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Personal Finance

Building wealth isn't just about picking the right shares. It's also about the everyday money decisions that shape how much you have left to invest. From tax time and superannuation to interest rates and budgeting, we cover the personal finance topics that matter most to Australians trying to grow their savings and get more out of their money.

Whether you're figuring out how to become a millionaire on your salary, wondering how RBA rate moves affect your mortgage or your portfolio, or just want your finances sorted before the next tax deadline, you'll find practical, ASX-investor-focused takes on personal finance below.

Recent Personal Finance News

Cubes with tax written on them on top of Australian dollar notes.
Tax

The FY26 tax return deadline is around the corner. How can I minimise my tax?

| Mark Verhoeven

Legal ways to trim your bill before the ATO deadline.

Read more »

A pink piggybank sits in a pile of autumn leaves.
Personal Finance

Best money-saving techniques to build long-term wealth

| Mark Verhoeven

Simple money habits that build lasting wealth.

Read more »

Frazzled couple sitting out their kitchen table trying to figure out their finances or taxes.
Tax

Your FY27 tax return will look different. Here's what changed and how to prepare

| Mark Verhoeven

The FY27 tax return introduces three key changes that investors should be aware of.

Read more »

A person using a calculator.
Tax

Your tax rate just dropped. Here is exactly how much more you will take home from 1 July

| Mark Verhoeven

From 1 July 2026, the tax rate on income between $18,201 and $45,000 dropped from 16% to 15%. Here's exactly…

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A woman has a thoughtful look on her face as she studies a fan of Australian 20 dollar bills she is holding on one hand while he rest her other hand on her chin in thought.
Personal Finance

How should I invest my money in FY27?

| Tristan Harrison

There are a few really good places to invest money in FY27.

Read more »

Cubes with tax written on them on top of Australian dollar notes.
Tax

Why the CGT changes may have handed this ASX ETF an advantage : Expert

| Aaron Bell

Here's how the capital gains taxes impact investors.

Read more »

A toy house sits on a pile of Australian $100 notes.
Personal Finance

Should you buy property or stocks? Here's what you need to consider

| Mark Verhoeven

Property and ASX shares have traded places as the better performer multiple times in recent years. Here is what to…

Read more »

A person using a calculator.
Tax

End of financial year is upon us. Here's what you should do before the deadline

| Mark Verhoeven

With the end of the financial year almost here, here are some considerations surrounding ASX investors on superannuation contributions, Division…

Read more »

Two colleagues looking at some data on the board.
Cash Rates

RBA keeps cash rate at 4.35% – What does it mean for investors?

| Aaron Bell

Here's the key takeaways for investors.

Read more »

Percentage sign on a blue graph representing interest rates.
Personal Finance

The next RBA interest rates move will be down, NAB says

| Cameron England

This looks like it could be good news for mortgage holders.

Read more »

Man putting in a coin in a coin jar with piles of coins next to it.
Cash Rates

How income investors can benefit from interest rate hikes: Expert

| Aaron Bell

These ASX ETFs could be timely buys.

Read more »

Smiling business woman calculates tax at desk in office.
Tax

Why Australia's new capital gains tax changes could reshape how ASX investors build wealth

| Mark Verhoeven

Here is what it means for ASX investors.

Read more »

Smiling business woman calculates tax at desk in office.
Tax

Worried about capital gains tax and ASX shares? Here's why you shouldn't be

| Sebastian Bowen

I think the barks are worse than the bites with this one...

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an older woman holds a handful of paper money in her hands and looks at them with a slightly crazy smile on her face wearing her spectacles on a string as a lot of older people do.
Personal Finance

Passive income investors: Term deposits or ASX dividend stocks in 2026?

| Sebastian Bowen

Cash investments have rarely been this attractive...

Read more »

A laughing woman wearing a bright yellow suit, black glasses, and a black hat spins dollar bills out of her hands, reflecting dividend earnings.
Personal Finance

How to become a millionaire on a $70,000 salary

| Tristan Harrison

Australians have a great opportunity to become wealthy.

Read more »

Woman looking at paper bill and counting expenses.
Tax

Budget 2026: 3 investing changes you need to know about

| Sebastian Bowen

Investors have a few things to think about today.

Read more »

Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

ASX 200 sinks before tonight's budget. Are investors about to get a tax shock?

| Aaron Teboneras

Budget night has the ASX 200 trading lower today.

Read more »

Shocked office worker staring at computer screen with colleagues working in the background.
Cash Rates

Where to invest with interest rates rising

| Aaron Bell

After the recent RBA hike, these stocks could be set to benefit.

Read more »

a pot of gold at the end of a rainbow
Personal Finance

How to become a millionaire on a $60,000 salary

| Tristan Harrison

Saving and compounding are very powerful financial forces.

Read more »

Australian dollar notes around a piggy bank.
Personal Finance

How much is needed in superannuation to target a $2,500 monthly passive income?

| Tristan Harrison

Investing in superannuation can be a great vehicle for creating wealth and income.

