But with so many to choose from, it can be hard to decide which ones to buy.

To narrow things down, let's take a look at three ASX dividend shares that I think could be worth considering for an income-focused portfolio.

Cedar Woods Properties Ltd (ASX: CWP)

Cedar Woods Properties could be a good option for passive income.

The property developer has projects across residential communities, apartments, townhouses, and commercial developments in several Australian states.

That gives the company exposure to long-term population growth and demand for housing.

Cedar Woods has also built a strong pipeline of projects, which can help support earnings over time as developments move through planning, construction, and settlement.

Property development can be cyclical, but the company has been operating for decades and has a history of returning cash to shareholders through dividends.

For income investors, that combination of development profits, land holdings, and a strong dividend track record could make Cedar Woods worth a closer look.

Harvey Norman Holdings Ltd (ASX: HVN)

Another ASX dividend share to consider is Harvey Norman.

The retailer has exposure to furniture, bedding, appliances, electronics, and other household goods through its stores in Australia and several overseas markets.

But Harvey Norman is more than just a retailer. It also owns a substantial property portfolio, which gives the business another source of value and income.

Consumer spending is under pressure as interest rates rise, so the near term could be tough. But Harvey Norman has a strong brand, a large store network, and exposure to categories that can benefit when housing activity and consumer confidence improve.

This could make it attractive for investors looking for income from both retail and property exposure.

Transurban Group (ASX: TCL)

A final ASX dividend share to look at is Transurban.

It owns and operates toll roads in Australia and North America, including major roads in Sydney, Melbourne, and Brisbane.

These are valuable infrastructure assets that can generate cash flow over long periods. This is especially the case given population growth, urban congestion, and the value motorists place on saving time.

Transurban isn't standing still. It has been investing in new infrastructure projects, which could provide another source of growth in future years.

Overall, for investors looking for passive income backed by large-scale infrastructure assets, Transurban could be a strong option to consider.

The post Which ASX dividend shares are buys for passive income? appeared first on The Motley Fool Australia.

In good news for prospective investors, price targets now indicate almost 50% upside. 

Here is what the broker had to say. 

Cedar Woods Properties Ltd (ASX: CWP)

The Australian property development company reported its full-year results yesterday.

Overall, the broker believes Cedar Woods delivered a stronger-than-expected FY26, with NPAT growth of 36%, ahead of its 30% to 35% guidance. 

Management guided to 15% NPAT growth in FY27, well above Bell Potter's prior 7.3% forecast and consensus at 7.9%.

CWP is well placed to weather a weaker residential sales environment with FY27 and FY28 revenues 90% and c. 40% (BPe) de-risked, as well as modest gearing (18%). Beyond FY27, we see +5.9% NPAT growth in FY28 as settlement volumes continue to grow and margins remain broadly steady.

Based on this guidance, Bell Potter retained its buy recommendation and increased its price target to $9.80 (previously $9.30). 

From current levels, this indicates an upside potential of roughly 27% for these ASX shares.  

GenusPlus Group Ltd (ASX: GNP)

GenusPlus Group is an Australian infrastructure services provider specialising in the end-to-end design, construction, and maintenance of electrical transmission networks, substations, battery energy storage systems, and telecommunications infrastructure.

The company released full-year results yesterday, which included record revenue of $1.281 billion, surging 70.5% year on year, and normalised EBITDA of $100.8 million, up by nearly 50%.

The team at Bell Potter viewed the result as largely positive, with recurring revenue set to rise sharply to $764 million, a $2.2 billion orderbook, and $3.6 billion tender pipeline, while the balance sheet strengthened significantly to $380 million net cash.

GNP enters FY27 with a materially higher tender pipeline of $3.6b (vs $2.6b at 31December 2025) across the transmission, BESS, rail and wind development markets. GNP's FY27 PE of 17.9x is undemanding; we see potential for a re-rate towards 20-22x in the short-term, a justified premium to the peer group average.

The broker retained its buy recommendation on these ASX shares, and has a $12.80 price target, indicating 47% upside from current levels. 

Propel Funeral Partners Ltd (ASX: PFP)

Propel Funeral Partners also reported full-year results yesterday.

The company posted FY26 revenue of $226.6 million, and declared a fully-franked final dividend of 6.9 cents per share.

Bell Potter said this came in at the mid-point of the guidance. 

The broker has retained its buy recommendation, and now has a $3.70 price target on these ASX shares. 

This indicates 16% upside from current levels. 

The post Three ASX shares set to rise up to 47% – Expert appeared first on The Motley Fool Australia.

What did Cedar Woods report?

• Record FY26 NPAT of $65.6 million, up 36% from $48.1 million in the previous year
• Full-year revenue rose to $502.4 million, up from $465.9 million (an increase of 8%)
• Record earnings per share of 77.9 cents, up 33% on prior year
• Fully franked final dividend of 25.0 cents per share declared, bringing total FY26 dividends to 39.0 cents, up 34%
• Record presales of $830 million at 30 June 2026, representing more than 90% of forecast FY27 revenue
• Strong balance sheet with $120 million in available liquidity and gearing at 18%

What else do investors need to know?

Cedar Woods reported a notable increase in enquiries and sales, with gross sales up 5% for FY26 and net sales also rising 5% to hit new highs. Presales provide substantial earnings visibility for FY27, reducing near-term risk.

The company also strengthened its development pipeline with acquisitions in Western Australia, Victoria, and Queensland, adding more than 1,100 new lots and units. In addition, a new WA acquisition after year end allowed expansion of its Bushmead estate.

Cedar Woods completed successful joint venture projects during the year and continues to prioritise partnerships to grow its portfolio.

What did Cedar Woods management say?

