Why this could be the best ASX dividend stock to buy today

There are few ideas that match this option for dividend investors.

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Owning ASX dividend stocks certainly comes with its advantages. Who wouldn't want to own an investment that pays great passive income each year?

The investment I want to highlight in this article has risen by around 90% over the past five years and has also provided strong dividends to shareholders.

That business is MFF Capital Investments Ltd (ASX: MFF). I've made it one of the largest positions in my portfolio for a few very good reasons. So, let's get into why it's a compelling idea.

Great ASX dividend stock credentials

The business has a goal of increasing its dividends for shareholders over time. It has been very successful with this goal over the last several years.

MFF has increased its annual ordinary dividend each year since 2017.

Pleasingly, it has increased the half-yearly dividend by 1 cent per share every six months, going back to October 2023. The latest two payments were 9 cents per share from the FY25 annual result and 8 cents per share with the FY25 half-year result.

If it continues this trend and declares a 10-cent per share dividend next month (February) and an 11-cent per share dividend in August, it will have a grossed-up dividend yield of around 6% this year, including franking credits. That would represent a year-over-year increase of 23%.

I'm expecting plenty of dividend growth in subsequent years because of the large profit reserve and good investment track record.

Excellent portfolio process

MFF has a fabulous track record of delivering long-term returns with its portfolio that is largely focused on high-quality global stocks.

The ASX dividend stock has had names like Visa, Mastercard, Alphabet, Amazon, and Microsoft in the portfolio for years. Recent investments include L1 Group Ltd (ASX: L1G) and KKR, which could be great ideas for the long term.

MFF targets great businesses with strong compounding potential with above-average prospects.

Some investments out there have a much larger risk of not working out than others, and MFF has a good track record of avoiding those sorts of duds, even if it means missing out on the occasional Nvidia-type business.

According to CMC Markets, MFF has delivered an average total shareholder return (TSR) of 18% per year over the last five years. I think that's a good proxy for its portfolio performance in that time.

It trades at a discount

Isn't it great when we go into a shop, and the item we want is cheaper than we expected? In my view, MFF is trading at a very appealing value.

Every week, MFF tells investors what its underlying value is with its pre-tax net tangible assets (NTA). At the time of writing, the MFF share price is trading at a 9% discount to the latest weekly NTA figure.

While the discount has been larger in the past, I think it's still a very attractive value to buy this ASX dividend stock.

Motley Fool contributor Tristan Harrison has positions in Mff Capital Investments. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Alphabet, Amazon, KKR, Mastercard, Microsoft, Nvidia, and Visa. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has recommended the following options: long January 2026 $395 calls on Microsoft and short January 2026 $405 calls on Microsoft. The Motley Fool Australia has recommended Alphabet, Amazon, Mastercard, Mff Capital Investments, Microsoft, Nvidia, and Visa. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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