Pepper Money Ltd (ASX: PPM) Share Price and News

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Pepper Money Ltd Chart and Price Data

Fundamentals Data provided by Morningstar.

Data provided by Morningstar.
Market Cap $772.66 million
P/E Ratio 9.94
Dividend Yield 6.00%
Shares Outstanding 444.50 million
Earnings per share 0.226
Dividend per share 0.14
Year To Date Return -16.76%
Earnings Yield 10.06%
Franking 100%
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as at 24 Feb 3:44pm

  • Pepper Money Ltd (ASX: PPM)
    Latest News

    Worried woman calculating domestic bills.
    Mergers & Acquisitions

    Challenger jumps 4%, Pepper Money sinks as takeover collapses

    Bid rejected, premium gone. Here's why one stock fell while the other rallied

    Read more »

    ASX share investor holding up hand in stop motion
    Share Market News

    Challenger share price: Pepper Money bid dropped, $150m buy-back greenlit

    Challenger withdraws its bid for Pepper Money and receives approval for a $150 million on-market share buy-back.

    Read more »

    Frustrated and shocked business woman reading bad news online from phone.
    Share Fallers

    Why New Hope, Pepper Money, Pro Medicus, and Reece shares are falling today

    These shares are having a tough time on Tuesday. But why?

    Read more »

    Worried woman calculating domestic bills.
    Financial Shares

    Pepper Money shares plunge 10% after Challenger slashes takeover offer

    The revised proposal comes just over a month after the original takeover approach sparked a strong rally in Pepper’s share…

    Read more »

    Meeting taking place amongst members of a board.
    Share Market News

    Challenger revises Pepper Money bid to $2.25 in latest update

    Challenger has revised its offer for Pepper Money to $2.25 per share, highlighting ongoing acquisition negotiations.

    Read more »

    A businesswoman on the phone is shocked as she looks at her watch, she's running out of time.
    Dividend Investing

    32 ASX shares about to go ex-dividend

    Time is running out if you want to buy these ASX shares to receive their next dividends.

    Read more »

    A young man punches the air in delight as he reacts to great news on his mobile phone.
    Share Gainers

    Why Bravura, CAR Group, Pepper Money, and Web Travel shares are storming higher

    These shares are starting the week with a bang. But why?

    Read more »

    Disappointed man with his head on his hand looking at a falling share price his a laptop.
    Share Fallers

    Why Bougainville Copper, Brainchip, Challenger, and HMC Capital shares are falling today

    These shares are starting the week in the red. But why?

    Read more »

    Ecstatic man giving a fist pump in an office hallway.
    Mergers & Acquisitions

    Pepper Money shares pop 25%, Challenger slips 3% on take-private deal

    The offer represents a meaningful premium to where the stock had been trading prior to the speculation.

    Read more »

    two business men sit across from each other at a negotiating table. with a large window in the background.
    Share Market News

    Challenger flags talks on Pepper Money acquisition

    Challenger confirms advanced discussions to acquire a stake in Pepper Money.

    Read more »

    A man clenches his fists in excitement as gold coins fall from the sky.
    Share Gainers

    Why Domino's, DroneShield, Imricor, and Pepper Money shares are storming higher today

    These shares are avoiding the market weakness on Tuesday.

    Read more »

    Happy young woman saving money in a piggy bank.
    Broker Notes

    Are Westpac shares a buy following the bank's $7 billion FY25 profit result? Here's Macquarie's recommendation

    Macquarie just updated its price target for Westpac shares. Here’s why.

    Read more »

    Frequently Asked Questions

    Yes, Pepper Money has historically paid two fully franked shareholder dividends a year.

    Pepper Money generally pays its shareholder dividends in April and October. 

    Pepper Money Limited listed on the ASX on 25 May 2021.

    Dividend Payment History Data provided by Morningstar.

