Are Netwealth shares a buy?

Macquarie has provided fresh analysis on this ASX 200 financials stock.

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Key points

  • Netwealth Group Ltd (ASX: NWL) shares dropped yesterday 4% but remain up 14% over the past year.
  • Macquarie maintains a neutral rating, with an unchanged outlook and a slight 12-month price target adjustment to $33.75, implying an 8% upside after the recent drop.
  • Citi analysts upgraded Netwealth to a buy rating with a $35.00 target, suggesting a potential 12.14% rise from the current price, indicating optimism among multiple brokers.

Netwealth Group Ltd (ASX: NWL) shares tumbled 4% yesterday, finishing Monday's trading at $31.21. 

Despite the drop, Netwealth shares remain up almost 14% over the last year. 

Netwealth is a financial services and technology company. It provides a wide range of products and services to the Australian financial investment industry, including cloud-based investment administration software as a service (SaaS), a retail superannuation fund, and an administration business.

The stock price for Netwealth shares has fluctuated over the past 6 months. It rose on the back of strong FY25 results

However, following a strong month in August, it tumbled 15% during September. 

When shares experience this kind of volatility, it can make it difficult to put a finger on where fair value truly sits. 

Late last week, Macquarie provided just that, with a new report on Netwealth shares. Based on the outlook from the broker and yesterday's 4% drop, this financials stock could be a value option. 

Lets see what the broker had to say. 

Outlook unchanged

Macquarie reported that Netwealth's September-quarter FUA net inflows of $4.08 billion were slightly below its estimate but in line with consensus, bringing total FUA to $120.8 billion, modestly ahead of expectations due to stronger markets.

Macquarie's FY26E outlook for Netwealth remains unchanged, with FUA net flows expected to be broadly in line with FY25 (MRE $15.48bn, Cons $16.11bn vs $15.4bn). 

Operating expenses are forecast to grow at a similar pace to FY25.

Despite a robust outlook, we retain our Neutral rating given a challenging PE relative multiple of 3.3x, equivalent to ~10% premium to the 5-year average.

Price target adjustment

The broker has maintained its neutral rating and adjusted its 12 month target to $33.75. 

It was previously $33.85. 

However after yesterday's 4% drop, the price target indicates an upside of more than 8%. 

Macquarie isn't the only broker with an optimistic view on Netwealth shares. 

Analysts from Citi recently upgraded Netwealth shares to a buy rating with a $35.00 price target. 

If the share price reached this target in the next 12 months it would be a 12.14% rise from yesterday's closing price.

Motley Fool contributor Aaron Bell has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended Netwealth Group. The Motley Fool Australia has positions in and has recommended Netwealth Group. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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