Mr Hazel is a professional public company director who has had an extensive career in banking, finance and risk management, including in the regional banking industry. He brings to the Board more than 40 years of experience in the financial services sector along with a deep understanding of regional and rural interests, valuable insights into the challenges faced by Australia's ageing population, and the retirement housing sector. He has led government initiatives to lower the occurrence of motor vehicle accidents, reduce the impact of road trauma and oversee programs to change behaviours and encourage safer driving. He is a member of the Risk Committee and transitioned from Chair of the Financial Risk Committee to a member in August 2020. Other director and memberships (including directorships of other listed companies for the previous three years) held by him are Chair, Ingenia Communities Group Limited (ASX listed, period: March 2012 to present), Precision Group, Adelaide Festival Centre Trust Director, Coopers Brewery Limited, Inheritance Capital Management Pty Ltd, Omega Communities Pty Ltd, Chapman Capital Partners Pro-Chancellor, University of South Australia Former Director, Centrex Metals Limited (ASX listed, period: July 2010 to September 2019)

Mr Matthews chaired the first Community Bank company in Australia, which began in Rupanyup and Minyip in Victoria. He retains a keen interest in the sustainability of the Community Bank network, and its value and importance to hundreds of communities across Australia. He also brings to the Board, a sound understanding of the importance and resilience of the Australian agricultural sector both to the economy and to our future and continues to operate a farm and an agricultural import/export business based in the Wimmera region of Victoria. He continues to maintain a close involvement in several agricultural industry bodies. He brings to the Board an array of skills including experience in agribusiness from production to international trade, deep community connections and an understanding of the critical role the 'human' piece plays in business success. He is a member of the Financial Risk, Audit and Governance & Human Resources Committees. He is also a member of the Community Bank National Council and Chair of the Agribusiness Advisory Committee Other director and memberships (including directorships of other listed companies for the previous three years) held by him are Director, Australian Grain Technologies Pty Limited, Farm Trade Australia Pty Limited, Rupanyup/Minyip Finance Group Limited.

Ms Hey offers international experience in business and technology systems and enjoyed a highly successful executive career prior to becoming a full-time company director in 2011. She took up a graduate position with Ericsson the Swedish telecommunications company where she held a variety of leadership roles across more than two decades, eventually rising to become MD & CEO of Ericsson in the UK/Ireland and Australia/NZ. She brings to the Board an extensive array of skills including executive leadership, corporate and business acumen, technology and innovation, financial acumen and corporate governance. She is a member of the Governance & Human Resources and Technology Committees. Other director and memberships (including directorships of other listed companies for the previous three years) held by her are Director of Qantas Airways Limited (ASX Listed, period: August 2013 to present), AGL Energy Limited (ASX listed, period: March 2016 to present). Member of Brighton Grammar School Council. Former Director, Australian Foundation Investment Company

Mr Foster is an experienced non-executive director, with a diverse portfolio of directorships and advisory roles across a range of listed and government organisations. Mr Foster's executive career primarily in financial services has spanned more than 25 years, most recently as CEO of Suncorp Bank from 2008 to 2013. He also held a number of senior roles with Westpac Banking Corporation in Sydney and Queensland across a 14-year period. Mr Foster brings to the Board an extensive array of skills including strategy, M&A, operational leadership, finance and risk management, product management and marketing, and change management. Mr Foster is a member of the Risk Committee and transitioned from a member of the Financial Risk Committee to Chair in August 2020. Other director and memberships (including directorships of other listed companies for the previous three years) held by him are Chair, Motorcycle Holdings Limited (ASX Listed, period: March 2016 to present) Director, G8 Education Limited (ASX Listed, period: February 2016 to present), Genworth Mortgage Insurance Australia Limited (ASX Listed, period: May 2016 to present), Director, Youi Holdings Pty Ltd, Peak Services Pty Ltd, Former Director, Thorn Group Limited (ASX Listed, period: December 2014 to October 2019) Member of the University of the Sunshine Coast Council.