    Data provided by Morningstar.
    Ex-Date Amount Franking Type Payable
    12 Mar 2026 $0.0780 100.00% Final 14 Apr 2026
    11 Sep 2025 $0.0640 100.00% Interim 10 Oct 2025
    10 Jun 2025 $0.1250 100.00% Special Cash 16 Jul 2025
    19 Mar 2025 $0.0710 100.00% Final 17 Apr 2025
    11 Sep 2024 $0.0500 100.00% Interim 10 Oct 2024
    13 Mar 2024 $0.0500 100.00% Final 18 Apr 2024
    11 Sep 2023 $0.0350 100.00% Interim 12 Oct 2023
    13 Mar 2023 $0.0510 100.00% Final 14 Apr 2023
    14 Sep 2022 $0.0540 100.00% Interim 14 Oct 2022
    14 Mar 2022 $0.0900 100.00% Final 14 Apr 2022

    PPM ASX Announcements

    An announcement is considered as "Price Sensitive" if it is thought that it may have an impact on the price of the security.

    DateAnnouncementPrice Sensitive?TimeNo. of PagesFile Size
    YesNo

    About Pepper Money Ltd

    Pepper Money Limited (ASX: PPM) is a non-bank lender that provides finance for homes, cars, personal loans, professional equipment, and commercial purposes. The company operates in three reportable segments: mortgage, asset finance, and loan and other servicing. Pepper Money was established in 2000 and listed on the ASX in 2021. 

    PPM Share Price History Data provided by Morningstar.

    Data provided by Morningstar.
    Date Close Change % Change Volume Open High Low
    02 Apr 2026 $1.72 $-0.09 -4.97% 780,782 $1.82 $1.82 $1.72
    01 Apr 2026 $1.81 $0.06 3.43% 196,268 $1.77 $1.82 $1.77
    31 Mar 2026 $1.75 $0.03 1.75% 1,261,144 $1.73 $1.78 $1.72
    30 Mar 2026 $1.72 $-0.03 -1.71% 6,551,089 $1.76 $1.77 $1.70
    27 Mar 2026 $1.75 $-0.01 -0.57% 137,901 $1.75 $1.77 $1.74
    26 Mar 2026 $1.76 $-0.01 -0.56% 707,414 $1.77 $1.78 $1.72
    25 Mar 2026 $1.77 $0.09 5.36% 1,416,526 $1.72 $1.83 $1.55
    24 Mar 2026 $1.68 $0.00 0.00% 566,466 $1.70 $1.74 $1.68
    23 Mar 2026 $1.68 $-0.09 -5.10% 675,782 $1.82 $1.82 $1.67
    20 Mar 2026 $1.77 $-0.09 -4.85% 507,128 $1.88 $1.88 $1.76
    19 Mar 2026 $1.86 $-0.02 -1.07% 338,695 $1.90 $1.91 $1.85
    18 Mar 2026 $1.87 $0.08 4.46% 850,778 $1.83 $1.91 $1.81
    17 Mar 2026 $1.80 $-0.31 -14.69% 1,774,988 $2.01 $2.01 $1.76
    16 Mar 2026 $2.11 $-0.01 -0.47% 211,953 $2.12 $2.13 $2.08
    13 Mar 2026 $2.12 $-0.02 -0.93% 375,196 $2.13 $2.16 $2.09
    12 Mar 2026 $2.14 $-0.12 -5.31% 492,931 $2.16 $2.21 $2.13
    11 Mar 2026 $2.26 $0.01 0.44% 746,894 $2.30 $2.33 $2.25
    10 Mar 2026 $2.25 $0.04 1.81% 400,078 $2.27 $2.29 $2.23

    Director Transactions Data provided by Morningstar.