Cedar Woods Managing Director Nathan Blackburne commented:

FY26 was the strongest year in Cedar Woods' history, with record results across the key financial and operating measures of the business. The result demonstrates the earnings leverage in the portfolio when higher settlement revenue is combined with stronger margins.

What's next for Cedar Woods?

Looking ahead to FY27, Cedar Woods is targeting 15% NPAT growth, underpinned by its record $830 million in presales, with over 90% of forecast revenue already contracted. The company expects gross margin to remain steady and anticipates softer residential sales conditions early in FY27 before sentiment improves as rates stabilise.

Management highlighted the company's robust pipeline of more than 9,600 lots, homes and offices across four states, and strong balance sheet capacity to pursue further growth through acquisitions and partnerships.

Cedar Woods share price snapshot

Over the past 12 months, Cedar Woods shares have declined 5%, trailing the All Ordinaries Index (ASX: XAO), which has risen 1% over the same period.

View Original Announcement

The post Cedar Woods reports record earnings and targets 15% FY27 profit growth appeared first on The Motley Fool Australia.

That's the view of analysts at Bell Potter, who are recommending the company this month.

What is the broker saying?

Bell Potter has been looking at a number of factors that could impact the ASX dividend share in the near term.

This includes elevated interest rates, Federal Budget tax changes, and the strength of key markets. The broker said:

Impact of Federal budget & interest rates – National residential prices and volumes fell 0.7% over the 3 months to June, driven by 2026 Federal Budget tax changes and restrictive rate policy. CWP is well placed long term via first homebuyer/down-upsizer exposure (64%), affordable resilient-segment positioning, and structural undersupply tailwinds. 

Growth in FY27 & FY28 – Earnings are largely de-risked in FY27 despite a softening in sales and enquiries in 4Q26, with >80% of revenue pre-sold. Our bottom-up analysis indicates CWP could grow settlements +7% to c. 1.2k in FY27, resulting in +6% EPS uplift to 81.4c. We estimate a further +7% settlement growth in FY28 with 4 new projects expected to reach first settlements while several existing projects continue to contribute an undemanding high single digit monthly settlement run rate. 

Right time for resi? – Developers and other high beta names tend to outperform the broader market in the lead to a rate cut. Currently no cuts are being priced in, suggesting it might be early to enter the resi trade. However, pricing can change quickly and CWP is, regardless of cycle, delivering +6% earnings growth in FY27 (BPe) while trading at 8.4x 1-yr forward P/E versus 13.9x living sector avg and 10.2x historical avg.

Should you buy this ASX dividend share?

According to the note, the broker has retained its buy rating and $9.30 price target on Cedar Wood's shares.

Based on its last close price of $6.85, this implies potential upside of 36% for investors over the next 12 months.

In addition, Bell Potter is forecasting fully franked dividends of 38 cents per share in FY 2026, 41 cents per share in FY 2027, and 42 cents per share in FY 2028.

This represents above-average dividend yields of 5.5%, 6%, and 6.1%, respectively.

Commenting on its investment thesis, Bell Potter said:

CWP's outlook is positive with sustainable, above sector average earnings growth, with FY27 revenue largely de-risked and a growing number of projects contributing to settlements in FY28. Demand is underpinned by resilient 1st homebuyer exposure and structural undersupply amid population growth, despite tax changes and higher rates.

The post Is this the best ASX dividend share to buy in August? appeared first on The Motley Fool Australia.

Will the market be able to build on this on Tuesday? Here are five things to watch:

ASX 200 to rise

The Australian share market looks set for a positive session on Tuesday following a strong night on Wall Street. According to the latest SPI futures, the ASX 200 is expected to open the day 3 points higher. In the United States, the Dow Jones rose 1.3%, the S&P 500 climbed 1.5%, and the Nasdaq jumped 2.1%.

Buy Cedar Woods shares

Cedar Woods Properties Ltd (ASX: CWP) shares are good value according to analysts at Bell Potter. This morning, the broker has retained its buy rating and $9.30 price target on the property developer's shares. It said: "CWP's outlook is positive with sustainable, above sector average earnings growth, with FY27 revenue largely de-risked and a growing number of projects contributing to settlements in FY28. Demand is underpinned by resilient 1st homebuyer exposure and structural undersupply amid population growth, despite tax changes and higher rates." 

Oil prices tumble

ASX 200 energy shares including Beach Energy Ltd (ASX: BPT) and Santos Ltd (ASX: STO) could be under pressure today after oil prices tumbled overnight. According to Bloomberg, the WTI crude oil price is down 5.3% to US$80.17 a barrel and the Brent crude oil price is down 4.8% to US$83.73 a barrel. Traders were selling oil after the US and Iran paused fighting.

Gold price edges higher

ASX 200 gold shares Genesis Minerals Ltd (ASX: GMD) and Capricorn Metals Ltd (ASX: CMM) will be in focus after the gold price edged higher overnight. According to CNBC, the gold futures price is up slightly to US$4,107.3 an ounce. A weaker US dollar and falling oil prices boosted the precious metal.

Credit Corp results

Credit Corp Group Ltd (ASX: CCP) shares will be on watch today when the debt collector releases its FY 2026 results. Credit Corp is guiding to gross lending of $420 million to $430 million in FY 2026, which represents 15% growth at the midpoint of the range. This is expected to underpin a net profit after tax in the range of $100 million to $110 million. This will be up from $94 million in FY 2025.

The post 5 things to watch on the ASX 200 on Tuesday appeared first on The Motley Fool Australia.

If you can invest wisely, it helps you build wealth for later on in life. And in the meantime, you benefit from low tax rates and long-term compounding.

But what can that passive income actually look like?

Let's break down how much you could earn every single year from a $600,000 superannuation balance.

What passive income can I earn off a $600,000 superannuation balance?

The easiest way to calculate your passive income is by multiplying your total superannuation balance by the overall dividend yield of your portfolio.

