Why Bapcor shares are falling today despite a powerful 14% rebound this week

Lenders have approved a temporary increase to the company's net leverage ratio covenant.

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Key points

  • Bapcor's lenders have approved a temporary increase to the company’s net leverage ratio covenant.
  • Under the revised terms, Bapcor’s debt covenant will temporarily rise from the current limit of 3x adjusted EBITDA to a new limit of 3.5x adjusted EBITDA.
  • The move gives Bapcor extra breathing room as it progresses its turnaround strategy.

Bapcor Ltd (ASX: BAP) shares are slipping around 2% today (as of the time of writing) after the company revealed that its lenders have approved a temporary increase to the company's net leverage ratio covenant, giving the automotive parts retailer extra breathing room as it progresses its turnaround strategy.

What did Bapcor announce?

Under the revised terms, Bapcor's debt covenant will temporarily rise from the current limit of 3x adjusted EBITDA to a new limit of 3.5x adjusted EBITDA.

This temporary increase will apply only for the 31 December 2025 and 30 June 2026 testing periods. The covenant will then revert to the previous 3x threshold. Management said the change reflects lenders' ongoing support for Bapcor's operational reset and financial recovery efforts.

CFO Kim Kerr noted that the move underscores the lending syndicate's confidence in the company's turnaround program and its ability to stabilise and rebuild performance.

While the market marked the stock slightly lower today, this announcement comes during an otherwise strong week for Bapcor shareholders. The stock is still up roughly 14% over the past five days following the news that Chris Wilesmith will become the company's new CEO in January. It's a leadership change that investors clearly welcomed.

Wilesmith's appointment was viewed as a credible catalyst for much-needed change after a turbulent period marked by profit downgrades, rising short interest, and operational missteps. A seasoned automotive and retail operator with experience at Supercheap Auto, Jaycar, and Mitre 10 New Zealand, Wilesmith brings deep sector expertise and a track record of operational discipline.

Today's covenant update, by contrast, is more of a housekeeping item. Although it points to ongoing financial pressure, it also indicates that lenders are aligned with Bapcor's recovery efforts and willing to offer temporary flexibility as the business restructures.

Foolish bottom line

For investors, the mixed reaction is understandable: the company still faces meaningful operational and financial challenges, yet the pieces for a reset are falling into place. Leadership change, lender support, and a clearer path to stabilisation suggest that this week's rally is a sign that confidence is beginning to rebuild.

Whether that optimism holds will depend on execution, but for now, Bapcor appears to be regaining the market's trust.

Motley Fool contributor Kevin Gandiya has no positions in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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