Could this be the simplest 3-ETF portfolio for Australian investors?

Don't like stock picking? Here's a simple way to invest.

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Key points

  • A three-ETF strategy, including iShares S&P 500, BetaShares Global Cybersecurity, and BetaShares Australian Technology ETFs, offers a simple approach to achieving diversification and long-term growth.
  • The iShares S&P 500 ETF provides exposure to major U.S. stocks, anchoring a portfolio with blue-chip companies known for their innovation and scale.
  • BetaShares Global Cybersecurity and Australian Technology ETFs add thematic and local growth through cybersecurity and Australian tech leaders, capturing megatrends and homegrown opportunities.

Building an investment portfolio doesn't have to be complicated. In fact, for many Australians, keeping things simple with just a few exchange traded funds (ETFs) could be all it takes to achieve long-term growth and diversification.

A three-ETF strategy can provide exposure to global giants, cutting-edge sectors, and homegrown growth opportunities. Here's one example of a selection that could form the backbone of a simple yet powerful portfolio:

iShares S&P 500 ETF (ASX: IVV)

The iShares S&P 500 ETF offers instant access to the 500 largest stocks in the United States. These are global leaders such as Apple (NASDAQ: AAPL), JP Morgan (NYSE: JPM), McDonalds (NYSE: MCD), Microsoft (NASDAQ: MSFT), Nvidia (NASDAQ: NVDA), and Walmart (NYSE: WMT), which have historically delivered strong returns through innovation and scale.

By holding the iShares S&P 500 ETF, Australian investors can gain exposure to the most influential market in the world without having to buy each stock individually. It is a straightforward way to anchor a portfolio with blue-chip strength.

BetaShares Global Cybersecurity ETF (ASX: HACK)

Technology is reshaping the world, and cybersecurity sits at the heart of it. The BetaShares Global Cybersecurity ETF holds stocks like Palo Alto Networks (NASDAQ: PANW) and CrowdStrike (NASDAQ: CRWD), which are protecting businesses, governments, and individuals from ever-growing digital threats.

Cybersecurity spending continues to rise, regardless of the economic cycle, making this a sector with resilience as well as growth potential. The BetaShares Global Cybersecurity ETF adds a thematic layer to the portfolio that could capture strong long-term returns from this global megatrend.

BetaShares S&P/ASX Australian Technology ETF (ASX: ATEC)

Finally, the BetaShares S&P/ASX Australian Technology ETF brings it all back home. This ASX ETF invests in the Australian share market's leading tech innovators, including Xero Ltd (ASX: XRO) and WiseTech Global Ltd (ASX: WTC). These shares may not have the size of their U.S. peers, but they are carving out strong niches on the global stage.

Adding the BetaShares S&P/ASX Australian Technology ETF ensures the portfolio isn't just offshore-focused but also taps into the long-term potential of the Australian technology sector. While more volatile, they can deliver powerful growth over time.

Foolish takeaway

Could three ASX ETFs really be enough for a strong portfolio? For many investors, the answer might be yes. With the iShares S&P 500 ETF for U.S. blue chips, BetaShares Global Cybersecurity ETF for a high-growth global theme, and the BetaShares S&P/ASX Australian Technology for Australian tech exposure, this mix provides balance, diversification, and growth potential.

JPMorgan Chase is an advertising partner of Motley Fool Money. Motley Fool contributor James Mickleboro has positions in WiseTech Global and Xero. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended BetaShares Global Cybersecurity ETF, CrowdStrike, JPMorgan Chase, Microsoft, Nvidia, Walmart, WiseTech Global, Xero, and iShares S&P 500 ETF. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has recommended Palo Alto Networks and has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has positions in and has recommended WiseTech Global and Xero. The Motley Fool Australia has recommended CrowdStrike, Microsoft, Nvidia, and iShares S&P 500 ETF. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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