If you are lucky enough to have $20,000 to invest in the share market, then it could be a good idea to consider some exchange traded funds (ETFs).
But which ones could be worth a closer look? Let's dig deeper into three ASX ETFs that could be top picks. Here's what they offer:

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iShares S&P 500 ETF (ASX: IVV)
The first ASX ETF to consider is the iShares S&P 500 ETF.
This fund tracks the famous S&P 500 Index, which includes 500 of the largest listed companies in the United States.
That gives investors access to some of the world's most successful businesses across technology, healthcare, financial services, consumer products, industrials, and other industries.
Among its holdings are the likes of Nvidia (NASDAQ: NVDA), Walmart (NASDAQ: WMT), McDonald's (NYSE: MCD), and Apple (NASDAQ: AAPL).
This could make it a great way to invest across the US market.
Betashares Global Quality Leaders ETF (ASX: QLTY)
Another ASX ETF that could be worth a closer look is the Betashares Global Quality Leaders ETF.
This fund invests in global companies that demonstrate strong quality characteristics.
That includes businesses with high profitability, healthy balance sheets, and relatively stable earnings.
This could be a sensible approach to long-term investing, particularly in the current environment.
Companies with strong financial positions can often keep investing for growth during difficult economic conditions. They may also be better placed to take advantage of opportunities when weaker competitors are struggling.
The Betashares Global Quality Leaders ETF offers exposure to a portfolio of companies selected for these characteristics across developed markets.
It was recently recommended by the team at Betashares.
Betashares Global Cash Flow Kings ETF (ASX: CFLO)
A final ASX ETF to consider for the $20,000 is the Betashares Global Cash Flow Kings ETF.
This fund focuses on global companies that generate strong free cash flow.
Free cash flow is the money a business has left after paying its operating expenses and capital expenditure.
It can be an important indicator of financial strength. Companies generating significant free cash flow have more flexibility to invest in growth, pay dividends, buy back shares, reduce debt, or make acquisitions.
That can be particularly valuable during periods when economic conditions are challenging.
For investors looking to build wealth over the next decade, it could be an attractive way to back companies with strong underlying financial characteristics. It was also recently recommended by analysts at Betashares.