For many Australians over 60, investing can feel like a balancing act. After decades of building wealth, the goal often shifts from chasing big returns to protecting capital and generating a comfortable income.
But what if you're not ready to give up on growth just yet?
Even in retirement or semi-retirement, keeping a portion of your portfolio invested in quality growth assets can make a big difference over time, especially when inflation and rising living costs slowly erode cash-based returns.
That's where exchange-traded funds (ETFs) can help.
ETFs offer simple diversification, global exposure, and the ability to own some of the world's best stocks with just a single trade. And for investors who still want their wealth to grow steadily, there are several standout options on the ASX right now.
Let's look at three excellent ETFs that could suit Australians over 60 who want to keep growing their nest egg while maintaining quality and balance.
Image source: Getty Images
Betashares Global Cash Flow Kings ETF (ASX: CFLO)
The Betashares Global Cash Flow Kings ETF gives investors exposure to some of the world's most profitable, financially sound stocks.
Its holdings include global heavyweights such as Visa (NYSE: V), Johnson & Johnson (NYSE: JNJ), and Nvidia (NASDAQ: NVDA). These are companies with durable business models, strong brands, and the discipline to convert earnings into cash rather than debt.
The Betashares Global Cash Flow Kings ETF doesn't chase short-term growth or dividends. Instead, it targets quality businesses capable of compounding wealth over time. This makes it particularly attractive for investors who want to protect their capital while still capturing long-term returns from some of the most financially resilient companies on the planet. It was recently recommended by analysts at Betashares.
iShares S&P 500 ETF (ASX: IVV)
Another ASX ETF for over 60s to consider is the iShares S&P 500 ETF. It remains one of the most effective and reliable ways to invest globally, providing exposure to the 500 largest listed stocks in the United States.
Its holdings include many of the world's best-known companies, such as Microsoft (NASDAQ: MSFT), Apple (NASDAQ: AAPL), Amazon (NASDAQ: AMZN), and Berkshire Hathaway (NYSE: BRK.B). These businesses have a proven track record of generating profits, reinvesting wisely, and growing shareholder value over decades.
For older investors who want to keep their portfolio globally diversified, this fund offers simplicity, scale, and exposure to many of the world's best stocks.
iShares Global Consumer Staples ETF (ASX: IXI)
The iShares Global Consumer Staples ETF is another ASX ETF to consider. It provides exposure to a defensive corner of the global market.
Its top holdings include Nestle (SWX: NESN), Procter & Gamble (NYSE: PG), Coca-Cola (NYSE: KO), and Walmart (NYSE: WMT). These are businesses that generate steady demand regardless of the economic climate.
Consumer staples stocks might not deliver explosive growth, but they offer consistency, stability, and pricing power. These are the kinds of businesses that keep growing through recessions and inflationary periods alike.
For Australians over 60, the iShares Global Consumer Staples ETF provides a balance of global diversification and defensive exposure, helping smooth out volatility while still participating in long-term equity growth.
