Netwealth Group announces $101 million compensation after First Guardian collapse

Netwealth Group will pay $101 million in compensation, posting a $71 million 1H26 NPAT impact following the First Guardian collapse.

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Key points

  • Netwealth Group announced a $101 million compensation package for members affected by the First Guardian Master Fund collapse, impacting 1H26 net profit after tax by approximately $71 million.
  • The compensation, funded through cash and debt, will not affect FY26 dividends, which are based on underlying earnings, while Netwealth maintains strong recurring revenue and positive cash generation.
  • Following ASIC discussions, Netwealth is enhancing investment governance processes with APRA's guidance and remains committed to supporting its members and strengthening its wealth management platform.

The Netwealth Group Ltd (ASX: NWL) share price attracted attention after the company announced a $101 million compensation package for members impacted by the First Guardian Master Fund collapse, resulting in an expected $71 million hit to net profit after tax in 1H26.

What did Netwealth Group report?

  • Agreed to pay $101 million in compensation to impacted Netwealth Superannuation Master Fund members
  • One-off extraordinary expense to reduce 1H26 NPAT by approximately $71 million
  • Compensation to be paid into affected members' super accounts by 30 January 2026
  • Compensation will be funded through a mixture of cash and debt
  • FY26 dividend to be based on underlying earnings, excluding this one-off payment
  • Recurring revenue, strong EBITDA margin, and positive cash generation maintained

What else do investors need to know?

Netwealth reached this compensation agreement following discussions with ASIC and has also resolved related proceedings, with ASIC not seeking any court penalties. The company and its trustee have provided enforceable undertakings to ASIC to complete payments as agreed.

Netwealth is also working closely with APRA, agreeing to uplift investment governance processes under the guidance of an independent expert. The company has already implemented several enhancements, such as a new executive role focusing on investment governance and greater transparency in monitoring investment options.

Broader industry and regulatory efforts are ongoing, and Netwealth continues to cooperate with stakeholders to ensure strengthened member protections going forward.

What did Netwealth Group management say?

Chief Executive Officer and Managing Director, Matt Heine, said:

The agreed outcome allows us to move forward and continue our work in supporting our members, our clients and our business. We have been in regular dialogue with impacted members. We know the level of distress the collapse of First Guardian has caused and it was critical to us to provide members with assurance by the end of the year that compensation would be forthcoming. We believe this is the right course of action for Netwealth and impacted members and is in line with our culture and values.

What's next for Netwealth Group?

Looking ahead, Netwealth has reaffirmed previous FY26 guidance for net flows not materially different from FY25, and expects costs associated with First Guardian and related activities to be immaterial for the year ahead.

The business remains focused on continuous improvements in its governance, investing in people, technology, and compliance frameworks, supporting its long-term vision for a robust and innovative wealth management platform.

Netwealth Group share price snapshot

Over the past 12 months, Netwealth shares have declined 9%, trailing the S&P/ASX 200 Index (ASX: XJO) which have risen 3% over the same period.

View Original Announcement

Motley Fool contributor Laura Stewart has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Netwealth Group. The Motley Fool Australia has positions in and has recommended Netwealth Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips. This article was prepared with the assistance of Large Language Model (LLM) tools for the initial summary of the company announcement. Any content assisted by AI is subject to our robust human-in-the-loop quality control framework, involving thorough review, substantial editing, and fact-checking by our experienced writers and editors holding appropriate credentials. The Motley Fool Australia stands behind the work of our editorial team and takes ultimate responsibility for the content published by The Motley Fool Australia.

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