The tricky part is that the answer varies widely depending on what dividend yield you pick.

For example, $600,000 x 3% = $18,000 per year in dividend payments.

But if your portfolio has a slightly higher dividend yield of around 4%, your passive income will be higher. That's because $600,000 x 4% = $24,000 per year in dividend payments. 

Raise it again to 5%, and you could earn $30,0000 every year in dividend payments off the same superannuation balance ($600,000 x 5% = $ 30,000).

At a 6% yield, you could earn an annual passive income closer to $36,000 and at 7% that could be even higher, at around $42,000.

And so on… 

As your dividend yield increases, the passive income you can earn off your $600,000 superannuation balance also increases.  

These figures are based on cash dividends before any tax or franking credit benefits.

Which ASX shares should I invest my superannuation in if I want to earn $24,000 per year in passive income?

A 4% yielding portfolio of this size would earn around $24,000 per year in passive income. There are plenty of high-quality ASX shares around this level.

Some of my favourites include Telstra Group Ltd (ASX: TLS) and banking giants National Australia Bank Ltd (ASX: NAB) and Westpac Banking Corp (ASX: WBC). Cedar Woods Properties Ltd (ASX: CWP) and Mff Capital Investments (ASX: MFF) also yield around the 4% level at the time of writing.

And, which ASX shares will earn me $48,000 per year in passive income?

To earn $48,000 per year in passive income from a $600,000 superannuation balance, your portfolio will need to yield around 8%.

It's on the high side, and of course, the higher the yield, the more risk the portfolio carries. But it's still achievable.

If you're wanting to focus on high yield ASX shares I'd look at listed investment trusts (LIT)'s like the Metrics Master Income Trust (ASX: MXT) or the Metrics Income Opportunities Trust (ASX: MOT). These both target a return of 7-10%, and currently yield around 8%.

Exchange-traded funds are another good option for high yield investments. Such as the Betashares S&P Australian Shares High Yield ETF (ASX: HYLD) or the Global X S&P/ASX 200 Covered Call ETF (ASX: AYLD). These both yield in the 8-9% range at the time of writing.

The post How much passive income could I earn from a $600,000 superannuation balance? appeared first on The Motley Fool Australia.

To narrow things down, let's look at three ASX dividend shares with 5% to 7% dividend yields that brokers rate as buys:

Cedar Woods Properties Limited (ASX: CWP)

The first ASX dividend share to look at is Cedar Woods Properties.

It is a property developer with a diversified portfolio across different locations, price points, and product types. This gives it exposure to a broad range of buyers at a time when Australia's housing shortage remains a major structural issue.

Bell Potter is positive on the company and believes its portfolio leaves it well placed to benefit from ongoing demand for new housing.

That could also support attractive dividends. The broker expects Cedar Woods to pay dividends per share of 38 cents in FY 2026 and 41 cents in FY 2027. Based on the current share price of $6.64, this implies dividend yields of 5.7% and 6.2%, respectively.

Bell Potter has a buy rating and $9.65 price target on Cedar Woods shares.

Premier Investments Ltd (ASX: PMV)

Another ASX dividend share that brokers are bullish on is Premier Investments.

It owns the Smiggle and Peter Alexander retail brands, as well as a valuable stake in Breville Group Ltd (ASX: BRG). These assets have historically generated strong cash flows, which has helped the company return capital to shareholders through dividends.

The good news is that Macquarie expects this trend to continue despite the challenging retail backdrop.

The broker expects the company to pay fully franked dividends of 95.2 cents per share in FY 2026 and 97.4 cents per share in FY 2027. Based on its current share price of $13.89, that represents dividend yields of 6.9% and 7%, respectively.

Macquarie has an outperform rating and $16.90 price target on the shares.

Sonic Healthcare Ltd (ASX: SHL)

A third ASX dividend stock to consider is Sonic Healthcare.

It is a global medical diagnostics business with operations across Australia, Europe, and the United States.

Its laboratories and collection centres provide services that are tied to healthcare demand, rather than short-term consumer spending. That can give the business a more defensive earnings profile than many cyclical companies.

Bell Potter is also positive on Sonic Healthcare and believes it is well-placed for a return to growth.

On the income front, the broker is forecasting partially franked dividends of 109 cents per share in FY 2026 and 111 cents per share in FY 2027. Based on the current share price of $20.28, this implies dividend yields of 5.4% and 5.5%, respectively.

Bell Potter currently has a buy rating and $28.75 price target on its shares.

The post 3 top ASX dividend shares to buy with 5% to 7% yields appeared first on The Motley Fool Australia.

Instead of buying a property directly, you buy units in a REIT, giving you exposure to a professionally managed portfolio of properties.

REIT typically owns assets such as:

• Office buildings
• Shopping centres
• Industrial warehouses
• Logistics facilities
• Data centres
• Healthcare properties
• Residential developments (less common)

The properties generate rental income, which the REIT collects and distributes to investors after expenses.

Why real estate stocks and REITs are down in 2026

In 2026, the S&P/ASX 200 Real Estate (ASX: XRE) index is down almost 10%. 

There have been several headwinds affecting the sector. 

Firstly, REITs are highly sensitive to rates because they typically use debt to finance property portfolios. 

The RBA has raised rates multiple times in 2026, increasing borrowing costs and reducing the present value of future rental income streams.

Additionally, more expensive and less available financing makes it harder for REITs to acquire assets, refinance debt, or fund developments, reducing expected growth. 

Finally, as bond yields and cash rates rise, investors can earn higher returns from lower-risk assets such as term deposits and government bonds, making REIT distributions relatively less attractive. 

Despite these headwinds, a new report from Bell Potter has identified REITs that have been oversold or offer long-term upside. 

Here is what the broker is tipping. 

