Putting a lump sum like $30,000 to work in the share market can feel like a big decision. But don't let that put you off.
One of the simplest ways to invest a large sum and reduce risk while still capturing strong long-term returns is through exchange traded funds (ETFs).
Rather than trying to pick individual winners, ETFs allow investors to gain exposure to entire markets, sectors, or strategies in a single trade.
With that in mind, here are three ASX ETFs that could be worth considering right now.
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Vanguard MSCI Index International Shares ETF (ASX: VGS)
The first ASX ETF that could be a core holding is the Vanguard MSCI Index International Shares ETF.
Instead of focusing on Australia, this fund gives investors exposure to a broad range of global companies across developed markets. This includes many of the world's largest and most influential businesses.
Its holdings span sectors such as technology, healthcare, financials, and consumer goods, providing diversification that is difficult to achieve with a handful of individual stocks.
For investors deploying $30,000, allocating a meaningful portion to a fund like the Vanguard MSCI Index International Shares ETF could form a strong foundation for long-term growth, while also reducing reliance on the Australian economy.
Betashares Nasdaq 100 ETF (ASX: NDQ)
Another ASX ETF to consider is the Betashares Nasdaq 100 ETF.
This fund focuses on the Nasdaq 100 index, which is heavily weighted towards leading technology and innovation-driven companies. This includes global giants such as Apple (NASDAQ: AAPL), Microsoft (NASDAQ: MSFT), and Nvidia (NASDAQ: NVDA).
What makes the Betashares Nasdaq 100 ETF particularly interesting is its exposure to businesses that are shaping the future of the global economy, from artificial intelligence to cloud computing and digital platforms.
While it can be more volatile than broader market ETFs, it offers strong growth potential for investors with a long-term mindset.
VanEck Morningstar Wide Moat ETF (ASX: MOAT)
A third ASX ETF that could complement a portfolio is the VanEck Morningstar Wide Moat ETF.
Rather than simply tracking a market index, this fund focuses on companies that are judged to have sustainable competitive advantages, or economic moats.
This approach aims to identify high-quality businesses that can maintain strong returns over time, while also being attractively valued.
The result is a portfolio that blends quality and value, offering a different return profile compared to traditional index funds.
