Exchange-traded funds (ETFs) can be a simple way to start investing without having to choose individual shares.
Betashares has plenty of funds available on the ASX, but I think these three are among the best to consider for beginners.
Here is why.
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Betashares Diversified All Growth ETF (ASX: DHHF)
The DHHF ETF would be one of my first choices for someone who wants to keep things simple.
Rather than focusing on one country or sector, the fund invests across Australian and international shares.
That means a single investment can provide exposure to thousands of growth companies around the world.
I think this can be helpful for beginners because diversification is built into the fund. An investor does not need to decide how much money to put into Australian shares, US shares, or emerging markets and then continually rebalance everything themselves.
For someone investing with a long timeframe, I think the Betashares Diversified All Growth ETF offers a straightforward way to own a broad collection of businesses and benefit if global share markets grow over time.
Betashares Australia 200 ETF (ASX: A200)
The A200 ETF is another fund I think beginners could consider.
It tracks 200 of the largest stocks listed on the ASX, providing exposure to a large part of the Australian share market through a single investment.
That includes businesses operating across areas such as banking, resources, healthcare, telecommunications, retail, and technology.
I like how simple this makes investing, which is good for beginners. Instead of trying to decide which Australian shares will perform best, investors can own a broad selection and participate in the overall performance of the local market.
There is also an income angle. Many large Australian shares pay dividends, which means the fund can provide distributions alongside potential capital growth.
Betashares Global Quality Leaders ETF (ASX: QLTY)
For investors wanting more international exposure, I think the QLTY ETF is worth a look.
Rather than simply buying the world's largest stocks, the fund looks for businesses displaying characteristics such as strong profitability, relatively stable earnings, and healthy balance sheets.
I like that approach because it focuses on companies that have already demonstrated financial strength.
The portfolio also gives Australian investors access to businesses and industries that are not well represented on the ASX. That can provide another source of long-term growth while reducing reliance on the Australian market.
For a beginner looking internationally, I think the Betashares Global Quality Leaders ETF provides an easy way to invest in a collection of established global businesses.
Foolish takeaway
I think all three of these Betashares ETFs make investing relatively easy.
The DHHF ETF provides broad diversification in one fund, the A200 ETF offers exposure to the Australian share market, and the QLTY ETF focuses on financially strong global businesses.
Overall, for a beginner, I think the most important thing is choosing an investment that makes sense to them and that they would be comfortable holding through the inevitable ups and downs of the share market.
