Is the Telstra share price a buy for passive income?

These are the two main factors I'd look at.

| More on:
woman on phone

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More

The Telstra Group Ltd (ASX: TLS) share price has delivered a pleasing performance this year, rising by 21% in 2025. I don't know what will happen next with the share price, but the passive income could continue to be pleasing.

I regularly like to say that investors shouldn't invest in an ASX share solely based on the passive income. But, the dividend potential can be a key focus as long as the valuation makes sense too.

When it comes to dividends, there are two elements I'd keep in mind, starting with reliability.

Can the dividend be consistent?

There are some ASX dividend shares that are more vulnerable to economic shocks than others, such as ASX retail shares and ASX mining shares.

Other companies have defensive earnings because customers/clients/subscribers are likely to continue paying for the product or service even in a downturn.

Telstra's network and other businesses provide households and business customers with access to the internet, which seems integral these days.

Even if there is an economic downturn, I don't think Telstra's mobile earnings would noticeably suffer. With that in mind, I believe the ASX telco share's dividend can remain resilient for the foreseeable future. But, I wouldn't just want a flat dividend.

Will the passive income grow?

Dividends are not guaranteed to grow, indeed passive income payments are not guaranteed at all.

But if profit can rise, then the payout can grow too. There are multiple drivers for Telstra's bottom line, in my view.

First, Telstra's leading network is attracting tens of thousands of new subscribers every six months. This helps drive revenue and helps spread the cost of the network across more users, boosting margins.

Second, the company's market position is giving management the confidence to continue hiking prices for mobile users. This is helping the business increase its average revenue per user (ARPU), making each user more valuable.

Third, I'm expecting Telstra's profit margins to rise in the coming years as it becomes larger thanks to operating leverage.

In the HY25 result, the company reported total income growth of 0.9% and net profit for shareholders growth of 6.5%. This helped the dividend per share rise by 5.6%.

Is the Telstra share price a buy?

The broker UBS thinks Telstra could pay an annual dividend per share of 21 cents in FY26 and generate earnings per share (EPS) of 22 cents.

This means the business is valued at 22x FY26's estimated earnings with a possible grossed-up passive income yield of 6.1%, including franking credits.

UBS is expecting Telstra's EPS to grow by 32% between FY26 and FY29. I think it's one of the most attractive ASX blue-chip shares to buy for passive income, even if it's not as cheap as it was at the start of the year.

Motley Fool contributor Tristan Harrison has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended Telstra Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

More on Dividend Investing

Australian dollar notes in the pocket of a man's jeans, symbolising dividends.
Dividend Investing

Looking for strong dividend yields? Look no further than these energy stocks

While traditionally seen as growth stocks, many ASX-listed energy companies are paying healthy dividends at the moment.

Read more »

female in hard hat crosses fingers
Resources Shares

Will Mineral Resources shares resume dividends in 2026?

Mineral Resources hasn't paid a dividend since 1H FY24. Here's what the miner said about dividends recently.

Read more »

A man smiles as he holds bank notes in front of a laptop.
Dividend Investing

3 excellent Australian dividend shares to buy with $1,000

Let's see why these shares could be worth considering if you are an income investor.

Read more »

A golden egg with dividend cash flying out of it
Dividend Investing

A top Australian dividend stock with a 12% yield to buy in December 2025

Could you say no to a 12% yield?

Read more »

Happy couple enjoying ice cream in retirement.
Dividend Investing

3 ASX ETFs to buy for passive income in December

These funds could be top picks for income investors.

Read more »

Person handing out $50 notes, symbolising ex-dividend date.
Resources Shares

Own Rio Tinto shares? Here are the dividend dates for 2026

The ASX 200 iron ore major has released its corporate calendar for the new year.

Read more »

Different Australian dollar notes in the palm of two hands, symbolising dividends.
Dividend Investing

Are APA shares a good buy for passive income?

Passive income is every investor's dream.

Read more »

Happy young woman saving money in a piggy bank.
Dividend Investing

Brokers say buy these ASX stocks for 6% dividend yields in 2026

Analysts expect these buy-rated stocks to deliver big capital returns next year.

Read more »