Are they bullish, bearish, or something in between? Let's find out.

Commonwealth Bank of Australia (ASX: CBA)

Shaw and Partners has given its verdict on this banking giant. Unfortunately, it thinks CBA shares are a sell this week.

The main reason for this is its current valuation. The broker sees little margin for error and better value elsewhere in the sector. It said:

The CBA remains a high quality banking operation, but its valuation is increasingly difficult to justify. The stock trades at a significant premium to global peers despite a mature domestic banking market and limited growth potential, in my view.

While earnings remain stable, we see better value elsewhere in the sector. We believe the current share price leaves little margin for error, supporting a sell recommendation on valuation grounds. The shares have risen from $158.74 on February 10 to trade at $181.65 on April 9.

Reece Ltd (ASX: REH)

Over at DP Wealth Advisory, its analysts have named this plumbing parts company's shares as a sell.

It highlights supply and demand pressures as a reason to be cautious, as well as a premium valuation. It explains:

This plumbing supplies company operates in Australia, New Zealand and the United States. It's exposed to cyclical forces within the building industry, including supply and demand pressures. While sales revenue was up 6 per cent in the first half of 2026 compared to the prior corresponding period, net profit after tax fell 20 per cent. EBITDA declined 6 per cent in response to elevated costs.

The company is re-investing to drive longer term cost efficiencies and growth opportunities. However, the company is trading on a lofty price/earnings ratio compared to peers. In my view, Reece is exposed to supply chain and cost issues if the Middle East turns into a prolonged conflict.

Wesfarmers Ltd (ASX: WES)

Shaw and Partners is a little more positive on Bunnings owner Wesfarmers. It has named its shares as a hold this week.

While the broker is a fan of the company, it believes its share price is fully valued now and offers only limited upside. It said:

This company continues to deliver reliable earnings through its diversified portfolio of quality retail and industrial businesses. Company net profit after tax rose 9.3 per cent in the first half of 2026 when compared to the prior corresponding period. Revenue was up 3.1 per cent. Hardware giant Bunnings lifted total sales by 4 per cent. Total sales at Officeworks were up 4.7 per cent.

Strong balance sheet discipline and management execution support resilience across economic cycles. Much of this is already reflected in the share price, limiting near term upside, in my view. While it remains a high quality core holding, we believe a hold rating is appropriate until a lower share price or growth catalyst emerges.

The post Buy, hold, sell: CBA, Reece, and Wesfarmers shares appeared first on The Motley Fool Australia.

For me, it is more about reliability. I want businesses that can keep generating cash through different conditions and continue paying dividends over time.

That usually means focusing on companies with stable demand, strong market positions, and the ability to grow earnings, even if only gradually.

Here are three ASX dividend shares I would consider for dependable passive income.

HomeCo Daily Needs REIT (ASX: HDN)

HomeCo Daily Needs REIT is an interesting way to access income through property, but with a very specific focus.

It owns large-format retail centres that are anchored by tenants providing everyday services. This includes supermarkets, medical centres, and discount retailers. These are places people tend to visit regularly, regardless of the broader economic backdrop.

What I find appealing is how that translates into rental income. When tenants are tied to essential spending, it can support more stable occupancy and cash flow. That, in turn, underpins distributions to investors.

The yield on offer here is attractive, but for me, it is the nature of the underlying assets that stands out. It is property, but not the kind that relies heavily on discretionary retail.

Coles Group Ltd (ASX: COL)

Coles is a business that tends to operate quietly in the background, but I think that is part of its appeal.

Grocery retail is highly competitive, but it is also incredibly consistent. People continue to spend on food and essentials, which gives the business a steady revenue base.

What I like here is the operational focus. Margins in supermarkets are not large, so execution matters. Over time, improvements in supply chains, store formats, and private label offerings can make a real difference to profitability. Coles is an expert at this.

For income investors, that consistency in earnings is key. It supports dividends that may not be the highest on the market, but are generally reliable.

Wesfarmers Ltd (ASX: WES)

Wesfarmers offers a slightly different take on income. It is not a high-yield stock, but I think it brings something important to an income-focused approach, and that is resilience.

Its portfolio of businesses, led by Bunnings and Kmart, gives it exposure to different parts of the economy. That diversification can help smooth earnings over time.

What stands out to me is how the company allocates capital.

It has a track record of investing in growth areas while still returning cash to shareholders through dividends. That balance can support both income today and the potential for higher dividends in the future.

For me, Wesfarmers is a way to combine income with long-term stability.

Foolish takeaway

Reliable passive income usually comes from businesses that can keep performing, rather than those offering the highest headline yields.

HomeCo Daily Needs REIT provides income backed by essential property assets, Coles delivers steady earnings from everyday spending, and Wesfarmers adds diversification and long-term resilience.

The post 3 ASX dividend shares I'd buy for reliable passive income appeared first on The Motley Fool Australia.

But it does not have to be complicated. In fact, a well-constructed portfolio of just 10 ASX shares can provide diversification, income, and long-term growth potential.

The key is balance. You want exposure to different sectors, business models, and growth drivers so you are not relying on just one theme to succeed.

Here is one way investors could build a winning 10-ASX share portfolio in 2026.

Start with high-quality core holdings

The first ASX share that could anchor a portfolio is CSL Ltd (ASX: CSL).

CSL is a global healthcare leader with defensive earnings and long-term growth drivers. Demand for its therapies is supported by ageing populations and rising healthcare needs, making it a strong foundation.

Another ASX share that could play a similar role is Wesfarmers Ltd (ASX: WES).

Wesfarmers offers diversification through retail, chemicals, and industrial operations. Its ability to allocate capital effectively has been a key driver of long-term returns.

A third ASX share to consider is Commonwealth Bank of Australia (ASX: CBA).

While not the cheapest bank, CBA provides reliable earnings and fully franked dividends, making it a cornerstone for many Australian portfolios.

Add growth engines to drive returns

A fourth ASX share that could boost long-term returns is Xero Ltd (ASX: XRO).

Xero continues to expand globally, with its cloud accounting platform gaining traction in multiple markets. It represents a scalable growth opportunity.

Another ASX share that could fit here is WiseTech Global Ltd (ASX: WTC).

WiseTech's CargoWise platform is deeply embedded in global logistics, giving it strong competitive advantages and a long runway for growth.