    Data provided by Morningstar.
    Date Director Type Amount Value Notes
    09 Mar 2026 Mario Rehayem Buy 936,780 $2,070,283
    Conversion of securities.
    09 Mar 2026 Mario Rehayem Exercise 936,780 $2,070,283
    Conversion of securities. 3,074,088 Rights
    20 Feb 2026 Mario Rehayem Buy 764,560 $1,804,361
    As advised by the company. Change arising from vesting of rights, 5,539,988 rights
    20 Feb 2026 Mario Rehayem Expiry 1,529,120 $3,608,723
    As advised by the company. 4,010,868 rights, Lapsed
    03 Jun 2025 Mario Rehayem Issued 1,890,694 $3,346,528
    Issue of securities. 4,775,428 Rights
    09 Apr 2025 James O'Shea Buy 15,000 $19,785
    On-market trade.

    Directors & Management Data provided by Morningstar.

    Data provided by Morningstar.
    Name Title Start Date Profile
    Mr Michael(Mike) John Cutter Non-Executive Director May 2021
    Mr Cutter has over 38 years of experience in the financial services industry, both in Australia and abroad. Mike has knowledge of comprehensive credit reporting regimes in Australia and international markets. Mike is currently the Chair of PF BidCo Pty Ltd and Fairway Holdco Pty Ltd and a Non-Executive Director of Tower Limited, a New Zealand and Pacific Islands general insurer and Revolut Payments Australia. Prior to joining the Pepper Money board, Mike held various executive positions including Group Managing Director of Equifax ANZ, Chief Risk Officer ANZ Bank (Australia Division), CEO of GE Money Australia & New Zealand, and CEO of OAMPS Insurance Brokers. Mike has held various directorships and chairs with Wesfarmers, GE, AFC and NIBA. She is Chair of the Risk and a member of the Environmental, Social and Governance.
    Ms Akiko Jackson Non-Executive DirectorNon-Executive Chairman May 2021
    Ms Jackson is an experienced Non-Executive Director and strategy adviser. Akiko has more than 30 years of experience as an executive in the financial services industry including with the Commonwealth Bank of Australia, Macquarie Bank and Westpac in Australia and MUFG Bank and Shinsei Bank in Japan, and as a strategy management consultant in the US and Australia. Akiko is a Non-Executive Director of the Foundation and Friends (F&F) of the Botanic Gardens and Sir Roland Wilson Foundation, and a member of the Audit and Risk Committee of Infrastructure NSW and Transport for NSW. She is also the Chair of the Finance, Audit and Risk Committee of the F&F. Akiko's past directorship includes being a Non-Executive Director of a Neo Bank, 86 400 Limited. She is a member of the Risk and Environmental, Social and Governance committee.
    Mr Mario Rehayem Chief Executive OfficerExecutive Director May 2018
    Mr Rehayem has held various roles including Managing Director, Australian Mortgages and Personal Loans, and Director of Sales and Distribution, Australian Mortgages and Personal Loans. With over 20 years of experience across banking and finance, Mario has held senior positions in ADI's as well as the non-bank sector. Mario is an advocate of mortgage broker education and growing the specialist lending category. In 2022 Mario joined the board of the Australian Finance Industry Association, and in March 2024 took on the position of Chair.
    Mr James Desmond O'Shea Non-Executive Director May 2021
    Mr O'Shea has more than 45 years of global experience in banking and consumer finance. He is Chair of the Pepper Global Group Board and Chairs Pepper Global Group Audit and Risk Committee. Des is currently Chair of Oodle Finance - a U.K. based auto finance business. In 2025 he was appointed Chair of Pepper Money UK a non-bank lender. He has been on the board of banks and financial institutions in more than 12 countries in Europe, Asia, South and Central America. He is a member of the Risk and Environmental, Social and Governance Committee.
    Ms Justine Turnbull Non-Executive Director May 2021
    Ms Turnbull has over 25 years of experience in driving commercial business with her specialist legal experience on executive employment and related governance issues, in both private and public enterprises and on national and global levels. Prior to joining the Pepper Money board, Justine held various positions including being a founding Partner of Seyfarth Shaw Australia and Partner of Herbert Smith Freehills. More recently Justine has consulted businesses on workplace behavior and culture issues. Justine has a long association with Pepper Money, initially as lead Employment Advisor on the Australian GE Residential Mortgages acquisition in 2011, and then as ongoing employment advisor with Herbert Smith Freehills and Seyfarth Shaw. She is Chair of the Environmental, Social and Governance committee.
    Mr Rob Verlander Non-Executive Director May 2021
    Mr Verlander for over 35 years Rob held senior positions at investment and commercial banks, in Australia and the United Kingdom, in the areas of Fixed Income, Capital Markets, Infrastructure and Securitization. Rob's roles have included Head of DCM Origination BZW Australia (Barclays Banking Group), Head of Fixed Income Commonwealth Bank of Australia (Europe), member of Management Committee CBA (Europe), Head of Primary Markets CBA, and a member of CQ (CBA's Institutional Bank Diversity and Culture Council). Prior to his retirement from the banking industry in 2019, Rob was head of the Securitization business at the Commonwealth Bank of Australia, where he acted as banker to many of Australia's non-bank lenders, including Pepper Money. She is a member of the Risk and Environmental, Social and Governance Committee.
    Mr Vaibhav Piplapure Non-Executive Director May 2024
    Mr Piplapure is Managing Director in the London office of Kohlberg Kravis Roberts (KKR). Vaibhav joined KKR in 2021 as a member of the Credit team in London. Prior to joining KKR, Vaibhav helped establish and was co-head of the specialty finance investing team at M&G Investments in London, where he specialized in investing in mortgage and consumer portfolio credit opportunities in Europe. Previously, he was head of securitized products finance in EMEA at Credit Suisse. During his career, Vaibhav has also worked in New York and Tokyo.
    Mr John Williams Company SecretaryGeneral Counsel
    -
    Ken Spellacy Chief Executive Asset Finance
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    Barry Saoud Chief Executive Mortgages and Commercial Lending
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    Therese McGrath Chief Financial Officer
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    Sue Kent Chief Human Resource Officer
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    Steven Meek Chief Information Officer
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    Sarah Pikardt Chief Marketing Officer
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    Michael Vainauskas Chief Risk Officer
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    Matthew Tinker Chief Service Officer
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    John Williams Company SecretaryGeneral Counsel
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    Neil Culkin Head of Credit and Settlements - Mortgages & Commercial Lending
    -
    Anthony Moir Treasurer
    -