REITs with upside

According to Bell Potter's weekly report, several REITs are worth targeting. 

Firstly, the broker has a buy recommendation on Goodman Group (ASX: GMG). 

Its share price has been largely flat in 2026 and is currently trading at $31.20 per share. 

However, Bell Potter has a $35.50 price target, indicating a healthy 13% upside. 

The broker is also optimistic about Aspen Group Ltd (ASX: APZ). Its share price is down 14% year to date. 

Bell Potter has a 12-month price target of $6.50, which indicates roughly 40% upside. 

Finally, the broker has a buy rating on Cedar Woods Properties Ltd (ASX: CWP). 

Cedar Woods Properties shares have fallen almost 23% year to date, and now offer considerable value. 

The broker has a buy rating and $9.65 price target, indicating 46% upside from current levels. 

REITs to avoid 

While some REITs have fallen to a value, the broker has also highlighted that not every REIT is a buy-low candidate. 

The broker has a sell rating on HomeCo Daily Needs REIT (ASX: HDN), an Australian property group focused on the ownership, development, and management of Australian shopping centres. 

Bell Potter also changed its rating on Abacus Storage King (ASX: ASK) to a hold (previously buy) due to emerging pressure in the storage sub-sector.

The post Why there could be hidden value in REITs right now appeared first on The Motley Fool Australia.

But not all dividend shares are created equal. The best income options usually have dependable earnings, strong market positions, and the ability to keep rewarding shareholders through different market conditions.

With that in mind, here are three ASX dividend shares that are rated as buys by analysts and could be worth a closer look.

Cedar Woods Properties Ltd (ASX: CWP)

Cedar Woods Properties is an ASX dividend share that could appeal to income investors.

The property developer has a diversified portfolio of residential communities, townhouses, apartments, and commercial projects across Australia. This gives it exposure to long-term demand for housing, particularly in markets where population growth and housing shortages remain important themes.

Bell Potter is bullish and expects Cedar Woods to pay dividends of 38 cents per share in FY 2026 and 41 cents per share in FY 2027. Based on its current share price of $6.84, this represents dividend yields of 5.5% and 6%, respectively.

The broker has a buy rating and $9.65 price target on its shares.

Lottery Corporation Ltd (ASX: TLC)

Another ASX dividend share that could be a top pick is Lottery Corporation.

It operates lotteries and Keno across Australia, giving it exposure to a highly cash-generative and relatively defensive form of consumer spending. While jackpot activity can influence short-term performance, lotteries have historically shown resilience through different economic conditions.

That defensive profile can be attractive for income investors. The company benefits from well-known brands, large customer reach, and exclusive or long-dated licences in key markets. These characteristics can support strong cash generation, which is important for dividends.

The team at UBS believes this will underpin fully franked dividends of 17 cents per share in FY 2026 and then 21 cents per share in FY 2027. Based on its current share price of $5.34, this would mean dividend yields of 3.2% and 3.9%, respectively.

UBS has a buy rating and $6.35 price target on its shares.

Telstra Group Ltd (ASX: TLS)

Telstra remains one of the most popular ASX dividend shares for income investors and it isn't hard to see why.

The telco giant has a defensive earnings profile, supported by millions of mobile, broadband, and enterprise customers across Australia. Its services are essential for households and businesses, which gives the company a level of resilience that many other businesses do not have.

The mobile division is the key growth driver. Telstra has the largest mobile network in Australia and continues to benefit from strong demand for data, connectivity, price increases, and premium network coverage. This has been supporting steady earnings growth and cash flow generation.

Morgan Stanley expects this to lead to franked dividends of 20 cents per share in FY 2026 and then 21 cents per share in FY 2027. Based on its current share price of $5.23, this represents dividend yields of 3.8% and 4%, respectively.

The broker has an overweight rating and $5.40 price target on its shares.

The post Why Telstra and these ASX dividend shares could be top buys for income appeared first on The Motley Fool Australia.

The S&P/ASX 200 Real Estate Index (ASX: XRE) is down over 10% year to date. 

Real estate investment trusts (REITs) and property-linked stocks have been heavily affected by higher interest rates, tighter credit conditions, and reduced property valuations, leading to significant share price declines. 

However, for long-term investors, these periods of weakness can also signal potential value, particularly in high-quality assets with strong rental income and solid balance sheets. 

Why invest in REITs

A real estate investment trust (REIT) is a company that owns and operates property assets that typically produce income.

These companies can focus on commercial real estate, such as offices, hospitals, shopping centres, warehouses, and hotels. 

Others specialise in residential property investment, such as aged care villages and apartment buildings.

Many investors see REITs as a way to gain exposure to property markets without directly buying physical real estate, while receiving regular income and potential long-term capital growth.

A new report from Bell Potter has identified several REITs with long-term upside. 

Here are three options that received buy recommendations from the broker. 

Goodman Group (ASX: GMG)

Goodman Group is an integrated property group with operations in 14 countries. It specialises in industrial and commercial properties, owning, developing, and managing a global portfolio worth around $80 billion.

After falling significantly to start the year, it has been on a steady recovery. 

Bell Potter currently has a buy recommendation and $36.45 price target on the real estate stock. 

This indicates an upside potential of more than 18%. 

It has been receiving plenty of positive attention from other brokers too. 

Morgan Stanley put an overweight rating and $36.15 price target on this property company's shares last week. 

Aspen Group Ltd (ASX: APZ)

Aspen Group engages in property investment and development. 

Its share price has dipped more than 12% year to date, however Bell Potter also sees upside for this real estate stock. 

In its weekly REIT report, the broker placed a buy recommendation and $6.50 price target on the company. 

From yesterday's closing price of $4.80, this indicates an upside potential of 35%. 