A sixth ASX share to consider is Pro Medicus Ltd (ASX: PME).

Pro Medicus is a high-margin healthcare technology company that continues to win major contracts globally. Its growth profile remains very strong.

Include income and stability

A seventh ASX share that could add income is Telstra Group Ltd (ASX: TLS).

Telstra offers attractive dividend yields and is now focused on growth through its Connected Future 30 strategy, combining income with improving fundamentals.

Another ASX share in this category is Transurban Group (ASX: TCL).

Transurban provides steady, inflation-linked cash flows from its toll road assets, making it a reliable income generator.

Add structural and thematic exposure

A ninth ASX share that could round out the portfolio is Goodman Group (ASX: GMG).

Goodman provides exposure to logistics and data infrastructure, both of which are benefiting from e-commerce and digitalisation trends.

Finally, a tenth ASX share to consider is Life360 Inc (ASX: 360).

Life360 offers exposure to a growing global user platform that is increasingly monetising its base. It adds a higher-risk, higher-reward element to the portfolio.

The bottom line

A 10-share portfolio like this gives investors exposure to defensive healthcare, financials, technology, infrastructure, and emerging growth opportunities.

By combining quality, growth, and income, investors can build a portfolio that is well positioned to navigate different market conditions and deliver strong long-term returns.

The post How to build a winning 10 ASX share portfolio from scratch in 2026 appeared first on The Motley Fool Australia.

For me, the focus would be on balance. I would want a mix of quality, growth, and resilience rather than relying on a single idea.

That way, my portfolio has the potential to perform across different market conditions while still benefiting from long-term compounding.

Here is how I would think about allocating it today.

Wesfarmers Ltd (ASX: WES)

Wesfarmers would be my starting point. It is one of those businesses that I think can quietly deliver over long periods of time. Its core divisions, particularly Bunnings and Kmart, continue to generate strong earnings supported by well-established market positions.

What I like is the consistency. Even in a mixed economic environment, Wesfarmers has shown it can grow profits and manage costs effectively. That kind of reliability is valuable when building a portfolio.

For me, this would form the defensive core of the investment.

Pro Medicus Ltd (ASX: PME)

Pro Medicus adds a different dimension. This is a high-quality growth company operating in medical imaging software, with a strong global footprint and a history of winning large contracts.

What stands out is the scalability of the business. It generates high margins and strong cash flow, which allows it to grow without the same level of capital intensity as many other healthcare companies.

Its valuation can look elevated at times, but I think that reflects the business' quality and growth potential. And with its shares down heavily over the past 12 months, I believe its valuation is the most attractive it has been in years.

For me, this is the type of ASX share that can drive long-term capital growth.

Aristocrat Leisure Ltd (ASX: ALL)

Aristocrat brings a combination of cash flow and growth. Its gaming business remains highly profitable, while its digital division continues to expand, providing exposure to a growing segment of the market.

What I find appealing is how the company has evolved. It is no longer just a traditional gaming manufacturer. It has built a broader platform that includes digital content and recurring revenue streams.

That diversification can support earnings growth over time.

Foolish Takeaway

If I were investing $15,000 in ASX shares today, I would be aiming for a mix of stability and growth.

I think Wesfarmers provides a reliable, high-quality foundation, Pro Medicus offers exposure to a scalable global healthcare business, and Aristocrat adds strong cash flow with an expanding digital growth engine.

Together, I think they could support a balanced portfolio that can perform over the long term.

The post How I'd invest $15,000 in ASX shares right now appeared first on The Motley Fool Australia.

In fact, consistently investing a modest amount like $300 per month into high-quality Australian shares can grow into something significant over time.

The key is patience, discipline, and allowing compounding to work its magic.

Here is how the numbers can stack up.

Building long-term wealth with ASX shares

If you invest $300 each month and achieve an average return of 10% per annum (not guaranteed but possible), your portfolio could grow materially over time.

After 10 years, you would have invested $36,000 and your portfolio could be worth approximately $60,000.

After 20 years, your total contributions of $72,000 could grow to around $220,000.

But the real magic happens over longer periods. After 30 years of consistent investing, that same $300 per month could grow into a portfolio worth roughly $625,000.

Push that out to around 35 years, and your portfolio could approach $1 million.

Turning investments into passive income

Once you have built a large enough portfolio, it can begin to generate meaningful passive income.

Using a 5% dividend yield as a simple guide, a $1 million portfolio could produce a second income of around $50,000 per year.

That is the long-term goal. And while it may take time, the pathway to getting there is surprisingly straightforward.

Let's find out how to do it.

Backing quality Australian shares

Achieving a 10% annual return from Australian shares is not guaranteed, but it is a reasonable long-term target when investing in high-quality businesses.

These are companies with strong market positions, reliable earnings, and the ability to grow over time.

Examples include ResMed Inc (ASX: RMD), which benefits from growing global demand for sleep health solutions, and Goodman Group (ASX: GMG), which is leveraged to long-term demand for logistics and data infrastructure.

More defensive names like Woolworths Group Ltd (ASX: WOW) and Wesfarmers Ltd (ASX: WES) can provide stability, while Telstra Group Ltd (ASX: TLS) offers income and exposure to essential infrastructure.

A portfolio built around these types of businesses has the potential to deliver steady returns over time.

Staying consistent is the key

The most important part of this strategy is consistency.

Markets will go through periods of volatility, and returns will not be smooth year to year. But by continuing to invest each month, you take advantage of market dips and avoid trying to time your entries.

Over time, this approach can help smooth out your returns and keep your portfolio growing.

The long-term payoff

Turning $300 a month into a $50,000 annual income is not something that happens overnight.

But with a long-term mindset, a focus on quality, and a commitment to regular investing, it becomes an achievable goal.

The earlier you start, the easier it becomes.

The post How to invest $300 a month in Australian shares to target a $50,000 annual second income appeared first on The Motley Fool Australia.

It's welcome news for investors after the retail conglomerate fell out of favour this year. The leading Australian blue-chip company has been smashed by global volatility.

After initially climbing 9% through the first few weeks of the year, Wesfarmers shares have crashed nearly 18% through to early April.

While the shares have climbed higher again today, they're still down 5.7% for the year to date and 12.7% lower than six months ago.

