Why buy and hold investing with ASX shares could make you rich

Here is the easy way to build wealth on the share market.

A young couple hug each other and smile at the camera, standing in front of their brand new luxury car.

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More

I think that buy and hold investing with ASX shares is one of the best ways to become rich.

But you can't just buy anything, you have to invest your hard-earned money smartly.

With that in mind, here is how you could use buy and hold investing to create wealth.

Focus on quality ASX shares

When you buy a high-quality ASX share, you are not just buying a ticker code. You are buying a business with customers, employees, systems, and a strategy.

Over time, it is the business performance that drives returns. Earnings grow, products improve, and competitive positions strengthen. This is how long-term blue-chip winners such as Goodman Group (ASX: GMG), REA Group Ltd (ASX: REA), and ResMed Inc. (ASX: RMD) have rewarded patient investors.

None of this progress is visible in day-to-day share price movements. It happens gradually.

Time smooths out mistakes

No one buys at the perfect time. Buy and hold investing accepts that reality. Instead of trying to avoid every downturn, it relies on time to smooth out poor entry points. Even some of the best ASX performers have gone through uncomfortable periods.

Shares like Pro Medicus Ltd (ASX: PME) and Life360 Inc. (ASX: 360) have experienced sharp pullbacks along the way, despite delivering strong long-term returns. Investors who stayed focused on the business rather than the share price were the ones who benefited most.

Time allows good decisions to matter more than perfect ones.

Simplicity reduces costly behaviour

Buy and hold investing is as much about behaviour as it is about returns.

Fewer decisions mean fewer chances to make mistakes. Investors who keep portfolios simple and focused on quality are less likely to panic, overtrade, or abandon their strategy at the wrong time.

Holding a small group of strong businesses or even broad-market exchange traded funds (ETFs) can make it easier to stay invested when volatility strikes.

Buy and hold investing is not passive

Holding an ASX share does not mean ignoring it forever.

Buy and hold investing still involves monitoring businesses and reassessing when fundamentals change. The difference is that decisions are driven by long-term business performance, not short-term price movements.

That patience allows investors to capture the upside of long-term growth without being shaken out by temporary noise. Prime examples today are WiseTech Global Ltd (ASX: WTC) and CSL Ltd (ASX: CSL). Both are working their way through short-term issues, but nothing about the long-term investment thesis is broken.

Getting rich with ASX shares

If you are able to make a $1,000 investment into ASX shares each month and earned an average return of 10% per annum (not guaranteed but largely in line with historical returns), your wealth would grow materially.

After 20 years of doing this, you would have a portfolio valued at $725,000. And if you kept going for a further five years, you would see your portfolio increase to approximately $1.25 million.

Foolish takeaway

Buy and hold investing still works because businesses still grow.

On the ASX, shares like Pro Medicus, REA Group, and ResMed show how time, quality, and patience can work together to build wealth. Buy and hold investing may not feel exciting, but for investors focused on long-term results, it remains one of the most effective strategies available.

Motley Fool contributor James Mickleboro has positions in CSL, Goodman Group, Life360, Pro Medicus, REA Group, ResMed, and WiseTech Global. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended CSL, Goodman Group, Life360, ResMed, and WiseTech Global. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has recommended Pro Medicus. The Motley Fool Australia has positions in and has recommended Life360, ResMed, and WiseTech Global. The Motley Fool Australia has recommended CSL, Goodman Group, and Pro Medicus. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

More on How to invest

Happy young woman saving money in a piggy bank.
How to invest

How to turn $250 a month into a $500,000 ASX share portfolio

Let's look at how sticking to a simple plan and investing every month can build serious wealth without stress.

Read more »

share buyers, investors, happy investors
How to invest

An easy and effective ASX portfolio with just 3 investments

This is the easy way to try and build a winning portfolio.

Read more »

A young couple hug each other and smile at the camera, standing in front of their brand new luxury car.
How to invest

How a beginner investor could build a $250,000 ASX share portfolio

Want to start investing? Here's one way to do it.

Read more »

Young businesswoman sitting in kitchen and working on laptop.
How to invest

How to build income on the ASX without losing sleep at night

Reliable income is about predictability, not excitement.

Read more »

Happy man holding Australian dollar notes, representing dividends.
How to invest

How to make $24,000 in passive income a year

Here are the steps to take if you want to build a significant passive income from ASX shares.

Read more »

A man in his office leans back in his chair with his hands behind his head looking out his window at the city, sitting back and relaxed, confident in his ASX share investments for the long term.
How to invest

Any ASX investor can use this simple 3-stock portfolio to build wealth

These three investments are simple and hands-off...

Read more »

A man stares out of an office window onto a landscape of high rise office buildings in an urban landscape.
How to invest

How to build a $50,000 portfolio with ASX 200 shares

It isn't as hard to build wealth in the share market. Here's how you can do it.

Read more »

A happy young couple lie on a wooden deck using a skateboard for a pillow.
How to invest

How much could I make investing $500 a month in ASX shares?

Making patient investments over the long term could be the key to building significant wealth.

Read more »