Down 30% from 52-week highs, is this ASX dividend stock a buy right now?

Is this company undervalued with guaranteed passive income?

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ASX dividend stocks can be smart targets for investors looking for passive income. 

It can be a double whammy when these dividend stocks also offer the upside of capital gains. 

One such stock that offers both could be AGL Energy Limited (ASX: AGL). 

The power company participates in the gas and electricity wholesale and retail markets.

Why is the stock price down?

In September 2024, AGL shares reached more than $12 each. 

Yesterday, the ASX dividend stock closed at $8.28, which is more than a 30% drop in that span. 

For context, the S&P/ASX 200 Utilities Index (ASX: XUJ) is up more than 14% in that same period. 

Operationally, the company dealt with lower coal plant availability due to planned and unplanned outages. 

Overall, it was a rough year for the utilities company financially, reporting

  • Underlying EBITDA: $2,010 million, down 9% from FY24
  • Underlying NPAT: $640 million, down 21% from FY24
  • Statutory loss after tax: $(98) million, including significant items

What's the upside?

Several brokers have identified this ASX dividend stock as one that has been oversold and now represents a value. 

Macquarie has a $10.91 price target on this ASX dividend stock following its FY25 results.

This indicates a potential rise of more than 31.77% over the next 12 months.

Broker Bell Potter is even more optimistic on AGL shares. 

The broker has an $11.00 price target, which indicates an upside of almost 33%. 

Let's not forget about the dividend 

The cherry on top of this undervalued stock is that it also offers a healthy dividend yield of 5.83%. 

In its FY25 report, the company announced a fully franked dividend of 25 cents per share. This meant the total dividends were 48 cents for the year. 

Although just a projection, broker UBS has estimated that in FY26, the business could pay an annual dividend per share of 62 cents.

The bottom line is that if this ASX dividend share rebounds to these estimates, investors would enjoy a 30% share price and a yield anywhere from 5% to 8%.

Motley Fool contributor Aaron Bell has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Macquarie Group. The Motley Fool Australia has positions in and has recommended Macquarie Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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