Cedar Woods Properties Ltd (ASX: CWP)

Cedar Woods is an Australian property development company. Its principal interests are in urban land subdivisions and built-form development for residential, commercial, and retail purposes.

Its share price has fallen 20% year to date, but is also tipped to recover. 

Bell Potter currently has a buy recommendation and $9.65 price target on this real estate stock. 

From current levels, this implies a 40% upside. 

It's worth noting the company also offers an attractive dividend yield projected to be over 5% in the future. 

The post Why these ASX real estate stocks could be sleeping giants appeared first on The Motley Fool Australia.

To narrow things down, let's look at three high-yield options that brokers are tipping as buys this week. They are as follows:

Cedar Woods Properties Limited (ASX: CWP)

Bell Potter has named Cedar Woods as an ASX dividend share to buy.

Cedar Woods is one of Australia's leading property companies. It owns a high-quality portfolio that is diversified by geography, price point, and product type. This leaves it well-positioned to benefit from Australia's chronic housing shortage.

Bell Potter is positive on the company's outlook. It is expecting Cedar Woods to be in a position to pay fully franked dividends per share of 38 cents in FY 2026 and then 41 cents in FY 2027. Based on its current share price of $7.20, this equates to 5.3% and 5.7% dividend yields, respectively.

The broker has a buy rating and $9.65 price target on its shares.

IPH Ltd (ASX: IPH)

Another ASX dividend share that is being tipped as a buy is IPH.

It is an intellectual property services company, providing patent and trademark services across multiple jurisdictions through a large number of brands.

IPH has a long history of paying attractive dividends to its shareholders thanks to its strong cash flow generation.

The team at Morgans is bullish and is expecting the company to pay fully franked dividends of 38 cents per share in FY 2026 and then 39 cents per share in FY 2027. Based on its current share price of $3.58, this equates to dividend yields of 10.6% and 10.9%, respectively.

Morgans has a buy rating and $5.39 price target on the company's shares.

Premier Investments Ltd (ASX: PMV)

A third ASX dividend share that could be a buy according to analysts is Premier Investments.

It owns the popular Smiggle and Peter Alexander brands and holds a significant investment portfolio.

While trading conditions have been tough, Macquarie believes Premier Investments is positioned to continue paying attractive dividends to shareholders. This is largely due to the strength of the Peter Alexander brand.

Macquarie is expecting fully franked dividends of 95.2 cents per share in FY 2026 and then 97.4 cents per share in FY 2027. Based on its current share price of $12.01, this would mean generous dividend yields of 7.9% and 8.1%, respectively.

Macquarie has an outperform rating and $16.90 price target on its shares.

The post 3 ASX dividend shares to buy for 5% to 10% yields appeared first on The Motley Fool Australia.

That's because listed below are three top shares that Bell Potter thinks could be buys for income investors.

Here's what the broker is recommending to clients:

Cedar Woods Properties Limited (ASX: CWP)

Bell Potter continues to rate Cedar Woods as an ASX dividend share to buy.

It is one of Australia's leading property developers with a diverse portfolio. This includes subdivisions in emerging residential communities, high-density apartments, and townhouses in inner-city neighbourhoods.

The broker believes the company is well-positioned to benefit from Australia's chronic housing shortage. It expects this to underpin dividends per share of 38 cents in FY 2026 and then 41 cents in FY 2027. Based on its current share price of $7.36, this equates to 5.15% and 5.6% dividend yields, respectively.

Bell Potter has a buy rating and $9.65 price target on its shares.

Elders Ltd (ASX: ELD)

Another ASX dividend share that Bell Potter is bullish on is Elders.

It is an agribusiness company that provides rural and livestock services, agricultural inputs, and real estate services to Australia's farming sector.

Bell Potter believes the delivery on its system modernisation plan and backward integration initiatives, as well as the consolidation of Delta Agribusiness, will drive high double-digit earnings per share growth in FY 2026 and FY 2027.

With respect to income, the broker is forecasting fully franked dividends of 39 cents per share in FY 2026 and then 45 cents per share in FY 2027. Based on its current share price of $7.03, this would mean dividend yields of 5.5% and 6.4%, respectively.

Bell Potter has a buy rating and $9.00 price target on its shares.

Rural Funds Group (ASX: RFF)

A final ASX dividend share to consider according to Bell Potter is Rural Funds.

It is a property company that owns agricultural assets such as cattle properties, vineyards, and cropping land. Rural Funds leases these properties to high-quality tenants on long-term agreements with periodic rental increases built in.

Bell Potter is expecting the company to reward its shareholders with 11.7 cents per share dividends in both FY 2026 and FY 2027. Based on its current share price of $2.01, this would mean attractive 5.8% dividend yields.

The broker currently has a buy rating and $2.50 price target on its shares.

The post 3 ASX dividend shares to buy with 5% to 6% yields appeared first on The Motley Fool Australia.

That changes the income conversation.

If an investor has a very low tolerance for risk, I think term deposits may be the better option right now. They offer a known return, no share market volatility, and very little effort.

But for investors with a normal tolerance for risk, I still think ASX dividend stocks can make a lot of sense.

The reason is simple. Term deposits may offer income, but they do not offer capital growth. Good dividend shares can potentially provide both.

Below are three stocks I would consider buying for income even as interest rates rise.

Harvey Norman Holdings Ltd (ASX: HVN)

Harvey Norman is the kind of ASX dividend stock that may divide opinion in a higher-rate environment.

Retailers can be sensitive to household budgets, and rising interest rates can put pressure on discretionary spending. I would not ignore that risk.

But I also think Harvey Norman has a few qualities that make it interesting for income investors.

It has a long history as one of Australia's best-known retail brands, with exposure to furniture, electrical goods, appliances, and home-related spending. It also has a valuable property-backed model, which gives the business an asset base that many retailers do not have.

