Invest $5,000 in these top ASX dividend shares for passive income

Analysts are bullish on these shares. Let's see why.

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There are a lot of options for passive income investors to choose from on the Australian share market.

To narrow things down, let's take a look at two ASX dividend shares that analysts have recently tipped as buys.

Here's why they could be top picks for investors with $5,000 to put into the share market:

Collins Foods Ltd (ASX: CKF)

The first ASX dividend share that could be a buy according to analysts is Collins Foods.

Morgans is a fan of the KFC-focused quick service restaurant operator and was impressed with its FY 2025 results. It was also pleased to see management guiding to strong growth in FY 2026. It said:

CKF's FY25 result was materially better than expected with underlying NPAT 15% ahead of consensus mainly driven by stronger than guided margins. After a challenging 1H25, profitability materially improved in the 2H25 reflecting stronger SSS growth, cost deflation and operational efficiencies. Despite a weaker than expected trading update, CKF provided FY26 underlying NPAT guidance for low to mid-teens growth which was in line with consensus. […] In our view, CKF providing specific NPAT guidance this early in the year (for the first time) is a strong positive endorsement from management in the outlook.

As for dividends, Morgans is forecasting fully franked payouts of 27 cents per share in FY 2026 and then 31 cents per share in FY 2027. Based on its current share price of $9.26, this would mean dividend yields of 2.9% and 3.3%, respectively.

The broker currently has a buy rating and $10.10 price target on its shares.

Perpetual Ltd (ASX: PPT)

Financial services company Perpetual could be an ASX dividend share to buy now according to analysts at Bell Potter.

The broker believes that its transformation leaves it well-placed for a return to form and ultimately some big dividend payouts. Commenting on the company, it said:

Over the last few years PPT has taken heavy significant charges relating to the acquisition and integration (of Pendal, Barrow Hanley and Trillium), as well as the subsequent Strategic Review, separation program and Simplification Program. With the sale of WM, we anticipate that these charges will start to abate and that UPAT, will converge closer to NPAT and underlying cash generation.

We anticipate that the sale of the Wealth Management business will free resource within the company, reducing net debt, and lower interest costs which in turn should free cashflow for dividends and reinvestment in the business.

Speaking of which, Bell Potter is forecasting dividends per share of $1.25 in FY 2025 and then $1.42 in FY 2026. Based on its current share price of $21.75, this would mean dividend yields of 5.75% and 6.5%, respectively.

The broker has a buy rating and $23.00 price target on its shares.

Motley Fool contributor James Mickleboro has positions in Collins Foods. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has recommended Collins Foods. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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