1 ASX dividend champion up 28% for lifetime income

This business could deliver ultra-long-term income.

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Key points

  • Wesfarmers, an ASX dividend share champion, has consistently grown its annual dividend over the past 15 years, with further increases projected by UBS for the coming years, making it an attractive option for passive income.
  • The impressive returns on capital from key subsidiaries like Bunnings and Kmart drive Wesfarmers' profitability, supporting dividend growth and suggesting strong future earnings potential. 
  • Wesfarmers' diverse operations, including chemicals, energy, and emerging sectors like lithium mining, provide flexibility and resilience, enhancing its potential as a long-term investment for passive income.

The ASX dividend share champion Wesfarmers Ltd (ASX: WES) has risen 28% in the past year and 90% in the last five years. I think it's a great buy for lifetime passive income.

Wesfarmers may not be a widely known name in Australia, but it's actually one of the largest businesses, with a market capitalisation of $102 billion.

The company is the owner of various Australian businesses you probably have heard of, including Bunnings, Kmart, Officeworks, Priceline, Target, Instantscripts, and plenty more.

The business has been listed for decades and has also paid a dividend for a long time. I believe the ASX dividend champion is one of the best options for Aussies wanting passive income.

Let's look at what makes it so appealing.

Dividend growth expected

For me, one of the most important things with an ASX dividend share champion is that the business is growing its payout.

Wesfarmers has a good track record of growing its annual dividend regularly over the past fifteen years, with expectations of further passive income growth in the coming years, thanks to the performance of the Wesfarmers businesses.

I'm expecting regular dividend growth over the rest of the decade, and the broker UBS has some specific forecasts for the payout.

UBS predicts that Wesfarmers could pay an annual dividend per share of $2.11 in FY26, $2.35 in FY27, $2.63 in FY28, $2.86 in FY29, and $3.17 in FY30.

Excellent businesses

The dividend isn't expected to grow by accident; it's being driven by the strength of excellent performance by Wesfarmers. I've written regularly over the last few years about the impressive return on capital (ROC) that Bunnings and Kmart achieve – they both delivered a ROC of over 67% in FY25.

Wesfarmers itself achieved an underlying return on equity (ROE) of 31.2% in FY25, suggesting future retained profit could deliver an excellent return.

Kmart and Bunnings are the key earnings generators for Wesfarmers, and so are essential for the dividend payments.

I'm optimistic that Wesfarmers' profit can continue rising in the years ahead because Bunnings and Kmart continue finding growth avenues (such as selling Anko products overseas).

Industry diversification

An underrated reason to like the ASX dividend share champion is that the business has the flexibility to invest in other areas. It already has a chemicals, energy and fertiliser (WesCEF) division, which includes lithium mining. The company also has an industrial and safety segment.

By having the potential to grow into other areas, it can future-proof itself if some industries become more attractive to invest in or others become less attractive to be involved in.

In 20 years, the Wesfarmers business portfolio could be quite different, which is one of the reasons why I think it's a pleasing long-term idea for passive income.

Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Wesfarmers. The Motley Fool Australia has recommended Wesfarmers. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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