For me, this is not just a simple retail yield story. It is a business with scale, brand recognition, and a history of returning cash to shareholders.

The dividend can move around with earnings, so I would not treat it like a term deposit. But if investors are willing to accept some volatility, I think Harvey Norman could still play a useful role in an income portfolio.

HomeCo Daily Needs REIT (ASX: HDN)

HomeCo Daily Needs REIT is another dividend option I would consider.

What I like here is the nature of its property exposure.

The REIT owns convenience-focused and daily-needs assets, with tenants that often sit in categories such as supermarkets, healthcare, large-format retail, and essential services.

That kind of tenant mix is useful when the economy becomes more uncertain.

Higher interest rates can be a headwind for property trusts because debt costs can rise and investors can compare yields more closely with cash and term deposits.

But I think the quality of the underlying rental income is important too. HomeCo Daily Needs REIT ticks this box with its 99% occupancy and high-quality tenant base that includes Coles Group Ltd (ASX: COL) and Woolworths Group Ltd (ASX: WOW). 

Cedar Woods Properties Ltd (ASX: CWP)

Cedar Woods is the more cyclical ASX dividend stock pick of the three, but I think it is also one of the more interesting.

The company develops residential communities and housing projects across Australia. Rising interest rates can weigh on buyer confidence, and Cedar Woods itself recently noted that sales and enquiry activity had softened recently, reflecting lower consumer confidence, rising rates, and the Middle East conflict.

But I think the bigger picture remains compelling. Australia still has a significant housing shortage, and Cedar Woods highlighted that this structural shortfall is expected to continue supporting sales volumes, while noting it will take many years to address.

The latest update also showed robust demand, with 9,663 enquiries in the third quarter, the highest quarterly result in the company's history. It also recorded 442 gross sales, its second strongest quarter on record.

Just as importantly, Cedar Woods reported record presales of more than $788 million, with over 80% of forecast FY27 revenue already presold. For me, that provides useful visibility.

This is still a property developer, so I would not call it defensive. But I do think Cedar Woods offers income investors exposure to a powerful long-term housing theme, with the potential for dividends and capital growth if it keeps executing.

Foolish takeaway

Rising interest rates make term deposits more attractive, particularly for investors who want certainty.

But I do not think they remove the case for ASX dividend stocks. For investors who can handle some market risk, I think Harvey Norman, HomeCo Daily Needs REIT, and Cedar Woods could still be worth considering.

They each offer income potential, but also something term deposits cannot provide: the chance of capital growth over time.

The post Why I'd still buy these ASX dividend stocks as interest rates rise appeared first on The Motley Fool Australia.

Cedar Woods is an Australian property development company. Its principal interests are in urban land subdivisions and built-form development for residential, commercial, and retail purposes.

Its share price shot 3% higher yesterday after its trading update, before correcting 2% lower today. 

This ASX real estate stock is down 15% year to date. 

What did the company report? 

On Thursday, the company reported: 

• On track to meet FY26 guidance at 30%–35% NPAT growth – stages presold & construction complete
• Fully franked interim dividend of 14.0 cps paid on 24 April 2026
• 442 gross sales in 3Q26; the second strongest quarter in the Company's history
• Record presales of more than $788m ($700m pcp, up 12%) provide confidence in FY27 profit growth
• Over 80% of forecast FY27 revenue presold. 

Managing Director, Nathan Blackburne said: 

Customer enquiry remained exceptionally strong in the quarter, with 9,663 enquiries – the highest quarterly result in our history – and this continued to translate into solid sales outcomes, with 442 gross sales in 3Q, our second strongest quarter on record.

What did Bell Potter have to say about this ASX real estate stock?

Following the results, Bell Potter said FY27 is largely de-risked with fixed price construction contracts in place across various projects, and given the flagged 1H earnings skew, some confidence that the business starts the new year well. 

While the market has become more challenging in recent months since the start of the Middle Eastern conflict, CWP's balance sheet and record presales should help it to navigate what could be a trickier quarter or two coming. Trading at just 9.4x FY26 PE vs. 14.2x living sector BP coverage avg and 14.8x passive REIT peers we think CWP screens favourably given strong B/S, ability to restock and prospects for medium term growth.

Buy rating unchanged

Based on this guidance, Bell Potter has maintained its buy recommendation. 

However, the broker has lowered its price target to $9.65 (previously $10.20). 

From today's stock price of $7.23, this indicates an upside potential of 33%. 

As a bonus for potential investors, this ASX real estate stock also boasts a healthy dividend.

It is expected to pay a dividend yield of 5.35% and 5.6% in the next two years. 

The post Bell Potter says this ASX real estate stock could rise 33% appeared first on The Motley Fool Australia.

But which ASX dividend shares could be in the buy zone right now? Let's look at three that analysts are tipping as buys:

Cedar Woods Properties Limited (ASX: CWP)

The first ASX dividend share that could be a buy is Cedar Woods.

It is one of Australia's leading property developers with a portfolio that is diversified by geography, price point, and product type. This includes subdivisions in emerging residential communities, high-density apartments, and townhouses in inner-city neighbourhoods.

Bell Potter believes the company is well-placed to benefit from Australia's chronic housing shortage.

It expects this to underpin fully franked dividends per share of 39 cents in FY 2026 and then 41 cents in FY 2027. Based on its current share price of $7.19, this would mean dividend yields of 5.4% and 5.7%, respectively.

The broker has a buy rating and $10.20 price target on its shares.

Premier Investments Ltd (ASX: PMV)

Another ASX dividend share that is being tipped as a buy is Premier Investments.

It owns brands such as Smiggle and Peter Alexander and holds a significant investment portfolio. Like many retailers, it has faced a tough consumer environment, which has dampened near-term earnings expectations.

