Own Xero shares? Here are 3 key takeaways from its AGM

What did the tech star unveil at its annual general meeting?

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Xero Ltd (ASX: XRO) shares were in focus on Thursday after the cloud accounting platform provider held its annual general meeting.

Three key takeaways from the event that could be important for shareholders are summarised below. Here's what they need to know:

Strong growth and profitability

Management spoke about its performance in FY 2025, highlighting that it achieved a Rule of 40 outcome of 44.3%. This is a metric used by high growth technology companies as an indicator of their ability to generate profitable revenue growth.

Commenting on this outcome, CEO Sukhinder Singh Cassidy told shareholders:

We're really pleased with our FY25 results, and in particular our ability to deliver strong financial outcomes while executing our strategy with focus and purpose. Revenue grew 23% to $2.103 billion year-on-year, with each of our large markets delivering macro-resilient strong revenue growth above 20%. Adjusted EBITDA of $641 million was up $114 million, or 22% on last year. Together the strong operating result and improved free cash flow generation resulted in a Rule of 40 outcome of 44.3%, up by 3.3 percentage points year-on-year.

Expanding in the U.S. with Melio

The AGM confirmed that Xero is betting big on the U.S. market. Its acquisition of Melio, a U.S. bill payments platform, gives it a stronger proposition to attract American small businesses and accelerate growth. Xero described the deal as a "step change" in its U.S. offering, one that could help it capture more of a global addressable market worth around $100 billion.

Xero's CEO, Sukhinder Singh Cassidy, explained the significance of this. She said:

[T]he combination is a powerful Strategic Fit for Xero: Acquiring Melio aligns with Xero's critical "3×3" strategy, and gives us a step change in our US proposition, scale, and monetisation. On Day 1 by bringing Melio and Xero together we will nearly triple our US revenues and ARPU, and this is before we pursue our combined ambitions.

Betting big on AI innovation

Artificial intelligence is another big theme for Xero. Its AI business companion, Just Ask Xero (JAX), has gone from concept to rollout in record time. Within a year, it moved from prototype to launch, and is now in beta across Xero's entire customer base.

Thodey said that AI will be a defining technology for the company in the future. He adds:

Artificial intelligence represents one of the next significant opportunities for Xero. We are already investing in the use of AI across our business. For our customers, the focus is on using AI to help them to use our products in more efficient ways. We are excited about our GenAI-powered smart business companion, Just Ask Xero — JAX — this will be a key focus at our upcoming Xerocon event in Brisbane in September, as we broaden its offering to help both small businesses and their advisors work more efficiently.

Adopting GenAI internally provides us with opportunities to increase our productivity and effectiveness. Importantly, AI allows our teams to focus on high impact work that adds tremendous value to Xero.

Foolish takeaway

From strong profitability to expansion in the U.S. and innovation in AI, Xero's AGM underlined why the company continues to be one of the ASX's standout growth stories.

Investors will now be watching to see whether these strategies can deliver on their full potential over the coming years.

Motley Fool contributor James Mickleboro has positions in Xero. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Xero. The Motley Fool Australia has positions in and has recommended Xero. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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