Pepper Money Ltd (ASX: PPM) Share Price and News

Mr Culhane founded Pepper Money in 2000. Michael held the position of CEO of the Pepper Global Group until the end of CY2023, at which time he stepped down from daily operational responsibilities, retaining key board positions for Pepper Global Group companies. Prior to founding Pepper Global Group, Michael served as the Executive Chairman of Future Mortgages (UK non-conforming residential mortgage lender) and the Chief Executive Officer of the London office of FBR, a United States-based investment bank (while at FBR, Michael worked for 10 years in equity capital markets).

Mr Cutter has over 36 years' experience in the financial services industry, both in Australia and abroad. Mike has extensive knowledge of comprehensive credit reporting regimes in Australia and international markets and was one of the original champions of comprehensive credit reporting in Australia. Mike is currently a Non Executive Director of Sezzle Inc., an NASDAQ listed buy-now-pay-later company, is the Chair of PF BidCo Pty Ltd (trading as Arteva Funding) and a Non-Executive Director of Tower Limited, a New Zealand and Pacific Islands insurer. Prior to joining the Pepper Money board, Mike held various executive positions including Group Managing Director of Equifax ANZ, Chief Risk Officer ANZ Bank (Australia Division), CEO at GE Money Australia & New Zealand, and CEO of OAMPS Insurance Brokers. Mike has held various directorships and chairships with Wesfarmers, GE, AFC and NIBA. Mike is a Senior Fellow of FINSIA, Graduate of the AICD, served as a Director of the Women's Cancer Foundation from 2006 to 2015, Director of the Australian Finance Conference from 2006 to 2009 and National Insurance Brokers Association from 2013 to 2014.

Akiko is an internationally experienced Non-Executive Director and strategy adviser. Akiko has more than 30 years' experience as an executive in the financial services industry including with the Commonwealth Bank of Australia, Macquarie Bank and Westpac in Australia and MUFG Bank and Shinsei Bank in Japan, and as a strategy management consultant in the US and Australia. Akiko has worked in both the private and the public sectors, in large corporations and start-ups and has experience in strategy & business development, risk management and large-scale transformation, including digital transformation.

Mr Rehayem has held various
roles including Managing Director, Australian Mortgages
and Personal Loans, Director of Sales and Distribution,
Australian Mortgages and Personal Loans. Mario was
appointed Chief Executive Officer of Pepper Money in
2017 and is responsible for the strategy and oversight of
Pepper Money's businesses across Australia and New
Zealand. With over 20 years of extensive experience
across banking and finance, Mario has held senior
positions in ADI's as well as the non-bank sector. Mario's
previous roles include State Manager, Mortgage Broker
Distribution - Western Australia and South Australia
for Westpac. Mario is a known champion of mortgage
broker education and growing the specialist lending
category. In 2019, 2021 and 2022, Mario was included in
the MPA Mortgage Global 100 List featuring leaders who
are making a difference in today's mortgage industry. In
2022 Mario joined the board of the Australian Finance
Industry Association (AFIA).

Mr O'Shea has more than 40 years' global experience in Banking and Consumer Finance. He was appointed to the Pepper Global Group Board in March 2014 and he Chairs the Group Board Audit and Risk Committee. Des is currently Chair of Oodle Finance - a U.K. based auto finance business - and is the Chair of Byblos Bank Europe and on the board of Byblos Bank in Lebanon (where he is Chair of the Risk Committee). Des was Chair of Ulster Bank Limited in Ireland until July 2020 and is a Fellow of Chartered Accountants in Ireland. He has been on the board of banks and other financial institutions in more than 12 countries in Europe, Asia, South and Central America.

Justine has over 25 years' experience in driving commercial business success with her specialist legal experience on executive employment and related governance issues, in both private and public enterprises and on national and global levels. Prior to joining the Pepper Money board, Justine held various positions including a founding Partner of Seyfarth Shaw Australia and Partner of Herbert Smith Freehills. More recently Justine has consulted to businesses on workplace behaviour and culture issues. Justine has a long association with Pepper Money, initially as lead Employment Advisor on the Australian GE Residential Mortgages acquisition in 2011, and then as ongoing employment advisor with Herbert Smith Freehills and Seyfarth Shaw.

Mr Verlander held over 35 years senior positions at investment and commercial banks, in Australia and the United Kingdom, in the areas of Fixed Income, Capital Markets, Infrastructure and Securitisation. Rob's roles have included Head of DCM Origination BZW Australia (Barclays Banking Group), Head of Fixed Income Commonwealth Bank of Australia (Europe), member of Management Committee CBA (Europe), Head of Primary Markets CBA, and a leading member of CQ (CBA's Institutional Bank Diversity and Culture Council). Prior to his retirement from the banking industry in 2019, Rob was head of the Securitisation business at the Commonwealth Bank of Australia, where he acted as banker to many of Australia's major non-bank lenders, including Pepper Money.

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