Where to invest $20,000 in ASX ETFs for 2026 and beyond

Let's see why these funds could be top buy and hold picks for Aussies.

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Key points

  • For 2026 and beyond, investing $20,000 in ASX ETFs like the Betashares Cloud Computing ETF offers exposure to pivotal growth sectors, benefiting from the widespread migration to cloud services which underpin AI, cybersecurity, and remote work.
  • The Betashares Crypto Innovators ETF caters to those seeking high-risk, high-reward opportunities, capitalising on the evolving digital asset ecosystem with businesses like Coinbase and Marathon Digital Holdings poised for gains as blockchain technology advances.
  • Meanwhile, the Betashares Australian Quality ETF provides stability with a focus on local stocks that offer solid balance sheets and earnings growth, serving as a resilient base amidst market uncertainties.

Looking ahead to 2026 and beyond, investors may want portfolios that balance innovation with quality.

Exchange-traded funds (ETFs) make this easier by giving you exposure to large numbers of stocks at once, spreading your risk while targeting long-term themes.

If you are fortunate enough to have $20,000 to put into ASX ETFs next week, here are three funds that could be worth considering — each tapping into powerful growth trends that are likely to shape the next decade. They are as follows:

Betashares Cloud Computing ETF (ASX: CLDD)

The Betashares Cloud Computing ETF is built around one of the strongest business trends of our time: the migration of data and software to the cloud.

As more businesses adopt cloud-first strategies, the demand for scalable infrastructure and platforms is exploding.

The Betashares Cloud Computing ETF provides exposure to global leaders such as Shopify (NASDAQ: SHOP), Snowflake (NYSE: SNOW) and ServiceNow (NYSE: NOW), which are enabling businesses to manage and analyse sales and data more efficiently. With cloud services now essential for AI, remote work, and cybersecurity, this ASX ETF offers investors a front-row seat to this transformation. It was recently tipped as one to consider by the team at Betashares.

Betashares Crypto Innovators ETF (ASX: CRYP)

For those seeking a higher-risk, higher-reward play, the Betashares Crypto Innovators ETF provides exposure to stocks that are building the digital asset ecosystem. While the crypto market has seen sharp ups and downs, the long-term opportunity in blockchain technology, tokenisation, and decentralised finance remains significant.

The Betashares Crypto Innovators ETF includes stocks such as Coinbase (NASDAQ: COIN), one of the largest cryptocurrency exchanges, and Marathon Digital Holdings (NASDAQ: MARA), a key Bitcoin miner. While volatile, these businesses are positioned to benefit if digital assets continue their march into mainstream finance.

Betashares Australian Quality ETF (ASX: AQLT)

The Betashares Australian Quality ETF takes a very different approach, focusing on home-grown stocks with strong balance sheets, high returns on equity, and steady earnings growth. It is a rules-based way of owning some of the best businesses on the ASX without needing to pick them individually.

This means exposure to names that can weather economic uncertainty while still delivering consistent results. For investors who want the reassurance of quality alongside their growth bets, the Betashares Australian Quality ETF provides a solid anchor for the portfolio. It was also recently named as one to consider buying by the team at Betashares.

Motley Fool contributor James Mickleboro has no position in any of the stocks mentioned. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has positions in and has recommended ServiceNow, Shopify, and Snowflake. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has recommended Coinbase Global. The Motley Fool Australia has recommended ServiceNow and Shopify. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

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