Recent Personal Finance News

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Personal Finance

Tax planning: Are international shares treated differently?

Do you own international shares?

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Personal Finance

3 tips to maximise your tax refund from the ATO in FY25

Are you missing anything?

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Personal Finance

3 tax deductions that many investors forget to claim

Deductions reduce your overall tax bill.

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Smiling business woman calculates tax at desk in office.
Personal Finance

3 reasons why I love the Australian Taxation Office as an ASX investor

The ATO is very useful for investors for a few different reasons.

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Personal Finance

With $5,000 cash, should I make a superannuation contribution or buy shares by 30 June?

The end of FY25 is just around the corner.

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Tax

Should I sell my loss-making stocks by the end of the 2025 financial year?

Should investors hold or sell stocks that are currently in the red?

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Tax time: Use this hack to keep the Australian Tax Office off your back

Buying dividend shares can save you paying taxes...

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Cash Rates

Reputable economist predicts big rate cuts to come. How low could the cash rate go?

The Reserve Bank cut interest rates by another 25-basis points this month, down to 3.85%.

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Personal Finance

After the RBA's rate cut, should I buy ASX 200 shares or pay down the mortgage?

On paper, the answer is simple...

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Cash Rates

The top places to park your cash following the RBA's rate cut

Cash is not the investment it used to be.

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Personal Finance

Where should you invest your dividends?

There are a few things we can direct our cash payouts towards.

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Personal Finance

How to replace a salary with ASX dividends

Passive income from ASX shares is a great way to supplement work earnings.

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Personal Finance

3 things I'm doing before the end of the financial year to build my wealth

I’m making moves to improve my finances.

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Share Market News

Eyeing retirement: Do you really need $1 million?

AustralianSuper recently weighed in.

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Personal Finance

4 simple steps to become a millionaire with ASX shares

It’s straightforward, but not easy, to become a millionaire.

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Personal Finance

3 things I'm doing ahead of the new financial year, FY26

I think this is a great time to look at a few areas of my finances.

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A worried woman looks at her phone and laptop, seeking ways to tighten her belt against inflation.
Personal Finance

How does your debt level compare to the average Australian?

Some debts are better than others...

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Personal Finance

Want to earn more passive income from ASX shares than your job? Here's how I'd do it

This is a good time to start building investment income.

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Personal Finance

Here's how investors can consider saving and investing $5 a day to make $2,500 a month in passive income!

Anyone can build up passive income. Here’s how.

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Personal Finance

There are 2.8 million Australian millionaires. Here's how to become one of them

There are more millionaires amongst us than we might think.

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Personal Finance

Want to retire early with $1 million? Here's how

A mixture of savings and investing can create wonderful results.

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Personal Finance

How to replace your wage with passive income in 3 steps

It’s a straightforward process to replace a salary with dividends.

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Tax

How much tax do your ASX shares pay? Why it might matter

Taxes. One of the two unavoidables in life.

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Personal Finance

Relying on bank term deposits to build wealth? You need to read this

Looking to grow your net worth? Term deposits may not be the best choice.

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Retirement

How would the proposed unrealised gains tax impact your superannuation?

If passed, the impacts could be profound for those with higher-end super balances.

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Personal Finance

$50,000 in an offset? The hidden cost of not investing in ASX shares

Saving 7.5% using an offset is not the same as earning 7.5% on shares.

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A young woman with a ponytail stands at the crossroads, trying to choose between one way or the other.
Personal Finance

Dividends or capital gains from ASX shares: Which are better?

Should investors be more interested in one type of return over another?

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Retirement

Delayed retirement and other costs of being the Bank of Mum and Dad

A survey shows delayed retirement and lost opportunities to travel are among the costs.

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Personal Finance

5 ways ASX shares investors define financial success

What does financial success mean to you?

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Personal Finance

How I'd aim to build a $75,000 income from ASX shares and never work again!

ASX shares can be a great place to generate investment income.

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Personal Finance

Here's how much cash returned in FY24 compared with investing in shares

If you have large amounts of cash in the bank, you'll want to read this.

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Tax

Don't forget your franking credits this tax time

Franking credits form an important part of your returns from your dividend shares.

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Tax time written on wooden blocks next to a calculator and Australian dollar notes.
Tax

Own ASX shares? Here are 3 investing tax deductions you may not be aware of

Make sure you don't miss out on any of the tax breaks available to owners of ASX shares this tax…

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Tax

Tax time: If you have ASX shares, here's what you need to know about franking credits

Franking credits are vital to your returns from ASX shares.

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Tax

How to turn your stage 3 tax cuts into $11,396 buying ASX 200 shares

Do you plan to invest your stage three tax cuts in ASX shares?

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Personal Finance

How to become a millionaire on a $70,000 salary

Want to become a millionaire? Albert Einstein has some helpful advice.

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Personal Finance

3 personal finance tips to help anyone grow richer

Our portfolios can do better with the right financial foundations.

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Investing Strategies

5 secrets of ASX millionaires

Wealthy people come in all sorts of shapes and sizes, but they all have some common habits that we could…

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Personal Finance

Is 60 too old to start buying ASX shares?

It's never too late to benefit from the wonders of the share market.

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Personal Finance

Becoming a millionaire: Why savings accounts aren't the answer

Even high-interest savings accounts can't compete with the returns of ASX shares.

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