    Top Shareholders Data provided by Morningstar.

    Data provided by Morningstar.
    Name Shares Capital
    Pepper Group Anz Holdco Ltd 266,309,851 59.91%
    J P Morgan Nominees Australia Pty Limited 63,311,973 14.24%
    HSBC Custody Nominees (Australia) Limited 36,844,529 8.29%
    Citicorp Nominees Pty Limited 17,025,631 3.83%
    Netwealth Investments Limited <Wrap Services A/C> 5,065,556 1.14%
    HSBC Custody Nominees (Australia) Limited <NT Comnwlth Super Corp A/C> 4,400,852 0.99%
    Denise Aoun 2,387,234 0.54%
    Certane Ct Pty Ltd <Pepper Mny Eip Alloc A/C> 2,027,682 0.46%
    HSBC Custody Nominees (Australia) Limited A/C 2 1,932,040 0.43%
    BNP Paribas Noms Pty Ltd 1,863,144 0.42%
    Neweconomy Com Au Nominees Pty Limited <900 Account> 1,336,981 0.30%
    Mr David Moore <D & S Moore Family A/C> 1,150,000 0.26%
    Warbont Nominees Pty Ltd <Unpaid Entrepot A/C> 985,654 0.22%
    Mario Rehayem 958,612 0.22%
    Rhodium Capital Pty Limited <Rhodium Investment A/C> 900,000 0.20%
    Therese Mcgrath 736,222 0.17%
    John Williams 637,858 0.14%
    Sue Kent 618,964 0.14%
    Sally Jane Thompson 595,501 0.13%
    Mr Mario Rehayem 581,279 0.13%

    Profile

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