2 rising ASX financial shares with 'meaningful upside' still left: fundie

Financials outperformed every other sector in FY25, but there are still buying opportunities left, say these experts.

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ASX financial shares outperformed every other market sector in FY25.

The S&P/ASX 200 Financials Index (ASX: XFJ) rose by 24.45% and delivered total returns, including dividends, of 29.39%.

This compared to a 9.97% lift for the benchmark S&P/ASX 200 Index (ASX: XJO), with total returns coming in at 13.81%.

Despite the financial sector's outperformance last year, there are still buying opportunities left, according to Blackwattle Investment Partners.

Here are two of those opportunities.

2 ASX financial shares with more price growth to come: experts

Blackwattle Small Cap Quality Fund portfolio managers Robert Hawkesford and Daniel Broeren say buy now, pay later company Zip Co Ltd (ASX: ZIP) and investment manager, Qualitas Ltd (ASX: QAL), were key positive contributors to their fund's performance in June.

In an update, they highlighted Zip and Qualitas' price growth and said they see more ahead for both ASX financial shares.

Zip shares surge 55% in June

The Zip share price ripped 54.7% in June following a positive trading update and upgraded FY25 earnings guidance.

The managers said this allayed the market's concerns that tariff uncertainty would slow top-line growth and increase bad debts in the US, where the company is expected to generate most of its future growth.

Despite the strong rally in June, the managers pointed out that it had only returned the ASX financial share to its price level in early 2025.

Hawkesford and Broeren said:

We still see meaningful upside through the ongoing penetration of BNPL products in the US which has a significant runway, sitting at only ~2% today, vs ~15% and ~20% in Australia and Europe respectively.

Zip was one of just nine ASX 200 shares to double in value in FY25.

The ASX 200 financial share is currently $3.05, up 1.84%.

Qualitas share price soars 20% in June

Qualitas is a founder-led alternative investment manager focused on private credit in the commercial real estate sector.

The ASX financial share rose 21.5% in June after a strong month in May as well.

May was a good month due to Qualitas' deployment update and the Reserve Bank cutting interest rates for a second time.

Hawkesford and Broeren said:

Beyond falling cash rates, the residential development outlook continues to improve as the government introduces initiatives to reduce planning approval times and the level of deposit required by first home buyers.

Despite the recent share price run, we still see plenty more upside as Qualitas capitalises on the structural tailwinds of ongoing penetration of private credit and the housing undersupply in Australia.

More interest rate cuts are anticipated following weaker-than-expected jobs data last week.

The Qualitas share price is steady at $3.48 on Thursday.

Motley Fool contributor Bronwyn Allen has positions in Zip Co. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Zip Co. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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