The sell-off of such a major blue-chip ASX stock prompts the question, why is everyone selling their Wesfarmers shares?

1. Inflation concerns

Concern about inflation rates and the rising cost of living has smashed the retail giant's shares recently. Higher food, fuel, rent, and mortgage costs for an undetermined amount of time mean consumers are tightening their spending habits and cutting back on discretionary spending. 

While Wesfarmers has broad retail operations across several markets, its key subsidiaries include household names such as Bunnings Warehouse, Kmart Australia, Officeworks, and Priceline.

Lower sales volumes across discretionary businesses translate to a weaker outlook. And that can dampen investor confidence.

2. Its latest results missed expectations

The blue-chip company posted its H1 FY26 results in mid-February, where it revealed a 3.1% increase in revenue, a 9.3% hike in NPAT, and an 8.4% rise in EBIT. It also announced a 7.4% increase in its fully-franked interim dividend.

On paper, the result looks good, but investors weren't impressed, and many quickly sold up their shares. By the end of the day, the stock had tumbled 5.6%, and it kept going through to late March.

3. Concerns that share price growth has peaked

Analysts are mostly bearish on Wesfarmers shares. TradingView data shows that seven out of 16 analysts have a sell or strong sell rating on the stock, and another seven have a hold rating. 

The average target price, however, is $80.36, which implies a 4% upside at the time of writing. 

4. Profit talking after a share price rally

While there are several reasons that investors could have fallen out of favour with Wesfarmers shares, it's also possible that a lot of this year's sales are down to investors taking their gains off the table after a strong rally. 

The company's shares spiked to $89.25 in mid-Feb, up 9.2% over the first six weeks of the year.

5. Market-wide rotation

Looking more broadly, the Australian sharemarket has undergone a broad-based sell-off and rotation over the past couple of months after market volatility and concerns about the US-Iran war worried stressed-out investors. 

There was an overall shift from retail-heavy stocks like Wesfarmers into energy and defensive assets in order to ward off some volatility. 

The post Why is everyone selling Wesfarmers shares? appeared first on The Motley Fool Australia.

After a period of volatility driven by rising oil prices and geopolitical tension, the agreement on a ceasefire between the US and Iran has helped ease some of that pressure. 

Oil prices have pulled back and equities have responded, with the ASX pushing higher as risk appetite returns.

That kind of environment can create opportunities and here are five ASX 200 shares I would be looking at as the market rebounds.

Wesfarmers Ltd (ASX: WES)

Wesfarmers is one of the more dependable shares on the ASX 200.

What I like here is the consistency across its portfolio. Bunnings continues to perform well, Kmart's value positioning remains strong, and the broader group has shown it can grow earnings even in a mixed environment.

As sentiment improves, I think shares like Wesfarmers can quietly keep compounding.

It may not be the most exciting stock in a rebound, but it is one I would feel comfortable owning through different market cycles.

Hub24 Ltd (ASX: HUB)

Hub24 is another ASX 200 share I'd buy as the market rebounds.

It operates an investment platform used by financial advisers to manage client portfolios, which puts it at the centre of a growing part of the wealth management industry.

What stands out to me is how embedded these platforms become once advisers and their clients are onboarded. That tends to create a sticky and steadily growing base of funds under administration.

As confidence returns, I think there is also potential for renewed inflows as investors re-engage with markets.

For me, it is the combination of structural industry growth, recurring revenue, and operating leverage that makes Hub24 an appealing long-term opportunity.

Codan Ltd (ASX: CDA)

Codan brings exposure to a different set of themes.

Its communications and defence-related technologies, including links to drone and counter-drone systems, place it within an area that is seeing increasing global demand.

Governments and organisations are continuing to invest in security and communications capabilities, and Codan is positioned within that ecosystem.

That combination of underlying demand and improving sentiment is interesting to me.

WiseTech Global Ltd (ASX: WTC)

WiseTech is one of the more polarising shares on the ASX 200 right now.

The share price has pulled back significantly, and concerns around AI disruption, acquisition integration, and business model changes have weighed on sentiment.

But when I look at the business, I still see a company building out a global logistics platform with strong long-term potential.

As the market rebounds, I think there is scope for sentiment to stabilise.

If the company can continue to execute and demonstrate progress, even modestly, that could support a recovery over time.

Breville Group Ltd (ASX: BRG)

Breville adds a consumer-facing growth angle.

What I like here is the global expansion story. The company continues to grow through new product development and increasing its presence in international markets.

Its premium positioning also appears to be holding up, even in a more cautious consumer environment.

As conditions improve, I think businesses with strong brands and global reach can benefit from a recovery in spending and sentiment. Breville ticks these boxes.

Foolish takeaway

Market rebounds can feel encouraging, but I think it is important to stay focused on the underlying businesses.

Wesfarmers offers consistency, Hub24 provides platform-driven growth, Codan brings exposure to defence and communications, WiseTech represents long-term software potential, and Breville continues to expand globally.

They are very different companies, but each has drivers that go beyond short-term market moves.

The post 5 ASX 200 shares I'd buy as the share market rebounds appeared first on The Motley Fool Australia.

Instead of guessing which companies will win, you can build a diversified, low-maintenance portfolio in minutes. For beginners, that's a powerful way to invest with confidence over the long term.

If you're aiming for a balanced, defensive mix of Aussie and global exposure, these three ASX ETFs could be ideal "set and forget" options.

Vanguard MSCI Index International Shares ETF (ASX: VGS)

This ASX ETF gives you instant exposure to hundreds of large companies across developed markets like the US, Europe, and Japan. That global diversification is a huge strength, as you're not relying solely on the Australian economy.

It also taps into powerful long-term growth trends across industries. Key holdings include NVIDIA Corp (NASDAQ: NVDA), Alphabet Inc (NASDAQ: GOOG), and Johnson & Johnson (NYSE: JNJ).

The main risk? Currency fluctuations and market volatility. But over a 10-year horizon, global diversification can be a major advantage.

BetaShares Australia 200 ETF (ASX: A200)

This ASX ETF tracks the top 200 companies on the ASX, offering broad exposure to the Australian market at a very low cost. It's a simple way to gain access to dividends, franking credits, and the strength of local blue chips.

