NIB holdings updates investors on 1H26 one-off expenses and profit outlook

NIB holdings expects higher non-recurring expenses in 1H26 but says underlying profit remains on track.

| More on:
A female sharemarket analyst with red hair and wearing glasses looks at her computer screen watching share price movements.

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More

Key points

  • NIB Holdings reports $17 million in unexpected non-recurring expenses for 1H26, with underlying operating profit still expected to meet market expectations.
  • Higher one-off expenses are due to adjustments related to government rebates and levies, along with a non-cash impact from software amortisation tied to tech platform consolidation.
  • Looking forward, NIB aims to enhance efficiencies through tech streamlining and business model adjustments, with 1H26 results to be released on 23 February 2026; shares have risen 27% over the past year.

The NIB holdings Ltd (ASX: NIB) share price is in focus as the company flagged $17 million in non-recurring expenses for the first half of FY26, higher than the previous guidance, with underlying operating profit (UOP) still expected to meet expectations.

What did NIB holdings report?

  • Expected non-recurring cash expenses of around $17 million in 1H26, up from prior guidance
  • Non-cash expense of about $4.5 million for redundant software amortisation
  • FY25 one-off and non-recurring expenses totalled $21.5 million
  • Underlying operating profit (UOP) remains on track with previous expectations
  • Announcement of ongoing restructuring costs tied to productivity programs and strategic reviews

What else do investors need to know?

NIB attributed the higher one-off expenses mainly to historical adjustments on the Private Health Insurance Australian Government Rebate (AGR) and the NSW Hospital Insurance Levy (HIL). The company adjusted its claims and levy calculations following new clarification and legal decisions affecting the health insurance industry.

Additionally, a reduction in the value of previously acquired software—stemming from consolidation of NDIS-related businesses onto a unified technology platform—led to a one-off, non-cash hit to statutory profit. The group-wide productivity program and the ongoing strategic review of nib Travel will also contribute to non-recurring costs.

What's next for NIB holdings?

Looking ahead, NIB anticipates its 1H26 underlying operating profit will stay in line with market expectations, subject to outcomes from second quarter risk equalisation. The company is focusing on streamlining its technology and business models to drive efficiencies, including consolidating its NDIS businesses and continuing its review of the travel segment, with updates expected in FY26.

NIB is scheduled to release its full 1H26 results on 23 February 2026.

NIB holdings share price snapshot

Over the past 12 months, NIB Holdings shares have risen 27%, outperforming the S&P/ASX 200 Index (ASX: XJO) which has risen 5% over the same period.

View Original Announcement

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has positions in and has recommended NIB Holdings. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

More on Share Market News

a uranium-fuelled mushroom shaped cloud explosion surrounded by a circle of rainbow light with a symbol of an atom to one side of it.
Opinions

What's next for the best-performing ASX 200 stock of 2025?

This ASX stock boomed in 2026.

Read more »

Woman thinking in a supermarket.
Dividend Investing

I'd buy this ASX dividend stock in any market

This business is a great option for dividends.

Read more »

Two kids are selling big ideas from a lemonade stand on the side of the road for cheap!
Share Market News

After crashing 8% yesterday, should investors buy the dip on these ASX 200 stocks?

These stocks could be a bargain today.

Read more »

A woman is excited as she reads the latest rumour on her phone.
Share Market News

These ASX 200 stocks are already up 20-30% in 2026! Are they a must buy?

These stocks have captured tailwinds in two winning sectors.

Read more »

A young boy dressed in a suit and glasses that are too big for him sits at a desk and holds up a trophy representing the top 10 ASX shares today
Share Market News

These 3 ASX 200 shares led their sectors last year. Are they still good buys?

These stocks had the strongest capital growth within their sectors in 2025. Experts reveal their ratings for 2026.

Read more »

A young man talks tech on his phone while looking at a laptop. A financial graph is superimposed across the image.
Opinions

3 reasons Xero shares are a screaming buy right now

Here's what I expect from the tech stock this year.

Read more »

A woman smiles at the outlook she sees through binoculars.
Opinions

Why I look at past performance of ASX shares to help think about the future performance outlook

Past performance may well be helpful for judging how future performance will go.

Read more »

Contented looking man leans back in his chair at his desk and smiles.
Share Market News

5 things to watch on the ASX 200 on Wednesday

Here's what to expect on the Australian share market on hump day.

Read more »