Read more »

a hand reaches out with australian banknotes of various denominations fanned out.
Personal Finance

Want to build up a second income? These 2 top ASX shares are a buy

| Tristan Harrison

Building alternative income sources? I think these are great options!

Read more »

a pot of gold at the end of a rainbow
Personal Finance

Stop 'saving', start investing! How to target a $1 million ASX share portfolio

| Tristan Harrison

It’s time to put wealth-building into overdrive!

Read more »

A young woman pumps her fists in excitement after seeing some good news on her laptop.
Personal Finance

If a 20-year-old invests $250 a month in ASX stocks, here's what they could have by retirement

| Tristan Harrison

A small amount can grow into a very big figure over the long term.

Read more »

Couple holding a piggy bank, symbolising superannuation.
Personal Finance

Why I invest a lot in ASX shares outside of superannuation

| Tristan Harrison

I love investing inside and outside of superannuation.

Read more »

Beautiful holiday photo showing two deck chairs close-up with people sitting in them enjoying the bright blue ocean and island view while sipping champagne.
Personal Finance

How long does it take to become a millionaire with ASX shares?

| Tristan Harrison

Never underestimate the power of compounding.

Read more »

Green percentage sign with an animated man putting an arrow on top symbolising rising interest rates.
Economy

Here's what experts think will happen with the RBA interest rate this year

| Tristan Harrison

What could happen next with the RBA rate?

Read more »

Man sits smiling at a computer showing graphs.
Cash Rates

5 ASX shares that could benefit from rising interest rates

| Aaron Bell

Where should investors look following the RBA decision?

Read more »

A large pet dog and a little baby boy are dreamily looking out their home window on a rainy day.
Cash Rates

Expert says an RBA rate hike in February is a done deal – How should investors react?

| Aaron Bell

This expert believes two rate hikes could be coming this year.

Read more »

A group of young ASX investors sitting around a laptop with an older lady standing behind them explaining how investing works.
Personal Finance

If a 25-year-old invests $1,250 a month in ASX stocks, here's what they could have by retirement

| Tristan Harrison

This could be the right path to build long-term wealth.

Read more »

The sea's vastness is rivalled only by the refreshing feel of the drinks two friends share as they saunter along its edge, symbolising passive income.
Personal Finance

Don't want to rely on your wage? Build a second income with these ASX shares

| Tristan Harrison

Aussies can improve financial security by using ASX shares to generate passive income.

Read more »

Smiling woman with her head and arm on a desk holding $100 notes, symbolising dividends.
Personal Finance

Getting your personal finances on track in 2026? Here are three steps to take

| Tristan Harrison

Taking these actions could make 2026 a great year for our money.

Read more »

Man with cookie dollar signs and a cup of coffee.
Personal Finance

Would dropping that $7 per day coffee actually help make you rich with ASX shares?

| Tristan Harrison

How much of a difference could cutting a daily coffee make?

Read more »

Two friends giving each other a high five at the top pf a hill.
Personal Finance

$20,000 in excess savings? Here's how to try and turn that into a second income in 2026

| Tristan Harrison

Here’s how an Aussie can invest to unlock a sizeable amount of income.

Read more »

Parents putting money in piggy bank for kids' future.
Personal Finance

3 steps to replace your wage with dividends from ASX shares

| Tristan Harrison

Saving and investing for dividends could be an excellent opportunity.

Read more »

A head shot of legendary investor Warren Buffett speaking into a microphone at an event.
Personal Finance

With no savings at 50, I'd follow Warren Buffett's method to build wealth

| Tristan Harrison

Warren Buffett has a number of useful lessons.

Read more »

Percentage sign with a rising zig zaggy arrow representing rising interest rates.
Cash Rates

The Commonwealth Bank has called it! Interest rates to rise in the new year, but how soon?

| Cameron England

Commonwealth Bank economists have made a call on interest rates.

Read more »

A businesswoman aims an arrow at a target
Cash Rates

RBA watch: Sectors to target and avoid should interest rates rise – Expert

| Aaron Bell

Anticipating further hikes in 2026? Here are sectors to watch.

Read more »

Interest rate written with a green arrow going up, symbolising rising interest rates.
Cash Rates

Which stocks are looking good as rates appear to be heading north?

| Cameron England

With interest rates now more likely to go up than down, Wilsons Advisory has made some key picks in each…

Read more »

Three business people look stressed as they contemplate stacks of extra paperwork.
Cash Rates

Macquarie names best and worst ASX stocks to buy in a rising interest rate environment

| Aaron Bell

Do you have exposure to the sectors set to benefit if interest rates rise?

Read more »

A banker uses his hands to protect a pile of coins on his desk, indicating a possible inflation hedge.
Cash Rates

Interest rates: Even if the RBA stops cutting, it's not all bad news

| Sebastian Bowen

There are upsides to higher rates.

Read more »