But analysts at Macquarie remain positive, largely due to the strength of the Peter Alexander brand.

They are expecting the company to pay fully franked dividends of 95.2 cents per share in FY 2026 and then 97.4 cents per share in FY 2027. Based on its current share price of $12.53, this would mean generous dividend yields of 7.6% and 7.8%, respectively.

Macquarie has an outperform rating and $16.90 price target on its shares.

Sonic Healthcare Ltd (ASX: SHL)

A third ASX dividend share that is rated as a buy by analysts is Sonic Healthcare.

It is one of the world's leading healthcare providers with operations spanning laboratory medicine, pathology, radiology, and primary care medical services.

It has been going through a tough period, but analysts at Bell Potter believe the company is now positioned for sustainable growth.

This is expected to support partially franked dividends of $1.09 per share in FY 2026 and $1.11 per share in FY 2027. Based on its current share price of $19.93, this equates to dividend yields of 5.45% and 5.55%, respectively.

Bell Potter has a buy rating and $28.75 price target on its shares.

The post 3 ASX dividend shares to build a passive income appeared first on The Motley Fool Australia.

If you do, then it could be worth checking out the three shares in this article that have recently been recommended as buys by analysts.

Here's what they are recommending to clients:

Cedar Woods Properties Limited (ASX: CWP)

The team at Bell Potter thinks Cedar Woods could be an ASX dividend share to buy now.

It is one of Australia's leading property companies, owning a high-quality portfolio that is diversified by geography, price point, and product type.

Bell Potter believes that this leaves it well-positioned to be a big winner from Australia's chronic housing shortage.

It also expects this to support fully franked dividends per share of 39 cents in FY 2026 and then 41 cents in FY 2027. Based on its current share price of $7.27, this equates to 5.35% and 5.6% dividend yields, respectively.

The broker has a buy rating and $10.20 price target on its shares.

Charter Hall Retail REIT (ASX: CQR)

Another ASX dividend share that analysts are tipping as a buy is Charter Hall Retail REIT.

It is a property company that owns a diversified portfolio of convenience-based retail centres that are anchored by supermarkets, service stations, and essential services.

These assets tend to be highly defensive. That's because shoppers continue to spend on groceries and everyday essentials regardless of economic conditions. In addition, it boasts long leases and high-quality tenants, which provide visibility over rental income.

The team at Citi is positive on the company and has a buy rating and $4.50 price target on its shares.

As for dividends, the broker is forecasting dividends per share of 25.5 cents in FY 2026 and then 26 cents in FY 2027. Based on its current share price of $3.86, this would mean dividend yields of 6.75% and 6.7%, respectively.

Premier Investments Ltd (ASX: PMV)

A final ASX dividend share to consider for an income portfolio is Premier Investments.

It is the owner of popular retail brands Smiggle and Peter Alexander, as well as a sizeable stake in appliance manufacturer Breville Group Ltd (ASX: BRG). These assets are consistently generating strong free cash flows, which is usually returned to shareholders in the form of dividends.

Bell Potter is also positive on this one. It expects Premier Investments to pay fully franked dividends of 79.7 cents per share in FY 2026 and then 93.4 cents per share in FY 2027. Based on its current share price of $12.93, this equates to dividend yields of 6.15% and 7.2%, respectively.

The broker currently has a buy rating and $18.00 price target on its shares.

The post 3 excellent ASX dividend shares with 5% to 7% yields to buy appeared first on The Motley Fool Australia.

If you are, then it could be worth looking at the three ASX dividend shares in this article that brokers are bullish on.

Here's what they are recommending to clients:

Cedar Woods Properties Ltd (ASX: CWP)

The first ASX dividend share that could be worth considering is Cedar Woods Properties.

The property developer focuses on residential communities and urban land subdivision projects across Australia. While the housing market can be cyclical, long-term demand remains supported by population growth and limited supply in key regions.

With development projects progressing and demand for housing remaining strong, the company could be well placed to continue generating earnings and supporting its dividend payments over time.

Bell Potter believes this will underpin fully franked dividends of 39 cents per share in FY 2026 and then 41 cents per share in FY 2027. Based on its current share price of $7.27, this would mean dividend yields of 5.35% and 5.6%, respectively.

The broker also sees plenty of upside for its shares with its buy rating and $10.20 price target.

Centuria Industrial REIT (ASX: CIP)

Another ASX dividend share that could appeal to income investors is Centuria Industrial REIT.

This REIT owns a portfolio of industrial and logistics assets, including warehouses and distribution centres. These properties are closely tied to supply chains and ecommerce activity, which has driven strong demand in recent years.

The trust benefits from long lease terms and a diversified tenant base, which provides visibility over future rental income.

With industrial property remaining a key part of the modern economy, Centuria Industrial REIT could continue to deliver steady income for investors.

UBS believes the company is well-placed to pay 17 cents per share dividends in both FY 2026 and FY 2027. Based on its current share price of $2.96, this would mean dividend yields of 5.75% in both years.

The broker has a buy rating and $3.40 price target on its shares.

Harvey Norman Holdings Ltd (ASX: HVN)

A final ASX dividend share that brokers rate as a buy is Harvey Norman.

It operates a retail and franchise model across furniture, electronics, and appliances, while also owning a significant property portfolio.

This combination provides multiple income streams, with both retail earnings and rental income supporting its financial performance.

Harvey Norman has a history of paying solid dividends, and while retail conditions can fluctuate, its strong brand and asset backing provide a level of resilience.

The team at Macquarie believes Harvey Norman is positioned to reward shareholders with fully franked payouts of 27.8 cents per share in FY 2026 and 31.2 cents per share in FY 2027. Based on its current share price of $4.97, this would mean dividend yields of 5.6% and 6.3%, respectively.

