be profound for those with higher-end super balances.

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Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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Personal Finance

Dividends or capital gains from ASX shares: Which are better?

Should investors be more interested in one type of return over another?

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Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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Personal Finance

5 ways ASX shares investors define financial success

What does financial success mean to you?

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Personal Finance

How I'd aim to build a $75,000 income from ASX shares and never work again!

ASX shares can be a great place to generate investment income.

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Personal Finance

Here's how much cash returned in FY24 compared with investing in shares

If you have large amounts of cash in the bank, you'll want to read this.

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Don't forget your franking credits this tax time

Franking credits form an important part of your returns from your dividend shares.

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

Make sure you don't miss out on any of the tax breaks available to owners of ASX shares this tax…

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Tax

Tax time: If you have ASX shares, here's what you need to know about franking credits

Franking credits are vital to your returns from ASX shares.

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Tax

How to turn your stage 3 tax cuts into $11,396 buying ASX 200 shares

Do you plan to invest your stage three tax cuts in ASX shares?

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Personal Finance

How to become a millionaire on a $70,000 salary

Want to become a millionaire? Albert Einstein has some helpful advice.

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Personal Finance

3 personal finance tips to help anyone grow richer

Our portfolios can do better with the right financial foundations.

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Investing Strategies

5 secrets of ASX millionaires

Wealthy people come in all sorts of shapes and sizes, but they all have some common habits that we could…

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Personal Finance

Is 60 too old to start buying ASX shares?

It's never too late to benefit from the wonders of the share market.

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Personal Finance

Becoming a millionaire: Why savings accounts aren't the answer

Even high-interest savings accounts can't compete with the returns of ASX shares.

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How to invest

How to make 7% interest while deciding which ASX shares to buy

Also receive Tesla stock for your trouble of just sitting around.

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Personal Finance

How does investing in a term deposit compare with buying ASX shares?

Term deposits look attractive for income, but do they beat ASX shares?

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Personal Finance

How quickly could I build a $30k annual passive income with ASX shares?

The stock market can deliver great yields.

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Personal Finance

5 ways to get richer in 2024 without a pay rise

You don't need a pay rise to build your wealth in 2024.

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A woman in a hammock on her laptop and drinking a smoothie
Personal Finance

How to replace your wage with ASX dividends and retire early

Let’s build a river of cash flow.

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Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne and enjoying the good life thanks to Pilbara Minerals share price gains in recent times
Personal Finance

The 3 essential things you need to become wealthy

It could be essential to follow these steps to become wealthy.

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a couple clink champagne glasses on board a private aircraft with gourmet food plates set in front of them. They are wearing designer clothes and looking wealthy.
Personal Finance

3 secrets of ASX millionaires

Millionaires tend to follow these rules of building wealth...

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Three generations of male family members enjoy the company as they plan future financial goals together on a trek outdoors.
Personal Finance

Zoomers to Boomers: Generational investing habits for success in 2024

Have younger Aussies really suffered more in 2023?

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Personal Finance

3 financial moves to make before 2024

Treat yourself to an early Christmas present with these money tips.

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Tax

How is passive income taxed in Australia?

When it comes to passive income, the ATO is very clear.

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Personal Finance

The best passive income streams to help fund your future

Looking for passive income? Here are my picks for the best places to look.

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A couple sitting in their living room and checking their finances.
Personal Finance

Want to pay less tax? Here's why you should buy ASX dividend shares

Investing in dividend shares can save you a fortune in tax. Here's how.

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Personal Finance

Quarter life crisis? 3 ways this 25yo is setting herself up for riches

High rents and cost-of-living inflation has hit young Australians hard. Here's how you can set yourself up.

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A woman looks nonplussed as she holds up a handful of Australian $50 notes.
Personal Finance

Here's why your savings account could end up costing you

You can't save your way to wealth. Here's why...

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A man sits at his home desk calculating tax on a calculator.
Dividend Investing

Tax-busters: 5 fully-franked ASX dividend shares I'd buy for FY24

Fully-franked dividends can give you income while helping you pay less tax.

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Share Market News

How can I maximise my ASX franking credits in FY24?

Let's look at the benefits of franking credits and which ASX shares have big, growing yields.

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Tax

Inadvertently 'wash selling' your ASX shares this tax time? Here's what could happen to you

Many investors fall into this common trap, and it will gt you some heat from the ATO.

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Liar loan ASX banks banker with calculator tries to make sense of the Big Four banks, indicating tough time ahead for banking shares
Personal Finance

Do you have more debt than the average Australian?

The ability to save money is the biggest factor in your investment success.

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A senior couple discusses a share trade they are making on a laptop computer
Tax

5 things ASX investors need to know for tax time

Many Australians skip over these issues, but they could easily burn you later.

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