Its holdings span multiple sectors, including companies like Wesfarmers Ltd (ASX: WES), CSL Ltd (ASX: CSL), and Macquarie Group Ltd (ASX: MQG).

The risk here is concentration. The Australian market is heavily weighted toward financials and resources. But paired with global exposure, it works well in a balanced portfolio.

iShares Core Composite Bond ETF (ASX: IAF)

This ETF invests in a diversified basket of Australian government and high-quality corporate bonds. It won't deliver explosive growth, but that's not the point.

IAF helps smooth out volatility and provides more stable income, especially during market downturns.

Its holdings include Australian Government bonds and debt issued by major institutions like Westpac Banking Corp (ASX: WBC) and ANZ Group Holdings Ltd (ASX: ANZ).

The trade-off is lower returns compared to shares, and sensitivity to interest rate movements.

Foolish Takeaway

These three ASX ETFs offer a powerful combination: global growth (VGS), Australian income and stability (A200), and defensive protection (IAF).

For new investors, that's a simple, diversified portfolio you can build today, and potentially hold for the next decade with confidence.

All three ASX ETFs are also highly cost-effective options. The Vanguard ETF VGS charges a low management fee of around 0.18% per year, while the BetaShares Australia 200 ETF is even cheaper at approximately 0.04%. And the iShares Core Composite Bond ETF costs about 0.10% annually.

The post New to investing? 3 ASX ETFs to set and forget for 10 years appeared first on The Motley Fool Australia.

It's rare for the ASX blue-chip share to fall more than 20% from a peak to trough.

Of course, the market pessimism makes sense right now – the Middle East is still a volatile situation, fuel prices have soared, inflation in some categories have jumped and the prospect of rising interest rates has significantly increased.

For a number of reasons, I think this is an appealing time to look at the owner of Bunnings, Kmart, Officeworks, Priceline and WesCEF (chemicals, energy and fertiliser).

ASX dividend stock credentials

One of the main things I like to see when it comes to a compelling passive income idea is growing payouts. Inflation is a negative for the value of a dollar, so I want to see growth over time to offset that effect.

Plus, I'd like to feel wealthier over time, so payouts that rise will help more money hit my bank account.

Wesfarmers has delivered regular dividend growth for investors over the last several years. Its payout has grown each year since 2020 after it split off the Coles Group Ltd (ASX: COL) business.

In the FY26 half-year result, Wesfarmers' board of directors hiked the interim dividend by 7.4% to $1.02 per share. That was comfortably above the rate of inflation, highlighting the strength of the company's ability to grow its dividend (alongside net profit growth).

One of Wesfarmers' stated goals is to increase its dividend for shareholders over time, alongside earnings growth.

According to the forecast on Commsec, the business is projected to pay an annual dividend per share of $2.16. That translates into a grossed-up dividend yield of 4.2%, including franking credits, at the time of writing.

Great time to invest

This is close to the best price that Australians can buy Wesfarmers shares in 2026, and also since mid-April 2025.

The lower the share price, the better the dividend yield and the lower the price/earnings (P/E) ratio.

This ASX dividend stock operates both Kmart Group and Bunnings Group, which both aim to provide consumers with great product prices. At times when households are feeling a financial pinch, this could see both businesses experience stronger demand and capture market share – that's what happened a few years ago and it could happen again.

Additionally, the WesCEF business could see increased earnings during this period if commodity prices stay elevated for an extended period.

So, not only is the Wesfarmers share price lower, but there's a good chance that the ASX dividend stock's profit couldgrow during this period.

At the current valuation and using the current forecast on Commsec, the Wesfarmers share price is valued at less than 27x FY27's estimated earnings. I think it's a good valuation to be greedy in buying shares of this business.

The post 1 ASX dividend stock down 22% I'd buy right now appeared first on The Motley Fool Australia.

Interestingly, the ASX 200 is one of the most concentrated developed-market indices on the planet.

According to VanEck, the top 5 securities account for 33% of Australia's benchmark index. 

This means that when these companies rise or fall, they can heavily influence the broader performance of the ASX 200. 

In the month of March, the ASX 200 index fell almost 8%. 

This was the largest single-month fall in some time, heavily influenced by the conflict in the Middle East. 

Let's look at how some of the largest blue-chip shares performed during this month.

Commonwealth Bank of Australia (ASX: CBA)

CBA is Australia's largest company and largest bank.

The performance of CBA shares strongly influences many other equities, including financial and ASX 200 tracking ETFs.

Out of the big four bank shares, CBA was the best to own during the month of March. 

CBA shares finished trading in February at $174.62 and finished March at $167.70 each. 

In total, that was a 4.0% fall in March, significantly outperforming the 7.8% loss posted by the benchmark index.

The Motley Fool's Bronwyn Allen reported last week that CBA has drawn bull rally predictions from experts recently. 

The report suggested CBA shares could rally to as high as $190 each. 

This suggests that the recent pull back could be an attractive entry point for those seeking exposure to the blue-chip stock. 

BHP Group Ltd (ASX: BHP)

BHP is Australia's largest blue-chip mining company, and is among the world's top producers of major commodities including iron ore, copper, and metallurgical coal.

It was hit hard during the month of March, falling approximately 15%. 

The blue-chip company remains up 12% year to date, and has drawn positive outlooks from experts following March's sell-off. 

Remo Greco from Sanlam Private Wealth has a buy rating on BHP shares.

In a note (via The Bull), he said the current volatility presents investors with an opportunity to buy this global miner at attractive prices.

Wesfarmers Ltd (ASX: WES)

Wesfarmers is Australia's largest blue-chip consumer discretionary company.

Its subsidiaries include household names such as Bunnings Warehouse, Kmart Australia, Officeworks, Priceline, and more.

Wesfarmers shares also underperformed across the month of March, falling approximately 9%. 

Despite this fallback, Wesfarmers remains a strong defensive option for investors expecting more volatility this year. 

How to target ASX blue-chip shares

For investors trying to hone in on ASX blue-chip shares, a viable option is the iShares S&P/ASX 20 ETF (ASX: ILC). 

It is designed to track the performance of the 20 largest Australian securities listed on the ASX. 

This includes the three companies listed above, as well as other banking and mining giants. 

It has outperformed Australia's benchmark index so far in 2026, rising 4% compared to a 1.7% fall for the ASX 200. 

