AMP share price down 5% in 2026 so far. Is there any upside ahead?

Here's what the experts think.

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The AMP Ltd (ASX: AMP) share price is 0.69% higher at the time of writing on Tuesday afternoon, at $1.74 a piece.

For the year-to-date, the AMP share price is down 4.81% and it is currently 1.02% below levels seen this time last year.

What happened to the AMP share price?

It's been a slow start for the Australian financial services company in 2026. Its shares slipped last week after news that a new CEO will take over the business spooked investors. 

Blair Vernon will take the reins as the company's new CEO and sitting CEO, while Alexis George will retire from her executive roles on the 30th of March. George has served as AMP's CEO since August 2021, overseeing a period of significant transformation and growth for the company.

AMP says the executive handover will be managed carefully to maintain stability and delivery of ongoing strategy. The board and new CEO will continue to focus on growth and customer outcomes as the company enters its next phase.

A formal search for AMP's new Chief Financial Officer is expected to begin soon. The company says all incentives and contractual arrangements for George's departure will proceed as previously disclosed.

The move has stirred up concerns about business uncertainty among investors. AMP has spent the past year or so reshaping its business after selling off its advice and insurance in August 2024. Its financial results have been patchy too. 

The fund manager released its third-quarter update in mid-October which saw its share price drop for the day. At the time, AMP revealed a 3.6% increase in total assets under management (AUM) to $159.5 billion. The increase was largely due to its platforms business, with net cash flows up 61.6%.

The superannuation & investments division experienced a net cash outflow of $214 million, which was much smaller than the $334 million lost in the prior corresponding period. Meanwhile, AMP's total loan book increased by 1.3%.

The wealth manager did not issue any guidance for the rest of the financial year.

AMP is expected to report its results next month, followed by an annual general meeting on the 10th of April.

Is there any upside ahead?

Analysts seem to think so. In fact, the team at Citi recently upgraded its rating on the financial services company to a buy. The broker said it thinks the current share price is a great buying opportunity for investors. 

The broker also said it believes that AMP might announce a capital return with its results next month. 

TradingView data shows that not all analysts are quite as optimistic. Out of 11 analysts, 7 have a hold rating on AMP shares. The remainder have a buy or strong buy rating.

However the average target price is $1.97 a piece, which implies a potential 12.76% upside, at the time of writing. And some think the share price could storm even higher. The maximum target price is $2.20, which implies a potential 25.71% upside for investors.

Citigroup is an advertising partner of Motley Fool Money. Motley Fool contributor Samantha Menzies has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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