Which of the big 4 ASX 200 bank stocks paid the most passive income in 2025?

Just how much passive income did the ASX 200 banks like CBA pay in 2025?

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The big four S&P/ASX 200 Index (ASX: XJO) bank stocks all offered investors solid passive income payouts in calendar year 2025.

But which of the banks delivered the best payments?

I'm glad you asked!

How did the passive income from ANZ shares stack up with CBA shares

Kicking off with the biggest of the ASX 200 bank stocks, Commonwealth Bank of Australia (ASX: CBA) paid out a record amount of passive income in 2025.

Eligible investors will have received the fully franked interim CBA dividend of $2.25 a share on 28 March. CBA paid out the final dividend of $2.60 a share on 29 September.

That equates to a total dividend payout of $4.85 a share.

Now CBA shares are also the most expensive among the big four banks.

At the current CBA share price of $154.40, the stock trades on a fully franked trailing dividend yield of 3.1%.

Moving on to ANZ Group Holdings Ltd (ASX: ANZ), the bank's 2025 passive income payouts matched what it paid in 2024. Both 2025 dividends were franked at 70%.

ANZ paid an interim dividend of 83 cents a share on 1 July. And the ASX 200 bank stock paid out its final dividend, also 83 cents a share, on 19 December.

That equates to a full year payout of $1.66 share.

While that's a lower payment per share than CBA, at the current ANZ share price of $35.43, the bank stock trades on a partly franked trailing dividend yield of 4.7%, which is higher than its bigger rival.

How much passive income did NAB and Westpac pay in 2025?

Turning to National Australia Bank Ltd (ASX: NAB), NAB paid a fully franked interim dividend of 85 cents per share on 2 July and the bank paid out its final dividend of 85 cents per share on 12 December.

That equates to a full year payout of $1.70 a share. At the current NAB share price of $41.07, this sees NAB stock trading on a fully franked trailing dividend yield of 4.1%.

Which brings us to the passive income paid by Westpac Banking Corp (ASX: WBC).

Westpac paid a fully franked interim dividend of 76 cents per share on 27 June and eligible stockholders will have received the final dividend of 77 cents per share on 19 December.

That works out to a full year dividend payout of $1.53 a share. At the current Westpac share price of $37.94, Westpac shares trade on a fully franked trailing dividend yield of 4.0%.

So, who's the winner?

Well, at $4.85 a share CBA paid out the most passive income per share in 2025.

As for the best dividend yield, that honour goes to ANZ which trades on a of 4.7% trailing yield. Though those dividends are not fully franked.

How have the big four ASX 200 bank stocks been tracking?

Over the past 12 months to date, the ASX 200 has gained 5.0%.

Atop the passive income they've delivered, here's how the big four ASX bank shares have performed over this same period:

  • CBA shares are down 2.7%
  • ANZ shares are up 20.8%
  • NAB shares are up 7.1%
  • Westpac shares are up 14.3%

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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