The post How did these ASX blue-chip shares perform in March? appeared first on The Motley Fool Australia.

We have all been there. There are thousands of listed companies, constant news flow, and no shortage of opinions about what to buy.

When I think about beginner investors, I try to keep things simple. Focus on businesses that are proven, easy to understand, and have a track record of delivering over time.

Here are three ASX shares that I think fit that description.

Wesfarmers Ltd (ASX: WES)

Wesfarmers is one of the clearest examples of a high-quality Australian business.

It owns well-known consumer brands like Bunnings, Officeworks, and Kmart, which generate consistent earnings and strong cash flow. These are businesses that people interact with regularly, which makes them easier to understand as an investor.

But what I like most is management's track record. Wesfarmers has shown over many years that it can allocate capital effectively, whether that is investing in existing divisions, expanding into new areas, or exiting businesses that no longer fit.

For a beginner, I think that kind of consistency and discipline is valuable from an ASX share.

ResMed Inc. (ASX: RMD)

ResMed offers something different. This is a global healthcare company focused on sleep and respiratory conditions, particularly sleep apnoea.

The opportunity here is large and long term. Millions of people around the world remain undiagnosed or untreated, and trends like ageing populations and increasing awareness of sleep health continue to support demand.

What stands out to me is how the business combines growth with quality. It is not just expanding. It is doing so with strong margins, solid cash flow, and a growing digital ecosystem that connects patients and providers.

For beginners, I think ResMed introduces exposure to global growth in a relatively understandable way.

Hub24 Ltd (ASX: HUB)

Hub24 brings in a different type of growth again. It operates a platform used by financial advisers to manage client investments. This is part of a broader shift toward digital wealth management.

The key driver here is scale. As more advisers use the platform and more client funds are added, the business can grow revenue while spreading its costs across a larger base.

That creates the potential for strong earnings growth over time.

It is a bit more complex than a retailer or healthcare company, but the core idea is straightforward. It is a platform that becomes more valuable as more money flows through it.

Foolish takeaway

For beginner investors, I think the goal should be to start with quality and keep things manageable.

I think Wesfarmers offers stability and a proven business model, ResMed provides exposure to long-term healthcare growth, and Hub24 adds a platform-driven growth story tied to structural changes in financial services.

Overall, I think they could be suitable starting points for a long-term portfolio.

The post 3 quality ASX shares to buy for a beginner investor appeared first on The Motley Fool Australia.

When markets become volatile and the outlook is less clear, many investors start looking for businesses that can deliver more consistent earnings. These are often referred to as defensive shares, and they tend to hold up better when conditions are challenging.

The key is finding companies with resilient demand, strong market positions, and reliable cash flow.

Here are three ASX defensive shares that could be worth considering.

APA Group (ASX: APA)

The first ASX share that could be a defensive option is APA Group.

APA operates energy infrastructure assets, including gas pipelines and storage facilities, which are critical to Australia's energy network. These assets are not easily replaced and are essential for transporting energy across the country.

What makes APA particularly defensive is its revenue model. Much of its income is derived from long-term contracts, which provides a high level of visibility over future cash flow.

In uncertain markets, that kind of predictability can be valuable. It allows the company to generate steady earnings and support its dividend payments, even when broader economic conditions are uneven.

Wesfarmers Ltd (ASX: WES)

Another ASX share that could be a defensive pick is Wesfarmers.

Wesfarmers owns a portfolio of well-known retail businesses, including Bunnings, Kmart, and Officeworks. These brands have strong positions in their respective markets and benefit from consistent customer demand.

Bunnings, in particular, is a standout. Its focus on home improvement and trade customers provides a relatively stable earnings base, supported by both DIY activity and ongoing housing-related demand.

Wesfarmers also has a strong balance sheet and a track record of disciplined capital allocation. This gives it flexibility to invest, manage costs, and return capital to shareholders over time.

Woolworths Group Ltd (ASX: WOW)

A third ASX share that could be a defensive option is Woolworths.

As Australia's largest supermarket operator, Woolworths benefits from the non-discretionary nature of grocery spending. Regardless of economic conditions, consumers still need to buy food and everyday essentials.

Another positive is that after a tough period, recent results have shown that the company is making progress on its strategy, with improving customer metrics and stabilising market share. This suggests it is strengthening its position in a highly competitive environment.

With its scale, strong cash flow, and focus on value for customers, Woolworths remains well placed to deliver relatively stable earnings even when markets are uncertain.

The post 3 ASX defensive shares to buy in uncertain markets appeared first on The Motley Fool Australia.

Global volatility and concern about inflation rates and the rising cost of living has smashed the retail giant's shares recently. After initially climbing 9% through the first few weeks of the year, Wesfarmers shares have crashed nearly 18% since mid-February.

Now, Wesfarmers shares are down 10% for the year-to-date and 0.3% lower than 12 months ago.

For context, the S&P/ASX 200 Index (ASX: XJO) is 0.6% lower year to date and 9.3% higher over the year.

It's clear Wesfarmers shares have come off the boil recently as Australians tighten their purse strings and prepare for ongoing instability.

But I still think there are compelling reasons why investors should buy into the stock. Here are three of them.

1. Wesfarmers is a high-quality blue chip stock

Wesfarmers is a leading Australian blue-chip company. The business is the 6th largest company listed on the ASX with a market cap of around $823 billion. It is well-established, and financially sound with a history of reliable growth and stability.

The diversified company has broad retail operations in home improvement and outdoor living, apparel, general merchandise, office supplies, health and wellbeing. It also has a health division, and an industrials division with businesses in chemicals, energy and fertilisers, and industrial and safety products.

Wesfarmers subsidiaries include household names such as Bunnings Warehouse, Kmart Australia, Officeworks, Priceline, and more.

2. The business has had consistent earnings growth

Wesfarmers has demonstrated consistent, long-term net profit growth and a track record of delivering solid earnings despite challenging economic conditions.

For the first half of FY26, the conglomerate posted a 9.3% increase in NPAT, to $1.6 billion.

And while the company acknowledges that inflation and higher operating expenses could remain as headwinds going forward, it is confident that earnings growth will continue.