Mr Harris has experience and understanding of the regulatory and government landscape brings additional breadth and balance to the Board. He has had a distinguished career in the Australian public service with broad experience in public and regulatory policy development, economics and governance. He has held senior roles in the Department of the Treasury and the Department of the Prime Minister and Cabinet, including as Deputy Secretary of the Treasury. As well as her depth and understanding of public policy, he brings an array of skills including finance, regulatory risk, compliance and risk management. He is Chair of the Risk Committee Other director and memberships (including directorships of other listed companies for the previous three years) held by hima re Member, Australian Office of Financial Management Audit Committee.

Ms Weekes has over 35 years of experience in financial services and has led several organisations. Victoria has held executive roles with Australian listed companies and multi-nationals including Westpac, Citi, Allens and Jarden Morgan (now CS First Boston). She is a non-executive director and chair with experience across a range of business sectors in the public, private, government and not-for-profit organisations. Victoria has deep expertise in risk management, regulation, and compliance at both executive and board level. Victoria is the chair of NSW Treasury Audit and Risk Committee and recently navigated the sale of ANZ's superannuation fund as the independent chair of OnePath. Victoria is a non-executive director of Alcidion Group Limited (ASX: ALC), the deputy chair of St George Community Housing Group, a member of council at State Library of NSW and immediate past chair of Sydney Local Health District. She is the president of professional standards body FINSIA and was previously the chair of Australian Gender Equality Council. She will join the Risk Committee and Financial Risk Committee of BEN effective 15/02/2022.

Ms Baker has over 30 years' experience in the financial services industry, across Banking, Trustee and Custodial Services, Financial Planning, Insurance and Funds Management. She has been with the Bendigo and Adelaide Bank Group since 1989, and an Executive of the Bank since 2000. Her most recent positions include Chief Customer Officer which had responsibility for all the customer facing and direct customer support businesses across the Group, Executive Corporate Resources with responsibility for human resources, information technology, legal, assurance, property & security, procurement and corporate services, as well as previous positions of Chief Information Officer, Group Treasurer and Chief Executive Officer Sandhurst Trustees. She brings to the Board a strong understanding and connection to regional Australia as well as an array of skills, knowledge and experience from over 30 years in financial services, two thirds of which has been in Executive positions. Other director and memberships (including directorships of other listed companies for the previous three years) held by her are Deputy Chair of the Australian Banking Association, member of Business Council of Australia, Mastercard (Asia Pacific) Advisory Board, Corporate Executive Women and La Trobe University's Bendigo Regional Advisory Board.

Ms Carter has over 30 years' experience in the financial services and telecommunications sectors with executive roles in distribution, strategy and operations, human resources and transformation. Her skills in large scale people leadership, product and sales management, transformation delivery and risk management have been, and continue to be, valuable and contemporary contributions to the Board and the Bank. She recently concluded her role as Executive Director, Transformation Delivery at Telstra, and prior to that, held a number of executive roles at NAB including Executive General Manager Retail Bank, Executive General Manager - Business Operations and General Manager of People and Culture, as well as senior leadership roles at MLC, ING and Prudential Assurance Co Ltd. She is Chair of the Technology Committee and is a member of the Financial Risk and Governance and Human Resources Committees.

Mr Deutsch has experience in delivering complex audit and advisory services to Australia's public, private, government and not-for-profit organisations having most recently served as CEO of Deloitte Australia. At Deloitte Australia, Richard was the Managing Partner of the Audit & Advisory Practice and a member of the Global Audit & Advisory Leadership Team. Richard's career also includes more than 25 years working with PwC, including nine years on PwC's Australian executive. Richard is passionate about supporting organisations that have a positive impact in the community. He is a former Chairman of OzHarvest and a former Director of Adara Group, a charitable organisation focusing on international development in emerging economies. His former directorships also include serving as President and Chairman of the Institute of Chartered Accountants Australia (now Chartered Accountants Australia and New Zealand) and Director of SCEGGS Darlinghurst. Richard has also been a member of the Male Champions of Change, Australian Climate Leaders Coalition and the Business Council of Australia.

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