If you are planning to put $10,000 to work in the share market ahead of 2026, exchange-traded funds (ETFs) remain one of the smartest and most convenient ways to build long-term wealth.
They offer instant diversification and exposure to sectors and themes that would otherwise be difficult to access with just a handful of individual shares.
Three ETFs that could be top picks for investors preparing their portfolio for the next decade and beyond are listed below. Here's why they could be excellent options for a $10,000 investment today.
BetaShares Crypto Innovators ETF (ASX: CRYP)
The first ASX ETF that could be a great long term option for investors with a high tolerance for risk is the BetaShares Crypto Innovators ETF.
It gives investors exposure to global stocks that are at the forefront of the digital asset ecosystem. This includes crypto exchanges, mining businesses, blockchain infrastructure providers, and companies enabling real-world applications for decentralised technology.
Some of the ETF's major holdings include Coinbase Global (NASDAQ: COIN), MicroStrategy (NASDAQ: MSTR), and Riot Platforms (NASDAQ: RIOT). These are businesses whose earnings can scale rapidly if crypto adoption continues to accelerate or if blockchain technology becomes further embedded in banking, gaming, supply chains, and cloud computing.
BetaShares Nasdaq 100 ETF (ASX: NDQ)
The BetaShares Nasdaq 100 ETF is another ASX ETF that could be a good destination for a $10,000 investment.
This fund continues to be one of the most popular ways for Australians to tap into the world's most innovative stocks. While the Magnificent 7, Apple (NASDAQ: AAPL), Microsoft (NASDAQ: MSFT), Nvidia (NASDAQ: NVDA), Amazon (NASDAQ: AMZN), Meta Platforms (NASDAQ: META), Alphabet (NASDAQ: GOOGL), and Tesla (NASDAQ: TSLA), dominate headlines, this ASX ETF also provides meaningful exposure to dozens of other high-quality businesses that are often overlooked.
For example, other large holdings include Costco Wholesale (NASDAQ: COST), Adobe (NASDAQ: ADBE), Starbucks (NASDAQ: SBUX), and PepsiCo (NASDAQ: PEP). These companies offer durable earnings, strong competitive advantages, and proven long-term growth records, adding balance to the BetaShares Nasdaq 100 ETF beyond its mega-cap tech exposure.
BetaShares Global Quality Leaders ETF (ASX: QLTY)
Finally, the BetaShares Global Quality Leaders ETF is focused on stocks with exceptional balance sheets, superior profitability, and consistent earnings growth. This is a classic quality factor strategy, which has historically outperformed broader markets over long periods.
The ETF's holdings are concentrated in world-class businesses such as payments giant Visa (NYSE: V), luxury goods retailer Hermes (FRA: HMI), and photolithography machines manufacturer ASML Holding (NASDAQ: ASML).
In uncertain economic environments, quality stocks have tended to be more resilient. For investors seeking a smoother journey, this fund could be a compelling addition. It was recently recommended by analysts at Betashares