Analysts at UBS think that Wesfarmers could achieve $2.86 billion in net profit in FY26. The broker forecasts earnings to keep climbing in FY27 and beyond. It expects $3.07 billion in net profit in FY27, $3.1 billion in FY28 and a hike to $4 billion by FY30. That implies Wesfarmers earnings could jump 40% between FY26 to FY30. 

3. Wesfarmers shares offer a reliable passive income

The retail conglomerate is well-known for its reliable and consistent passive income payment. In February, the Kmart and Bunnings owner declared a fully franked interim dividend of $1.02 per share, up 7.4%.

And as the company's earnings climb, its payout is expected to rise too.

UBS predicts that the business could deliver an annual dividend per share for FY26 of $2.13. 

The broker expects Wesfarmers to pay an annual dividend per share of $2.31 in FY27 and $2.56 in FY28. By FY30, the broker expects the dividend to hike to $3 per share. That would be a 41% increase from FY26. 

The post 3 reasons to buy Wesfarmers shares today appeared first on The Motley Fool Australia.

Between escalating global conflict, rising interest rates, AI disruption fears, and ongoing investor jitters, markets have been anything but steady.

But while some blue chips have struggled, others have thrived — proving it's not all doom and gloom.

Here's how five of the top ASX shares are tracking and what could come next.

Commonwealth Bank of Australia (ASX: CBA)

Starting with Commonwealth Bank of Australia, the banking giant is up 4.4% year to date but has slipped 5.3% over the past month.

CBA continues to benefit from its dominant market position and strong margins, but pressure is building from slowing credit growth and competition.

Still, its defensive earnings profile and consistent dividends should help it weather ongoing volatility, with analysts generally maintaining hold to modestly positive outlooks.

BHP Group Ltd (ASX: BHP)

Next is BHP Group, which is up 10.7% in 2026 but down 11.5% over the past month. Commodity price swings — particularly in iron ore — have driven recent weakness.

However, BHP's low-cost operations and exposure to future-facing commodities like copper position it well for the long term.

Many analysts remain constructive, pointing to its strong balance sheet and resilient cash flow.

Wesfarmers Ltd (ASX: WES)

This ASX share has had a tougher run, down 8.9% year to date and 10% over the past month. Retail weakness and cautious consumer spending have weighed on sentiment.

Even so, Wesfarmers' diversified portfolio, including Bunnings and Kmart, provides stability, and its track record of capital management keeps analysts broadly supportive despite near-term headwinds.

CSL Ltd (ASX: CSL)

It's also been a challenging period for CSL Limited. The healthcare giant is down 18.9% in 2026 and 3.6% over the past month.

 Softer earnings and margin pressure have hit the share price, but CSL's core strengths remain intact.

Demand for its life-saving therapies is resilient, and analysts continue to back a recovery, with many maintaining buy ratings and highlighting long-term growth potential.

Woodside Energy Group Ltd (ASX: WDS)

Finally, Woodside Energy Group has been the standout performer. The energy giant is up a remarkable 48% year to date and 25% over the past month, benefiting from rising oil and gas prices amid global conflict.

Woodside's strong cash generation and leverage to energy markets have driven gains, and if geopolitical tensions persist, the $66 billion ASX share could continue to outperform — though volatility remains a key risk.

Foolish Takeaway

The bottom line? 2026 has already delivered sharp swings for some heavyweight ASX shares. But while some sectors are under pressure, others are thriving.

For investors, it's a reminder that even in uncertain markets, opportunity is never far away.

The post How are these 5 ASX share giants really tracking in 2026? appeared first on The Motley Fool Australia.

You look back and wonder if you should have started earlier. Maybe life was busy with career, family, or other priorities. And now, with retirement starting to feel less abstract, the idea of investing can come with a sense of urgency.

But I do not think starting in your 40s is too late.

In fact, it can be one of the most practical and purposeful times to begin.

You may be more prepared than you realise

By your 40s, your financial position has often matured in ways that can support investing.

Income may be stronger or more stable. Expenses, while still significant, are usually better understood. There is often a clearer sense of long-term goals, whether that is retirement, supporting family, or building financial independence.

That clarity matters.

Because successful investing is not just about time. It is about making consistent decisions and sticking with a plan. Starting in your 40s with a defined strategy can be far more effective than starting earlier without direction.

You still have meaningful time to compound

One of the biggest misconceptions is that investing only works if you start very young.

Time certainly helps, but your 40s still offer a meaningful runway.

Even 15 to 25 years of compounding can have a significant impact, particularly if you are investing regularly and reinvesting returns along the way.

At this stage, the focus may shift slightly. Rather than relying purely on time, contributions and discipline can play a larger role in building wealth.

The key is not trying to catch up overnight.

It is about steadily building from where you are today.

A balanced ASX share portfolio

If I were starting in my 40s, I would likely think carefully about balance.

That might include a core allocation to a broad market exchange-traded fund (ETF) such as the iShares S&P 500 AUD ETF (ASX: IVV) or the Vanguard Australian Shares Index ETF (ASX: VAS), providing exposure to a wide range of US and Australian shares.

Around that, I would consider adding a handful of high-quality businesses with the potential to grow over time. Companies like CSL Ltd (ASX: CSL) or Wesfarmers Ltd (ASX: WES) could offer a mix of resilience and long-term growth, although the right mix will always depend on individual circumstances.

The goal is to build a portfolio you can stay invested in through different market conditions.

Avoid focusing on what you did not do

It is easy to dwell on the past. But investing is not about when you should have started. It is about what you do next.

Comparing yourself to others rarely helps. Everyone's financial journey is different, shaped by different opportunities and responsibilities.

What matters now is putting a plan in place and following through.

Foolish takeaway

Starting to invest in ASX shares in your 40s is not too late. You may actually be in a strong position, with clearer goals, greater financial awareness, and the ability to invest with purpose.

There is still time to build wealth, generate income, and benefit from compounding. From my perspective, the most important step is not looking back. It is getting started today and staying consistent from here.

The post Is it too late to start investing in ASX shares in your 40s? appeared first on The Motley Fool Australia.

Not in a reactive way, but in a deliberate one.

For me, April feels like a good time to focus on quality. Businesses with strong market positions, proven track records, and the ability to keep growing over time.

If I am looking at blue-chip ASX 200 shares right now, these are three that stand out to me.