Macquarie has an outperform rating and $6.60 price target on its shares.

The post 3 ASX dividend shares to double up on right now appeared first on The Motley Fool Australia.

In order to receive a dividend, you must own the ASX share before its ex-dividend date.

If you've had your eye on an ASX share for a while, and you're ready to buy, the ex-dividend date can provide a deadline to act.

Might as well buy and pick up the next dividend payment if the stock is trading at an acceptable price, right?

Alternatively, you could play a longer game, and wait for the ex-dividend date to arrive before buying the stock.

This can be a good strategy because share prices tend to fall on the ex-dividend date.

This happens because the stock is fundamentally worth less without the next dividend payment attached.

Many companies offer dividend reinvestment plans (DRPs).

DRPs allow investors to instruct the company to use their dividends to buy more shares on their behalf, instead of paying cash.

After lodging your DRP form, this process becomes automatic.

It's an easy, passive way for investors increase their shareholdings in a company over time.

And every now and then, a company will offer a discount to shareholders participating in the DRP.

Bonus!

ASX shares with ex-dividend dates next week

The post 14 ASX shares about to go ex-dividend appeared first on The Motley Fool Australia.

For example, here are three ASX dividend shares that are rated as buys and tipped to offer dividend yields of 4.6% or more.

Here's what they are recommending:

Cedar Woods Properties Limited (ASX: CWP)

The first ASX dividend share that could be a buy according to analysts is Cedar Woods.

It is one of Australia's leading property developers with a portfolio that is diversified by geography, price point, and product type.

Bell Potter remains bullish on the company due to its exposure to Australia's chronic housing shortage.

It is expecting this to underpin dividends per share of 39 cents in FY 2026 and then 41 cents in FY 2027. Based on its current share price of $8.55, this equates to 4.6% and 4.8% dividend yields, respectively.

Bell Potter has a buy rating and $10.20 price target on its shares.

HomeCo Daily Needs REIT (ASX: HDN)

Another ASX dividend share that is rated as a buy is the HomeCo Daily Needs REIT.

It is Australia's leading daily needs real estate investment trust (REIT) with total assets of approximately $5.1 billion spanning approximately 2.3 million square metres of land in Australia's leading metropolitan growth corridors of Sydney, Melbourne, Brisbane, Perth and Adelaide.

Last month it reported its half-year results and revealed occupancy and cash collections above 99%, consistently positive leasing spreads, and comparable NOI growth of 4%.

UBS is positive on the company. It believes it will pay shareholders dividends of 9 cents per share in both FY 2026 and FY 2027. Based on its current share price of $1.24, this would mean dividend yields of 7.25%.

The broker currently has a buy rating and $1.55 price target on its shares.

Regal Partners Ltd (ASX: RPL)

Another ASX dividend share that analysts are tipping as a buy is Regal Partners.

It is a specialist alternative investment manager with funds under management of $20.9 billion across its eight brands. These are Regal Funds Management, PM Capital, Merricks Capital, Taurus Funds Management, Attunga Capital, Kilter Rural, Argyle Group, and Ark Capital Partners.

Morgans is a big fan of the company and believes its strong form has positioned it to reward shareholders with fully franked dividends of 20 cents in FY 2025 and then 21 cents per share in FY 2026.

Based on its current share price of $3.02, this equates to dividend yields of 6.6% and 7%, respectively.

Morgans also sees plenty of upside for its shares over the next 12 months. It has a buy rating and $5.00 price target on them.

The post Forget term deposits and buy these ASX dividend stocks appeared first on The Motley Fool Australia.

They have recently been recommended as buys by brokers in March. Here's why they could be top picks for income investors with $3,000 to put to work in the share market:

Cedar Woods Properties Limited (ASX: CWP)

Bell Potter thinks Cedar Woods could be an ASX dividend stock to buy this month.

It is one of Australia's leading property companies, owning a high-quality portfolio that is diversified by geography, price point, and product type. The broker believes that this leaves it well-positioned to be a big winner from Australia's chronic housing shortage.

Bell Potter expects this to support dividends per share of 39 cents in FY 2026 and then 41 cents in FY 2027. Based on its current share price of $8.73, this equates to 4.5% and 4.7% dividend yields, respectively.

The broker has a buy rating and $10.20 price target on its shares.

Premier Investments Ltd (ASX: PMV)

Another ASX dividend stock to consider for income is Premier Investments.

It is the owner of popular retail brands Smiggle and Peter Alexander, as well as a sizeable stake in appliance manufacturer Breville Group Ltd (ASX: BRG). These assets are consistently generating strong free cash flow, which is usually returned to shareholders in the form of dividends.

Macquarie is positive on this one, especially given its belief that the Peter Alexander brand is being significantly undervalued.

As for income, it expects fully franked dividends of 79 cents per share in FY 2026 and then 90.3 cents per share in FY 2027. Based on its current share price of $12.87, this equates to dividend yields of 6.1% and 7%, respectively.

The broker currently has an outperform rating and $16.20 price target on the shares.

Sonic Healthcare Ltd (ASX: SHL)

A final ASX dividend stock to consider according to analysts is Sonic Healthcare.

It is a global medical diagnostics company, operating laboratories and collection centres across Australia, Europe, and the United States. Its services are tied to healthcare demand rather than economic cycles, which can provide a degree of earnings resilience.

Macquarie is also positive on this one and is recommending Sonic Healthcare to clients.

The broker recently put an outperform rating and $27.50 price target on its shares.

In terms of income, Macquarie is forecasting partially franked dividends of 104 cents per share in FY 2026 and 100 cents per share in FY 2027. Based on the current share price of $23.01, this implies dividend yields of 4.5% and 4.35%, respectively.

The post 3 ASX dividend stocks to buy with $3,000 in March appeared first on The Motley Fool Australia.