2 top ASX passive income stocks to boost your retirement plans

I think both these ASX passive income stocks also have significant potential for long-term share price gains.

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Key points

  • Building a diversified portfolio of ASX dividend stocks, ideally across various sectors, can help sustain a steady income stream for retirement.
  • Woodside Energy Group Ltd offers a fully franked trailing dividend yield of 6.9% and potential for long-term capital growth.
  • National Australia Bank Ltd provides a fully franked trailing dividend yield of 3.9%, supported by consistent dividend payments, potentially enhancing retirement savings.

ASX passive income stocks provide a unique path to help boost your retirement lifestyle.

Whether you're already eyeing retirement or have decades to go before hanging up your hat, investing in the right basket of ASX dividend stocks today could help pay for all of those nice little extras in your golden years.

We'll take a look at two top ASX passive income stocks, which I think are currently trading at long-term bargain prices, below.

First, though, keep in mind that a properly diversified income portfolio will contain more than just two stocks. There's no magic number, but 10 is a reasonable ballpark, with those companies ideally operating in various sectors and locations. This will reduce the odds of your income stream taking a big fall if any single sector or company hits a rough patch.

Also, remember that the dividend yields you generally see quoted are trailing yields. Future yields may be higher or lower depending on a range of company specific and macroeconomic factors.

With that said…

Two retirement-boosting ASX passive income stocks

The first company I'd buy for a potentially wealthier retirement is S&P/ASX 200 Index (ASX: XJO) oil and gas stock Woodside Energy Group Ltd (ASX: WDS).

Woodside shares are currently trading for $24.06 apiece. That sees the Woodside share price down 1.1% since this time last year. Though shares are now up 25.6% from their recent 9 April lows.

On the passive income front, Woodside paid a fully franked final dividend of 84.9 cents a share on 2 April. The company paid the interim dividend of 81.8 cents a share on 24 September.

That brings the past 12 months' payout to $1.667 a share, and it sees Woodside trading on a fully franked trailing dividend yield of 6.9%.

In addition to that retirement-boosting income, I believe Woodside shares are also well-positioned to deliver long-term capital growth.

Which brings us to the second ASX passive income share to pad your superannuation savings, ASX 200 bank stock National Australia Bank Ltd (ASX: NAB).

NAB shares are currently changing hands for $43.43, which puts the NAB share price up 12.4% over 12 months.

Over those 12 months, NAB also paid two fully franked dividends.

The ASX 200 bank stock paid out a final dividend of 85 cents a share on 16 December. The 85 cents a share interim dividend will have landed in eligible stockholders' bank accounts on 2 July.

With a full year passive income payout of $1.70 a share, NAB trades on a fully franked trailing dividend yield of 3.9%.

Motley Fool contributor Bernd Struben has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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