REA Group Ltd (ASX: REA)

REA Group is one of those businesses that I think quietly dominates its space.

Its realestate.com.au platform has become the go-to destination for property listings in Australia. That kind of market leadership is incredibly valuable.

What I find particularly compelling is its pricing power.

As long as agents and vendors want visibility for their listings, REA remains a critical channel. That gives it the ability to grow revenue even in more subdued property markets.

Of course, the housing cycle does matter. Listings volumes can fluctuate depending on market conditions. But over the long term, I believe the structural shift toward online property advertising has firmly played into REA's hands.

For me, it is a high-quality digital platform with strong margins and a long runway.

Breville Group Ltd (ASX: BRG)

Breville is another blue-chip ASX 200 stock I'd buy in April.

What stands out to me is its ability to grow globally while maintaining a strong focus on product quality and innovation.

It is not trying to compete on price. Instead, it is building a reputation around well-designed, high-end appliances, particularly in categories like coffee and kitchen products.

I also like the way it continues to expand into new markets.

Growth in regions such as the US, Europe, and parts of Asia suggests to me that the brand still has plenty of room to scale internationally.

There will always be some cyclicality in consumer spending. But I think Breville's premium positioning gives it a level of resilience that not all discretionary companies have.

Wesfarmers Ltd (ASX: WES)

Wesfarmers is probably one of the most well-known blue-chip names on the ASX, and I think there is a good reason for that.

At its core, it is a diversified group with exposure to retail, industrial, and chemical businesses. But what really stands out to me is its management track record.

Over time, Wesfarmers has shown an ability to allocate capital effectively, whether that is through acquisitions, divestments, or reinvestment into existing businesses.

Retail brands like Bunnings continue to perform strongly, and I think they provide a solid earnings base.

On top of that, the company has demonstrated a willingness to evolve, which I believe is critical for long-term success.

For me, Wesfarmers represents a blend of stability and strategic flexibility.

Foolish takeaway

When I think about blue-chip ASX 200 shares to buy in April, I am looking for quality.

REA Group offers a dominant digital platform, Breville brings global brand growth, and Wesfarmers provides diversification backed by strong management.

Individually, I think each has the potential to deliver solid long-term returns. And in a market that has recently pulled back, I believe they are worth a closer look.

The post My best blue-chip ASX 200 buys for April appeared first on The Motley Fool Australia.

From low-cost local exposure to global growth leaders, here are five of the best ASX ETFs to consider today.

Vanguard Australian Shares Index ETF (ASX: VAS)

First up is this popular Vanguard ETF, which remains a go-to core holding for local market exposure. This fund tracks a broad basket of Australian shares and includes many of the ASX's biggest dividend payers like BHP Group Ltd (ASX: BHP) and Wesfarmers Ltd (ASX: WES).

If you want a reliable, set-and-forget foundation for your portfolio, VAS is hard to beat.

Vanguard MSCI Index International Shares ETF (ASX: VGS)

For global diversification, the ASX ETF stands out. It gives investors access to hundreds of companies across major developed markets, including the US, Europe, and Japan.

With names like Apple Inc (NASDAQ: AAPL) and Microsoft Corp (NASDAQ: MSFT) in the mix, it's a powerful way to tap into global growth trends. This fund remains one of the most popular ETFs and it helps reduce overexposure to Australian banks and miners.

BetaShares Australia 200 ETF (ASX: A200)

If keeping fees as low as possible is your priority, take a look at the BetaShares Australia 200 fund. The ASX ETF offers exposure to 200 of Australia's largest companies at one of the lowest management fees on the market.

Over the long term, those lower costs can make a meaningful difference to your returns. This BetaShares fund could be a low-cost alternative to VAS.

iShares S&P 500 ETF (ASX: IVV)

Want more direct exposure to the powerhouse US market? This index fund is a popular pick. It tracks the S&P 500, giving you access to 500 of America's largest companies.

With the US continuing to lead in innovation — particularly in tech and Artificial Intelligence — IVV offers a simple way to ride that wave.

VanEck MSCI International Quality ETF (ASX: QUAL)

Finally, for investors looking for a quality tilt, this VanEck fund is worth a look. It's great for investors who want Warren Buffett-style businesses globally.

This ETF focuses on high-quality global companies with strong balance sheets, stable earnings, and competitive advantages. It's a great option if you want to reduce risk while still staying invested in global equities.

Foolish Takeaway

The bottom line? You don't need to overcomplicate things.

A handful of high-quality ETFs like these can form the backbone of a strong, long-term portfolio — and April could be a great time to get started.

The post 5 of the best ASX ETFs to buy in April appeared first on The Motley Fool Australia.

I'm not sure if Warren Buffett has heard of Wesfarmers, but I'm sure most Aussies have heard of some of its main profit generators including Bunnings, Kmart, Officeworks and Priceline.

Wesfarmers owns other businesses such as Target, healthcare businesses (such as InstantScripts) and WesCEF (chemicals, energy and fertiliser), which includes lithium mining.

Warren Buffett hasn't told me whether he'd invest in Wesfarmers shares or not. But, I think there are a few aspects that make me believe it could be attractive to the legendary investor from Omaha.

Good return on equity

There are a variety of ways to judge the quality of a business, such as how fast its earnings are growing, the strength of its competitive advantages (economic moat) and how high its return on equity (ROE) is.

For me, the ROE is a very powerful profitability metric because it tells investors how much profit a business is making compared to how much shareholder money is retained within the business.

I think Warren Buffett would want to see that the business makes a good ROE, and it could continue improving even further into the future.

Wesfarmers reported that for the first six months of FY26, its ROE (excluding significant items) improved 150 basis points (1.50%) to 32.7%.

Wonderful company

I'd view the business as one of the highest-quality businesses on the ASX because of the great market position and brand recognition of Bunnings and Kmart.

I think these businesses are likely to keep increasing profits as they grow their store networks, expand their product ranges, increase online sales and benefit from improving scale benefits.

As an example of how wonderful these businesses are, in HY26 Bunnings Group achieved a return on capital (ROC) of 70.8% and Kmart Group delivered a ROC of 69.8%.

As Warren Buffett once said, he'd rather buy a wonderful company at a fair price than a fair company at a wonderful price.

According to the forecast on CMC Invest, the business is trading at 29x FY26's estimated earnings, at the time of writing. I'd call that a fair price for a wonderful company.

Compounding profit growth

One of the main reasons why I'd be happy to invest today – aside from the recent decline of the Wesfarmers share price – is the fact the company has a track record of delivering underlying profit growth most years.

Analysts are expecting net profit to continue growing in the next few years, which I think would be appealing to Warren Buffett.

According to the projection on CMC Invest, Wesfarmers is expected to see its earnings per share (EPS) climb to $2.52 in 2026, $2.80 in 2027 and $3.00 in FY28.

If Wesfarmers can grow its earnings by approximately 19% between FY26 and FY28, then this could be a very useful tailwind for the Wesfarmers share price in the longer-term.

The post Would Warren Buffett buy Wesfarmers shares? appeared first on The Motley Fool Australia.

But which ones?

Three that I rate as buys for smart investors are named below.

Qantas Airways Ltd (ASX: QAN)

Airlines aren't usually thought of as long-term growth plays, but Qantas is far from typical. I like the way it's reinvesting earnings into the fleet, which is driving efficiency, lowering maintenance costs, and opening up new long-range routes.

The airline delivered 9 new aircraft during the first half and is accelerating deliveries, with 30 more expected over the next 18 months.

That matters because capital-intensive industries like airlines often separate winners from average operators through asset quality and operational flexibility. Qantas' newer aircraft are cheaper to run and allow it to compete more effectively domestically and internationally.

The company also operates in a relatively rational market. Alongside Virgin Australia Holdings Ltd (ASX: VGN), Qantas benefits from a duopoly that supports healthier margins than in oversaturated global markets.

Domestic operations delivered $1.05 billion in underlying EBIT in the first half, up 14%, while its Loyalty division contributed $286 million, up 12%. Combined with the strong-performing Jetstar business, these give Qantas a strong foundation for sustainable profits.

Recent share price weakness has been influenced by surging oil prices, which are now around US$100 per barrel amid conflict in the Middle East. But I see this pullback as an opportunity rather than a red flag.

Wesfarmers Ltd (ASX: WES)

Wesfarmers is my quality pick. It's a diversified industrial group with solid operations across Bunnings, Kmart, WesCEF, and other subsidiaries. Its half-year results last month showed profit growth of over 9%, supported by strong sales and productivity improvements.

Bunnings continues to perform well despite subdued residential construction, and Kmart's everyday low-price model gives it a structural advantage. Meanwhile, WesCEF's lithium contribution is increasingly relevant as energy markets shift toward electrification.

I like businesses that can grow profit across different economic conditions, and Wesfarmers does exactly that.

For a $10,000 investment, it offers a combination of stability, quality, and optionality that complements more cyclical or high-growth investments.

ResMed Inc (ASX: RMD)

ResMed is a standout ASX 200 blue-chip share in healthcare. The medical device company addresses obstructive sleep apnoea, a condition affecting over a billion people globally, yet remains underpenetrated in many regions. That structural tailwind is enormous and long term.

Financially, ResMed is strong. Revenue for the December quarter hit US$1.4 billion, up 11% year on year, with gross margins expanding to 61.8%, and operating income up 18%.

The balance sheet is healthy, with US$715 million in net cash, providing flexibility for R&D, acquisitions, dividends, and buybacks.

What sets ResMed apart for me is its ecosystem approach. It's not just a device maker, it's a connected health platform. With tens of millions of patients linked to its cloud systems, ResMed benefits from data-driven network effects and switching costs.

Furthermore, innovation continues with new product rollouts and AI-enabled features like Smart Comfort, further strengthening the company's competitive moat.

Foolish Takeaway

With $10,000 to invest, I'd spread it across these three ASX 200 blue-chip shares to balance quality, growth, and structural advantages. 

Qantas offers cyclical exposure with a strong domestic franchise and long-term fleet upgrades. Wesfarmers provides stability, dividends, and optionality across diverse industrial businesses. ResMed gives exposure to a high-margin, underpenetrated global healthcare opportunity with structural tailwinds.

The post I think smart investors should buy these ASX 200 blue-chip shares with $10,000 appeared first on The Motley Fool Australia.

Here are three Vanguard exchange-traded funds (ETFs) I think are worth a closer look as we head into April.

Vanguard Diversified High Growth Index ETF (ASX: VDHG)

The Vanguard Diversified High Growth Index ETF is the kind of fund I think of as a set and forget option.

It bundles together multiple asset classes, including Australian shares, global equities, and fixed income, into a single investment.

What stands out to me is how it simplifies decision-making. Instead of choosing between regions or sectors, you're getting a pre-built portfolio that automatically rebalances over time.

In periods where markets are volatile, that structure can be useful. You're not trying to pick the exact winner. You're staying invested across everything.

Vanguard Australian Shares Index ETF (ASX: VAS)

The Vanguard Australian Shares Index ETF offers investors something more familiar.

It gives broad exposure to the Australian market, including banks like Commonwealth Bank of Australia (ASX: CBA), miners like BHP Group Ltd (ASX: BHP), and other large domestic businesses like Wesfarmers Ltd (ASX: WES).

This is particularly useful for income investors. The Australian market tends to offer higher dividend yields than many global markets, supported by franking credits. The VAS ETF captures this.

At the same time, it still provides exposure to companies that benefit from economic growth and commodity demand.

Overall, I think it's a simple way to anchor a portfolio in the local market while collecting income along the way.

Vanguard FTSE All-World ex-US Shares Index ETF (ASX: VEU)

The Vanguard FTSE All-World ex-US Shares Index ETF fills a gap that many portfolios overlook.

A lot of global investing ends up heavily concentrated in the United States. The VEU ETF deliberately excludes the US and instead provides exposure to Europe, Asia, and emerging markets.

That changes the mix. You're getting access to different economic cycles, currencies, and industries that don't always move in sync with the US.

In a world where diversification matters, I think that's an interesting angle to add.

Foolish takeaway

The VDHG, VAS, and VEU ETFs each serve a different purpose.

One simplifies everything into a single portfolio, one anchors you to the Australian market and its income, and one expands your reach beyond the US.

Together, I think they can complement each other and help build a more balanced portfolio.

The post 3 top Vanguard ETFs I would buy in April appeared first on The Motley Fool Australia.